MIRA
INFORM REPORT
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Report Date : |
26.07.2008 |
IDENTIFICATION
DETAILS
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Name : |
GIRMES WHEATGRASS |
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Registered Office : |
G-10/702, Gangadham Phase 2, Market Yard, Pune – 411037, Maharashtra,
India |
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Country : |
India |
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Financials (as on) : |
31.03.2007 |
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Year of Establishment : |
2005 |
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IEC No.: |
3106009926 |
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PAN No.: [Permanent
Account No.] |
AAGFG1455K |
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Legal Form : |
Partnership Concern with an Unlimited Liability Partners |
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Line of Business : |
Manufacturer of International Quality Wheatgrass Powder
since 1998 |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
USD 700 |
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Status : |
Good |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
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Comments : |
Subject is a well established concern having satisfactory track. Trade
relations are fair. Payments are usually correct and as per commitments. The concern can be considered good for normal business dealings. It can be regarded as a providing business partner in a medium to
long-run. |
INFORMATION PARTED
BY
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Name : |
Mr. Hemant Girme |
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Designation : |
Chief Executive Officers |
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Contact No.: |
91-9822002042 |
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Date : |
24.07.2008 |
LOCATIONS
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Registered/ Marketing Office : |
G-10/702, Gangadham Phase 2, Market Yard, Pune – 411037, Maharashtra,
India |
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Tel. No.: |
91-20-24240456 |
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Mobile No.: |
91-9822002042/ 9890143432 |
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Fax No.: |
91-20-24240456 |
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E-Mail : |
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Website : |
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Area : |
1025 sq. ft. |
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Location : |
Owned |
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Factory : |
Girmes Wheatgrass at Anand Nagar, Po. Akluj, District Solapur –
413101, India |
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Tel No.: |
91-2185-222454 |
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Area : |
4 Acres |
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Location : |
Owned |
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Domestic Distributor : |
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PARTNERS
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Name : |
Mr. Hemant Girme |
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Designation : |
Partner |
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Address : |
G-10/702, Gangadham Phase 2, Market Yard, Pune – 411037, Maharashtra,
India |
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Date of Birth/Age : |
36 years |
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Qualification : |
B. Arch. |
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Experience : |
10 years |
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Name : |
Mr. Chandrakant Girme |
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Designation : |
Director |
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Address : |
G-10/702, Gangadham Phase 2, Market Yard, Pune – 411037, Maharashtra,
India |
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Date of Birth/Age : |
66 years |
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Qualification : |
B. Sc. |
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Experience : |
10 years |
BUSINESS DETAILS
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Line of Business : |
Manufacturer of International Quality Wheatgrass Powder
since 1998 |
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Products : |
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Brand Name : |
“Girmes Wheatgrass Powder” |
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Exports : |
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Products : |
Wheatgrass Powder |
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Countries : |
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Terms : |
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Selling : |
Cash Advance Required |
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Purchasing : |
Cash |
PRODUCTION STATUS
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Particulars |
Unit |
Licensed
Capacity |
Installed
Capacity |
Actual
Production |
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Wheatgrass Powder |
Tons |
- |
- |
5tons/year |
GENERAL
INFORMATION
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Customers : |
Foodex, Japan (March 08 through KVIC) |
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No. of Employees : |
24 (Office – 4 and Factory 20) |
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Bankers : |
State Bank of India |
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Banking
Relations : |
Satisfactory |
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Auditors : |
Not Available |
CAPITAL STRUCTURE
Authorised Capital :
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No. of Shares |
Type |
Value |
Amount |
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250000 |
Equity Shares |
Rs.10/- each |
Rs.2.500 Millions |
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Issued, Subscribed & Paid-up Capital :
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No. of Shares |
Type |
Value |
Amount |
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14900 |
Equity Shares |
Rs.10/- each |
Rs.0.149 Million |
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FINANCIAL DATA
[all figures are in Rupees Millions]
ABRIDGED BALANCE
SHEET
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SOURCES OF FUNDS |
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31.03.2007 |
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SHAREHOLDERS FUNDS |
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1] Share Capital |
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0.149 |
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2] Share Application Money |
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0.000 |
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3] Reserves & Surplus |
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0.000 |
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4] (Accumulated Losses) |
