MIRA INFORM REPORT

 

 

 

Report Date :

29.07.2008

 

IDENTIFICATION DETAILS

 

Name :

ROMANO ACAMPORA GMBH

 

 

Registered Office :

Kappeler Str. 12640599 Dusseldorf

 

 

Country :

Germany

 

 

Date of Incorporation :

19.08.1996

 

 

Com. Reg. No.:

HRB 58645

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale and Retaile of Clothing

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

EUR 70.000,00.

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

 

 

name & address

 

Romano Acampora GmbH

Kappeler Str. 126

40599 Düsseldorf

Telephone: 0211/563860-0

Telefax:   0211/563860-39

Homepage:  www.romano-acampora.de

E-Mail:    info@romano-acampora.de

 

 

SOLVENCY RATING

 

2,0

 

 

CONCLUSION

 

 The maximum credit is EUR 70.000,00.

 Business relations are permissible.

 

 

LEGAL FORM          

 

Private limited company

 

 

Date of foundation

 

19.08.1996

 

 

Shareholders' agreement          

 

19.08.1996

 

 

Registered on    

 

23.04.2008

 

 

Commercial Register

 

Local court 40213 DÜSSELDORF

 under:               HRB 58645

 

Share capital                       

 

EUR            201.200,00

 

 

Shareholder

 

Romano Gustavo Antonio Acampora

Meliesallee 38

40597 Düsseldorf

born 23.06.1972

Share:             EUR            201.200,00

 

 

Manager

 

Romano Gustavo Antonio Acampora

Meliesallee 38

40597 Düsseldorf

having sole power of representation

born 23.06.1972

Occupation: Businessman

Marital status: married

 

 

BUSINESS HISTORY

 

 29.10.1996           Romano Acampora GmbH

                      Anton-Kux-Str. 2 EUROMODA

                      41460 Neuss

                      Private limited company

 

 

BUSINESS ACTIVITIES

 

 46421

 Wholesale of clothing

 47710

 Retail sale of clothing

 

 

FINANCIAL INFORMATION

 

 Solvency rating:      2,0

 Payment experience:  within agreed terms

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Kappeler Str. 126

                      40599 Düsseldorf

 

 Private real estate

 Name                 Romano Gustavo Antonio Acampora

 Type of ownership:   unknown

 Address              Meliesallee 38

                      40597 Düsseldorf

 

 Land register documents were not available.

 

 

BANKERS

 

 DRESDNER BANK, NEUSS

 Sort. code: 30080000

 VOLKSBANK DÜSSELDORF NEUSS, DÜSSELDORF

 Sort. code: 30160213

 

 

FIGURES

 

 Financial year:      01.01. - 31.12.

 Turnover:            2007               EUR          4.900.000,00

 Share capital:                          EUR            201.200,00

 Value of stocks:                                    EUR            891.100,00

 Equipment:                              EUR            229.700,00

 Ac/ts receivable:                                   EUR            503.800,00

 Liabilities:                                 EUR            968.100,00

 Employees:                                                     10

 

 Approximate figures are given.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.42.54

UK Pound

1

Rs.84.86

Euro

1

Rs.66.95

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions