MIRA
INFORM REPORT
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Report Date : |
24.09.2008 |
IDENTIFICATION
DETAILS
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Name : |
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Registered Office : |
Premises of Gyan Ganga Educational Institute Private Limited, Village
Nardaha 12 K.M. Vidhan Sabha Marg, Raipur, Chattisgarh – 493111 |
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Country : |
India |
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Financials (as on) : |
31.03.2008 |
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Date of Incorporation : |
28.10.1994 |
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Com. Reg. No.: |
10-8754 |
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CIN No.: [Company
Identification No.] |
U80211CT1994PTC008754 |
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PAN No.: [Permanent
Account No.] |
AAACG8504A |
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Legal Form : |
Private Limited Liability Company |
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Line of Business : |
Providing Hostel, Mess and Transport for Students of Gyan Ganga
International Academy, School |
RATING &
COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
Regular |
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Litigation : |
Clear |
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Comments : |
Subject is a well established and reputed academy. Directors are
reported as experienced, respectable and having satisfactory means of their
own. Trade relations are fair. Payments are reported as usually correct and
as per commitments. The company can be considered good for normal business dealings at
usual trade terms and conditions. |
INFORMATION PARTED
BY
|
Name : |
Mr. Viny Raj Modi |
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Designation : |
Director |
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Contact No.: |
91-9826079210 |
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Date : |
22.09.2008 |
LOCATIONS
|
Registered Office : |
Premises of Gyan Ganga Educational Institute Private Limited, Village
Nardaha 12 K.M. Vidhan Sabha Marg, Raipur, Chattisgarh – 493111, India |
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Tel. No.: |
91-771-2284716, 2284816, 2282216 |
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E-Mail : |
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Website : |
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Area : |
Owned |
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Head Office : |
Wardhman Towers, Russel Chowk, Napier Town, Jabalpur-
482001 |
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Tel. No.: |
91-761-4037304 |
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Fax No.: |
91-761-2623361 |
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Website : |
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Corporate Office : |
37 (R), Zone II, M. P. Nagar, Bhopal - 462011 |
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Tel. No.: |
91-755-6458280 |
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Mobile No.: |
91-755-4271097 |
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E-Mail : |
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Works Office : |
Ratanpur, Hoshangabad Road, Bhopal – 462026, Madhya Pradesh, India |
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Tel. No.: |
91-755-4023900, 4077710/20, 2499210, 2499201 |
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Mobile No.: |
91-9926079210 |
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Fax No.: |
91-755-4023900, 4077710 |
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E-Mail : |
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Area : |
Owned |
DIRECTORS
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Name : |
Mr. Laxminarayan N. Shandilya |
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Designation : |
Chairman |
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Address : |
S – 25, Rajeev Nagar, P. O. Shankar Nagar, Raipur |
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Date of Birth/Age : |
17.11.1921 |
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Date of Appointment : |
22.06.1996 |
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Date of Ceasing : |
07.08.2008 |
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Name : |
Mr. Vijay Kumar Jain |
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Designation : |
Managing Director |
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Address : |
267, Rachana Nagar, Bhopal – 23 |
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Date of Birth/Age : |
26.07.1944 |
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Qualification : |
B.E. [Hons] |
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Experience : |
42 Years |
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Date of Appointment : |
22.06.1996 |
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Name : |
Mr. Ravindra Pal Singh |
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Designation : |
Additional Managing Director |
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Address : |
4-Golden Homes Near Vip Club, Shankar Nagar, Raipur |
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Date of Birth/Age : |
11.09.1971 |
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Qualification : |
Engineering Diploma |
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Experience : |
40 Years |
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Date of Appointment : |
22.06.1996 |
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Name : |
Mr. Sachin Shandilya |
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Designation : |
Additional Managing Director |
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Address : |
S – 25, Rajeev Nagar, P. O. Shankar Nagar, Raipur |
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Date of Birth/Age : |
11.09.1971 |
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Qualification : |
B.E. |
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Experience : |
12 Years |
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Date of Appointment : |
22.06.1996 |
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Name : |
Ms. Gouri Shankar Agarawal |
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Designation : |
Director |
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Address : |
MIG – C/ 30, Shailendra Nagar, Raipur |
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Date of Birth/Age : |
16.06.1951 |
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Date of Appointment : |
22.06.1996 |
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Name : |
Mr. Viny Raj Modi |
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Designation : |
Director |
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Address : |
267 Rachna Nagar, Bhopal – 462023, Madhya Pradesh, India |
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Date of Birth/Age : |
15.07.1974 |
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Qualification : |
M.B.A. |
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Experience : |
14 Years |
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Date of Appointment : |
07.08.2008 |
KEY EXECUTIVES
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Name : |
Mr. Vijay Kumar Jain |
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Designation : |
Chairman
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Name : |
Mr. Sachin Shandilya |
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Designation : |
Vice Chairman |
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Name : |
Mr. Viny Raj Modi |
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Designation : |
Secretary |
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Name : |
Mr. R.P.Singh |
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Designation : |
Treasurer |
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Name : |
Mr. Rajput S. Mansingh |
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Designation : |
Principal |
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Name : |
Mr. Sunil Ingle |
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Designation : |
Craft/Drawing Teacher |
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Qualification : |
B.A. |
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Name : |
Ms. Sita Shrivastava |
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Designation : |
Dance & Craft Teacher |
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Qualification : |
B.A (Final) |
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Name : |
Mr. Santosh Prasad |
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Designation : |
Computer Operator |
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Qualification : |
B.Com, HW Course in Comp. |
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Name : |
Mr. Narottam K. Saha |
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Designation : |
Bursar |
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Qualification : |
M.Com/M.B.A. |
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Name : |
Mr. D. Bharadwaj |
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Designation : |
Manager |
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Qualification : |
M.A. |
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Name : |
Mr. K.S. Tiwari |
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Designation : |
Warden Boy's Hostel |
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Qualification : |
M.A. (Hindi) B.Ed |
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Name : |
Ms. Monika Bhardwaj |
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Designation : |
Warden - Girl's Hostel |
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Qualification : |
M.A. (Economics), M.A. (Geography) |
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Name : |
Mr. Nadeem Ahmed |
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Designation : |
Basket Ball Coach |
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Qualification : |
B.PED. |
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Name : |
Mr. Prashant Tekam |
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Designation : |
Skating Coach |
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Qualification : |
B-P.E.D |
MAJOR SHAREHOLDERS
/ SHAREHOLDING PATTERN
AS ON 28.09.2005
|
Names of Shareholders |
|
No. of Shares |
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U. K. Shandil |
|
500 |
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Ravindra Pal Singh |
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2000 |
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Shreyash Pal Singhai |
|
2000 |
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Viny Raj Modi |
|
1500 |
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Miny Raj Modi |
|
1500 |
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Suman Dhir |
|
400 |
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Vijay Kumar Dhir |
|
800 |
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Gouri Shankar Agrawal |
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2500 |
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Angoori Devi Agarawal |
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2500 |
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V. K. Jain |
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1500 |
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Shobha Rani Jain |
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1500 |
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Munish Singh |
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1000 |
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Abhiney Singh |
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1000 |
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Shipi Singh |
|
1000 |
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Shikha Singh |
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1000 |
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Sachin Shandilya |
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500 |
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Manju Shandilya |
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3000 |
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Nitin Agrwal |
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1000 |
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Nitin Shandilya |
|
750 |
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Milin Shandilya |
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750 |
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Munni Bai Jain |
|
2000 |
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Tej Pal Singhai |
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2000 |
AS ON 30.09.2007
|
Equity Share
Breakup |
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Percentage of
Holding |
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Category |
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Directors or relatives of directors |
|
69.00 |
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Other top fifty shareholders |
|
31.00 |
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Total
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|
100.00 |
BUSINESS DETAILS
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Line of Business : |
Providing Hostel, Mess and Transport for Students of Gyan Ganga
International Academy, School |
GENERAL
INFORMATION
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Suppliers : |
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No. of Employees : |
45 |
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Bankers : |
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Facilities : |
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Banking
Relations : |
Satisfactory |
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Financial Institution : |
Ashok Leyland Finance Limited |
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Auditors : |
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Name : |
Batra Deepak and Associates Chartered Accountants |
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Head Office : |
17/901, First Floor, Guru Goving Nagar, Pandri, Raipur – 492001,
Chattisgarh, India |
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Tel. No.: |
91-771-2424657 / 4055588 |
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Fax No.: |
91-771-2424657 / 4055588 |
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E-Mail : |
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Branch Office : |
31, Gandhi Market, Piplani, B. H. E. L., Bhopal – 462021, Madhya
Pradesh, India |
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Tel. No.: |
91-755-6539181 / 6562794 |
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Associates/Subsidiaries : |
Ganga Gyan Vikas
Samiti Gyan Ganga Academy Campus, Ratanpur, P. O. Misrod, Bhopal Line of Business : School Education Shri Wardhman
Academy for Technical Education 13, Wardhman Tower, Napier Town, Jabalpur Engineering Colleges |
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Group Company: |
Gyan
Ganga Academy Bhopal |
CAPITAL STRUCTURE
AS ON 30.09.2007
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
500000 |
Equity Shares |
Rs. 10/* each |
Rs. 5.000 Millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
31200 |
Equity Shares |
Rs. 10/* each |
Rs. 0.312
Million |
FINANCIAL DATA
[all figures are in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2008 |
31.03.2007 |
31.03.2006 |
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|
SHAREHOLDERS FUNDS |
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|
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|
1] Share Capital |
0.312 |
0.312 |
0.312 |
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2] Share Application Money |
0.000 |
0.000 |
0.000 |
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3] Reserves & Surplus |
1.391 |
1.003 |
1.027 |
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4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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NETWORTH |
1.703 |
1.315 |
1.339 |
|
|
LOAN FUNDS |
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|
|
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|
1] Secured Loans |
1.247 |
0.786 |
2.849 |
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2] Unsecured Loans |
4.891 |
5.160 |
5.558 |
|
|
TOTAL BORROWING |
6.138 |
5.946 |
8.407 |
|
|
DEFERRED TAX LIABILITIES |
0.171 |
0.144 |
0.086 |
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TOTAL |
8.012 |
7.405 |
9.832 |
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APPLICATION OF FUNDS |
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FIXED ASSETS [Net Block] |
9.904 |
10.569 |
10.722 |
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Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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INVESTMENT |
0.627 |
0.000 |
0.000 |
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DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
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|
Inventories |
0.000
|
0.000 |
0.000 |
|
|
Sundry Debtors |
0.422
|
0.432 |
0.549 |
|
|
Cash & Bank Balances |
0.145
|
0.138 |
0.350 |
|
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Other Current Assets |
0.060
|
0.047 |
0.047 |
|
|
Loans & Advances |
0.618
|
0.307 |
0.253 |
|
Total
Current Assets |
1.245
|
0.924 |
1.199 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
3.214
|
3.836 |
1.779 |
|
|
Provisions |
0.550
|
0.252 |
0.310 |
|
Total
Current Liabilities |
3.764
|
4.088 |
2.089 |
|
|
Net Current Assets |
[2.519]
|
[3.164] |
[0.890] |
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|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
8.012 |
7.405 |
9.832 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
31.03.2008 |
31.03.2007 |
31.03.2006 |
|
|
|
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|
|
Business Receipts |
9.731 |
7.260 |
7.065 |
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Profit/(Loss) Before Tax |
0.519 |
0.233 |
0.223 |
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Provision for Taxation |
0.131 |
0.123 |
0.092 |
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|
Profit/(Loss) After Tax |
0.388 |
0.110 |
0.131 |
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Expenditures : |
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Salaries and Benefits to employees |
0.744 |
0.687 |
0.644 |
|
|
Hostel, Mess and Vehicle Expenses |
6.785 |
4.948 |
4.497 |
|
|
Administrative Expenses |
0.764 |
0.526 |
0.617 |
|
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Financial Charges |
0.168 |
0.086 |
0.273 |
|
|
Depreciation & Amortization |
0.752 |
0.779 |
0.810 |
|
Total Expenditure |
9.213 |
7.026 |
6.841 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2008 |
31.03.2007 |
31.03.2006 |
|
PAT / Total Income |
(%) |
3.99
|
1.52 |
1.85 |
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|
Net Profit Margin (PBT/Sales) |
(%) |
5.33
|
3.21 |
3.16 |
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|
Return on Total Assets (PBT/Total Assets} |
(%) |
4.66
|
2.03 |
1.87 |
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Return on Investment (ROI) (PBT/Networth) |
|
0.30
|
0.18 |
0.17 |
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Debt Equity Ratio (Total Liability/Networth) |
|
5.81
|
7.63 |
7.84 |
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|
Current Ratio (Current Asset/Current Liability) |
|
0.33
|
0.23 |
0.57 |
LOCAL AGENCY
FURTHER INFORMATION
The Registered Office of the company has been shifted from M – 32 Rajeev
Nagar Raipur to the present address.