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0.000 |
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NETWORTH |
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0.149 |
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LOAN FUNDS |
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1] Secured Loans |
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0.000 |
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2] Unsecured Loans |
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0.030 |
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TOTAL BORROWING |
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0.030 |
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DEFERRED TAX LIABILITIES |
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0.000 |
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TOTAL |
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0.179 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
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0.058 |
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Capital work-in-progress |
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0.000 |
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INVESTMENT |
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0.000 |
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DEFERREX TAX ASSETS |
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0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
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Inventories |
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0.000 |
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Sundry Debtors |
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0.000 |
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Cash & Bank Balances |
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0.028 |
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Other Current Assets |
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0.001 |
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Loans & Advances |
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0.092 |
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Total
Current Assets |
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0.121 |
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Less : CURRENT
LIABILITIES & PROVISIONS |
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Current Liabilities |
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0.000 |
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Provisions |
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0.000 |
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Total
Current Liabilities |
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0.000 |
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Net Current Assets |
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0.121 |
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MISCELLANEOUS EXPENSES |
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0.000 |
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TOTAL |
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0.179 |
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PROFIT & LOSS
ACCOUNT
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PARTICULARS |
|
|
31.03.2007 |
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Sales Turnover |
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2.505 |
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Other Income |
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0.000 |
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Total Income |
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2.505 |
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Profit/(Loss) Before Tax |
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0.111 |
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Provision for Taxation |
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0.000 |
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Profit/(Loss) After Tax |
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|
0.111 |
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Expenditures : |
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Postage and Telephone |
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0.016 |
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Postage and Telephone |
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0.162 |
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Administrative Expenses |
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0.076 |
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Salaries, Wages, Bonus, etc. |
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0.238 |
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Other Expenditure |
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|
1.902 |
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Total Expenditure |
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2.394 |
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KEY RATIOS
|
PARTICULARS |
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31.03.2007 |
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PAT / Total Income |
(%) |
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4.43 |
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Net Profit Margin (PBT/Sales) |
(%) |
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4.43 |
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Return on Total Assets (PBT/Total Assets} |
(%) |
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62.01 |
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Return on Investment (ROI) (PBT/Networth) |
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0.74 |
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Debt Equity Ratio (Total Liability/Networth) |
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0.20 |
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Current Ratio (Current Asset/Current Liability) |
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|
|
0.00 |
LOCAL AGENCY
FURTHER INFORMATION
Trade Reference:
Livsstils
Producter
Kongsvinger, Norway (www.helsesidene.no)
their brochure is attached
Collectors Collection
203 A, Jin Kushal Suri Complex, New Delhi – 110049,
Mob No.: 91-9871287277
Magna Nutrition
Centre
143 M G Road, Sasoon Building, Kalaghoda, Mumbai – 400001,
Tel No.:91-22-22671763
Website Details
Profile:
They are specialized in manufacturing
international quality Wheatgrass Powder since 1998 on our owned prime
agricultural land at Akluj. This natural, organic food supplement is being
pioneered by Mr. Chandrakant N. Girme (B. Sc; N.D.). He is a practicing Doctor
of Naturopathy specialized in Wheatgrass Therapy. He is assisted by his son Mr.
Hemant for product development and marketing.
Manufactured
& Packed By:
Girmes Wheatgrass, At- Akluj
(Anandnagar), Dist. - Solapur, Maharashtra- 413101, INDIA.
- Project recognised by - MSKVIB
(Maharashtra State Khadi & Village Industries Board).
- Registered with Indian FDA under
M.P.F.A. Reg. No. 529 / 2005.
- Organic Certification No.
FPC/GWG/082/05.
Favorable
conditions for large-scale production of best quality Wheatgrass at their farm.
- Suitable year round Temp. Max (25*C
to 38* C), Min (7*C to 18*C).
- Hot and dry climatic conditions
with annual rainfall about 58 cm.
- Water obtained from natural
alkaline fresh water well.
- Farm located 160 km south–east of Pune
in pollution free agricultural area.
- Subject is grown perennially in
polyhouses using organic soil media. New sowing and harvesting is done
daily all year round. The Wheatgrass is grow for 7 days and then harvested
at the ‘jointing stage’ when the maximum nutrition content is ‘stored’ in
its tender blades of grass. It is then dehydrated indoors naturally
(without direct sunlight / mechanism) and grinded into fine Powder thus
retaining its natural nutritional value.
- Theircurrent production is about
3000 bottles (of 100 g pack) & 900 kg fresh Wheatgrass per month.
Production quantity is increased as required and they have resources to
expand up to 10,000 bottles per month.
- Articles about their project were
published in Marathi daily ‘Sakal’ (05 Oct ‘05), ‘Kesari’ (6 Jun ‘01) and
‘Navakal’ (22 Jan ’07). The national TV Channel- Doordarshan also
showcased an interview and information about their project in
2001.
- Their mission is to increase
awareness about Wheatgrass Powder and provide quality product to the
consumer. Mr. C. N. Girme is also the author of a book
titled: “Wheatgrass – Nature’s Gift to Mankind”, which provides valuable
information about Wheatgrass Powder and its practical applications.
Importance of Wheatgrass
Diet occupies an important place during sickness and healthy
condition. The Father of Modern Medical Science and the great Greek philosopher
Hippocrates rightly said “Let thy food be thy medicine”. Their body has the
inbuilt ability to heal itself if provided proper nutrition, environment and
exercise.
Chief exponent of this therapy, Dr Ann Wigmore (1909-1994),
was single most responsible for popularizing the usage of Wheatgrass. She is
the founder of ‘Hippocrates Institute, Boston, USA’ and has done extensive
research and experiments to explore the therapeutic value of Wheatgrass. She
has hailed Wheatgrass as ‘A complete natural food’ providing all the necessary
nutrition.
Company is renowned for its therapeutic value since ancient
times. Hindus offer ‘Durva’ (green grass) to the elephant God Ganesh and grow
Wheatgrass to worship for nine days during ‘Navratri’ (Laxmi festival) every
year. Dr. Ann Wigmore has mentioned the Biblical story about Babylonian King
Nebuchadnezzar who spent seven years, insane, living like a wild animal eating
the grass of the fields and got cured.
The common observation that dogs and cats nibble on grass, presumably when ill,
strengthens their belief in the healing power of grasses.
Nutritional Value:-
Company has the amazing ability to concentrate maximum
nutrients from the soil. Scientists have established that it has to be
cultivated carefully and harvested at the ‘jointing’ stage (6 to 7 days in
tropical climate) when its nutritional content is at its peak.
Company is a naturally rich source of Vitamins, Minerals,
Amino acids, Enzymes, Chlorophyll and Dietary Fibre.
Company is said to contain more than 90 different nutritious
substances and 19 Amino acids including 9 EAA (essential amino acids).
The molecular structure of Chlorophyll contained in
Wheatgrass bears a close resemblance to the substance called Hemin contained in
human blood. Dieticians therefore call Wheatgrass as ‘green blood'.
The pH (hydrogen molecules) value of human blood and Wheatgrass
both is about 7 (alkaline) & is therefore quickly absorbed in the blood and
is highly beneficial.
100 g Wheatgrass Powder, obtained from 1 kg of fresh
Wheatgrass, can supply nourishment equal to that obtained from 23 kg of
selected vegetables.
Wheatgrass Powder is high in dietary fibre and thus helps
maintain blood sugar level, cholesterol level and prevents constipation.
