MIRA
INFORM REPORT
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Report Date : |
08.09.2008 |
IDENTIFICATION
DETAILS
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Name : |
KOUVALAKIDIS I.
& SON O.E. |
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Registered Office : |
3rd klm Komotini-Alexandr, Komotini
69100 Rodopi |
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Country : |
Greece |
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Date of Incorporation : |
1981 |
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Legal Form : |
General
Partnership Firm |
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Line of Business : |
Process and
Trade of Dried Fruits |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
EUR 150.000 |
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Status : |
Satisfactory |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
name of the company
KOUVALAKIDIS I. & SON O.E.
ADDRESS
3rd klm Komotini-Alexandr
KOMOTINI
69100 RODOPI-GREECE
TELEPHONE: 3025310-27078
TELEFAX
: 302531032447
CURRENCY
Any amounts hereafter are in EURO unless
otherwise stated.
LANGUAGE
In certain circumstances information in
this report may be quoted in the local language. In case of difficulty, please
contact your D&B Local Customer Service Department.
summary
CONDITION:
FAIR
CREDIT:
Maximum EUR 150.000.-
STARTED:
1981
SALES IN: 2007/01-2007/12
-5,000,000 -ACCORDING TO THEIR STATEMENT
YEAR INC: 1981
LEGAL FORM: General Partnership Firm
CAPITAL: 260,000
VAT NUMBER: 091694743
EMPLOYS: 5
SIC: 2068-51490803
ACTIVITY: Process
and trade of dried fruits.
No special event posted against this
company.
BANKERS
AGRICULTURAL BANK OF GREECE-KOMOTINI
BRANCH
NATIONAL BANK OF GREECE-KOMOTINI BRANCH
COMMERCIAL BANK OF GREECE-KOMOTINI BRANCH
ALPHA
BANK-KOMOTINI BRANCH
EFG
EUROBANK-KOMOTINI BRANCH
This company is not required to publish
financial information.
Name and title of interviewee: Mrs
Kouvalakidi.
Subject was founded in 1981, as a general
partnership, by Kouvalakidis Ioannis and George, with principal line of
business the process and trade of dried
fruits. In July 1997, Kouvalakidis Ioannis withdrew from the firm
and Kouvalakidi Aphrodite joined it.
SHAREHOLDERS/OWNERS
Kouvalakidis George I.,27, G.Zarifi
street, Komotini ,Manager& Gen.Partner
1953 8
Kouvalakidi Aphrodite I.,27, G.Zarifi street, Komotini
,General Partner 15,00%
OPERATIONS
Subject has been operating :
- workshop, at the address and under the
title in caption,
- storeroom (m2 1.165), at 27, G.Zarifi
street, Komotini
(Tel.No. 25310-27279).
Engaged in processing, standardizing and
trading (wholesale-retail) dried fruits.
Imports of plums from France, nuts from
U.S.A., Iran,
Turkey, the Netherlands, India, Bulgaria,
Romania, Egypt and China.
Suppliers : "DERQUIN" (U.S.A), "ALIMENTA"
(Netherlands),
"BRUNIL"
(France), "CASMIR" (India).
Terms of imports : Cash against Documents or
Open Accounts (30-60 days).
Some exports to Cyprus, Boulgaria and
Turkey.
Terms of exports : Open Account.
Customers Range : 10.
STAFF : 5 people.
NOTES
* Full H/Q address : 3rd klm
Komotini-Alexandroupoli Road,
69100, Komotini, Rodopi.
* Kouvalakidis George's mobile:
6978-770.690.-
* Additional tel no: 25310-27.279.
* E-mail: sodia@otenet.gr
* It cooperates with PROBANK in Komotini.
REAL
ESTATE
Subject is owner of a workshop (m2 1.600),
on owned
ground plot (m2 7.500), at the address in
caption.
Kouvalakidis Ioannis and George are
reported as owners of :
- an appartment, each one, at 27, G.Zarifi
street, Komotini,
- (1/2 by entirety) a storeroom, at 27,
G.Zarifi street,
Komotini,
- (1/2 by entirety) a storeroom, on the
5th klm Komotini-
Alexandroupoli
Road, Komotini.
Nothing adverse has been reported.
FOREIGN EXCHANGE
RATES
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Currency |
Unit
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Indian Rupees |
|
US Dollar |
1 |
Rs.44.37 |
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UK Pound |
1 |
Rs.78.09 |
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Euro |
1 |
Rs.63.41 |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)