Trade Reference
M. P. Hardware Stores Zone II, M. P. Nagar
Mr. Kuldeep : 9826239360
Gupta Sales Corporation Zone II M.P. Nagar
Mr. Deepak upta : 9926155526
Anand Super Bazaar, Jyoti Shopping Complex
Mr. Balram : 91-755-4270133
Jhoomarwala Sahu Electricals, Chhawani
Mr. Ravi Sahu : 91-9425010595
Fixed Assets
- Land
- Building
- Electric
Gudgets and Office Equipments
- Furniture and
Fixture
- Vehicles
- Maruti Van
- Computer
- Water Gyser
- Car
Details of Fixed
Assets
Land and Building : Rs. 7.825 Millions
Plant and Machinery : Rs. 0.085 Million
Furniture and Fixture : Rs. 0.123 Million
Other Assets : Rs. 1.871 Millions
Bankers Charges
Report as per Registry
|
Name of the company |
GYAN GANGA
ACADEMY PRIVATE LIMITED |
|
Presented By |
Shri Vijay Kumar
Jain [Managing Director] |
|
1) Date and description of instrument creating the change |
28.01.2005
|
|
2) Amount secured by the charge/amount owing on the securities of charge |
Rs. 1.500
Millions |
|
3) Short particular of the property charged. If the property acquired is subject to charge, date of the acquired of the property should be given |
Equitable Mortgage
by way of deposit of title deeds of the mortgage land and building situated
at village Ratanpur Sadak, Tehsil Huzur District Bhopal adm. 0.86 Acres |
|
4) Gist of the terms and conditions and extent and operation of the charge. |
Rate of Interest
@13.50 % p.a. Pay additional
Interest @ 2 % p.a. as per the rate chargeable from the date of breach till |
|
5) Name and Address and description of the person entitled to the charge. |
The Industrial Bank Limited, Bhopal |
|
6) Date and brief description of instrument modifying the charge |
-- |
|
7) Particulars of modifications specifying the terms and conditions or the extent of operations of the charge in which modification is made and the details of the modification. |
-- |
|
This form is for |
Creation of
charge |
|
Corporate
identity number of the company |
U80211CT1994PTC008754 |
|
Name of the
company |
GYAN GANGA ACADEMY PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in India of the company |
Vill Nardaha 12 k.m. Vidhan Sabha Marg, Raipur, Chattisgarh – 493111,
India |
|
Type of charge |
|
|
Particular of
charge holder |
Punjab National Bank Jawaharganj, Jabalpur – 482001, Madhya Pradesh |
|
Nature of
description of the instrument creating or modifying the charge |
Hypothecation of
assets to secure Term Loans Agreement of
guarantee |
|
Date of instrument
Creating the charge |
25.08.2007 |
|
Amount secured by
the charge |
Rs. 15.000
Millions |
|
Brief particulars
of the principal terms an conditions and extent and operation of the charge |
Rate of Interest 14.25 % Per Annum
Margin 25 % on building,
furniture and fixture, computers and 30 % on equipment
s and books |
|
Short particulars
of the property charged |
Hypothecation of
furniture, computers books and other safe fixture, mortgage of land and
college building and any other security which the bank consider as security
to secure bank loan. Of M/S Shri wardhaman Takniki Shiksha Samiti |
|
Date of latest
modification prior to the present modification |
M/S Shri
wardhaman Takniki Shiksha Samiti |
PROJECTED BALANCE SHEET
|
SOURCES OF FUNDS |
|
|
31.03.2009 [Projected] |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
0.312 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
2.139 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
2.451 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
9.512 |
|
|
2] Unsecured Loans |
|
|
5.608 |
|
|
TOTAL BORROWING |
|
|
15.120 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.143 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
17.714 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
14.245 |
|
|
Capital work-in-progress |
|
|
1.550 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
0.000 |
|
|
DEFERREX TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.000 |
|
|
Sundry Debtors |
|
|
0.850 |
|
|
Cash & Bank Balances |
|
|
0.224 |
|
|
Other Current Assets |
|
|
0.300 |
|
|
Loans & Advances |
|
|
0.850 |
|
Total
Current Assets |
|
|
2.224 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Current Liabilities |
|
|
0.055 |
|
|
Provisions |
|
|
0.250 |
|
Total
Current Liabilities |
|
|
0.305 |
|
|
Net Current Assets |
|
|
1.919 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
17.714 |
|
PROFIT & LOSS
ACCOUNT
|
PARTICULARS |
|
|
31.03.2009 [Projected] |
|
|
|
|
|
|
|
|
Business Receipts |
|
|
12.500 |
|
|
|
|
|
|
|
|
Profit/(Loss) Before Tax |
|
|
0.851 |
|
|
Provision for Taxation |
|
|
0.240 |
|
|
Profit/(Loss) After Tax |
|
|
0.611 |
|
|
|
|
|
|
|
|
Expenditures : |
|
|
|
|
|
|
