MIRA
INFORM REPORT
|
Report Date : |
05.04.2011 |
IDENTIFICATION DETAILS
|
Name : |
YOUTH INFOSOLUTIONS PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
94, Shibur Road, Vidya Sagar Apartment, Block- A, G-3, Shibpur Howrah,
Howrah – 711102, West Bengal |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as
on) : |
31.03.2011 (Estimated) |
|
|
|
|
Date of
Incorporation : |
01.01.2009 |
|
|
|
|
Com. Reg. No.: |
21-131637 |
|
|
|
|
CIN No.: [Company Identification
No.] |
U72200WB2009PTC131637 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
CALY00289C |
|
|
|
|
PAN No.: [Permanent Account No.] |
AAACY3666R |
|
|
|
|
Legal Form : |
Private Limited Liability Company. |
|
|
|
|
Line of Business
: |
Providing IT Enable Services. |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
New and Small Company |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
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|
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|
Comments : |
Subject is a relatively new company in its field and in the process of
establishing itself. The company seems to be progressing well. The valuation
report provided is of a lesser value than the proposal amount. The networth
statement however seems to be acceptable. No complaints have been heard from
indirect or market sources. It would be advisable to take adequate securities while dealing with
the subject. |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – April 1, 2010
|
Country Name |
Previous Rating (31.12.2009) |
Current Rating (01.04.2010) |
|
|
A1 |
A1 |
|
|
|
|
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
LOCATIONS
|
Registered Office/ Factory : |
94, Shibur Road, Vidya Sagar Apartment, Block- A, G-3, Shibpur Howrah,
Howrah – 711102, West Bengal |
|
Tel. No.: |
91-33-2677347/
26786885 |
|
Mobile No.: |
91-9830106976
(Mr. Gautam Kundu) 91-9830278540
(Mr. Pritam Kundu) |
|
Fax No.: |
91-33-26787408 |
|
E-Mail : |
|
|
Location : |
Owned |
DIRECTORS
(AS ON 30.09.2010)
|
Name : |
Mrs. Minati Kundu |
|
Designation : |
Director |
|
Address : |
110/3, |
|
Date of Birth/Age : |
02.02.1941 |
|
Qualification : |
B.A. |
|
Experience : |
22 years |
|
Date of Appointment : |
01.01.2009 |
|
|
|
|
Name : |
Mr. Goutam Kundu |
|
Designation : |
Director |
|
Address : |
1st Floor, Flat No. 102, 95/1/1 Sibpur Road, Howrah – 711101,
West Bengal, India |
|
Date of Birth/Age : |
02.08.1964 |
|
Qualification : |
B. Com |
|
Experience : |
20 years |
|
Date of Appointment : |
01.01.2009 |
|
|
|
|
Name : |
Mr. Pritam Kundu |
|
Designation : |
Director |
|
Address : |
Flat No.101, |
|
Date of Birth/Age : |
08.09.1966 |
|
Qualification : |
B. Com |
|
Experience : |
20 years |
|
Date of Appointment : |
01.01.2009 |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
(AS ON 30.09.2010)
|
Names of Shareholders |
|
No. of Shares |
|
|
|
|
|
Minati Kundu |
|
10000 |
|
Goutam Kundu |
|
10000 |
|
Pritam Kundu |
|
10000 |
|
|
|
|
|
Total |
|
30000 |
(AS ON 30.09.2010)
|
Category |
|
Percentage |
|
|
|
|
|
Directors or relatives of directors |
|
100.00 |
|
|
|
|
|
Total
|
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Providing IT Enable Services. |
GENERAL INFORMATION
|
No. of Employees : |
57 (Approximately) |
|
|
|
|
Bankers : |
§
Oriental Bank of Commerce R. N. Mukherjee Road Branch, 11 R N Mukherjee Road, Kolkata – 700001,
West §
Corporation Bank |
|
|
|
|
Banking Relations
: |
-- |
|
|
|
|
Auditors : |
|
|
Name : |
A. Gopalka and Associates Chartered Accountant |
|
Address : |
7/1A, |
|
Tel. No.: |
91-9331070075 |
|
Email : |
|
|
|
|
|
Associates/
Subsidiary : |
· Youth Informatics 94, |
CAPITAL STRUCTURE
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
300000 |
Equity Share |
Rs.10/- each |
Rs.3.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
30000 |
Equity Share |
Rs.10/- each |
Rs.0.300
Million |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2011 (Estimated) |
31.03.2010 |
31.03.2009 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
0.300 |
0.300 |
0.300 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
3.667 |
0.817 |
0.090 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
3.967 |
1.117 |
0.390 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
7.552 |
1.568 |
0.000 |
|
|
2] Unsecured Loans |
1.572 |
1.572 |
0.500 |
|
|
TOTAL BORROWING |
9.124 |
3.140 |
0.500 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
13.091 |
4.257 |
0.890 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
1.810 |
2.232 |
0.752 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
1.000 |
1.000 |
0.000 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
0.320
|
0.024 |
0.000 |
|
|
Sundry Debtors |
9.800
|
4.180 |