Directions for use:
- Girme’s Wheatgrass Powder is available in 100 g packing required for a month.
- Consume minimum 1 Tsp (about 3 g) a day and increase as per body acceptance.
- Do not have any food for half an hour before and after consumption.
- A few drops of honey may be added to enhance taste.
Quantity:
A. Normal people (For generally well being and
rejuvenation).
One tsp. (about 3 g) Powder in the morning continuously for
a month.
Repeat the course after a gap of every six months. It will
help overcome nutrition deficiencies and thus maintain good health.
B. Other Health Problems and Weight Loss.
First 5 days - 1 tsp in morning.
6th to 10th day - 1 tsp in morning and evening.
11th day onwards - 2 tsp. in morning and evening.
Wheatgrass Powder should be taken for at least 90 days or
till satisfactory results are achieved.
Note:
- Wheatgrass Powder therapy should accompany a good diet consisting
of vegetables, soups, sprouts, green salads, fruits, juices, dry fruits,
etc.
- Bakery products, fried foods, sweets, spicy foods, overcooked food,
non-veg, alcohol, etc. should be kept to a minimum.
Benefits of Wheatgrass Powder:
- Helps overcome nutrition deficiencies.
- Helps improve natural immune (resistance) system.
- Powerful natural antioxidant. Helps resolves foul odors of breath
and sweat.
- Helps in blood purification and to balance Hemoglobin production.
- Helps in combating Thalassemia and Anemia.
- Helps resolves digestion related problems such as Constipation,
Acidity, Piles, Colitis, Ulcers, Diabetes, Kidney malfunction, etc.
- Acts as a very effective energizer and health rejuvenator.
- Helps overcome skin disorders and to improve skin / muscle tone.
- Benefits the body cells, glands, hair, lungs, kidneys, liver,
muscles, spleen and teeth.
- Helps in combating diseases such as Cancer, BP, Menstrual Problems,
Paralysis, Leukemia, Arthritis, Insomnia, Asthma, etc.
- Highly effective for weight loss / gain along with diet plans.
- Paste of Wheatgrass Powder with milk applied like a face pack helps
overcome skin problems such as Acne, Black / White heads, freckles, skin
tan / burn, etc.
DOMESTIC DISTRIBUTOR:
ANDAMAN
& NICOBAR ISLANDS:
- Port Blair: S. Salvam, Delanipur Po, Haddo
ANDHRA
PRADESH:
- Chittor: S. Selvam, Vijaypuram
- Guntur: G V Ramana Kumar, Old Pattabhipuram.
- Hyderabad:
- Banjara Hills: K. Sasanka, Nr Appolo Hospital.
- Basher Baug: Mehek Enterprises
- Badichowdi: Dr. Gopal M. Chotta
- Medhipatnam: B. Manjula Rani,
- Tarnaka: Jayachandra
- N. Sagar Road:Laxminarayan Tiwari
- Karimnagar: P. Kavita, Mukarampura
- Krishnagiri: K. Sundarraju, Hosur.
- Nellore: Dinesh Kumar, Trunk Road.
- Prakasam:K. Padmaja, Kandukur
- Rajahamundry
- B V S Prasad, Latacheruvu.
- Heeralal, Vankayala Vari Street
- Secundarabad
- Padma Rao Nagar: Mrs. Panna A. Mehta
- Malkajgiri: Mrs. B. Durga Shekar
- Malkajgiri: Dr. V. Srinivasulu Guptha
- Malkajgiri: S. S. Chalapathi Rao, Sanjaynagar
- Visakhapatnam
- Chodavaram (Po): K. Laxmi, Kalagarla Thota Colony
- M.V.P. Colony: Abhilash Medi Marketing Network
ASSAM:
- Dhemaji: Ravindranath Dhemj
- Dibrugarh: Md. Riaz Uddin Ahmed, Lahoal
- Guwahati:
- Rehabari: Rip Burman.
- Sawkuchi: Durga Prasad Gupta.
- Hailakandi: Dr. M. Santikumar Singha, Silchar.
- Karimganj: Dr. M. Santikumar Singha, Silchar
- Silchar: Dr. M. Santikumar Singha
- Tinsukia: Dr Leela Barah, Nature Care Centre
BIHAR:
- Katihar: Sujit Kumar Sinha, Binodpur
CHATTISGARH:
- Raipur: Suyush Agencies, G. E. Road.
GOA:
- North Goa: Rekha Rajan, Dona Paula.
- Sancoale: Prakash V. Naik, Shinoli.
GUJRAT:
- Anand: Mrs.Nandita Wakankar, Pratapung, Baroda
- Ahmedabad:
- Mrs. Nandita Wakankar, Pratapung, Baroda.
- Ahaw: Anil Nerkar
- Baroda:
- Mrs.Nandita Wakankar, Pratapung, Baroda.
- Bharuch: Sitaram Wheat Grass Center, Ovara.
- Kheda: Mrs.Nandita Wakankar, Pratapung, Baroda.
- Navsari: Adil Sukeshwala, Navsari.
- Rajkot: Bhaskar Thakar
- Surat: Adil Sukeshwala, Navsari.
- Valsad: Adil Sukeshwala, Navsari.
HARYANA:
- Chandigarh: Lekh Raj Saini, Village Daria.
- Gurgoan: Neeru Nagpal.
- Yamunanagar: V-Care (Anu Gupta), Model Town.
HIMACHAL
PRADESH:
- Dharamshala: Mr. Sathyarthi, McLeodganj.
- Sirmaur: Mrs. Manjoo Dhayani.
JAMMU
& KASHMIR:
- Srinagar: Nab Pharma, Dal Gate. (Mr. Yogi)
- Jammu: Gurdeep Kaur, Sainik Colony.
KARNATAKA:
- Bangalore:
- Basavangudi: Gnana Bhandar, Gandhi Bazar Circle.
- Magadi Rd.: Shyamsundar D. K;
- Lalbagh: Jaivikmal,
- Amarjyothi Nagar: Dr. Manian.
- Indiranagar: Dattatreya Bhat
- N R Colony: Nagendra M S.
- Ulsoor: Sanjaikannan.
- Rajajinagar: Corinne Marketing Services.
- Belgaum:
- Tilakwadi : Arun R. Sholapurkar
- Gulbarga: Mr Gumdal, Shivaji Nagar.
- Dakshina Kannada:
- Vishal Traders, Udupi. (P. B. Shenoy)
- Mysore: Surya Devan M, ChamundiPuram
- Uttara Kannada:
- Vasudev Shanbag, Sirsi.
- Dr. Gopal Tiwari, Nature Cure Centre, Sirsi
- Shimoga: Dr. Shivaputhrappa, Vinobanagar
- Udupi: 1) Gelard Crasta, Kundapur 2) Vishal Traders, (P. B. Shenoy)
KERALA:
- Alleppy: Samson Issac, Edapally Po, Kochi
- Calicut:
- K.Lethika, Azchavattam, Mankave.
- Abdul Hakeem AK, Farook College Post
- Kollam:
- S.S. Soman Pillai, Punalur.
- Dr. C. G. Jairaj, Varkala.
- Ernakurlam:
- Cherai: Rajendran K. R, Rektheswari Road.
- Kochi: Samson Issac, Edapally Po
- Kannur:
- Koipra: Mrs. Biji Saviao
- Nayem, Zual, Kakkad Road,
- Katachira: Kannur Nature Care Centre
- Malappuram: Santoshkumar, Manjeri
- Palakkad:
- Pattambi : Poornima Ent;
Vilayoor.
- Nemmara: P. V. Sanjeev Kumar.
- Trichur:
- Prasad v Menon, Ayyanthole.
- Samson Issac, Edapally Po, Kochi.
