MIRA
INFORM REPORT
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Report Date : |
30.05.2008 |
IDENTIFICATION
DETAILS
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Name : |
VALLA KONSTANTIA "D.V." |
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Registered Office : |
5 Salaminos 54626, Thessaloniki |
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Country : |
Greece |
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Date of Incorporation : |
16.01.1998 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
General Trade. Export house |
RATING &
COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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Maximum Credit Limit : |
Euro 171,000 |
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Status : |
Moderate |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
VALLA KONSTANTIA "D.V." 5 Salaminos 54626, Thessaloniki Tel.: 2310 556022 Fax: 2310 556022 E-mail: k.valla@hol.gr |
summary
Sector : Trade (Representations - Imports - Exports)
Year Established : 16-01-1998 Owner : Konstantia Tho. Valla Capital Employed : Euro 370.000 Sales as
declared : Euro 1.900.000 (2007) Staff of
employees : 1 |
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FINANCIAL
STATUS :
Moderate PAYMENT
RECORD : Prompt TREND : Stable |
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TAX REGISTR. No:
039694520 |
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LEGAL FORM: Sole
Proprietorship DATE
ESTABLISHED:
16/01/1998 by Konstantia Tho.
Valla HEAD
OFFICE: Thessaloniki DURATION: For an
indefinite period of time |
ACTIVITY
General trade.
Export house |
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PREMISES
(as declared
): HEAD
OFFICE-WAREHOUSE: 5 Salaminos, 546-26 Thessaloniki, rented. |
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STAFF
Employees :
1 persons |
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FINANCIAL DATA
Capital employed
amounts to Euro 370,000 Recent financial
data are not available. SALES
Sales (as
declared) : Euro 1,900,000
(2007)
Euro
1,870,000 (2006) Euro
1,300,000 (2005) |
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BUSINESS TRANSACTION INDEX
Subject
2008 2007 2006 2005 2004 ---- ---- ---- ---- ---- Group 1: 5*(5.00) 5*(5.00) 5*(5.00) 5*(5.00)
5*(5.00) Group 2: 5*(5.00) 5*(5.00) 5*(5.00) 5*(5.00)
5*(5.00) Group 3: 5*(5.00) 5*(5.00) 5*(5.00) 5*(5.00)
5*(5.00) Total
: 5*(5.00) 5*(5.00) 5*(5.00)
5*(5.00) 5*(5.00)
Final Result:
5Stars (5.00) Index: 5*, 4*,
3*, 2*, 1*, NA (Not applicable) |
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CREDIT APPRAISAL
We recommend a maximum credit limit of Euro 171,000 |
BANKS
Marfin Egnatia
Bank S.A. Leontos Sofou Branch
(tel.:231-0501400) Aspis Bank
S.A. Thessaloniki Branch (tel.:231-0242490-1) |
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RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)