0.000 |
|
|
Cash & Bank Balances |
0.810
|
0.193 |
0.282 |
|
|
Other Current Assets |
0.000
|
0.000 |
0.000 |
|
|
Loans & Advances |
3.822
|
0.782 |
0.000 |
|
Total
Current Assets |
14.752
|
5.179 |
0.282 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
3.255
|
3.947 |
0.147 |
|
|
Other Current Liabilities |
1.250
|
0.253 |
0.052 |
|
|
Provisions |
0.000
|
0.000 |
0.000 |
|
Total
Current Liabilities |
4.505
|
4.200 |
0.199 |
|
|
Net Current Assets |
10.247
|
0.979 |
0.083 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.034 |
0.046 |
0.055 |
|
|
|
|
|
|
|
|
TOTAL |
13.091 |
4.257 |
0.890 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2011 (Estimated) |
31.03.2010 |
31.03.2009 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
36.850 |
9.771 |
1.313 |
|
|
|
Other Income |
0.042 |
0.042 |
0.000 |
|
|
|
Closing Stock |
0.120 |
0.024 |
0.000 |
|
|
|
TOTAL |
37.012 |
9.837 |
1.313 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Other Direct Expenses |
14.825 |
3.568 |
0.380 |
|
|
|
Administrative and Other Expenses |
18.573 |
4.645 |
0.714 |
|
|
|
Preliminary Expenses W/off |
0.011 |
0.011 |
0.014 |
|
|
|
TOTAL |
33.409 |
8.224 |
1.108 |
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION |
3.603 |
1.613 |
0.205 |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/ AMORTISATION |
0.422 |
0.554 |
0.062 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
3.181 |
1.059 |
0.143 |
|
|
|
|
|
|
|
|
|
Less |
TAX |
0.997 |
(0.333) |
0.053 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
|
2.184 |
1.392 |
0.090 |
|
|
|
|
|
|
|
|
|
Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
1.482 |
0.090 |
0.000 |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
3.666 |
1.482 |
0.090 |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
72.80 |
46.40 |
-- |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2011 (Estimated) |
31.03.2010 |
31.03.2009 |
|
PAT / Total Income |
(%) |
5.90
|
14.15 |
10.89 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
8.63
|
10.77 |
6.85 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
19.21
|
14.29 |
13.83 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.80
|
0.95 |
0.37 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
3.44
|
6.57 |
1.79 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
3.27
|
1.23 |
1.42 |
LOCAL AGENCY FURTHER INFORMATION
PROJECTED
BALANCE SHEET
(RS.
IN MILLIONS)
|
SOURCES OF FUNDS |
|
|
31.03.2012 |
|
|
|
|
|
(Projected) |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
0.300 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
6.387 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
6.687 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
7.753 |
|
|
2] Unsecured Loans |
|
|
1.572 |
|
|
TOTAL BORROWING |
|
|
9.325 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
16.012 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
1.482 |
|
|
Capital work-in-progress |
|
|
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
2.000 |
|
|
DEFERREX TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.450 |
|
|
Sundry Debtors |
|
|
9.950 |
|
|
Cash & Bank Balances |
|
|
1.595 |
|
|
Other Current Assets |
|
|
0.000 |
|
|
Loans & Advances |
|
|
4.216 |
|
Total
Current Assets |
|
|
16.211 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
|
|
1.217 |
|
|
Other Current Liabilities |
|
|
2.486 |
|
|
Provisions |
|
|
0.000 |
|
Total
Current Liabilities |
|
|
3.703 |
|
|
Net Current Assets |
|
|
12.508 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.022 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
16.012 |
|
PROJECTED
PROFIT & LOSS ACCOUNT
(RS. IN MILLIONS)
|
|
PARTICULARS |
|
|
31.03.2012 |
|
|
|
|
|
|
(Projected) |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
|
|
39.515 |
|
|
|
Other Income |
|
|
0.042 |
|
|
|
Closing Stock |
|
|
0.350 |
|
|
|
TOTAL |
|
|
39.907 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Other Direct Expenses |
|
|
15.659 |
|
|
|
Administrative and Other Expenses |
|
|
19.954 |
|
|
|
Preliminary Expenses W/off |
|
|
0.011 |
|
|
|
TOTAL |
|
|
35.624 |
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION |
|
|
4.283 |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION |
|
|
0.328 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
|
|
3.955 |
|
|
|
|
|
|
|
|
|
Less |
TAX |
|
|
1.236 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
|
|
|
2.719 |
|
|
|
|
|
|
|
|
|
Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
|
|
3.667 |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
|
|
6.386 |
|
------------------------------------------------------------------------------------------------------------------------------
MRS. MINATI KUNDU
BALANCE SHEET
(RS.
