MIRA INFORM REPORT

Report Date :

03.05.2008

IDENTIFICATION DETAILS

Name :	JBDM JEWELRY LLC
Registered Office :	1623 Allesandro St Los Angeles, CA 90026-2404
Country :	United States
Date of Incorporation :	05/2004
Com. Reg. No.:	800264098
Legal Form :	Limited Liability Company
Line of Business :	Jewelry, Precious Metal

RATING & COMMENTS

MIRA’s Rating :

B

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Small Company
Payment Behaviour :	No Complaints
Litigation :	Clear

Company Information

JBDM JEWELRY LLC
1623 ALLESANDRO ST
LOS ANGELES, CA 90026-2404
(213) 413-1800

Business Identification Number:

800264098

File Established:

05/2004

SIC code:

JEWELRY, PRECIOUS METAL - 3911

Executive Summary

  Intelliscore for JBDM JEWELRY

7.00

0-32.47

32.48-58.63

58.64-70.19

70.2-77.71

77.72-100

0

100

High risk

Low risk

HIGH RISK
5% of businesses indicate a higher risk of becoming seriously delinquent than this business

Key score factors:

	NUMBER OF COLLECTION ACCOUNTS
	RATIO OF BALANCE TO HIGH CREDIT BALANCE ON ALL ACCOUNTS
	RATIO OF VARIED TERMS TO ALL TERMS
	FEW, IF ANY, CURRENT ACCOUNTS

Research Tips
	Additional information may be available on this business. Other recommended searches: Order Public Record

Legal Filings and Collections

Bankruptcy filings:

0

Tax lien filings:

0

Judgment filings:

0

Total collections: details (PLACED 09/06)

1

Sum of legal filings:

$0

UCC filings: details (FILED 06/04-07/04)

2

Cautionary UCC filings present?

Yes**

Trade Information

Monthly average DBT:

0

Highest DBT previous 6 months:

0

Highest DBT previous 5 quarters:

0

Total continuous trades:

0

Current continuous trade balance:

$0

Trade balance of all trades (2):

$12,800

Average balance previous 5 quarters:

$0

Highest credit amount extended:

$0

6 month balance range:

$0 - $0

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

Legal Filings and Collections

Collections
Date Placed	Status	Original Balance	Outstanding Balance	Date Closed	Agency	Agency Phone
09/2006	Open Account	$254	$254		RECEIVABLE MANAGEMENT SERVICES	(000) 000-0000

Additional Payment Experiences

Trade Payment Experiences (Trade Lines With an (*) after date are newly reported)						Account Status Days Beyond Terms
Business Category	Date Reported	Last Sale	Payment Terms	Recent High Credit	Balance	Cur	1-30	31-60	61-90	91+	Comments
+ACCT SVCS	08/2007	06/2007	VARIED	$7,100	$7,100		100%
+PROP MGMT	05/2007		NET 30	$5,700	$5,700	100%

UCC Profile

The UCC Filings are summarized and listed below.

UCC Summary		Filings
Date Range	Year	Cautionary UCCs^**	Total Filed	Released/ Term'd	Cont	Amended/ Assigned
JAN - PRESENT	2008
JUL - DEC	2007
JAN - JUN	2007
JUL - DEC	2006
JAN - JUN	2006
PRIOR TO JAN	2006	1	2
Total		1	2

** Cautionary UCC Filings include one or more of the following collateral: Accounts, Accounts Receivables, Contract Rights, Hereafter Acquired Property, Inventory, Leases, Notes Receivable or Proceeds.

  UCC Filings

UCC FILED Date: 07/14/2004

Filing Number: 200420360357

Jurisdiction: SEC OF STATE CALIFOR

Secured Party: FCC, LLC OK OKLAHOMA CITY 73112 3520 NW 58TH STREET

Collateral: EQUIP, FURN & FIX, INVENTORY, HEREAFTER AQUIRED PROP, UNDEFINED

UCC FILED Date: 06/21/2004

Filing Number: 0417760494

Jurisdiction: SEC OF STATE CALIFOR

Secured Party: FCC, LLC CA LOS ANGELES 90017 700 SOUTH FLOWER STREET SUITE

Collateral: 

Company Background Information

  Additional Company Background Information

Key Personnel

Principal(s):

DMITRY MARMERSHTEY, CHIEF EXEC

Operating Information

Primary SIC Code: JEWELRY, PRECIOUS METAL - 3911

Secondary SIC Code: JEWELRY & PRECIOUS STONES WHLSNG - 5094

Number of Employees: 34

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
NR		In view of the lack of information, we have no basis upon which to recommend credit dealings	No Rating

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions