MIRA
INFORM REPORT
|
Report Date : |
15.11.2008 |
IDENTIFICATION
DETAILS
|
Name : |
M. DARYABEGI TEPPICHIMPORT |
|
|
|
|
Registered Office : |
Grünlingweg
8, 70599 Stuttgart |
|
|
|
|
Country : |
Germany |
|
|
|
|
Year of Establishment : |
1979 |
|
|
|
|
Com. Reg. No.: |
HRA
11999 |
|
|
|
|
Legal Form : |
Sole
Proprietorship |
|
|
|
|
Line of Business : |
Wholesale
of furniture, carpets and rugs and lighting |
RATING &
COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
EUR
34.000,00. |
|
|
|
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Usually Correct |
|
|
|
|
Litigation : |
Clear |
Name & address
M. Daryabegi
Teppichimport
Grünlingweg 8
70599 Stuttgart
Telephone: 0711/474907
Telefax: 0711/474917
Homepage: www.daryabegi.de
E-Mail:
info@daryabegi.de
CONCLUSION
The maximum credit is EUR 34.000,00.
Business relations are permissible.
LEGAL FORM Sole proprietorship
Date of foundation: 1979
Registered on: 28.08.1992
Register of Local court 70190 STUTTGART 1
companies:
under: HRA 11999
Proprietor
Mehdi Daryabegi
Birkheckenstr. 116
70599 Stuttgart
born 05.07.1944
Occupation: Architect
Marital status: divorced
BUSINESS HISTORY
01.10.1979 M. + Ursula
Daryabegi
70839
Gerlingen
General Partnership
23.04.2002 M. Daryabegi
Teppichimport
Birkheckenstr. 116
70599
Stuttgart
Sole
proprietorship
BUSINESS ACTIVITIES
46470
Wholesale of furniture, carpets and rugs and lighting
47530
Retail sale of carpets, rugs, wall and floor coverings
FINANCIAL INFORMATION
Payment experience: within
agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Grünlingweg 8
70599
Stuttgart
Land register documents were not available.
BANKERS
DRESDNER BANK, BÖBLINGEN
Sort.
code: 60380002
FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2006
EUR 2.000.000,00
Value of stocks: EUR 400.000,00
Equipment: EUR 50.000,00
Total number of vehicles: 1
- Cars (owned): 1
Employees: 3
The
aforementioned business figures may partly be estimated information
based on average values in the line of business.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.68 |
|
UK Pound |
1 |
Rs.74.64 |
|
Euro |
1 |
Rs.62.58 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)