MIRA
INFORM REPORT
|
Report Date : |
07.10.2008 |
IDENTIFICATION
DETAILS
|
Name : |
TESSILVENETA DI CAMPANA LUCIANO |
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Registered Office : |
Via Valgadena, 36020 - Valstagna (VI) |
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Country : |
Italy |
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Date of Incorporation : |
30.04.1990 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
Weaving of Cotton and Other Textile Fibres by Cotton System. Manufacturing and Wholesale Trade of Ladies' and Children's Wear, Sportswear
and of Knitwear Articles. |
RATING &
COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
Eur 22.000 |
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Status : |
Good |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
name & address
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Tessilveneta Di Campana Luciano |
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Via |
Valgadena, |
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36020 |
- Valstagna |
(VI) |
-IT- |
SUMMARY
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Fiscal Code |
: |
CMPLCN48B06I047H |
|
Legal Form |
: |
Sole proprietorship |
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Start of Activities |
: |
30/04/1990 |
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Turnover Range |
: |
750.000/1.000.000 Eur |
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Number of Employees |
: |
fom 6 to 10 |
CREDIT ANALYSIS
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CREDIT OPINION |
: |
22.000 - Eur |
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Score |
: |
Risk normal |
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Creditworthness Rate |
: |
Good |
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Under the financial aspect a certain balance is reported which leads |
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to a credit with a very limited risk. |
ACTIVITY
Weaving of cotton and other textile fibres by cotton system.
Manufacturing and wholesale trade of ladies' and children's wear,
sportswear and of knitwear articles.
LEGAL DATA
Legal Form :
Sole proprietorship
|
Register of Handcraft firms
: 66121 of Cremona since 02/07/1990 |
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Register of Handcraft firms
: 66121 of Vicenza |
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Fiscal Code : CMPLCN48B06I047H |
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Foreign Trade Reg. no.
: VI052634 since 03/03/2003 |
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Chamber of Commerce no.
: 208584 of Vicenza since 30/04/1990 |
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V.A.T. Code : 01929270245 |
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Foundation Date |
: 30/04/1990 |
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Start of Activities |
: 30/04/1990 |
MEMBERS
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Campana |
Luciano |
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Born in San Nazario |
(VI) |
on 06/02/1948 |
- Fiscal Code : CMPLCN48B06I047H |
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Residence : |
Via |
Via Stazio |
, 41/B |
- 36020 |
San Nazario |
(VI) |
- IT - |
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Position |
Since |
Shares Amount |
% Ownership |
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Proprietor |
30/04/1990 |
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No Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have been performed on a national scale.
The Members of the subject firm are not reported to be Members in other
companies.
DIRECT PARTICIPATIONS
The Company under review has no participations in other Companies.
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
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in : |
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Via |
Valgadena |
- 36020 - |
Valstagna |
(VI) |
- IT - |
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PHONE |
: 0424/92136 |
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Branch |
(Store ) |
since 04/12/2006 |
in : |
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Via |
Valgadena |
, 37 |
- 36020 - |
Valstagna |
(VI) |
- IT - |
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Employees |
: 10 |
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Fittings and Equipment |
for a value of
46.000 |
Eur |
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Stocks |
for a value of
150.000 |
Eur |
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Vehicles |
: 1. |
CREDIT REVOLVING
During last Year, the subject of inquiry has not been monitored by our
company.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
None reported in the name of the Firm.
FINANCIAL AND ECONOMICAL ANALYSIS
The subject has operated for along.
Liquidity is equal to ensure the covering of enterprise's requirements.
Normal business growth. Paying habits are characterized by order and correctness.
Debts stand on normal position. Modest use of supplier and bank credit.
Satisfying profit margins.
No irregularities are registered.
Business connections are quite regular.
FINANCIAL DATA
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Complete balance-sheet for the year as at |
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(in Eur |
x 1 ) |
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Item Type |
Amount |
Source |
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Sales |
774.685 |
estimated by our analyst |
CREDIT OPINION
On the basis of the above mentioned, and the sales volume obtained, we
deem that the maximum exposure for short and medium term transactions ( 90 -
120 days ) could be of:
22.000 .Eur.
MARKET / TERRITORY DATA
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Population living in the province |
: |
831.356 |
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Population living in the region |
: |
4.699.950 |
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Number of families in the region |
: |
1.813.210 |
Monthly family expences average in the region (in Eur.) :
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- per food products |
: |
456 |
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- per non food products |
: |
2.052 |
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- per energy consume |
: |
127 |
SECTOR DATA
The values are calculated on a base of 500 significant companies.
The companies cash their credits on an average of 134 dd.
The average duration of suppliers debts is about 133 dd.
The sector's profitability is on an average of 2,93%.
The labour cost affects the turnover in the measure of 13,50%.
Goods are held in stock in a range of 75 dd.
The difference between the sales volume and the resources used to
realize it is about 1,03.
The employees costs represent the 13,71% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistics point out the high risk level of the subject's activity
branch.
Statistically low risk rate in the territory where the subject is based.
In the region 13.782 protested subjects are found; in the province they
count to 2.234.
The insolvency index for the region is 0,30, while for the province it
is 0,27.
Total Bankrupt companies in the province : 2.546.
Total Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.72 |
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UK Pound |
1 |
Rs.82.17 |
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Euro |
1 |
Rs.65.90 |
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)