Salary and Allowances |
|
|
1.000 |
|
|
Mess and hostel Expenses |
|
|
5.000 |
|
|
Motor Vehicle Expenses |
|
|
1.500 |
|
|
Depreciation |
|
|
1.130 |
|
|
Finance Charges |
|
|
0.605 |
|
|
Repairs and Maintenance |
|
|
1.000 |
|
|
Electricity Expenses |
|
|
0.465 |
|
|
Office Expenses |
|
|
0.350 |
|
|
Insurance Charges |
|
|
0.032 |
|
|
Function and Sports Expenses |
|
|
0.039 |
|
|
Horticulture Expenses |
|
|
0.078 |
|
|
Other Administrative Expenses |
|
|
0.450 |
|
Total Expenditure |
|
|
11.649 |
|
KEY RATIOS
|
PARTICULARS |
|
|
|
31.03.2009 |
|
PAT / Total Income |
(%) |
|
|
4.89 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
|
|
6.81 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
|
|
5.17 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
|
|
0.35 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
|
|
6.29 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
|
|
7.29 |
|
Mr. V. K. Jain |
Rs
in Millions |
|
|
|
|
House No. 267 Rachna Nagar, Bhopal
|
7.500 |
|
Bank Balance SBI and OBS |
0.550 |
|
Shares and Debenture |
0.500 |
|
PPF |
0.200 |
|
Gold |
0.150 |
|
Investment in Shri Wardhman Inct. Private Limited |
0.235 |
|
Shares in Gyan Ganga Academy Private Limited |
0.015 |
|
Loan to Gyan Ganga Academy Private Limited |
0.729 |
|
Loan to Shri Wardhman Takniki Shiksha Samiti |
1.150 |
|
Loan to Shri Wardhman Educational Society |
2.715 |
|
Loan to Family and Friends |
0.500 |
|
TOTAL NET WORTH |
14.244 |
|
|
|
|
Mr. R. P. Singh |
|
|
House No. 4, Golden Homes, Khamardih, Raipur |
7.500 |
|
Agriculture Land at Village Nardaha |
7.500 |
|
Bank Balance Allahabad Bank |
0.250 |
|
Gold and Ornaments |
0.150 |
|
Shares in Gyan Ganga Academy Private Limited |
0.020 |
|
Loan to gyan Ganga Academy Private Limited |
0.100 |
|
Loan to Shri Wardhman Academy for Tech Education |
0.953 |
|
TOTAL NET WORTH |
16.473 |
|
|
|
|
Mr. Viny Raj
Modi |
|
|
Assets |
|
|
268/2 and 268/4 Rachna Nagar, Bhopal |
1.200 |
|
Agriculture Land at Village Khajuri Khurd |
5.000 |
|
Bank Balance Axis Bank and OBC |
0.165 |
|
Gold and Ornaments |
0.100 |
|
Shares in Gyan Ganga Academy
Private Limited |
0.015 |
|
Loan to Gyan Ganga Academy Private Limited |
0.750 |
|
Loan to Shri Wardhman Academy for Tech Education |
0.160 |
|
Loan to Shri Wardhman Educational Society |
4.740 |
|
Loans to Family and Friends |
0.200 |
|
|
12.330 |
|
Liabilities |
|
|
House Loan BHW BIRL Home Finance |
0.215 |
|
Axis Bank Personal Loan |
0.200 |
|
Loan from Friends and Relatives |
1.500 |
|
|
1.915 |
|
TOTAL NET WORTH |
10.415 |
|
|
|
|
Mr. Sachin
Shandilya |
|
|
Plot at Khamardih |
1.800 |
|
Agriculture Land at Village Nardaha |
7.500 |
|
Bank Balance Allahabad Bank |
0.550 |
|
Gold and Ornaments |
0.450 |
|
Shares in Gyan Ganga Academy Private Limited |
0.010 |
|
Loan to Gyan ganga Academy Private Limited |
0.020 |
|
Loan to Shri Wardhman Academy for tech Education |
1.087 |
|
TOTAL NET WORTH |
11.417 |
AS PER WEBSITE
At Gyan Ganga, they are dedicated to create knowledge
leaders for a new world. As one of the largest group of institutions of its
kind in Central India, they are in an enviable position today. They will endeavour
to enhance their leadership stance by proving yet again that accomplishment in
the details.
They are committed for applying knowledge for the benefit of humanity. Their emphasis
is on learning by doing combining liberal and professional education and the
value of useful knowledge.
“Gyan Ganga Group of Institutions” are dedicated to create technocrats of
tomorrow through which they aim to build the tomorrow of India better. "
Gyan Ganga institutions, which have been striving to bring in world – class education in Central India, since 1992 have traveled
a long way and has created a niche for themselves and a name to reckon with.
Now it has 7 institutes under its flagship having courses in the area of
Engineering, Management, Computer Application, Information Technology Education
(B.Ed), and School Education etc. All these disciplines are focused on
delivering quality education through the process of continuous learning.
Istitutions
The
Gyan Ganga Family :
- Gyan Ganga Educational Academy, Raipur
- Gyan Ganga Academy, Bhopal
- Gyan Ganga Public School, Jabalpur
- Gyan Ganga Institute of Technology and
Sciences, Jabalpur
- Gyan Ganga College of Technology,
Jabalpur
- Gyan Ganga Institute of Technology and
Management, Bhopal
- Gyan Ganga College of Education,
Jabalpur
Others
The school session will be from April to March. The school will, however, close
for summer vacations during May & June. The school hours/shift timings,
Holidays & vacations will be as per the Annual Academy Calendar.
