MIRA
INFORM REPORT
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Report Date : |
07.10.2008 |
IDENTIFICATION
DETAILS
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Name : |
FRUISEC SA |
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Registered Office : |
2 LA Morellie 24120 Terrasson Lavilledieu |
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Country : |
France |
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Date of Incorporation : |
1980 |
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Com. Reg. No.: |
80B00019, SARLAT |
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Legal Form : |
Public Limited Company |
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Line of Business : |
Non-Specialized Wholesale of Food, Beverages Andtobacco |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 100000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
FRUISEC
2 LA
MORELLIE
24120 TERRASSON
LAVILLEDIEU FR
Tel. Number
+33-5-53514400
Fax number
+33-5-53500571
summary
Business founded 00 1980
Registration
number, 80B00019,
SARLAT,
Party
identification, 307963389,
Legal form Public
limited company (no information regarding quotation)
Activities
Non-specialized
wholesale of food, beverages andtobacco
Payment experience
Payment regular
Credit opinion
Normal
creditworthiness
Maximum
credit limit 100000 EUR is advised
Cash situation
(balance sheet analysis) : Normal
Commitments
(regarding contractual obligations) : Fulfilled („respectés“)
Payment
defaults : None
Employees (Business)
40
Total number of shareholders
1
Total share capital20 April 2001
EUR 120000
Bank
CA AG ENT 24
SARLAT
Management
BLONDEL
JOEL Managing director
Parent company
351014352 BONGRAIN
EUROPE 100,00 %
The business owns or
partly owns one or more pieces of land and buildings? No
(Property)
FOREIGN EXCHANGE
RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.48.01 |
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UK Pound |
1 |
Rs.84.16 |
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Euro |
1 |
Rs.65.20 |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)