MADHYA
PRADESH:
- Betul: Rajesh Sable, Shivaji Complex.
- Bhopal: Dev Bawa, Ayodhya Road
- Indore: Gurmeet Singh Chawla, Rau.
- Jabalpur:
- Ashika Ent; (Mrs. Deepika Khare)
MAHARASHTRA:
- Aurangabad:
- Naresh G. Batle, Samarth Nagar.
- Chandrapur: Bandu Dhotre, Kotwali Ward.
- Jalgaon: Dr. D. D. Bendale, Shivram Nagar.
- Kolhapur: Ankur Agencies, (Arun Bakhare )
- Lonavala:
- S. D. Palival, Nangargaon.
- Chandrakant Phadke,
- Mumbai:
- Andheri (w): Kalpesh Vyas, Azad Nagar.
- Andheri (w): A. K. Akhare, 7 Bungalows.
- Dadar (E):
- S. D. Palival, Lonavla.
- Pt. Nityanand Sharma, Opp. Dadar Fire Brigade.
- Ghatkopar (E): Pradip Rathod, 90 feet Road.
- Ghatkopar (W):
- Mrs. Vinita Naringrekar, Asalfha Village.
- Sai Hospital, Near Patkar College.
- Juhu: Chandini Uppal
- Mulund: Sneha Enterprises
- Parel (E): S. D. Palival, Lonavla.
- Santacruz (w): Meera Welling, Nr Milan Subway.
- Sion: C. P Shivkar, Sion Koliwada
- Kalaghoda: Magna Nutrition, M. G. Road.
- Vile Parle: Chandini Uppal, Juhu.
- Nanded: Changiram & Sons
- Navi
Mumbai:
- Airoli: Manoj Kamble, Sector 3.
- Sangpada: P. R. Ramaswamy,
- Vashi: C. P. Shivkar.
- Nagpur:
- Ajni: Sou. Hiran Gajbhiye,.
- Mahal:Harishchandra & Sons, Walkar Rd
- Nasik : Mrs. Arpana Rahane,
- Osmanabad: M. D. Patil.
- Pune:
- Bibwewadi: Mrs Meher, Kondhwa Rd.
- Chinchwad: Dr. D. D. Bendale, Nr Station.
- Ghorpadi: Urmila Varu, Nr Sopan Baug.
- Junnar: Ajit N. Vaidya, Ale Phata.
- Sahakarnagar: Kalpesh Gadkari, Aranyashwar.
- Shivajinagar: Ankita Kiran Bhutkar, Ghole Road
- Vishrantwadi: Ashok S. Wavre, Alandi Rd.
- Raigad:
- Alibaug, Dr. Prashant Shinde,
- Panvel: Sneha Enterprises
- Solapur: Sudhir Jadhav, Lucky Chowk
- Thane:
- Ambarnath (E): P.S. Purbe, Mohanpuram Phase-2.
- Badlapur (E): Prafful B Thorat, Kulgaon.
- Boisar (w): Mrs. Deepti Patil, Swaroop Nagar
- Nallasopara (W): Prof. Rajput. R. B
- Naigaon (E&W): P. Gonsalves, Juchandra.
- Thane (W) Ms Bhairavie Surve, Shivai Nagar.
- Vasai (E) - Pauline Pires, Evershine City
- Ulhasnagar: Dr. Devashish Roy, Sector 28
- Yeotmal: Subodh Rakhe, Balaji Society.
MANIPUR:
- Imphal: Mr. PF. Khajiikho, Chingmeirong West
MEGHALAYA:
- Shillong:
- Mary C. Wahlang, Rilbong.
- Miss Zingcharla Archete, Laitumkhrah
MIZORAM:
- Aizwal: Mariana Lalrindiki.
NAGALAND:
- Dimapur: Moatoshi Walling, Lingrijan
- Kipture: Mrs. Kiola Sangtam.
- Longlang: Mrs. Alila AO.
- Mokokchung: Mr. L.Senti Walling.
