MIRA INFORM REPORT

Report Date :

19.03.2008

IDENTIFICATION DETAILS

Name :	SOBIT INTERNATIONAL INC

Registered Office :	1411 Lemay Dr Ste 402 Carrollton, TX 75007-4924 (972) 245

Country :	United States

Date of Incorporation :	10.27.1993

Com. Reg. No.:	853175813

Legal Form :	Private Company

Line of Business :	Miscellaneous Retail Stores

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory

Payment Behaviour :	No Complaints

Litigation :	Clear

Matching Name and Address

This business is linked to the one displayed above. The report shows the best view of the business.

SOBIT INTERNATIONAL INC
2840 KELLER SPRINGS RD
CARROLLTON, TX 75006-4829

Executive Summary

Intelliscore for SOBIT INTERNATIONAL INC

83.37

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

100

High risk

Low risk

LOW RISK
94% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

NUMBER OF GOOD ACCOUNTS

NUMBER OF CURRENT ACCOUNTS

FEW, IF ANY, SLOW PAYING ACCOUNTS

NUMBER OF RECENTLY ACTIVE ACCOUNTS

Research Tips

Additional information may be available on this business.

Other recommended searches:

Order Public Record

Legal Filings and Collections

Bankruptcy filings:

Tax lien filings:

Judgment filings:

Total collections:

Sum of legal filings:

UCC filings:

Cautionary UCC filings present?

Trade Information

Monthly average DBT:

Highest DBT previous 6 months:

Highest DBT previous 5 quarters:

Total continuous trades:

Current continuous trade balance:

$100

Trade balance of all trades (10):

$55,700

Average balance previous 5 quarters:

$118,160

Highest credit amount extended: details

$1,904,300

6 month balance range:

$0 - $0

Trade Payment Information

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

ADVERTISNG

03/2008

NET 30

CUST 5 YR

AIR TRANS

01/2008

NET 30

CUST 6 YR

+BUS SERVCS

03/2008

NET 30

$100

100%

FINCL SVCS

03/2008

12/2004

NET 30

$200

OFFC SUPPL

03/2008

01/2003

CREDIT

PETROLEUM

03/2008

SPECIAL

$1,904,300

WAREHOUSE

02/2008

01/2008

CREDIT

$200

Trade Payment Totals

Trade Payment Experiences

Account Status
Days Beyond Terms

Type

Lines
Reported

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

Continuously Reported

$1,904,800

$100

100%

DBT: 0

Newly Reported

DBT:

Trade Lines Totals

$1,904,800

$100

100%

DBT: 0

Additional Payment Experiences

Trade Payment Experiences
(Trade Lines With an (*) after date are newly reported)

Account Status
Days Beyond Terms

Business
Category

Date
Reported

Last
Sale

Payment
Terms

Recent
High
Credit

Balance

Cur

1-30

31-60

61-90

91+

Comments

+AIR TRANS

10/2007

$600

$100

100%

CUST 10 YR

+LEASING

02/2008

CONTRCT

$4,400

100%

CUST 1 YR

=OIL REFNG

12/2005

UNK

$1,668,800

$51,100

100%

Monthly Payment Trends

Payment Trends Analysis
MISCELLANEOUS RETAIL STORES, NEC INDUSTRY SIC: 5999

Account Status
Days Beyond Terms

Date Reported

Industry

Cur

DBT

Business
DBT

Balance

Cur

1-30

31-60

61-90

91+

CURRENT

N/A

$100

100%

FEB08

80%

JAN08

63%

DEC07

81%

$100

100%

NOV07

82%

$200

100%

OCT07

83%

$200

100%

SEP07

84%

$300

100%

Quarterly Payment Trends

Payment History - Quarterly Averages

Account Status
Days Beyond Terms

Quarter

Months

DBT

Balance

Cur

1-30

31-60

61-90

91+

Q4 - 07

OCT-DEC

$200

100%

Q3 - 07

JUL-SEP

Q2 - 07

APR-JUN

<$100

100%

Q1 - 07

JAN-MAR

$590,500

100%

Q4 - 06

OCT-DEC

UCC Profile

The UCC Filings are summarized and listed below.

UCC Summary

Filings

Date Range

Year

Cautionary
UCCs^**

Total
Filed

Released/
Term'd

Cont

Amended/
Assigned

JAN - PRESENT

2008

JUL - DEC

2007

JAN - JUN

2007

JUL - DEC

2006

JAN - JUN

2006

PRIOR TO JAN

2006

Total

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

UCC Filings

UCC TERMINATED Date: 09/21/2007

Filing Number: 0700324564

Original Filing Date: 03/15/2005

Original Filing Number: 0500079515

Original Filing State: TX

Jurisdiction: SEC OF STATE TEXAS

Secured Party: JPMORGAN CHASE BANK, N.A. KY LOUISVILLE 40232 P.O. BOX 33035

Collateral:

Company Background Information

Corporate Registration

THE FOLLOWING INFORMATION WAS PROVIDED BY THE STATE OF TEXAS

State of Origin: TX

Date of Incorporation: 10/27/1993

Current Status: Active

Business Type: Institutions - Profit

Charter Number: 0152189300

State Tax ID: 13519004553

Agent: SOMA BANERJEE

Agent Address: 2840 KELLER SPRINGS RD CARROLLTON, TX

Additional Company Background Information

Key Personnel

Principal(s):	SOMA BANERJEE, PRESIDENT
	BRAD CHATTERJEE

Operating Information

Business Type: Institutions

Primary SIC Code: MISCELLANEOUS RETAIL STORES, NEC - 5999

Secondary SIC Code: DURABLE GOODS, NEC, WHLSNG - 5099

Number of Employees: 7

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

MIRA INFORM REPORT

Company Information

Matching Name and Address

Executive Summary

Trade Payment Information

Trade Payment Totals

Additional Payment Experiences

Monthly Payment Trends

Quarterly Payment Trends

UCC Profile

Company Background Information