MIRA INFORM REPORT
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Report Date : |
17.11.2008 |
IDENTIFICATION
DETAILS
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Name : |
J NIRU INC. |
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Registered Office : |
12 East 46th Street, 3rd floor, Suite 3W, New
York, NY 10017 |
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Country : |
United States |
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Date of Incorporation : |
02.10.2008 |
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Legal Form : |
Corporation – Profit |
RATING &
COMMENTS
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MIRA’s Rating : |
C |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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Status : |
New Concern |
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Payment Behaviour : |
Unknown |
Company
Name
J NIRU INC.
Company
acronym
---
Contact Information
|
Address |
12 East 46th Street, 3rd floor, Suite 3W New York, NY 10017 USA |
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Telephone |
212-840-8588 |
Registration Data
|
Date of Registration |
October 8, 2008 |
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Registration number |
New York State does not issue organizational ID number. |
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Legal address |
c/o J. DESIGNS BY SHINE INC. 12 East 46th Street, 3rd floor, Suite 3W, New
York, NY 10017 |
|
Legal Form |
Corporation – Profit |
Board/Executive
|
Name |
Bijal SHAH |
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Position within the company |
President |
Changes in
Registration Data
None recorded
Activities
(realistic and officials)
No business declared at this time.
Facilities
|
Rented |
Office by J DESIGNS BY SHINE INC, importer of jewelry and precious
stones. |
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Premises Size |
- |
Bankers
|
Bank |
n/a |
Suppliers,
Partners
|
Suppliers |
Not known |
|
Partners |
Not known |
Litigation,
Remarks on Payment
|
Litigation |
None Recorded |
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Remarks on Payment |
No Complaints |
Reporter Comments
|
Comments |
On a direct call, no information could be
obtained. |
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Local Reputation |
This is a very new business. No credit history available. We suggest you to be careful. |
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.68 |
|
UK Pound |
1 |
Rs.74.64 |
|
Euro |
1 |
Rs.62.58 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)