IN MILLIONS)
|
SOURCES OF FUNDS |
|
|
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
3.094 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
0.000 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
3.094 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
0.000 |
|
|
2] Unsecured Loans |
|
|
0.000 |
|
|
TOTAL BORROWING |
|
|
0.000 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.094 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
0.000 |
|
|
Capital work-in-progress |
|
|
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
0.772 |
|
|
DEFERREX TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.000 |
|
|
Sundry Debtors |
|
|
0.000 |
|
|
Cash & Bank Balances |
|
|
0.020 |
|
|
Other Current Assets |
|
|
2.302 |
|
|
Loans & Advances |
|
|
0.000 |
|
Total
Current Assets |
|
|
2.322 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
|
|
0.000 |
|
|
Other Current Liabilities |
|
|
0.000 |
|
|
Provisions |
|
|
0.000 |
|
Total
Current Liabilities |
|
|
0.000 |
|
|
Net Current Assets |
|
|
2.322 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.094 |
|
------------------------------------------------------------------------------------------------------------------------------
MR. PRITAM KUNDU
BALANCE SHEET
(RS.
IN MILLIONS)
|
SOURCES OF FUNDS |
|
|
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
3.366 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
0.000 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
3.366 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
0.000 |
|
|
2] Unsecured Loans |
|
|
0.537 |
|
|
TOTAL BORROWING |
|
|
0.537 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.903 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
0.955 |
|
|
Capital work-in-progress |
|
|
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
1.416 |
|
|
DEFERREX TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.000 |
|
|
Sundry Debtors |
|
|
0.000 |
|
|
Cash & Bank Balances |
|
|
0.007 |
|
|
Other Current Assets |
|
|
1.525 |
|
|
Loans & Advances |
|
|
0.000 |
|
Total
Current Assets |
|
|
1.532 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
|
|
0.000 |
|
|
Other Current Liabilities |
|
|
0.000 |
|
|
Provisions |
|
|
0.000 |
|
Total
Current Liabilities |
|
|
0.000 |
|
|
Net Current Assets |
|
|
1.532 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.903 |
|
------------------------------------------------------------------------------------------------------------------------------
MR. GAUTAM KUNDU
BALANCE SHEET
(RS.
IN MILLIONS)
|
SOURCES OF FUNDS |
|
|
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
|
|
3.184 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
0.000 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
3.184 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
0.000 |
|
|
2] Unsecured Loans |
|
|
0.476 |
|
|
TOTAL BORROWING |
|
|
0.476 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.660 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
0.708 |
|
|
Capital work-in-progress |
|
|
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
1.415 |
|
|
DEFERREX TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.000 |
|
|
Sundry Debtors |
|
|
0.000 |
|
|
Cash & Bank Balances |
|
|
0.017 |
|
|
Other Current Assets |
|
|
1.520 |
|
|
Loans & Advances |
|
|
0.000 |
|
Total
Current Assets |
|
|
1.537 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditor |
|
|
0.000 |
|
|
Other Current Liabilities |
|
|
0.000 |
|
|
Provisions |
|
|
0.000 |
|
Total
Current Liabilities |
|
|
0.000 |
|
|
Net Current Assets |
|
|
1.537 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
3.660 |
|
------------------------------------------------------------------------------------------------------------------------------
STATEMENT OF ASSETS AND LIABILITIES
(MR.
GAUTAM KUNDU)
(RS.