- Peren: Mrs. Mayangchala
- Phek: Mr. Maongtoshi.
- Mon: Mrs. Mesetemru AO
- Pieer: Mrs. Mayangchala
- Tuensang: Mrs. Lisela Sang tam
- Kohima: Mrs. Alosha Khamo
- Wohka: Likao Odyuo
NEW
DELH:
- South West Delhi: Dr.Krishna Malhotr
- South Extension: Collectors Collection, Masjid Moth.
- North Delhi:
- Lt Col (Retd) Jaswant Kumar. Arjun Vihar.
- Tara Lohia Distributors, Civil Lines
- South Delhi:Real Yog & Therapies, Inc. (Yogi Padma), Burari.
- East & South Delhi: D.K.Saxena, Malviya Nagar.
- West Delhi: Bharat Sharma, Hari Nagar
ORISSA:
- Angul: Kamdhenu Ayurved Bhawan, (Mr. S. Modi)
- Bhubaneshwar:
- Dillip Kumar Mishra, Cuttack.
- Chiranjibi.G.Mohapatra, Khurda
- Jaswant Khatua, Polatiya.
- Bolangir: Bikash Chandra Guru
- Behrampur:
- Divine Associates, Ganjam.
- Dillip Kumar Mishra, Cuttack
- Dhenkanal: Nagendra Prasad,
Parjang.
- Cuttack:
- Herbo Nutrients, Meria Bazar.
- Dillip Kumar Mishra, Jhanjeeri Mangala.
- Ganjam: Divine Associates, Behrampur.
- Jajpur: Akshaya Kumar Parida, Thanual
- Jharsuguda : Dr. Bijoy Kumar Badhan
- Mayurbhanj:
- Dr. Mukesh Agarwal, Ananda Bazar, Baripada.
- Rayagada: Santosh Kumar Lima, Ambadoli
- Roulkela: Dillip Kumar Mishra, Cuttack
- Sambalpur:
- Dillip Kumar Mishra, Cuttack
- Sanjib Kumar Mahapatra, Kuchinda
PUNJAB:
- Amritsar: Dr. Gurinderdr Singh Riar.
- Bhatinda: Dr. Mani Iyer, Sri Ganga Nagar.
- Fatehgarh Sahib: Dr. G.S. Khanna, Mandi Gobindgarh
- Jalandhar:
- Surjit Singh, Santhok Pura
- Ambkesh Saigal, Focal Point
- Ludhiana:
- Dr. S. D. Sharma, Khanna.
- Dr. Kamaljit Singh Bhogal, Sarabha Nagar.
- Patiala: Dr. D.S. Khanna, Patiala.
- Sangrur: Dr. Harpreet Singh Bhandari
PONDICHERRY:
- J. Rinita, Puducherry.
RAJASTHAN:
- Ajmer:
- Gopal Nagar, Bandanwara, Ajmer.
- Prem Prakash, Naka Madar, Ajmer
- Bhilwara:
- Gopal Nagar, Bandanwara, Ajmer.
- Chiranji Lal Aggarwal, R. K. Colony.
- Kota:
- Vijay Kumar, Gumanpura.
- Gopal Nagar, Bandanwara, Ajmer.
- Bundi: Gopal Nagar, Bandanwara, Ajmer.
- Zhalawad:
- Gopal Nagar, Bandanwara, Ajmer.
- Nitin Meher, Kota Road.
- Jaipur:
- Gopal Nagar, Bandanwara, Ajmer.
- Rahunath Singh, New Sanganer Road, Sodala
- Sikar: Gopal Nagar, Bandanwara, Ajmer.
- Nagaur: Gopal Nagar, Bandanwara, Ajmer.
- Sri Ganganagar: Dr. Mani Iyer, Shri Ganganagar.
- Hanumangarh: Dr. Mani Iyer, Shri Ganganagar.
- Pali – Marwar: Shree Food Products, Ghosiwara.
