MIRA INFORM REPORT

 

 

Report Date :

19.03.2008

 

 

IDENTIFICATION DETAILS

 

Name :

ALPESH DIAMONDS INC

 

 

Registered Office :

550 S Hill St Los Angeles, CA 90013-1002

 

 

Country :

United States

 

 

Date of Incorporation :

01/16/1990

 

 

Com. Reg. No.:

798850038

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Jewelers Materials and Lapidary

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Exists

 

 

 

 

 

 

 

 

 

Company Information

 

 

ALPESH DIAMONDS INC
550 S HILL ST
LOS ANGELES, CA 90013-1002
(213) 629-1091

Business Identification Number:

798850038

 File Established:

04/1993

Date of Incorporation:

01/16/1990

SIC code: 

JEWELERS MATERIALS & LAPIDARY WOR - 3915

 

Executive Summary

 

 

  Intelliscore for ALPESH DIAMONDS INC

 

 

37.13

 

 

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

 

100

 

High risk

Low risk


MEDIUM TO HIGH RISK
24% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

NUMBER OF TRADES WITH A HIGH BALANCE TO HIGH CREDIT RATIO

NUMBER OF RECENT COLLECTION ACCOUNTS

BALANCE ON HIGH CREDIT

NUMBER OF DEROGATORY PUBLIC RECORD ACCOUNTS



  Research Tips

Additional information may be available on this business.

Other recommended searches:

Order Public Record

 

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings: details (FILED 12/06)

1

Judgment filings:

0

Total collections: details (PLACED 11/07)

1

Sum of legal filings:

$1,087

UCC filings:

0

Cautionary UCC filings present?

No



Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

3

Total continuous trades:

3

Current continuous trade balance:

$400

Trade balance of all trades (3):

$400

Average balance previous 5 quarters:

$160

Highest credit amount extended: details

$300

6 month balance range:

$0 - $0

 

 

 

 

 

 

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Legal Filings and Collections

 

 

  Collections

Date
Placed

Status

Original
Balance

Outstanding
Balance

Date
Closed

Agency

Agency
Phone

11/2007

Open Account

$2,079

 

$2,079

 

 

RECEIVABLE MANAGEMENT SERVICES

(000) 000-0000

 

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  Tax Liens

File
Date

Filing
Type

Status

Amount

Filing
Number

Jurisdiction

03/29/2007

State Tax Lien

Released

$1,087

 

20070738844

LOS ANGELES COUNTY C

12/01/2006

State Tax Lien

Filed

$1,087

 

062673399

LOS ANGELES COUNTY C

 

Trade Payment Information

 

 

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

 

Business
Category

Date
Reported

Last
Sale

 

Payment
Terms

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

 ADVERTISNG

03/2008

 

NET 30

 

 

$0

 

 

 

 

 

CUST 5 YR

+AIR TRANS

12/2007

12/2007

 

 

$300

$300

100%

 

 

 

 

CUST 4 YR

+TELECOM

03/2008

 

NET 30

 

<$100

<$100

33%

67%

 

 

 

DISPUTE

 

Trade Payment Totals

 

 

Trade Payment Experiences

Account Status
Days Beyond Terms

 

Type

Lines
Reported

 

 

 

Recent
High
Credit

 

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

3

 

 

$400

$400

97%

3%

 

 

 

DBT: 0

Newly Reported

0

 

 

 

 

 

 

 

 

 

DBT:  

Trade Lines Totals

3

 

 

$400

$400

97%

3%

 

 

 

DBT: 0

 

 

 

 

 

 

 

 

 

 

 

Monthly Payment Trends

 

 

Payment Trends Analysis
JEWELERS MATERIALS & LAPIDARY WOR INDUSTRY SIC: 3915

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

N/A

0

$400

 

97%

3%

 

 

 

FEB08

85%

10

0

$400

 

100%

 

 

 

 

JAN08

85%

11

0

$400

 

100%

 

 

 

 

DEC07

90%

6

0

$400

 

100%

 

 

 

 

NOV07

90%

6

0

$100

 

100%

 

 

 

 

OCT07

91%

6

0

$100

 

100%

 

 

 

 

SEP07

89%

6

0

$100

 

100%

 

 

 

 

 

Quarterly Payment Trends

 

 

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q4 - 07

OCT-DEC

0

<$100

 

100%

 

 

 

 

Q3 - 07

JUL-SEP

3

<$100

 

80%

20%

 

 

 

Q2 - 07

APR-JUN

0

<$100

 

100%

 

 

 

 

Q1 - 07

JAN-MAR

0

$200

 

100%

 

 

 

 

Q4 - 06

OCT-DEC

0

$300

 

100%

 

 

 

 

 

Inquiries

 

 

  Summary of Inquiries

Business
Category

MAR08

FEB08

JAN08

DEC07

NOV07

OCT07

SEP07

AUG07

JUL07

AIR TRANS

 

 

 

 

 

 

1

 

 

Totals

 

 

 

 

 

 

1

 

 

 

Company Background Information

 

 

  Corporate Registration

 

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF CALIFORNIA

State of Origin: CA

Date of Incorporation: 01/16/1990

Current Status: Inactive - CHARTER SUSPENDED


Business Type: Institutions - Profit

Charter Number: 01565681

 

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  Additional Company Background Information

 

Key Personnel

Principal(s): 

DORON ALPERSON, OWNER


Operating Information

Business Type: Institutions


Primary SIC Code: JEWELERS MATERIALS & LAPIDARY WOR - 3915


Number of Employees: 2

Sales: $350,000

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions