MIRA
INFORM REPORT
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Report Date : |
17.09.2008 |
IDENTIFICATION
DETAILS
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Name : |
APPI GROUP. DI ANTONIO PORTARAPILLO |
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Registered Office : |
Via S. Maria A Cubito, 57
80014 - Giugliano in Campania (NA) |
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Country : |
Italy |
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Date of Incorporation : |
31.05.1999 |
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Legal Form : |
Sole Proprietorship |
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Line of Business : |
Wholesale of sanitary and medication articles. Wholesale of soaps, detergents and cleaning poducts. Wholesale of plastic products. |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
Eur 44.000 |
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Status : |
Good |
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Payment Behaviour : |
No Complaints |
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Litigation : |
Clear |
name & address
Appi Group. Di Antonio Portarapillo
Via S. Maria A
Cubito, 57
80014 - Giugliano in Campania (NA) -IT-
SUMMARY
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Fiscal Code |
: |
PRTNTN50C03F839R |
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Legal Form |
: |
Sole proprietorship |
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Start of Activities |
: |
31/05/1999 |
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Turnover Range |
: |
2.000.000/2.250.000 Eur |
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Number of Employees |
: |
fom 6 to 10 |
CREDIT ANALYSIS
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CREDIT OPINION |
: |
44.000 - Eur |
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Score |
: |
Risk normal |
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Creditworthness Rate |
: |
Good |
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Under the financial aspect a certain balance is reported which leads |
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to a credit with a very limited risk. |
ACTIVITY
Wholesale of sanitary and medication articles.
Wholesale of soaps, detergents and cleaning poducts.
Wholesale of plastic products.
LEGAL DATA
Legal Form
: Sole proprietorship
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Fiscal Code
: PRTNTN50C03F839R |
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Chamber of Commerce no. : 760219 of Napoli since 09/11/2006 |
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V.A.T. Code
: 07222610631 |
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Start of Activities |
: 31/05/1999 |
MEMBERS
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Portarapillo |
Antonio |
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Born in Napoli |
(NA) |
on 03/03/1950 |
- Fiscal Code : PRTNTN50C03F839R |
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Residence : |
Via |
Della Liberta' |
, 984 |
- 80010 |
Villaricca |
(NA) |
- IT - |
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Position |
Since |
Shares Amount |
% Ownership |
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Proprietor |
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No Protests registered.
COMPANIES CONNECTED TO MEMBERS *
*checkings have been performed on a national scale.
*In this module are listed the companies in which members hold or held
positions.
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PORTARAPILLO |
ANTONIO |
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Company Style |
Legal Seat |
Fiscal Code |
Position |
Position Status |
Firm Status |
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BISINESS CINE DI ANTONIO PORTARAPILLO E C.
S.A.S. |
Napoli (NA) - IT - |
05103010632 |
General Partner |
Active |
Registered |
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METAL SUD S.A.S. DI PONTI MARIO E C. SAS.
.. |
Napoli (NA) - IT - |
05868450635 |
Limited Partner |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refere to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
DIRECT PARTICIPATIONS
The Company under review has no participations in other Companies.
STRUCTURE AND COMPANY ACTIVITY
In order to carry out its activities the firm uses the following
locations:
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Legal and operative seat |
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in : |
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Via |
S. Maria A Cubito |
, 57 |
- 80014 - |
Giugliano in Campania |
(NA) |
- IT - |
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PHONE |
: 081/5060730 |
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FAX |
: 081/3301988 |
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Email |
: apprigroup@alice.it |
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Employees |
: 8 |
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Fittings and Equipment |
for a value of
41.000 |
Eur |
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Stocks |
for a value of
310.000 |
Eur |
CREDIT REVOLVING
The subject of inquiry has been monitored by our company:
During the last Month : n. 1 times.
During the last 6 Months : n. 1 times.
During the last 12 Months : n. 2 times.
LEGAL PROCEDURES
None reported, standing to the last received edition of the Official
Publications.
IMMOVABLES *
*No specific (mortgage/cadastrial registrations) inspections have been
requested.
None reported in the name of the Firm.
FINANCIAL AND ECONOMICAL ANALYSIS
Firm's origins go back to lots of years.
Subject is endowed with enough liquid assets to support charges
coming from current managment.
Subject has developed steadily. Current experiences about paying
habits are all positive.
On the whole the indebtedness is normal. Moderate recourse to
supplier and bank credit.
Adequate profit margins.
No irregularities are registered.
Business connections are quite regular.
FINANCIAL DATA
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Complete balance-sheet for the year as at |
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(in Eur |
x 1 ) |
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Item Type |
Amount |
Source |
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Sales |
2.065.827 |
estimated by our analyst |
CREDIT OPINION
On the basis of the above mentioned, and the sales volume obtained, we deem
that the maximum exposure for short and medium term transactions ( 90 - 120
days ) could be of:
44.000 .Eur.
MARKET / TERRITORY DATA
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Population living in the province |
: |
3.092.859 |
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Population living in the region |
: |
5.788.986 |
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Number of families in the region |
: |
1.966.064 |
Monthly family expences average in the region (in Eur.) :
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- per food products |
: |
475 |
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- per non food products |
: |
1.304 |
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- per energy consume |
: |
79 |
SECTOR DATA
The values are calculated on a base of 1.383 significant companies.
The companies cash their credits on an average of 127 dd.
The average duration of suppliers debts is about 135 dd.
The sector's profitability is on an average of 2,48%.
The labour cost affects the turnover in the measure of 7,67%.
Goods are held in stock in a range of 47 dd.
The difference between the sales volume and the resources used to
realize it is about 1,35.
The employees costs represent the 7,93% of the production costs.
STATISTICAL DETRIMENTAL DATA
Statistics count the subject's branch of activity among the
modest risk rated ones.
A high risk degree is surveyed by statistics in the territory of
subject's operations.
In the region 80.616 protested subjects are found; in the province they
count to 41.815.
The insolvency index for the region is 1,40, while for the province it
is 1,36.
Total Bankrupt companies in the province : 18.217.
Total Bankrupt companies in the region : 28.514.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
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Indian Rupees |
|
US Dollar |
1 |
Rs.46.32 |
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UK Pound |
1 |
Rs.83.57 |
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Euro |
1 |
Rs.65.90 |
RATING
EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
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This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)