MIRA INFORM REPORT

 

 

Report Date :

18.02.2008

 

IDENTIFICATION DETAILS

 

Name :

MOSHE & NAMDAR

 

 

Registered Office :

579 5th Ave New York, NY 10017-1917

 

 

Country :

United States

 

 

Date of Incorporation :

03.2005

 

 

Com. Reg. No.:

700358461

 

 

Legal Form :

Private Company

 

 

Line of Business :

Trader and Distributors of Diamonds

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

 

Company Information

 

 

MOSHE & NAMDAR
579 5TH AVE
NEW YORK, NY 10017-1917
(212) 759-0500

Business Identification Number:

700358461

File Established:

03/2005

 

Executive Summary

 

 

  Intelliscore for MOSHE & NAMDAR

 

 

17.63

 

 

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

 

100

 

High risk

Low risk


HIGH RISK
8% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

PRESENCE OF DELINQUENT ACCOUNTS

BALANCE ON DELINQUENT ACCOUNTS

RATIO OF BALANCE TO HIGH CREDIT BALANCE ON ALL ACCOUNTS

PRESENCE OF AN INCONSISTENT PAYMENT TREND



  Research Tips

Additional information may be available on this business.

Other recommended searches:

Order Public Record

 

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections:

0

Sum of legal filings:

$0

UCC filings: details (FILED 08/05-07/06)

3

Cautionary UCC filings present?

Yes**



Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

11

Total continuous trades:

2

Current continuous trade balance:

$400

Trade balance of all trades (5):

$15,700

Average balance previous 5 quarters:

$480

Highest credit amount extended: details

$1,000

6 month balance range:

$0 - $0

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

 

 

 

 

 

 

 

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Trade Payment Information

 

 

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

 

Business
Category

Date
Reported

Last
Sale

 

Payment
Terms

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

12/2007

 

 

 

$1,000

$400

100%

 

 

 

 

CUST 3 YR

 PACKAGING

01/2008

10/2006

NET 30

 

 

$0

 

 

 

 

 

CUST 2 YR

 

Trade Payment Totals

 

 

Trade Payment Experiences

Account Status
Days Beyond Terms

 

Type

Lines
Reported

 

 

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

2

 

 

$1,000

$400

100%

 

 

 

 

DBT: 0

Newly Reported

0

 

 

 

 

 

 

 

 

 

DBT:  

Trade Lines Totals

2

 

 

$1,000

$400

100%

 

 

 

 

DBT: 0

 

Additional Payment Experiences

 

 

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

 

Business
Category

Date
Reported

Last
Sale

 

Payment
Terms

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

 BUS SERVCS

02/2007

02/2007

NET 30

 

 

$0

 

 

 

 

 

 

-BUS SERVCS

10/2006

 

NET 7

 

$200

$200

 

 

 

53%

47%

 

+LEASING

01/2008

 

NET 30

 

$15,100

$15,100

49%

50%

1%

 

 

CUST 1 YR

 

Monthly Payment Trends

 

 

Payment Trends Analysis

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

N/A

0

$400

 

100%

 

 

 

 

JAN08

N/A

N/A

0

$400

 

100%

 

 

 

 

DEC07

N/A

N/A

0

$400

 

100%

 

 

 

 

NOV07

N/A

N/A

0

$600

 

100%

 

 

 

 

OCT07

N/A

N/A

0

$300

 

100%

 

 

 

 

SEP07

N/A

N/A

0

$400

 

100%

 

 

 

 

AUG07

N/A

N/A

0

$700

 

100%

 

 

 

 

 

Quarterly Payment Trends

 

 

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q4 - 07

OCT-DEC

0

$400

 

100%

 

 

 

 

Q3 - 07

JUL-SEP

0

$500

 

100%

 

 

 

 

Q2 - 07

APR-JUN

3

$400

 

94%

 

6%

 

 

Q1 - 07

JAN-MAR

11

$500

 

52%

37%

11%

 

 

Q4 - 06

OCT-DEC

4

$600

 

79%

18%

3%

 

 

 

UCC Profile

 

The UCC Filings are summarized and listed below.

UCC Summary

Filings

Date Range

Year

Cautionary
UCCs**

Total
Filed

Released/
Term'd

Cont

Amended/
Assigned

JAN - PRESENT

 

2008

 

 

 

 

 

JUL - DEC

 

2007

 

 

 

 

 

JAN - JUN

 

2007

 

 

 

 

 

JUL - DEC

 

2006

 

1

 

 

 

JAN - JUN

 

2006

1

1

 

 

 

PRIOR TO JAN

 

2006

1

1

 

 

 

Total

 

2

3

 

 

 

 

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

 

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  UCC Filings

 

UCC FILED Date: 07/31/2006

Filing Number: 200607310624726

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: LOUIS GLICK DIAMOND CORP. NY NEW YORK 10020 1271 AVENUE OF T

Collateral: UNDEFINED


UCC FILED Date: 03/03/2006

Filing Number: 200603035211630

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: BANK LEUMI USA NY NEW YORK 10179 420 LEXINGTON AVENUE

Collateral: EQUIP, INVENTORY, UNDEFINED


UCC FILED Date: 08/04/2005

Filing Number: 200508045694492

Jurisdiction: SEC OF STATE NEW YOR

Secured Party: BANK LEUMI USA NY NEW YORK 10170 420 LEXINGTON AVE

Collateral: EQUIP, INVENTORY, HEREAFTER AQUIRED PROP, UNDEFINED

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions