MIRA
INFORM REPORT
|
Report Date : |
02.07.2008 |
IDENTIFICATION
DETAILS
|
Name : |
UNIQUE SUGARS LIMITED |
|
|
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Registered Office : |
Mhatre Pen Building, B Wing, Senapati Bapat Marg, Dadar, Mumbai – 400028,
Maharashtra |
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Country : |
India |
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|
Financials (as on) : |
31.03.2007 |
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Date of Incorporation : |
10.09.1981 |
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Com. Reg. No.: |
11-25191 |
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CIN No.: [Company
Identification No.] |
U15421MH1981PLC025191 |
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|
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|
TAN No.: [Tax
Deduction & Collection Account No.] |
MUMU03498F/MUMU03979D |
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|
PAN No.: [Permanent
Account No.] |
AAACU0569M/AAACU0569M/AAACU0569M |
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|
Legal Form : |
Closely Held Public Limited Liability Company. |
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Line of Business : |
Manufacturer of Dextrose Monohydrate and Dextrose Syrup, Dextrose
Anhydrous (IP Grade), Liquid Glucose, High Maltose Corn Syrup, Modified
Starches etc |
RATING &
COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 330000 |
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Status : |
Good |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
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Comments : |
Subject is a well established and reputed company having satisfactory
track. Trade relations are fair. Business is active. The company can be considered good for normal business dealings. |
INFORMATION PARTED
BY
|
Name : |
Mr. Jivanmali |
|
Designation : |
Account Department |
|
Name : |
Mr. S N Andait |
|
Designation : |
Export and Import Department |
LOCATIONS
|
Registered Office : |
Mhatre Pen Building, B Wing, Senapati Bapat Marg, Dadar, Mumbai –
400028, Maharashtra |
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Tel. No.: |
91-22-24362210 |
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Fax No.: |
91-22-24305969 |
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E-Mail : |
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Location : |
Owned |
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Corporate Office/Factory : |
Dada Saheb Rawal Industrial Estate, Dada Nagar, Dondaicha, Dhule –
425408, Maharashtra |
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Tel. No.: |
91-2566-244151/152/153 |
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Fax No.: |
91-2566-244225 |
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E-Mail : |
DIRECTORS
|
Name : |
Mr. Rawal Daulat Jaysinh |
|
Designation : |
Director |
|
Address : |
Hawai Mahal, Dondaicha, Dhule – 425408, Maharashtra |
|
Date of Birth/Age : |
10.09.1924 |
|
Date of Appointment : |
02.06.1986 |
|
Date of Ceasing : |
24.09.1999 |
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|
|
|
Name : |
Mr. Rawal J Jitendrasinh |
|
Designation : |
Director |
|
Address : |
Hawai Mahal, Dondaicha, Dhule – 425408, Maharashtra |
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Date of Birth/Age : |
02.08.1947 |
|
Date of Appointment : |
10.09.1981 |
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|
Name : |
Mr. Rawal J Jaydeosinh |
|
Designation : |
Director |
|
Address : |
Hawai Mahal, Dondaicha, Dhule – 425408, Maharashtra |
|
Date of Birth/Age : |
27.11.1949 |
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Date of Appointment : |
28.09.1992 |
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|
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|
Name : |
Mr. Bandodkar T Ratnakar |
|
Designation : |
Director |
|
Address : |
R1 72 Milap Nagar, MIDC Residential Area, Dombivali (East), Thane –
421203, Maharashtra |
|
Date of Birth/Age : |
27.12.1939 |
|
Date of Appointment : |
26.08.1987 |
|
Date of Ceasing : |
29.01.2004 |
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|
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|
Name : |
Mr. Baride A Ashok |
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Designation : |
Director |
|
Address : |
702 A Wing Vaastu, Shubh Enclave, Rajmata Marg, Andheri (East), Mumbai
– 400093, Maharashtra |
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Date of Birth/Age : |
14.04.1959 |
|
Date of Appointment : |
14.07.1994 |
|
Date of Ceasing : |
17.11.2004 |
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|
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|
Name : |
Mr. Yadava P Devprakash |
|
Designation : |
Director |
|
Address : |
Flat No. 52 Building, No. 22 HSG Colony, Bandra, Mumbai – 400050,
Maharashtra |
|
Date of Birth/Age : |
15.11.1945 |
|
Date of Appointment : |
30.01.1995 |
|
Date of Ceasing : |
29.01.2004 |
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|
|
|
Name : |
Mr. Rawal J Jaykumar |
|
Designation : |
Director |
|
Address : |
Hawai Mahal, Dondaicha, Dhule – 425408, Maharashtra |
|
Date of Birth/Age : |
16.01.1975 |
|
Date of Appointment : |
28.09.2000 |
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Date of Ceasing : |
10.07.2002 |
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|
Name : |
Mr. Kothary M Mahendra |
|
Designation : |
Director |
|
Address : |
Keshema Coop Hsg., Soc., Flat No. 3 Broad No. 5, Mumbai – 400057,
Maharashtra |
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Date of Birth/Age : |
16.11.1934 |
|
Date of Appointment : |
14.08.1995 |
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Date of Ceasing : |
07.09.1998 |
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|
Name : |
Mr. Kapur N Loknath |
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Designation : |
Director |
|
Address : |
Brij Lok 2/83, Vish Was Khand Ganati N Agra, Lucknow, Uttar Pradesh |
|
Date of Birth/Age : |
02.08.1947 |
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Date of Appointment : |
23.03.1990 |
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Date of Ceasing : |
23.12.1998 |
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|
|
|
Name : |
Mr. Sharma R Krishanlal |
|
Designation : |
Director |
|
Address : |
AT & Post, Dondaicha, Dhule – 425408, Maharashtra |
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Date of Birth/Age : |
10.03.1945 |
|
Date of Appointment : |
01.01.1997 |
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|
|
|
Name : |
Mr. Pise Haribabu Rames |
|
Designation : |
Director |
|
Address : |
205 Shangrila 7, Bungalows, Andheri, Mumbai – 400081, Maharashtra |
|
Date of Birth/Age : |
11.06.1946 |
|
Date of Appointment : |
15.09.2000 |
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Date of Ceasing : |
29.01.2004 |
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|
|
|
Name : |
Mr. Rawal M Chatrasinh |
|
Designation : |
Director |
|
Address : |
Sarangkheda Taluka, Dhule – 425408, Maharashtra |
|
Date of Birth/Age : |
03.08.1930 |
|
Date of Appointment : |
29.01.2004 |
|
|
|
|
Name : |
Mr. Jawansingh S Rajput |
|
Designation : |
Director |
|
Address : |
D 101, Gautam Complex, EX Sector 11 CBD Belapur, Thane,
Maharashtra |
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Date of Birth/Age : |
30.01.1946 |
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Date of Appointment : |
30.07.2004 |
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|
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|
Name : |
Mr. Kishor I Sisodiya |
|
Designation : |
Director |
|
Address : |
Purna 1002 Worli Sagar Hsg Co. Soc., Police Quarters Worli, Mumbai –
400030, Maharashtra |
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Date of Birth/Age : |
01.06.1962 |
|
Date of Appointment : |
30.07.2004 |
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|
|
|
Name : |
Mr. Rawal J Rishikesh |
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Designation : |
Director |
|
Address : |
Hawai Mahal, Dondaicha, Dhule – 425408, Maharashtra |
|
Date of Birth/Age : |
21.11.1976 |
|
Date of Appointment : |
01.04.2002 |
MAJOR SHAREHOLDERS
/ SHAREHOLDING PATTERN
AS ON 30.09.2005
|
Names of Shareholders |
|
No. of Shares |
|
Mr. Jaydeosinh Jaysinh Rawal |
|
115147 |
|
Mr. Jitendersinh Jaysinh Rawal |
|
114907 |
|
Mr. Chandrakuwar Jitendrasinh Rawal |
|
2950 |
|
Ms. Nayankuwar Jitendrasinh Rawal |
|
36278 |
|
Ms. Binankuwar Jaydeosinhy Rawal |
|
22280 |
|
Ms. Shantadevi Yogensinh Jamadar |
|
10000 |
|
Mr. Chhatrasinh Nagosinh Rawal |
|
500 |
|
Ms. Rekha Harilal Mohani |
|
2000 |
|
M/s. Universal Starch Chem Allied Limited |
|
14400 |
|
Ms. Nirmala Thakurdas Kursija |
|
600 |
|
Mr. Jaykumar J Rawal |
|
53329 |
|
Mr. Shipra J Rawal |
|
2700 |
|
Mr. Panchratna J Rawal |
|
2700 |
|
Mr. Rishikesh J Rawal |
|
53329 |
|
Mr. Vikrant J Rawal |
|
3100 |
|
Mr. Kishorlal Desai |
|
2000 |
|
Mr. Ratnadevi Premsinh Patil |
|
1540 |
|
Mr. Surendrasinh Bhimsinh Rajput |
|
500 |
|
Mr. Jawarilal Khetmal Jain |
|
500 |
|
Ms. Usha Ishwarlal Bhavsar |
|
1000 |
|
Mr. Rameshchand Khetmal Jain |
|
500 |
|
Mr. Rajesh Mohanlal Shah |
|
500 |
|
Mr. Santosh Ananda Chaudhari |
|
500 |
|
Mr. Rohit Shantilal Sheth |
|
500 |
|
Mr. Thakurdas Teckchand Kursija |
|
2600 |
AS ON 31.03.2007
|
Equity Share
Breakup |
|
Percentage of
Holding |
|
Category |
|
|
|
Bodies corporate |
|
9.21 |
|
Directors or relatives of directors |
|
83.23 |
|
Other top fifty shareholders |
|
1.54 |
|
Others |
|
6.02 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer of Dextrose Monohydrate and Dextrose Syrup, Dextrose
Anhydrous (IP Grade), Liquid Glucose, High Maltose Corn Syrup, Modified
Starches etc |
|
|
|
|
Exports : |
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Countries : |
40% Nepal |
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Imports : |
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Countries : |
UAE |
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Terms : |
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Selling : |
Cash & Credit |
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Purchasing : |
Cash & Credit |
GENERAL
INFORMATION
|
Customers : |
Agents |
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No. of Employees : |
400 |
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Bankers : |
Shamrao Vithal Co-op Bank , Cuffparde |
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|
|
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Financial Institution : |
Sicom Limited,
Nirmal Building, 1st Floor, Nariman Point, Mumbai – 400021,
Maharashtra E-Mail. Sujata.milind@rediffmail.com |
|
|
|
|
Facilities : |
-- |
|
|
|
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Banking
Relations : |
Satisfactory |
|
|
|
|
Auditors : |
|
|
Name : |
Harshal Agrawal Chartered Accountant |
|
Address : |
204, Mhatre Pen Building, Senapati Bapat Marg, Dadar (West), Mumbai – 400028,
Maharashtra |
|
|
|
|
Associates/Subsidiaries : |
Universal Touch |
CAPITAL STRUCTURE
AS ON
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
3850000 |
Equity Shares |
Rs. 10/- Each |
Rs. 38.500
Millions |
|
15000 |
Preference |
Rs. 100/- Each |
Rs. 1.500
Millions |
|
Total |
|
|
Rs.
40.000 Millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
2360400 |
Equity Shares |
Rs. 10/- Each |
Rs. 23.604 Millions |
FINANCIAL DATA
[all figures are in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
23.604 |
23.604 |
23.604 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
42.607 |
16.742 |
26.460 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
66.211 |
40.346 |
50.064 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
71.299 |
104.014 |
106.279 |
|
|
2] Unsecured Loans |
79.368 |
73.712 |
67.540 |
|
|
TOTAL BORROWING |
150.667 |
177.726 |
173.819 |
|
|
DEFERRED TAX LIABILITIES |
28.546 |
30.067 |
31.526 |
|
|
|
|
|
|
|
|
TOTAL |
245.424 |
248.139 |
255.409 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
115.736 |
122.771 |
128.694 |
|
|
Capital work-in-progress |
94.695 |
0.825 |
2.497 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.111 |
0.134 |
0.130 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
74.294
|
55.936 |
72.303 |
|
|
Sundry Debtors |
81.856
|
66.973 |
56.202 |
|
|
Cash & Bank Balances |
31.376
|
32.571 |
31.898 |
|
|
Other Current Assets |
0.000
|
0.000 |
0.000 |
|
|
Loans & Advances |
37.199
|
36.606 |
31.097 |
|
Total
Current Assets |
224.725
|
192.086 |
191.500 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
169.193
|
58.784 |
58.511 |
|
|
Provisions |
20.650
|
8.907 |
8.928 |
|
Total
Current Liabilities |
189.843
|
67.691 |
67.439 |
|
|
Net Current Assets |
34.882
|
124.395 |
124.061 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.014 |
0.027 |
|
|
|
|
|
|
|
|
TOTAL |
245.424 |
248.139 |
255.409 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
|
31.03.2006 |
31.03.2005 |
|
|
Sales Turnover |
|
723.425 |
554.088 |
|
|
Other Income |
|
5.815 |
8.423 |
|
|
Total Income |
|
729.240 |
562.511 |
|
|
|
|
|
|
|
|
Profit/(Loss) Before Tax |
|
36.015 |
(11.026) |
|
|
Provision for Taxation |
|
10.150 |
1.309 |
|
|
Profit/(Loss) After Tax |
|
25.865 |
(12.335) |
|
|
|
|
|
|
|
|
Expenditures : |
|
|
|
|
|
|
Raw Material Consumed |
|
366.183 |
288.660 |
|
|
Consumption of stores and spares parts |
|
11.407 |
11.721 |
|
|
Increase/(Decrease) in Finished Goods |
|
3.065 |
17.097 |
|
|
Salaries, Wages, Bonus, etc. |
|
20.979 |
19.831 |
|
|
Managerial Remuneration |
|
4.038 |
2.427 |
|
|
Payment to Auditors |
|
0.067 |
0.067 |
|
|
Interest |
|
10.476 |
15.243 |
|
|
Insurance Expenses |
|
3.011 |
2.902 |
|
|
Power & Fuel |
|
84.721 |
64.555 |
|
|
Depreciation & Amortization |
|
10.991 |
11.118 |
|
|
Other Expenditure |
|
178.287 |
139.916 |
|
Total Expenditure |
|
693.225 |
573.537 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
PAT / Total Income |
(%) |
--
|
3.54 |
(2.19) |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
--
|
4.97 |
(2.22) |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
--
|
11.43 |
(3.44) |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
--
|
0.89 |
(0.22) |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
5.14
|
6.08 |
4.81 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.18
|
2.83 |
2.83 |
LOCAL AGENCY
FURTHER INFORMATION
|
This form is for |
Creation of
charge |
|
Corporate
identity number of the company |
U15421MH1981PLC025191 |
|
Name of the
company |
UNIQUE SUGARS LIMITED |
|
Address of the
registered office or of the principal place of business in India of the company |
Mhatre Pen Building, B Wing, Senapati Bapat Marg, Dadar, Mumbai –
400028, Maharashtra |
|
Type of charge |
Immovable
Property Movable Property |
|
Particular of
charge holder |
Sicom Limited Nirmal Building,
1st Floor, Nariman Point, Mumbai – 400021, Maharashtra E-Mail. Sujata.milind@rediffmail.com |
|
Nature of description
of the instrument creating or modifying the charge |
By way of
mortgage of the entire & future fixed assets of the company at the said
plots of land as per deed of mortgage dated 04.03.2008 Created a first
charge by way of hypothecation on all plant & machinery, air conditions
and others installations furniture and all other movable assets of the
company at the said plot of land specified vide deed of mortgage |
|
Date of
instrument Creating the charge |
04.03.2008 |
|
Amount secured by
the charge |
Rs. 30.000
Millions |
|
Brief particulars
of the principal terms an conditions and extent and operation of the charge |
Rate of Interest
– Agreement to pay interest at the ratre of 1.25% above sicom references Terms of
Repayment – Agreed to repay the said term loan of Rs. 30.000 Millions the
first 60 installments be of Rs. 0.490 Millions Margin – 10% |
|
Short particulars
of the property charged |
By way of
mortgage of the entire & future fixed assets of the company at the said plots
of land as per deed of mortgage dated 04.03.2008 Created a first
charge by way of hypothecation on all plant & machinery, air conditions
and others installations furniture and all other movable assets of the
company at the said plot of land specified vide deed of mortgage |
Trade References
v Anil Starch
CMT REPORT
(Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No available
information exist that suggest that subject or any of its principals have been
formally charged or convicted by a competent governmental authority for any
financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.43.27 |
|
UK Pound |
1 |
Rs.86.28 |
|
Euro |
1 |
Rs.68.24 |
SCORE & RATING
EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
6 |
|
OPERATING SCALE |
1~10 |
6 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
7 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
6 |
|
--LEVERAGE |
1~10 |
6 |
|
--RESERVES |
1~10 |
6 |
|
--CREDIT LINES |
1~10 |
6 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
54 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|