MIRA INFORM REPORT

 

 

 

Report Date :

01.09.2008

 

IDENTIFICATION DETAILS

 

Name :

CALMAGS GMBH

 

 

Registered Office :

Stadtkoppel 26, 21337 Lüneburg

 

 

Country :

Germany

 

 

Date of Incorporation :

01.06.1999

 

 

Com. Reg. No.:

HRB 1960

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Other Intermediate Goods

Manufacture of Other Chemical Products

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

EUR 85.000,00.

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear


 

 

NAME & ADDRESS

 

Calmags GmbH

Stadtkoppel 26

21337 Lüneburg

Telephone: 04131/872140

Telefax:   04131/8721414

Homepage:  www.calmags.de

E-Mail:    info@calmags.de

 

 

VAT no.           

 

DE812677562

 

 

SOLVENCY RATING  

 

2,2

 

 

CONCLUSION

 

 The maximum credit is EUR 85.000,00.

 Business relations are permissible.

 

 

LEGAL FORM         

 

 Private limited company

 

 

Date of foundation

 

1999

 

 

Shareholders' agreement              

 

26.03.1999

 

 

Registered on      

 

01.06.1999

 

 

Commercial Registe

 

 Local court 21335 LÜNEBURG

 under:               HRB 1960

 

 

Share capital                       

 

 EUR             50.400,00

 

 

Shareholder

 

Andreas Graap

Am Walde 7

21397 Barendorf

Share:             EUR             10.100,00

 

Shareholder:

Harald Wetzer

21365 Adendorf

Share:             EUR             10.100,00

 

Shareholder:

Cornelia von Bloh

21227 Bendestorf

born: Fiedler

born 31.10.1969

Share:             EUR             10.100,00

 

Shareholder:

Thomas Schulz

29553 Bienenbüttel

born 25.04.1973

Share:             EUR             10.100,00

 

Shareholder:

Dr. Paul Lohmann GmbH KG

Hauptstr. 2

31860 Emmerthal

Legal form: Ltd partnership with priv. ltd.

Company as General partner

Total cap. contribution: EUR    5.100.000,00

Share:             EUR             10.000,00

Reg. Data:  01.01.1961

HRA 100045

30175 HANNOVER

Turnover:          EUR         71.000.000,00

Employees:                               329

 

 

Manager

 

Andreas Graap

Am Walde 7

21397 Barendorf

having sole power of representation

Occupation: Businessman

Marital status: married

 

Manager:

Harald Wetzer

21365 Adendorf

having sole power of representation

Occupation: Businessman

Marital status: married

 

Manager:

Cornelia von Bloh

21227 Bendestorf

having sole power of representation

born: Fiedler

born 31.10.1969

Marital status: married

 

Manager:

Thomas Schulz

29553 Bienenbüttel

having sole power of representation

born 25.04.1973

Occupation: Businessman

 

 

BUSINESS HISTORY

 

 01.06.1999           Calmags GmbH

                      Stadtkoppel 41-43

                      21337 Lüneburg

                      Private limited company

 

 

BUSINESS ACTIVITIES

 

 46760

 Wholesale of other intermediate goods

 20590

 Manufacture of other chemical products n.e.c.

 

 

FINANCIAL INFORMATION

 

Solvency rating:      2,2

 Payment experience:  within agreed terms

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Stadtkoppel 26

                      21337 Lüneburg

 

 Land register documents were not available.

 

 

BANKERS

 

SPARKASSE LÜNEBURG, LÜNEBURG

 Sort. code: 24050110, Account No: 14316

 

 

FIGURES

 

 Financial year:      01.01. - 31.12.

 Turnover:                      2006                 EUR          4.800.000,00

                                    2007                 EUR          5.000.000,00

 Share capital:                                        EUR             50.400,00

 Employees:                                                                              8

 - Part-time employees:                                                  1

 

 Approximate figures are given.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.44.21

UK Pound

1

Rs.79.76

Euro

1

Rs.64.72

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

26-40

B

Unfavourable & favourable factors carry similar weight in credit consideration. Capability to overcome financial difficulties seems comparatively below average/normal.

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions