MIRA
INFORM REPORT
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Report Date : |
28.07.2008 |
IDENTIFICATION
DETAILS
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Name : |
NOVOTEX GMBH MODEARTIKEL |
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Registered Office : |
Konigsberger Str. 135 47809 Krefeld |
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Country : |
Germany |
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Date of Incorporation : |
1981 |
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Com. Reg. No.: |
HRB 2285 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Wholesale
of Clothing |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR
70.000,00. |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
Novotex GmbH Modeartikel
Königsberger Str. 135
47809 Krefeld
Telephone: 02151/9585-0
Telefax: 02151/520054
Homepage: www.novotex.de
E-Mail: info@novotex.de
VAT no.
DE120150870
SOLVENCY RATING
2,3
CONCLUSION
The maximum credit is EUR
70.000,00.
Business relations are
permissible.
LEGAL FORM
Private limited company
Date of foundation
1981
Shareholders' agreement
29.04.1981
Registered on
27.05.1981
Commercial Register
Local court 47798 KREFELD
under: HRB 2285
Share capital
EUR 76.693,78
Shareholder
Concerta Gesellschaft für
Vermögensverwaltung und Wirtschaftsberatung
mit beschränkter Haftung
Uerdinger Str. 202
47799 Krefeld
Legal form: Private limited company
Share capital: EUR 150.000,00
Share: EUR 46.016,27
Reg. Data: 12.11.2001
HRB 7527
47798 KREFELD
Shareholder:
Hans-Georg Münchau
Krüllsdyk 165
47803 Krefeld
born 19.12.1949
Share: EUR 30.677,51
Manager:
Hans-Georg Münchau
Krüllsdyk 165
47803 Krefeld
born 19.12.1949
Occupation: Businessman
Marital status: married
Children: 1
BUSINESS HISTORY
BUSINESS ACTIVITIES
46421
Wholesale of clothing
FINANCIAL INFORMATION
Solvency rating: 2,3
Payment experience: within agreed terms
REAL ESTATE
Type of ownership:
proprietor
Share: 100,00 %
Address Königsberger Str. 135
47809
Krefeld
Type of real estate:
Commercial building
Land register documents
were not available.
BANKERS
SPARKASSE KREFELD, KREFELD
Sort. code: 32050000
DRESDNER BANK, KREFELD
Sort. code: 32080010
DEUTSCHE BANK, KREFELD
Sort. code: 32070080
FIGURES
Financial year: 01.07. - 30.06.
Turnover: 2005/2006 EUR 5.262.000,00
2006/2007 EUR 5.200.000,00
Profit: 2005/2006 EUR 195.000,00
Share capital: EUR 76.693,78
Value of stocks: EUR 563.000,00
Equipment: EUR 125.000,00
Ac/ts receivable: EUR 533.000,00
Liabilities: EUR 959.000,00
Employees:
18
Approximate figures are given.
FOREIGN EXCHANGE
RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.42.30 |
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UK Pound |
1 |
Rs.84.03 |
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Euro |
1 |
Rs.66.42 |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)