IN MILLIONS)
ASSETS
INVESTMENT
IN BUSINESS CAPITAL
|
Name of the
Company/ firm/ concern in which investment is made |
Amount Invested |
|
|
|
|
Youth Infosoluation Private Limited |
0.446 |
|
|
|
|
Total |
Rs.0.446 Million |
DEPOSITS
HELD WITH BANKS
|
Name of the Bank |
Nature of Deposits held |
Amount Deposit |
|
|
|
|
|
Corporation Bank |
SB |
0.030 |
|
|
|
|
|
Total |
|
Rs.0.030 Million |
LIFE
INSURANCE POLICIES
|
Date of Policy |
Policy No. |
Whether endowment Policy or whole life policy |
Annual Premium (Rs. In Millions) |
Sum Assured (Rs. In Millions) |
|
|
|
|
|
|
|
28.03.1993 |
420622298 |
Life Policy |
0.004 |
0.050 |
|
25.01.2002 |
434139057 |
Life Policy |
0.027 |
0.500 |
|
12.10.2006 |
438227240 |
Life Policy |
0.051 |
1.000 |
|
28.07.2008 |
439898908 |
Life Policy |
0.031 |
0.475 |
|
28.07.2008 |
439901798 |
Life Policy |
0.070 |
0.995 |
|
|
|
|
|
|
|
Total |
|
|
|
3.020 |
IMMOVABLE
PROPERTY
|
Name of the Owner |
Description of Property |
Location/ Address |
Extent of Building Area Constructed |
Type of Property |
|
|
|
|
|
|
|
Gautam Kundu |
Flat |
|
650 sq. ft. |
Residential |
|
|
|
|
|
|
|
Details of documents conferring right |
Date of Purchases of Property |
Original Purchases Cost (Rs. In Millions) |
Present Market Value (Rs. In Millions) |
|
|
|
|
|
|
Registration |
2005 |
0.800 |
Rs.1.500
Millions |
|
|
|
|
|
GOVERNMENT
SECURITIES/ NATIONAL SAVINGS CERTIFICATED/ SHARES OF LISTED COMPANIES/ UNITS
TRUST OF INDIA ETC.
|
Description of
Security |
Face Value (Rs. In Millions) |
|
|
|
|
F.D. |
0.750 |
|
|
0.550 |
|
NSC |
0.050 |
|
|
|
|
Total |
Rs.1.350 Million |
OTHER ASSETS:
(INCLUDING MOVABLE ASSETS LIKE FURNITURE AND FIXTURE/ PLANT AND MACHINERY/
VEHICLES/ JEWELS ETC)
|
Nature/ Details
of Assets |
Market Value (Rs. In Millions) |
|
|
|
|
Motor and
Bicycle |
0.510 |
|
Furniture and
Fixtures |
0.080 |
|
Jewellery |
0.700 |
|
|
|
|
Total |
Rs.1.290 Million |
|
TOTAL ASSETS |
RS.7.636
MILLIONS |
|
NET WORTH |
RS.7.636
MILLIONS |
------------------------------------------------------------------------------------------------------------------------------
STATEMENT OF ASSETS AND LIABILITIES
(MR.
PRITAM KUNDU)
(RS.
IN MILLIONS)
ASSETS
INVESTMENT
IN BUSINESS CAPITAL
|
Name of the
Company/ firm/ concern in which investment is made |
Amount Invested |
|
|
|
|
Youth Infosoluation Private Limited |
0.446 |
|
|
|
|
Total |
Rs.0.446 Million |
DEPOSITS
HELD WITH BANKS
|
Name of the Bank |
Nature of Deposits held |
Amount Deposit |
|
|
|
|
|
Corporation Bank |
SB |
0.040 |
|
|
|
|
|
Total |
|
Rs.0.040 Million |
LIFE
INSURANCE POLICIES
|
Date of Policy |
Policy No. |
Whether endowment Policy or whole life policy |
Annual Premium (Rs. In Millions) |
Sum Assured (Rs. In Millions) |
|
|
|
|
|
|
|
28.03.1993 |
420622299 |
Life Policy |
0.004 |
0.050 |
|
25.01.2002 |
434138552 |
Life Policy |
0.026 |
0.500 |
|
12.10.2006 |
438227239 |
Life Policy |
0.050 |
1.000 |
|
28.07.2008 |
438999267 |
Life Policy |
0.033 |
0.500 |
|
28.07.2008 |
43899457 |
Life Policy |
0.067 |
1.000 |
|
|
|
|
|
|
|
Total |
|
|
|
3.050 |
IMMOVABLE
PROPERTY
|
Name of the Owner |
Description of Property |
Location/ Address |
Extent of Building Area Constructed |
Type of Property |
|
|
|
|
|
|
|
Pritam Kundu |
Flat |
|
762 sq. ft. |
Residential |
|
|
|
|
|
|
|
Details of documents conferring right |
Date of Purchases of Property |
Original Purchases Cost (Rs. In Millions) |
Present Market Value (Rs. In Millions) |
|
|
|
|
|
|
Registration |
2006 |
0.950 |
Rs.1.560
Millions |
|
|
|
|
|
GOVERNMENT
SECURITIES/ NATIONAL SAVINGS CERTIFICATED/ SHARES OF LISTED COMPANIES/ UNITS
TRUST OF INDIA ETC.
|
Description of
Security |
Face Value (Rs. In Millions) |
|
|
|
|
F.D. |
0.750 |
|
NSC |
0.050 |
|
|
0.780 |
|
|
|
|
Total |
Rs.1.580 Million |
OTHER ASSETS:
(INCLUDING MOVABLE ASSETS LIKE FURNITURE AND FIXTURE/ PLANT AND MACHINERY/
VEHICLES/ JEWELS ETC)
|
Nature/ Details
of Assets |
Market Value (Rs. In
Millions) |
|
|
|
|
Motor and
Bicycle |
0.113 |
|
Jewellery |
0.560 |
|
|
|
|
Total |
Rs.0.673 Million |
|
TOTAL ASSETS |
RS.7.349
MILLIONS |
|
NET WORTH |
RS.7.349
MILLIONS |
------------------------------------------------------------------------------------------------------------------------------
STATEMENT OF ASSETS AND LIABILITIES
(MRS.
