MIRA
INFORM REPORT
|
Report Date : |
21.07.2008 |
IDENTIFICATION
DETAILS
|
Name : |
KOLEY CONVERTING MACHINERY PRIVATE LIMITED |
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Registered Office : |
233/ B N S Road, Kolkata – 700 001, West Bengal |
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Country : |
India |
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Financials (as on) : |
31.03.2007 |
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Date of Incorporation : |
25.08.1995 |
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Com. Reg. No.: |
21 – 73710 |
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CIN No.: [Company
Identification No.] |
U29309WB1995PTC073710 |
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TAN No.: [Tax
Deduction & Collection Account No.] |
CALK02251E |
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Legal Form : |
Private Limited Liability Company |
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Line of Business : |
Manufacturer, Exporter and Importer of Rotogravure Printing machines, Printing
Machines, Flexo Printing Machine and Lamination Machine, Sliting Machine, Hot
Melt Coatings Machine Etc. |
RATING &
COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 28320 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having satisfactory track records.
Trade relations are fair. Financial position is satisfactory. Payments are
usually correct and as per commitments. Nothing adverse reported. The company can be considered normal for business dealings at usual
trade terms and conditions. |
INFORMATION PARTED
BY
|
Name : |
Mr. Himadri Koley |
|
Designation : |
Managing Director |
|
Date : |
12.07.2008 |
LOCATIONS
|
Registered Office / Factory : |
233/ B, N S Road, Kolkata – 700 001, West Bengal, India |
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Tel. No.: |
91-33-26409102 |
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Fax No.: |
91-33-26408588 |
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E-Mail : |
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Area : |
9360 Sq. ft |
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Location : |
Owned |
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Factory : |
4/1, Halder Para Lane, Howrah, Kolkata – 711 101, West Bengal, India |
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Tel No.: |
91-33-26405958/ 26409102 |
DIRECTORS
|
Name : |
Mr. Himadary Koley |
|
Designation : |
Managing Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
16.12.1958 |
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Date of Appointment : |
25.08.1995 |
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Name : |
Mr. Himanshu Koley |
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Designation : |
Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
20.08.1945 |
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Date of Appointment : |
25.08.1995 |
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|
|
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Name : |
Mrs. Nila Koley |
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Designation : |
Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
15.11.1955 |
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Date of Appointment : |
25.08.1995 |
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|
|
|
Name : |
Mr. Sipra Koley |
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Designation : |
Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
17.07.1962 |
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Date of Appointment : |
25.08.1995 |
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|
|
|
Name : |
Mrs. Rituprana Koley |
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Designation : |
Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
04.12.1978 |
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Date of Appointment : |
07.05.1999 |
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|
|
|
Name : |
Mr. Chandan Jana |
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Designation : |
Director |
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Address : |
173, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal, India |
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Date of Birth/Age : |
20.12.1975 |
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Date of Appointment : |
30.09.2002 |
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Name : |
Mr. Debdeep Koley |
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Designation : |
Director |
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Address : |
233/ B, Netaji Subhash Road, Howrah, Kolkata – 700001, West Bengal,
