MIRA
INFORM REPORT
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Report Date : |
21.10.2008 |
IDENTIFICATION
DETAILS
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Name : |
BIG-BAG HARBECK GMBH |
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Registered Office : |
Industriestr. 11 84364 Bad Birnbach |
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Country : |
Germany |
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Date of Incorporation : |
01.08.1984 |
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Com. Reg. No.: |
HRB 6452 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Wholesaler
of Other Intermediate Goods |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR
16.000,00. |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
name & address
Big-Bag Harbeck GmbH
Industriestr. 11
84364 Bad Birnbach
Telephone: 08563/91404
Telefax: 08563/2290
Homepage:
www.big-bag-harbeck.de
E-Mail:
info@big-bag-harbeck.de
VAT no.
DE129265630
CONCLUSION
The maximum credit is EUR 16.000,00.
Business relations are
permissible.
LEGAL FORM
Private limited company
Date of foundation
01.08.1984
Shareholders' agreement
13.08.1990
Registered on
13.09.2004
Commercial Register
Local court 84028 LANDSHUT
under: HRB
6452
Share capital
EUR 25.564,59
Shareholder
Rudolf Harbeck
Hauptstr. 9
OT Lengham
84364 Bad Birnbach
born 28.10.1956
Share: EUR 25.564,59
Manager
Rudolf Harbeck
Hauptstr. 9
OT Lengham
84364 Bad Birnbach
having sole power of representation
born 28.10.1956
Occupation: Businessman
Marital status: unknown
Further functions/participations of Rudolf Harbeck (Manager)
General Partner:
Anton Schnellhammer Rudolf Haarbeck
Schmiding 11a
94136 Thyrnau
Legal form: Partnership under the Civil
Code
BUSINESS HISTORY
01.08.1984 Rudolf
Harbeck
Hauptstr. 9
84364
Bad Birnbach
Unregistered commercial enterprise
13.08.1990 Rudolf Harbeck GmbH
Hauptstr. 9
84364 Bad Birnbach
Private limited company
06.09.1999 Rudolf Harbeck GmbH (HRB 5853 AG
Passau)
Sommerweide 1
94529
Aicha
Private limited company
13.09.2004 Big-Bag Harbeck GmbH
Industriestr. 11
84364
Bad Birnbach
Private limited company
BUSINESS ACTIVITIES
46760
Wholesale of other
intermediate goods
FINANCIAL INFORMATION
Payment experience: within
agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Sommerweide 1
94529
Aicha
Private real estate
Name Rudolf Harbeck
Type of ownership: proprietor
Share: 100,00 %
Address Hauptstr. 9
OT
Lengham
84364
Bad Birnbach
Land register documents
were not available.
BANKERS
SPARKASSE ROTTAL-INN, BAD
BIRNBACH, ROTTAL
Sort. code: 74351430
VR-BANK ROTTAL-INN, BAD
BIRNBACH, ROTTAL
Sort. code: 74061813
FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2006 EUR 920.000,00
2007 EUR 950.000,00
Share capital: EUR 25.564,59
Value of stocks: EUR 150.000,00
Equipment: EUR 35.000,00
Employees: 4
Approximate figures are given.
FOREIGN EXCHANGE
RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.49.29 |
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UK Pound |
1 |
Rs.80.40 |
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Euro |
1 |
Rs.63.35 |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit
consideration. Capability to overcome financial difficulties seems
comparatively below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)