SIKKIM:
- Binita Sunar, Siligudi.
TAMIL
NADU:
- Chennai:
- Choolai Medu: J Padmavathy, Avvai Nagar
- Senchit Nagar: D. Saradha
- Anna Nagar: C. Ravi Shankar,
- Parrys: Mr. Aliasger. E. Q,.
- Saidapet: Dinesh Kumar Jain,
- Virugambakkam: Mrs. Sri Rekha, Natesa NagarWashermanpet: Dr. R.
Jayasree
- Kanchipuram: M. Nagarajan, Nanganallur.
- Karur: Dr. P.P Appavu, Kulitalal.
- Madurai:
- S Shanmugavelayutham, Athikulam.
- Arumugam, Mahal Vadam Pokki Street
- Panruti: Dr. B. Ayyanar
- Vellore: S. S Manian, Arcot.
UTTARAKHAND:
- State Super Distributor:
- Natural Nutri-Care, Haldwani, Nainital. (Dr. B. S. Rana)
- Dehradun:
- Jogiwala: Sumeet Singh, Nathanpur,
- Kargi: Indresh Uttam, Adarsh Vihar.
UTTAR
PRADESH:
- Allahabad:
- Ravi Prakash, Near Chandralok Theatre
- Dr Raja Ram Anand.(Naturopath), Hesting Road.
- Agar:
- Madhu R. Sharma, Bodla.
- Archana Manoj Gupta, Agra city.
- Bijnor: Adarsh Agarwal, Dhampur,
- Gaziabad:
- Dr. Sanjay Jindal, Shastri Nagar.
- Hanu Traders, Kavi Nagar
- Gonda: V K Upadhayay, Durjanpur.
- Gorakhpur: R.D.Singh, Thatauli, Po- Gagaha
- Jaunpur: Mahendra Pash Avasadhi
- Kanpur:
- Dr. Ajay Kumar Verma, Chuna Bazar
- Deepak Sabarwal, Shastrinagar.
- Lucknow:
- J.C.Mathpal, Indira Nagar,
- Ravi Tiwari, Gomti Nagar, Lucknow.
- Noida:
- Comm. D. P. Parashar, Gautom Budh Naga
- Kuldeepak Gupta, Sector 82, Noida.
- Varanasi:
- Bhelupura: Bibhash Bhaduri
- Shivpura : N. K. Bhagat
- Moradabad: Puneet Mishrah, Lajpatnagar
WEST
BENGAL:
- Burdwan: Tapan Kumar Chatterjee, Asansol. Darjeeling:
- Col Jaswnt, Darjeeling & Siligudi
- Binita Sunar, Devidanra Bazar, Siligudi.
- Jalpaiguri:
- Mrs. Sonam Lhamu, Jaigaon.
- R. K. Yonzon, Jalpaiguri
- Kolkatta:
- Abdul Rasul Revenue: Ms Jayashree Arora
- Moti Lal Gupta Road: Dr. Jayanthy Menon.
- R. M. Mullick Garden Lane: Smt Sabita Singhania.
- Prince Golam Md. Shah Road: Sanjoy Sankar Guha.
- Rowland Road: Kishan Chowdhary
- Siligudi:
- Binita Sunar, Devidanra Bazar, Siligudi.
- Sudhir Kumar Ghosh, Sushrutanagar
CMT REPORT
(Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.42.23 |
|
UK Pound |
1 |
Rs.83.88 |
|
Euro |
1 |
Rs.66.41 |
SCORE & RATING
EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
6 |
|
PAID-UP CAPITAL |
1~10 |
6 |
|
OPERATING SCALE |
1~10 |
6 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
6 |
|
--PROFITABILIRY |
1~10 |
6 |
|
--LIQUIDITY |
1~10 |
6 |
|
--LEVERAGE |
1~10 |
6 |
|
--RESERVES |
1~10 |
6 |
|
--CREDIT LINES |
1~10 |
6 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
NO |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
54 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|