MIRA
INFORM REPORT
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Report Date : |
06.03.2008 |
IDENTIFICATION
DETAILS
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Name : |
HONICOMB GROUP SA |
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Registered Office : |
Case Postale
322, 1211 Geneve 17/GE |
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Country : |
Switzerland |
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Date of Incorporation : |
10-02-2005 |
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Legal Form : |
Joint stock
company |
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Line of Business : |
Produits
alimentaires et agricoles |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 100.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
Name
Honicomb Group
SA
Line of Business
Produits
alimentaires et agricoles
Legal domicile
c/o Comatrans
SA
Rue Jean-Senebier
4
1205 Geneve/GE
Business address
Case postale
322
1211 Geneve
17/GE
Switzerland
Telephone: 022
8394000
Fax: 022 8394040
Homepage: http://www.honicombgroup.com
E-Mail: info@honicombgroup.com
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Overall
assessment: |
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Business connections are
permissible. |
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Detail
assessment: |
Payments: |
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No complaints |
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Individual
credit limit*: |
EUR 100.000,-- |
All amounts in
this report are given in Swiss Francs (CHF) unless otherwise stated.
GENERAL COMPANY DATA
OFFICIAL DATA:
Legal
form: Joint stock company
Registration: 10-02-2005
First
Publication: 16-02-2005
Last
Publication: 05-09-2007
Share
capital: 100.000
Paid up: 100.000
Divided into: 100
Bearer shares of 1.000
Shareholders: Details
of the shareholders were not made
available to us
Company
Management: Bernard Henry
Massoud Memari
ACTIVITy
Activity:
The company is
dedicated to the international trading of food and agricultural products( tea,
sugar, rice, vegetable oil, lentils, wheat, machines, pipelines, metals,
ciment, vehicles and dairy products.
Honicomb is a
leading supplier of dairy products, known under the brand "Honey
Milk".
The number of
employees confines with the employees of Comatrans (10 persons).
PAYMENT AND FINANCIAL DATA
PAYMENT EXPERIENCES:
Legal
actions: Information only
available against proof of interest with a valid signature.
There are no
complaints about the mode of payment and business conduct.
FINANCIAL DATA
Financial
position: The financial affairs are considered to be in order.
Financial
Statements: The company does not
disclose any financial statements.
Banker(-s)
Credit Suisse
(CS), 1200 Geneve
Auditors
CF Compagnie
fiduciaire de revision sa, Geneve
Fiscal taxation
No information
is available due to the local tax authority regulation.
COMPANY AND PERSON RELATIONS
COMPANY CONNECTIONS:
BOARD OF DIRECTORS:
Joseph Hayoz,
from Geneve, in
Dardagny/GE/Switzerland,
President,
sole signature.
Jerome Hayoz,
from Geneve, in
Dardagny/GE/Switzerland,
Member, sole
signature.
MANAGEMENT:
Bernard Enry,
from France, in
Chene-Bougeries/GE/Switzerland,
Director, sole
signature.
PERSONNEL INFORMATION:
Joseph Hayoz
was born on 8 February 1945. He is married to Colette, nee Chillier, born in
1945, and family father.
He lives in
1249 Dardagny, at chemin Chafalet, where he is proprietor of a house.
He features on
the Boards of 16 companies with a total market capitalization of CHF 10.4
million.
Jerome Hayoz,
the son of Joseph Hayoz, was born in 1969. He is married to Annemarie and lives
in 1283 Dardagny, at the ch. de Chafalet 19.
He is director
with individual signature of the following companies:
- A.V. MAXIMUS
SA, Geneva
- A.V. MAXIMUS
TRADING SA, Geneva
- Comatrans
SA, Geneva
- INTERFINANCE
SA, Sion
- INTERLINE
SA, Geneva
- SUKOR SA,
Geneva
He is member
of the Board of these companies.
- CLEPSYDRE
SA, Geneva
- GRAIN and
Transport SA, Geneva
- KX ENERGY
SA, Geneva
- OMEGA REAL
ESTATE SA, Geneva
- SUKOR SA,
Geneva
Massoud Memari
has no mandates in any other companies in Switzerland.
Bernard Enry
was born in 1951, native from France, with a residence permit, married to
Aysemin, nee Yarasir in 1955. He is domiciled in 1224 Chene-Bougeries, ch.
Souvairan 11.
He is director
with individual signature of the following companies (all domiciled at rue
Jean-Senebier 4):
- A.V. MAXIMUS
SA, Geneva
- A.V. MAXIMUS
TRADING SA, Geneva
- Bluefin SA,
Geneva
- Comatrans
SA, Geneva
- Corigrain
Trading SA, Geneva
- Energy
Pipeline SA, Geneva
- INTERFINANCE
SA, Sion
- INTERLINE
SA, Geneva
- OMEGA REAL
ESTATE SA, Geneva
- Praesimpex
SA, Geneva
- ROCKWOOD
& HINES SA, Geneva
- SUKOR SA,
Geneva
- Sectro SA,
Geneva
Furthermore he
is member of the Board of the companies:
- CLEPSYDRE
SA, Geneva
- GRAIN AND
TRANSPORT SA, Geneva
FURTHER
MANDATES:
Joseph Hayoz:
- A.V. MAXIMUS
SA, Geneve
- A.V. MAXIMUS
TRADING SA, Geneve
- Bluefin SA,
Geneve
- Comatrans
SA, Geneve
- Corigrain
Trading SA, Geneve
etc.
Bernard Enry:
- CLEPSYDRE
SA, Geneve
- DIACOMEX SA,
Geneve
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)