MIRA
INFORM REPORT
|
Report Date : |
04.11.2008 |
IDENTIFICATION
DETAILS
|
Name : |
RLM INTERGRAPH |
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Registered Office : |
50 Rue des Alamandas 97400 St Denis |
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Country : |
Reunion |
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Financials (as on) : |
30.06.2007 |
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Date of Incorporation : |
27.03.1986 |
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Com. Reg. No.: |
335.063.996 |
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Legal Form : |
SARL (Societe à Responsabilité Limitée) |
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Line of Business : |
Importer, Distributor and Retailer of Graphics Arts Products. |
RATING &
COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Maximum Credit Limit : |
EUR 60,000 |
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Status : |
Moderate |
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Payment Behaviour : |
Slow |
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Litigation : |
Clear |
Company
Name
RLM INTERGRAPH
Company acronym:
INTERGRAPH
Contact Information
|
Address |
50 Rue des Alamandas 97400 St Denis Reunion |
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Telephone |
262-28.79.83 |
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Fax |
262-29.12.30 |
Registration Data
|
Date of Registration |
March 27, 1986 |
|
Registration number |
335.063.996 |
|
Legal address |
50 Rue des Alamandas 97400 St Denis Reunion |
|
Legal Form |
SARL (Societe à Responsabilité Limitée) |
|
Share Capital |
230,000 EUR |
Shareholders
with Shares
|
Shareholder Names |
Share% |
|
Arnaud LAGESSE |
50% |
|
Patrick MACE |
50% |
Board/Executive
|
Name |
Arnaud LAGESSE |
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Position within the company |
Director & CEO |
Changes in
Registration Data
None recorded
Activities
(realistic and officials)
The Company is importer, distributor and retailer of graphics arts
products.
Staff
|
Number of staff employed |
6 |
Export/Import
(Countries,
goods and total values for the period)
|
Imports From |
Europe, Asia |
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Exports To |
None |
Facilities
|
Owned |
Store, warehouse and office |
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Premises Size |
3,000 sq. feet |
Bankers
|
Bank |
Banque Française Commerciale |
|
Branch |
Ste Clotilde, Reunion |
Suppliers,
Partners
|
Suppliers |
Not known |
|
Partners |
Not known |
Litigation,
Remarks on Payment
|
Litigation |
None Recorded |
|
Remarks on Payment |
Several delays of payment. |
Financial
Information
|
Source |
Bank |
|
Figures are |
Declared |
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Currency |
Euro |
(in Euros)
|
Comptes
sociaux |
Au 30-06-2007 |
Au 30-06-2006 |
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Actif
immobilisé |
76.000 |
72.000 |
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Actif
circulant |
2.300.000 |
2.305.000 |
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TOTAL
ACTIF |
2.387.000 |
2.383.000 |
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||
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Capitaux
propres |
841.000 |
590.000 |
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Dettes |
1.546.000 |
1.793.000 |
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TOTAL
PASSIF* |
2.387.000 |
2.383.000 |
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Chiffre
d'affaires |
3.200.000 |
3.000.000 |
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Résultat
net / CA % |
248.000 |
75.000 |
Reporter Comments
|
Comments |
In the interview conducted with Arnaud LAGESSE, who controlled the
present report. |
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Local Reputation |
The company being investigated is believed by local reporters to be a Medium Trade Risk and to be
fair. According to our credit analysts, during the last 6 months, 88% of
trade experience indicates a regular payment. Payments of imports are currently made with an average of 15 days
beyond terms. |
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MAX CREDIT |
EUROS 60,000= |
|
CREDIT REQUIRED |
MAXIMUM CREDIT |
|
Maximum |
EUR 60,000= |
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.62 |
|
UK Pound |
1 |
Rs.76.71 |
|
Euro |
1 |
Rs.61.30 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)