DOWNLOAD ANNUAL ACADEMY CALENDER
Academy
Charges, Fee, Withdrawal & refund rules
The School Maintenance Charges and other fee for the Transport, Mess and Hostel
facility payable, are given in the fee structure. The withdrawal & refund
rules shall remain applicable as mentioned in the almanac & the fee
structure designed for the particular session.
DOWNLOAD FEE STRUCTURE’07
Scholarship,
Free Ships & Concession
At the discretion and good judgment of the School Managing
Committee and with the sanction of the Chairman, a number of
scholarships/freeships can be awarded to deserving students on merit cum talent
basis. The school management reserves the right to give the relaxation in the
fees. To this effect, parents are to put up an application to the Principal on
or before the 15th July of every academic session.
The school stresses on the need of the involvement of the parent/guardian which
is reasonably vital to the all round development of their ward. Thus the
academy maintains a regular line of dynamic communication with all the parents
in order to keep them apprised to their wards performance.
Residuary
The management reserves the right to add, alter or amend any of the rules
contained in this website at any stage of time at its discretion, which will be
binding on parents / guardians / students.
Gyan Ganga had perceived quality in all aspects sphering around the educational framework. The pursuit of quality has been the paramount consideration. The commitment for quality can easily be observed from the essence and gesture of educational dynamics. The Gyan Ganga clan has accepted the formidable task of educating & igniting the students' mind globally ranging from Kindergarten to Post Graduate classes. That may be one of the reasons that it has grown exponentially in a short span with three residential-cum-day boarding Schools at Bhopal, Jabalpur and Raipur and Three Engineering colleges, a B.Ed. College coupled with an MBA and MCA Professional colleges in Jabalpur & Bhopal.
The genesis of Gyan Ganga Academy Bhopal has its roots oriented towards the philosophy of their founder, the edilion Late Shri U.K. Shandilya, who opined that "Childen epitomize hopes, dreams.... the future and just like the skilled hands of a potter, a school moulds the child resulting in a person groomed to realize his/her true potential as an individual".
In order to enhance &
propound the same spirit at an exponential pace which was the launch pad behind
the establishment of Gyan Ganga Educational Academy, Raipur in 1992, the
gentries boosted with an extra ordinary zeal delve to the ‘Cause of Excellence
in Education & Community Service' attained the consensus & thus in the
year 1996 Gyan Ganga Academy, Bhopal came into existence as a sister concern of
pioneer academy based at Raipur.
It's a joint venture of like minded people, as a body corporate, totally
dedicated to the cause of excellence in education and community service. The
institution has been made self-sustainable including its gradual growth and
development year after year, without any donation or grants and achieved high
repute of senior secondary co-educational English medium, residential & day
boarding Academy certified as ISO 9001:2000 for Quality Management System.
In the Year 2000, They
have come up with the third Public School of their group, which was first of
its kind in the Mahakaushal Region at Jabalpur, the Sanskardhani of M.P. State,
under the name & style “Gyan Ganga Public School”. The school has earned
high repute in the region by setting up standardised bench-marks in the field
of education.
Further, in the year 2003 it has quenched the ever expanding desire of
initiating professional collegiate Education by establishing Gyan Ganga
Institute of Technology and Sciences. Ever flowing perennial stream of Gyan
Ganga blessed the sanguinness and ‘Gyan Ganga College of Education’ oriented
towards Teachers' Training came into existence in the year 2005. Gyan Ganga is
always indebted for the faith and reliance shown by the parents to the
Institution. Keeping in view the earnest demand ‘Gyan Ganga Institute of
Technology’ another Engineering college had been established in the year 2006
and hence forth the Professional stream of Post Graduation in Business
Administration (MBA) and Computer Application (MCA) had also been established
in the same year.
In the Year 2007 the group has started a world class technical institution in
the Capital City Bhopal named as “Gyan Ganga Institute of Technology &
management”.
All the Professional Education
Colleges are approved by the All India Council of Technical Education(AICTE),
Delhi.
Mission
They are dedicated to prepare their students as responsible citizens
with a sense of integrity and honesty, spirit of adventure and exploration,
research and creation, understanding and respect of the rich cultural heritage
of India. They believe in fostering each individual's potentialities and
therefore provide varied opportunities for successful learning and growth. To
achieve this goal they provide opportunities for the students to take
initiatives, to think for themselves and to develop myriad interests.
To prepare the student for achieving overall development of personality &
to become a responsible citizen with virtues like Self-discipline, sense of
duty, enthusiasm, and endeavour to acquire physical, moral & spiritual
attainments.