MINATI KUNDU)
(RS.
IN MILLIONS)
ASSETS
INVESTMENT
IN BUSINESS CAPITAL
|
Name of the
Company/ firm/ concern in which investment is made |
Amount Invested |
|
|
|
|
Youth Infosoluation Private Limited |
0.223 |
|
|
|
|
Total |
Rs.0.223 Million |
IMMOVABLE
PROPERTY
|
Name of the Owner |
Description of Property |
Location/ Address |
Extent of Building Area Constructed |
Type of Property |
|
|
|
|
|
|
|
MInati Kundu |
Flat |
|
430 sq. ft. |
Commercial |
|
|
|
|
|
|
|
Details of documents conferring right |
Date of Purchases of Property |
Original Purchases Cost (Rs. In Millions) |
Present Market Value (Rs. In Millions) |
|
|
|
|
|
|
Registration |
2004 |
0.450 |
Rs.1.010 Million |
|
|
|
|
|
GOVERNMENT
SECURITIES/ NATIONAL SAVINGS CERTIFICATED/ SHARES OF LISTED COMPANIES/ UNITS
TRUST OF INDIA ETC.
|
Description of
Security |
Face Value (Rs. In Millions) |
|
|
|
|
F.D. |
1.000 |
|
|
1.000 |
|
|
|
|
Total |
Rs.2000 Millions |
OTHER ASSETS:
(INCLUDING MOVABLE ASSETS LIKE FURNITURE AND FIXTURE/ PLANT AND MACHINERY/
VEHICLES/ JEWELS ETC)
|
Nature/ Details
of Assets |
Market Value (Rs. In
Millions) |
|
|
|
|
Furniture and
Fixtures |
0.530 |
|
Jewellery |
0.305 |
|
|
|
|
Total |
Rs.0.835 Million |
|
TOTAL ASSETS |
RS.4.068
MILLIONS |
|
NET WORTH |
RS.4.068
MILLIONS |
------------------------------------------------------------------------------------------------------------------------------
STATEMENT OF ASSETS AND LIABILITIES
(MR.
SUNIL KUMAR KUNDU)
(RS.
IN MILLIONS)
ASSETS
DEPOSITS
HELD WITH COMPANIES/ OTHERS
|
Amount of Deposits |
Rs.0.880 Million |
IMMOVABLE
PROPERTY
|
Name of the Owner |
Location/ Address |
Extent of Building Area Constructed |
|
|
|
|
|
Sunil Kumar
Kundu |
110/3, |
3000 sq. ft. |
|
|
|
|
|
Type of Property |
Original Purchases Cost (Rs. In Millions) |
Present Market Value (Rs. In Millions) |
|
|
|
|
|
Residential |
-- |
Rs.1.410 Million |
|
|
|
|
OTHER ASSETS:
(INCLUDING MOVABLE ASSETS LIKE FURNITURE AND FIXTURE/ PLANT AND MACHINERY/
VEHICLES/ JEWELS ETC)
|
Nature/ Details
of Assets |
Market Value (Rs. In Millions) |
|
|
|
|
Furniture and
Fixtures |
0.200 |
|
|
|
|
Total |
Rs.0.200 Million |
|
TOTAL ASSETS |
RS.2.490
MILLIONS |
|
NET WORTH |
RS.2.490
MILLIONS |
------------------------------------------------------------------------------------------------------------------------------
PROPERTY VALUATION REPORT
GENERAL
INFORMATION
|
Name of the Party / Purchaser and Address: |
The Purpose is not to sell. |
|
|
|
|
Name/s of the reported owner / Name/s of
persons in whose name/s the property registered and address : |
Mr. Pritam Kundu Flat on the 1st Floor, (South Facing) |
|
|
|
|
Purpose of Valuation : |
To assess the present market value of the
said property for obtaining financial assistance. |
|
|
|
|
List of documents produced for perusal : |
1) Legal Opinion and Advice dtd.