India |
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Date of Birth/Age : |
27.06.1983 |
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Date of Appointment : |
20.08.2002 |
KEY EXECUTIVES
|
Name : |
Mr. P V Subramanian |
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Designation : |
Company Secretary |
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Address : |
81/8, Regent Estate, Kolkata – 700 092, West Bengal, India |
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Tel No.: |
91-33-24141975 |
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Mobile No.: |
91-9830026425 |
MAJOR SHAREHOLDERS
/ SHAREHOLDING PATTERN
As on 30.09.2005
|
Names of Shareholders |
No. of Shares |
|
Mr. Himadary Koley |
53345 |
|
Mr. Himanshu Koley |
161758 |
|
Mrs. Nila Koley |
22311 |
|
Mr. Sipra Koley |
9761 |
|
Mr. Chandan Jana |
140 |
|
Mr. Debdeep Koley |
140 |
|
Total |
247455 |
Equity share breakup (Percentage
of Total Equity)
As on 31.03.2007
|
Sr. No. |
Category |
Percentage |
|
1. |
Directors or relatives of directors |
100.00 |
|
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer, Exporter and Importer of Rotogravure Printing machines,
Printing Machines, Flexo Printing Machine and Lamination Machine, Sliting
Machine, Hot Melt Coatings Machine Etc. |
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|
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Exports : |
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Products : |
Machinery |
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Countries : |
v Bangladesh v Nepal v Bhutan |
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Terms : |
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Selling : |
Cash and Credit ( 30 – 60 days) |
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Purchasing : |
Cash and Credit ( 30 – 60 days) |
GENERAL
INFORMATION
|
Customers : |
Printer’s Company |
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No. of Employees : |
40 |
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Bankers : |
v Syndicate bank 42, G T Road, Howrah Branch, Kolkata – 700 001, West Bengal, India v Standard
Chartered Bank v United Bank of
India |
|
|
|
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Facilities : |
CC – Rs. 15.000 millions |
|
|
|
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Banking
Relations : |
Satisfactory |
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|
|
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Auditors : |
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|
Name : |
Asimkumar Chattopadhyay Chartered Accountants |
|
Address : |
360, G T Road, Salkia, Howrah, Kolkata – 711106, West Bengal, India |
CAPITAL STRUCTURE
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
10,00,000 |
Equity shares |
Rs. 10/- each |
Rs. 10.000 millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
247,455 |
Equity shares |
Rs. 10/- each |
Rs. 2.474
millions |
FINANCIAL DATA
[all figures are in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
2.474 |
2.474 |
2.474 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
3.190 |
2.419 |
1.975 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
5.664 |
4.893 |
4.449 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
10.679 |
10.767 |
7.830 |
|
|
2] Unsecured Loans |
0.000 |
0.000 |
5.757 |
|
|
TOTAL BORROWING |
10.679 |
10.767 |
13.587 |
|
|
DEFERRED TAX LIABILITIES |
10.663 |
6.130 |
0.000 |
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|
|
|
|
|
|
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TOTAL |
27.006 |
21.790 |
18.036 |
|
|
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|
|
|
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APPLICATION OF FUNDS |
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|
|
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|
|
|
|
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FIXED ASSETS [Net Block] |
5.649 |
1.731 |
1.805 |
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Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
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|
|
|
|
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
28.655
|
23.784 |
19.238 |
|
|
Sundry Debtors |
13.321
|
12.916 |
11.932 |
|
|
Cash & Bank Balances |
1.560
|
1.351 |
1.235 |
|
|
Other Current Assets |
1.579
|
0.069 |
0.054 |
|
|
Loans & Advances |
0.054
|
0.992 |
0.868 |
|
Total
Current Assets |
45.169
|
39.112 |
33.327 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
22.581
|
18.262 |
16.543 |
|
|
Provisions |
1.230
|
0.791 |
0.553 |
|
Total
Current Liabilities |
23.811
|
19.053 |
17.096 |
|
|
Net Current Assets |
21.358
|
20.059 |
16.231 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
27.006 |
21.790 |
18.036 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
|
31.03.2007 |
31.03.2006 |
|
|
Sales Turnover |
|
36.090 |
31.805 |
|
|
Total Income |
|
36.090 |
31.805 |
|
|
|
|
|
|
|
|
Profit/(Loss) Before Tax |
|
1.233 |
0.691 |
|
|
Provision for Taxation |
|
0.000 |
0.000 |
|
|
Profit/(Loss) After Tax |
|
1.233 |
0.691 |
|
|
|
|
|
|
|
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Expenditures : |
|
|
|
|
|
|
Bonus to Staff |
|
0.015 |
0.039 |
|
|
Bonus to Workers |
|
0.107 |
0.105 |
|
|
Administrative Expenses |
|
9.650 |
9.986 |
|
|
Employer’s Cont to ESIC |
|
0.058 |
0.066 |
|
|
Employer’s Cont to PF |
|
0.108 |
0.112 |
|
|
Bank charges |
|
0.083 |
0.108 |
|
|
Salaries, Wages, Bonus, etc. |
|
0.532 |
0.520 |
|
|
Professional Charges |
|
0.035 |
0.022 |
|
|
Director’s Remuneration |
|
0.873 |
0.720 |
|
|
Interest |
|
1.066 |
1.047 |
|
|
Insurance Expenses |
|
0.073 |
0.087 |
|
|
Director’s Fees |
|
0.008 |
0.009 |
|
|
Sales Tax |
|
0.531 |
0.613 |
|
|
Legal Charges |
|
0.035 |
0.040 |
|
|
License and Fees |
|
0.021 |
0.023 |
|
|
Audit Fees |
|
0.013 |
0.013 |
|
|
Gratuity Paid |
|
0.067 |
0.046 |
|
|
Renewal Fees for ISO 9001 Certification |
|
0.024 |
0.000 |
|
|
Depreciation & Amortization |
|
0.219 |
0.265 |
|
|
Other Expenditure |
|
21.339 |
17.293 |
|
Total Expenditure |
|
34.857 |
31.114 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2007 |
31.03.2006 |
31.03.2005 |
|
PAT / Total Income |
(%) |
3.41
|
2.17 |
-- |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
3.41
|
2.17 |
-- |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
3.41
|
2.17 |
-- |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.22
|
0.14 |
-- |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
4.20
|
3.89 |
3.84 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.90
|
2.05 |
1.95 |
LOCAL AGENCY
FURTHER INFORMATION
Trade References
v Orient Press HD – Mumbai
v Sidnamal Paper Construction Company Private Limited – Delhi
v Lami Coat International Private Limited – Noida
Trust Seal Acceptance Chart
|
Parameters |
Details |
|
Statutory Approvals |
|
|
Income Tax Registration |
AABCK1334P |
|
Central Sales Tax Registration |
19701303244 |
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Service Tax Registration |
AABCK1334PST001 |
|
VAT / TIN Registration |
19701303050 |
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Import Export Code |
0290001919 |
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Name of Bank |
Syndicate Bank |
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Current Account Number |
95403072602 |
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Account Since |
5 Years |
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Credibility Factors |
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India Mart Client Since |
New Member |
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Trade Affiliations |
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SSI Registration |
YES |
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Export Promotion Council |
YES |
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Chamber of Commerce Membership |
NO |
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Standards and Certifications |
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Quality Management Systems |
Yes |
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Environment Management Systems |
No |
|
Safety Certificates |
No |
|
Product Certificates |
No |
|
Other Certificates |
ISO 9001 : 2000 |
Form 8
|
Name of the company |
KOLEY CONVERING MACHINERY PRIVATE LIMITED |
|
Presented By |
Syndicate Bank |
|
1) Date and description of instrument creating the change |
Composite hypothecation agreement dated 01.12.2003 General Agreement dated 01.12.2003 Comprehensive Pre and Postshipment Agreement dated 01.12.2003 |
|
2) Amount secured by the charge/amount owing on the securities of charge |
Rs. 6.200 millions Rs. 2.000 millions Rs. 1.500 millions Total - Rs. 9.700 millions |
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3) Short particular of the property charged. If the property acquired is subject to charge, date of the acquired of the property should be given |
Hypothecation by way of 1st charge: 1. All the company’s stocks of raw materials, finished goods, semi finished goods etc. stored/ lying at the company’s premises / godowns/ factory at Mouza Baltikuri Bazar, Brahminpara, howrah or wherever else the same may be or in course of transit. 2. All the company’s plant and machinery consisting of Rorogravure machine, Lamination Machine, Sliting cum rewinding machine and lathe machines, Drill Machine, shaping machine, grinding machine and all other machine and furniture , fixtures, movable properties of any kind installed/ lying at the aforesaid place or wherever else the same may be or in course of transit. 3. All the Company’s present and future book debts, outstanding monies, receivables, claims, bills, contracts, securities, investments, rights and assets etc. 4. All stocks of raw materials to be procured out of PCL / Export Credit materials to make goods to be exported and finished goods out of proceeds of PCL / Export Credit and all stock in trade. |
|
4) Gist of the terms and conditions and extent and operation of the charge. |
Interest / Commission as may be fixed by the Bank from time to time. |
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5) Name and Address and description of the person entitled to the charge. |
Syndicate Bank 42, G T Road, Howrah – 711 101, West Bengal, India |
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6) Date and brief description of instrument modifying the charge |
Comprehensive Pre and Post shipment agreement dated 16.10.2004 for Rs. 6.000 millions. |
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7) Particulars of modifications specifying the terms and conditions or the extent of operations of the charge in which modification is made and the details of the modification. |
By this modification the Bank has sanctioned to the company packing credit limit of Rs. 6.000 millions. The overall limit thus stands enhanced from Rs. 9.700 millions to Rs. 15.700 millions consisting of following facilities. O.D. – Rs. 6.200 millions TL – Rs. 2.000 millions FDBP / BG – Rs. 1.500 millions P.C. – Rs. 6.000 millions Total – Rs. 15.700 millions Interest commission as may be fixed by the Bank from time to time. Other terms and conditions remain unchanged. |
Form 8
|
This form is for |
Modification of charge |
|
Charge Identification (ID) number of the charge to be modified |
90248475 |
|
Corporation identity number (CIN) or foreign company registrations number of the company |
U29309WB1995PTC073710 |
|
Name of the company |
KOLEY CONVERING MACHINERY PRIVATE LIMITED |
|
Address |
233/ B N S Road, Kolkata – 700 001, West Bengal, India |
|
Type of Charges |
v Immovable property v Book debts v Movable property (not being pledge) |
|
Particular of the charge holder |
Name : Syndicate Bank Address: 42, G T Road City: Howrah State: West Bengal ISO country code: IN Pin code: 711101 e-mail ID: anupdasgupta@hotmail.com |
|
Nature or description of the instrument creating or modifying the charge |
Composite hypothecation agreementdated 31.03.2008 Deposits of title deeds dated 31.03.2008 |
|
Date of the instrument creating charge |
31.03.2008 |
|
Whether charge created or modified outside India |
No |
|
Amount Secure by the charge |
Rs. 15.000 millions |
|
Brief particulars of the principal terms and conditions and extent and operation of the charge |
Rate of Interest Interest PLR on SOD On PCL/FDBP/FUBP. Terms of repayment On demand Margin – 25% Extent and operation of the charge By way of 1st charge. Others Equitable mortgage of all that piece and parcel mokorari mourasi bastu admeasuring 13 cottah, 6 Sq. ft more or less together with one storied pacca house no converted in to office space and C I shed standing thereon and comprised within HMC ward No. 25, being holding No. 4/1, Halder Para Lane, corresponding to plot no. 54, Khatian No. 302, 312 to 318, A Mouza shibpur Dist. Howrah. |
|
Short particulars of the Property charged |
Hypothecation of raw materials, semi finished and finished goods in the manufacturing of Rotogravure ptg machine, shifting machine etc. stored at 4/1, Halder para lane, Howrah, Equitable mortgage of all that piece ands parcel mokorari mourasi bastu admeasuring 13 cottah, 6 Sq. ft more or less together with one storied pacca house no converted in to office space and C I shed standing thereon and comprised within HMC ward No. 25, being holding no. 4/1, Halder Para Lane, corresponding to plot no. 54. |
|
Whether any of the property or interest therein under reference is not registered in the name of the company |
No |
|
Particulars of the present modification |
By this modification overall limit has been enhanced from Rs. 9.700 millions to Rs. 15.000 millions other terms and condition remain unchanged. |
CMT REPORT
(Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
The Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 42.78 |
|
UK Pound |
1 |
Rs. 85.51 |
|
Euro |
1 |
Rs. 67.90 |
SCORE & RATING
EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, they have no basis upon which to
recommend credit dealings |
No Rating |
|