To achieve their goals opportunities are provided to the
students to think for themselves and develop individuality.
The Quality Policy
They are committed and determined to mould the students into the cast of an upright citizen by providing holistic education through continual improvement in different educational frame work, so that they should enrich their confidence to face the new challenges of global era with a view to prove their excellence in education and community services, there by enhancing satisfaction level of all concerned.
Pragmatically the objective of the Academy is to provide quality education so as to help students inculcate a self sustaining & self renewal system which operates always on a "learning" mode. Apart from realising academic excellence the school aims at integrated development of students' personality laid to inculcate in them vital traits viz. etiquette, mannerism and values oriented towards dignity of labour, self reliance, intellectual, Physical & ethical attainments & thus boosting in them integrity, discipline and superb character. It is the constant endeavour of an institution to maintain & preserve the ideals of personal, professional & spiritual achievements keeping in mind their founder's goal of excellence and thereby contribute to the enrichment of missionary zeal, society and of nation too.
• To instil the child a regular school going
habit.
• Meticulous implementation of the planned
academic calendar.
• Continuous research and re-orientation
workshops to envisage teaching methodology.
• Continuous
up gradation of infrastructure and availability of modern amenities for
creating good academic environment and atmosphere.
• Achieving the Excellence in academics by
result oriented approach.
• Over-all development of the student’s personality,
there by giving emphasis on co-curricular activities.
The
Campus
The Academy campus is very conspicuously situated on a seven
acre plot of land with open surroundings in a healthy, beautiful and congenial environment
amidst lush green lawns, flower garden and plantation with various trees along
the fenced perimeter. The infrastructure consists of an Administrative wing,
Academic wing, Residential wings, Dining Hall & Auditorium including the
school's own filtered water supply with cool potable drinking water. Play
mechanism like slides, swings, see-saws and a modern swimming pool are the
added attractions.
The Academic wing which is in a semi circular building has large sized class
rooms which are fully furnished and ventilated surrounded by Lush Green Lawns
and small vegetation all-round.
The
Foundation School
Gyan Ganga Academy welcomes the tiny tots at the age of two & half years.
There is a separate Kindergarten Section in GGA known as the Foundation School
which offers safe, secured, pollution free atmosphere in which they can learn
through work-experience and play-way methods. They are given knowledge of
alphabets & numbers and are taught the basic skills like reading, writing
and arithmetic at this stage. Emphasis is laid on development of their
conversational ability, soft skills added with an encouragement to participate
in various educational and co-curricular activities.
Library
The Academy library is adequately equipped with a variety of literature,
reading materials of interest, course books, comics, epics, maps, pictorials,
cassettes, life histories and autobiographies. The digital library is equipped
with PC having Internet connection, OHP and LCD projector. A wide range of educational
and informative CD-ROMS, encyclopedia, software and packages are also available
to keep the students abreast with the latest trends of modern technology.
Laboratories
The school is having a state of art computer lab with 30 Pentium machines connected
by LAN. It offers high-end courses in computer science. There are modern
Physics, Chemistry, Mathematics, Language and Biology lab. All the laboratories
are very well furnished and fulfill all the requirements to provide best
practical education to their students.
Computer
Lab
There is a New modern computer lab with 30 state-of-the-art Pentium Machines to
impart computer education from class I onwards.
The Academy provides excellent hostel facility for total 250 boys & girls
in 2 separate boarding houses. Rooms are 3/ 4/ 6/ 8 seater allocated as per the
class of study of the students. Ample and spacious accommodation has been
provided to the students in dormitories. The dormitories are well ventilated
with abundant natural light, equipped with attached baths and toilets.
Along with pristine clean kitchen, an affable and orderly environment pervades
the Dining Hall. The Dining Hall can accommodate 240 students at a time where
nutritious meals are served to the students.
Academy has a specially designed Auditorium where various cultural &
literary activities are organized from time to time.
GGA is located on Hoshangabad road (N.H.12), a hamlet about 12 Kms from the
city center of the capital city of the state of Madhya Pradesh, BHOPAL. Bhopal
is very well connected to the rest of the country by air, rail, and road.
Regular flights, trains and bus services connect this city to other cities.
Academics
Every Child Meritorious is the firm belief at GGA. The school curriculum is thus designed to help the student explore and exploit this merit to its potential. Student Achievement & Autonomy are therefore the cornerstones of the GGA effort. It is the constant effort of the school to 'track' each child's progress from the day he or she joins the school both in terms of potential and actual achievement. This will ensure that each child achieves his or her potential in every relevant area of growth and development; scholastic, sports, arts or any other activity.