26.05.2006 2) Deed of conveyance dtd.-26.05.2006 3) Sanction Plan dtd.- 07.04.2004 |
|
|
|
|
Date of Inspection : |
12.01.2011 |
|
|
|
|
Date of Valuation: |
17.01.2011 |
|
|
|
|
Approximate distance from the branch to
the property: |
1-2 Km (Appx.) |
|
|
|
|
Situation I location I brief description of
the land I site and brief description of the building: |
Flat on the 1st Floor, (South Facing) 95/1/1 Shibpur road, P.S. and Mouja
Shibpur, H.M C. Ward No.-32, District- Howrah |
|
|
|
|
Boundaries of the property : |
North- By the Land and
building of Amin Chandra Mukherjee and others beyond 12’ ft. wide passage
within holding 95/1/1, Shibpur Road South-
By
the 94, Shibpur road two storied building Others. East-By the Land and
building of Aksey and Abey Ch. Mukherjee West- By the Land and
building of Amin Chandra Mukherjee 95/1/1, |
|
|
|
|
Property tax details |
Mutation applied for on 23.12.2010 |
|
|
|
|
Assuming the entire property is let out,
the probable monthly rent and advance building rent: |
NA |
|
|
|
|
Whether the building plan has been
approved? - If yes, Date of approval, approving
authority, and whether the building has been constructed as per the approved
plan. - If No, the reason for non - approval |
Build Plan Sanction No. BR. No.- C/66 Date.-07.04.2004 Under H.M.C. |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
VALUATION
DETAILS – LAND
|
|
|
The total area ( Extent) of the site /
land |
02 Cottahs 11 Chittacks 17 Sq. Ft. (App.) |
|
|
|
|
Description of
the site / land: |
|
|
Character of locality: |
Middle Class |
|
|
|
|
Classification: |
Bastu |
|
|
|
|
Development of surrounding areas: |
Developing |
|
|
|
|
Is the locality subjected to frequent
flooding: |
No |
|
|
|
|
Feasibility to the civic amenities like
School, Hospital, Offices, Markets etc. |
Available within a convenient distance |
|
|
|
|
Shape of the land: |
Irregular |
|
|
|
|
Type of use to which it can be put: |
Residential |
|
|
|
|
Any other restriction of usage: |
No |
|
|
|
|
Nature of right, whether leasehold /
freehold |
Freehold |
|
|
|
|
Road facility : |
Available |
|
|
|
|
Is it a corner plot: |
No |
|
|
|
|
Water supply / potentiality: |
Available |
|
|
|
|
Underground sewerage system |
Available |
|
|
|
|
Any other sentimental social issue which
may affect the value: |
No |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Prevailing Unit market rate: |
N.A |
|
|
|
|
Unit rate adopted in this valuation |
N.A |
|
|
|
|
Valuation of the site / land: |
N.A |
|
|
|
|
VALUATION
DETAILS – BUILDING
|
|
|
Type of constructions: |
RCC |
|
|
|
|
Quality of construction: |
Good |
|
|
|
|
Appearance of the building: |
Good |
|
|
|
|
Number of Floors: |
G + III |
|
|
|
|
Maintenance of the Building: |
NA |
|
|
|
|
Description of
the Building |
|
|
Foundation |
RCC |
|
Superstructure |
RCC framed |
|
Roof |
RCC |
|
Doors |
Wooden |
|
Windows |
Wooden and Covered by grills |
|
Sanitary Fittings |
Fixed |
|
Flooring |
Marble |
|
Electricity Supply |
Available |
|
|
|
|
Total Plinth Area: |
762 sq. ft (Super built-up area) |
|
|
|
|
Year of construction: |
2005-2006 [As reported] |
|
|
|
|
Total Life of the building estimated |
70 years but subject to proper maintenance
|
|
|
|
|
General Remarks: |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Replacement rate of construction with the
existing conditions and specification |
Rs.1900/- per Sq. ft. to Rs.2100/- per Sq.
ft. Rate adopted Rs.2000/- per Sq. ft. (keeping in view of the location area and
position of the flat) |
|
|
|
|
Replacement value |
762 Sq. ft. Rs.2000/- per Sq. ft. = 646 x Rs.2000/- = Rs.1.524 Millions |
|
|
|
|
Depreciation value at the rate of |
NA |
|
|
|
|
Present Value of Flat: |
Rs.1.524 Millions |
|
|
|
|
TOTAL
VALUATION |
|
|
Valuation of the Land |
Rs.1.524 Millions |
|
|
|
|
Valuation of the flat |
Rs.1.524 Millions |
------------------------------------------------------------------------------------------------------------------------------
PROPERTY VALUATION REPORT
GENERAL
INFORMATION
|
Name of the Party / Purchaser and Address: |
The Purpose is not to sell. |
|
|
|
|
Name/s of the reported owner / Name/s of
persons in whose name/s the property registered and address : |
Mr. Gautam Kundu Flat No-3 on the Ground Floor, The Apartment know as “Vidyasagar
Apartment” |
|
|
|
|
Purpose of Valuation : |
To assess the present market value of the
said property for obtaining financial assistance. |
|
|
|
|
List of documents produced for perusal : |
1) Legal Opinion and Advice dtd.
30.04.2010 2) Deed of conveyance dtd.-30.04.2010 3) Sanction Plan dtd.- 13.10.2000 |
|
|
|
|
Date of Inspection : |
12.01.2011 |
|
|
|
|
Date of Valuation: |
17.01.2011 |
|
|
|
|
Approximate distance from the branch to the
property: |
1-2 Km (Appx.) |
|
|
|
|
Situation I location I brief description
of the land I site and brief description of the building: |
Flat No-3 on the Ground Floor The apartment known as “Vidyasagar Apartment”
94 Shibpur Road, P.S, Shibpur, Ward No.32, District Howrah |
|
|
|
|
Boundaries of the property : |
North- By the Land and
building of Amin Chandra Mukherjee and others South-
By
the Land and East-By the Land and
building of Satish Bose and B. B. Mukherjee and others West- By the |
|
|
|
|
Property tax details |
Mutation applied for on 23.12.2010 |
|
|
|
|
Assuming the entire property is let out, the
probable monthly rent and advance building rent: |
NA |
|
|
|
|
Whether the building plan has been
approved? - If yes, Date of approval, approving
authority, and whether the building has been constructed as per the approved
plan. - If No, the reason for non - approval |
Build Plan Sanction No. BR. No.-
C/769/98-99 Date.-13.10.2000 Under H.M.C. |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
VALUATION
DETAILS – LAND
|
|
|
The total area ( Extent) of the site /
land |
14 Cottahs 01 Chittacks 2 Sq. Ft. (App.) |
|
|
|
|
Description of
the site / land: |
|
|
Character of locality: |
Middle Class |
|
|
|
|
Classification: |
Bastu |
|
|
|
|
Development of surrounding areas: |
Developing |
|
|
|
|
Is the locality subjected to frequent
flooding: |
No |
|
|
|
|
Feasibility to the civic amenities like
School, Hospital, Offices, Markets etc. |
Available within a convenient distance |
|
|
|
|
Shape of the land: |
Almost Rectangular |
|
|
|
|
Type of use to which it can be put: |
Residential |
|
|
|
|
Any other restriction of usage: |
No |
|
|
|
|
Nature of right, whether leasehold /
freehold |
Freehold |
|
|
|
|
Road facility : |
Available |
|
|
|
|
Is it a corner plot: |
Yes |
|
|
|
|
Water supply / potentiality: |
Available |
|
|
|
|
Underground sewerage system |
Available |
|
|
|
|
Any other sentimental social issue which
may affect the value: |
No |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Prevailing Unit market rate: |
N.A |
|
|
|
|
Unit rate adopted in this valuation |
N.A |
|
|
|
|
Valuation of the site / land: |
N.A |
|
|
|
|
VALUATION
DETAILS – BUILDING
|
|
|
Type of constructions: |
RCC |
|
|
|
|
Quality of construction: |
Good |
|
|
|
|
Appearance of the building: |
Good |
|
|
|
|
Number of Floors: |
G + III |
|
|
|
|
Maintenance of the Building: |
NA |
|
|
|
|
Description of
the Building |
|
|
Foundation |
RCC |
|
Superstructure |
RCC framed |
|
Roof |
RCC |
|
Doors |
Wooden |
|
Windows |
Alluminum Chanel with glass panes and
Covered by Grills |
|
Sanitary Fittings |
Fixed |
|
Flooring |
Marble |
|
Electricity Supply |
Available |
|
|
|
|
Total Plinth Area: |
559 sq. ft (Super built-up area) |
|
|
|
|
Year of construction: |
2001-2002 [As reported] |
|
|
|
|
Total Life of the building estimated |
70 years but subject to proper maintenance
|
|
|
|
|
General Remarks: |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Replacement rate of construction with the
existing conditions and specification |
Rs.1900/- per Sq. ft. to Rs.2100/- per Sq.
ft. Rate adopted Rs.2000/- per Sq. ft. (keeping in view of the location area and
position of the flat) |
|
|
|
|
Replacement value |
559 Sq. ft. Rs.2000/- per Sq. ft. = 559 x Rs.2000/- = Rs.1.118 Million |
|
|
|
|
Depreciation value at the rate of |
NA |
|
|
|
|
Present Value of Flat: |
Rs.1.118 Million |
|
|
|
|
TOTAL
VALUATION |
|
|
Valuation of the Land |
Rs.1.118 Million |
|
|
|
|
Valuation of the flat |
Rs.1.118 Million |
------------------------------------------------------------------------------------------------------------------------------
PROPERTY VALUATION REPORT
GENERAL
INFORMATION
|
Name of the Party / Purchaser and Address: |
The Purpose is not to sell. |
|
|
|
|
Name/s of the reported owner / Name/s of
persons in whose name/s the property registered and address : |
Mr. Gautam Kundu Flat on the 1st Floor, (West-
North Facing) |
|
|
|
|
Purpose of Valuation : |
To assess the present market value of the
said property for obtaining financial assistance. |
|
|
|
|
List of documents produced for perusal : |
1) Legal Opinion and Advice dtd.