The school is affiliated to CBSE, Delhi upto senior
secondary level.
Since the School is affiliated to CBSE, Delhi, it has adopted the syllabus
approved by the CBSE on the pattern and guidelines given by N.C.E.R.T. The
medium of instruction is English. The teaching is intensive and in a wider
spectrum giving total exposure for deeper knowledge and understanding with
inquisitiveness for advancement. Training in computers has been made
compulsory.
Holistic education encompasses development of the cognitive, psychomotor and
affective domains. While the degree of proficiency required in these areas may
vary with the profession one chooses, it is imperative that students are
provided the opportunity for development of each of these domains. SelaQui
curriculum is designed to ensure this.
Cognitive Domain Covers
• Complex thinking skills
• Information gathering and processing skills
• Collaboration and cooperation skills
• Communication skills
• Productive habits of mind (critical, creative and self regulated thinking)
Affective Domain Covers
• Discipline, Responsibility, Values and Leadership
• Emotional intelligence, viz, ability to manage emotions, manage ones
• motivation, empathy and managing relationships.
• Stages of development, viz, trust, autonomy, initiative, competence and
identity.
Psychomotor Domain Covers
• Physical fitness - the emphasis is on strength, endurance, flexibility, speed
and coordination
• Skill at individual and team games
All round development of students is ensured through two complimentary
processes. Each student is assessed on the various parameters of each of the
three domains. This ensures that they focus on these areas and produce
creditable performances.
Simultaneously, through their tutorial system each teacher
mentors 8 to 9 students round the year to ensure that regular coaching and
counseling is available to them.
At the start of the academic year students set targets for
achievement in each of the parameters that are assessed. Their progress is
thereafter monitored regularly right through the year by the tutor and
interventions provided whenever necessary. This is reviewed every month by the
house mentor and Headmaster.
Responsive Classroom Ethos
GGA believes in creating a healthy and exhilarating environment that stimulates
excitement and delight in learning and mastering new skills and concepts. They
practice a student–centered approach to instruction following an
inter-disciplinary and inquiry-based curriculum.
Projects and Presentations
Real life simulations are conducted through regular projects and presentations
dealing with a variety of topics ranging from environmental awareness to
creating a sense of social responsibility.
Interactive Class Sessions
The classroom is enriched with interactive and participatory sessions rather
than the one way mode of lecturing. This stimulates the young minds and fosters
an enjoyable and fun loving way of learning.
Modern Teaching Aids
At GGA, they are equipped with the latest teaching
accessories like LCD & overhead projectors, computers, online library and
several other e-learning aids.
EVALUATION
Every child is different and unique in his/her own way. GGA brings out a
learning programme wherein the learning goals are carved through three levels
of enrichment, improvement and excellence in accordance with the potential of
the child.
Continuous assessment
The evaluation process is objective and continuous for both
scholastic and non-scholastic achievements of the students. In the scholastic
category, there is a monthly unit test, retest, slip test, term examination,
preparatory examination and annual examination in all the core subjects and
languages. Grades are given in the non-core subjects such as music, art and
craft, computer science and sports. Internal assessment is based on the
students’ performance in projects, seminars and assignments.
Student Support
Fostering a warm, caring and sharing environment, GGA extends its personal, social
and emotional support to students through counseling and mentoring. It also
offers remedial and enrichment programmes for the slow learners.
Achievements – will be provided later
ASSOCIATION WITH UNIVERSITY OF CAMBRIDGE
Gyan Ganga Academy, Bhopal share its association with the
renowned University of Cambridge (United Kingdom) and thus it prepares
candidates for the University of Cambridge ESOL Examinations, world's leading
range of qualification for English learners.
Maths Science / Biology Science
Compulsory Sub. : • English(Core) • Physics • Chemistry • Maths/Biology
Optional Sub.: Hindi/ Computer Science/ IP/ FT/ Physical
education/ Economics
Commerce
Comp. Sub.: • English(Core) • Business studies • Economics • Accountancy
Optional Sub.: Maths/ Hindi/ Computer Science/ IP/ FT/
Physical education
IP: Information Practice FT: Fashion Technology
Guidance and counselling is provided to the scholars from Standard IX onwards
in order to prepare them for identified Professional Courses keeping in view
the growing opportunities for career advancement and professional growth to
meet future challenges in life.
CMT REPORT
(Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE
GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE
RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.72 |
|
UK Pound |
1 |
Rs.84.81 |
|
Euro |
1 |
Rs.67.60 |
SCORE & RATING
EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
6 |
|
--PROFITABILIRY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING
EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Unfavourable & favourable factors carry similar weight in credit consideration.
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
NR |
In view of the lack of information, we have no basis upon which to
recommend credit dealings |
No Rating |
|