18.08.2010 2) Deed of conveyance dtd.-30.03.2005 3) Sanction Plan dtd.- 07.04.2004 |
|
|
|
|
Date of Inspection : |
12.01.2011 |
|
|
|
|
Date of Valuation: |
17.01.2011 |
|
|
|
|
Approximate distance from the branch to
the property: |
1-2 Km (Appx.) |
|
|
|
|
Situation I location I brief description
of the land I site and brief description of the building: |
Flat on the 1st Floor, (West-
North Facing) |
|
|
|
|
Boundaries of the property : |
North- By the Land and
building of Amin Chandra Mukherjee and others beyond 12 ft wide passage
within holding 95/1/1, Shibpur Road South-
By
the 94, Shibpur road two storied building other. East-By the Land and
building of Aksey and Abey Ch. Mukherjee West- By the land and
building of Amin Chandra Mukherjee 95/1/1, |
|
|
|
|
Property tax details |
Mutation applied for on 23.12.2010 |
|
|
|
|
Assuming the entire property is let out, the
probable monthly rent and advance building rent: |
NA |
|
|
|
|
Whether the building plan has been
approved? - If yes, Date of approval, approving
authority, and whether the building has been constructed as per the approved
plan. - If No, the reason for non - approval |
Build Plan Sanction No. BR. No.- C/66 Date.-07.04.2004 Under H.M.C. |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
VALUATION
DETAILS – LAND
|
|
|
The total area ( Extent) of the site /
land |
02 Cottahs 11 Chittacks 2 Sq. Ft. (App.) |
|
|
|
|
Description of
the site / land: |
|
|
Character of locality: |
Middle Class |
|
|
|
|
Classification: |
Bastu |
|
|
|
|
Development of surrounding areas: |
Developing |
|
|
|
|
Is the locality subjected to frequent
flooding: |
No |
|
|
|
|
Feasibility to the civic amenities like
School, Hospital, Offices, Markets etc. |
Available within a convenient distance |
|
|
|
|
Shape of the land: |
Irregular
|
|
|
|
|
Type of use to which it can be put: |
Residential |
|
|
|
|
Any other restriction of usage: |
No |
|
|
|
|
Nature of right, whether leasehold /
freehold |
Freehold |
|
|
|
|
Road facility : |
Available |
|
|
|
|
Is it a corner plot: |
No |
|
|
|
|
Water supply / potentiality: |
Available |
|
|
|
|
Underground sewerage system |
Available |
|
|
|
|
Any other sentimental social issue which
may affect the value: |
No |
|
|
|
|
General Remarks : |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Prevailing Unit market rate: |
N.A |
|
|
|
|
Unit rate adopted in this valuation |
N.A |
|
|
|
|
Valuation of the site / land: |
N.A |
|
|
|
|
VALUATION
DETAILS – BUILDING
|
|
|
Type of constructions: |
RCC |
|
|
|
|
Quality of construction: |
Good |
|
|
|
|
Appearance of the building: |
Good |
|
|
|
|
Number of Floors: |
G + III |
|
|
|
|
Maintenance of the Building: |
NA |
|
|
|
|
Description of
the Building |
|
|
Foundation |
RCC |
|
Superstructure |
RCC framed |
|
Roof |
RCC |
|
Doors |
Wooden |
|
Windows |
Wooden and covered by Grills |
|
Sanitary Fittings |
Fixed |
|
Flooring |
Marble |
|
Electricity Supply |
Available |
|
|
|
|
Total Plinth Area: |
646 sq. ft (Super built-up area) |
|
|
|
|
Year of construction: |
2005-2006 [As reported] |
|
|
|
|
Total Life of the building estimated |
70 years but subject to proper maintenance
|
|
|
|
|
General Remarks: |
Market Approach Sales Comparison Method is
adopted to arrive at the valuation. |
|
|
|
|
Replacement rate of construction with the
existing conditions and specification |
Rs.1900/- per Sq. ft. to Rs.2100/- per Sq.
ft. Rate adopted Rs.2000/- per Sq. ft. (keeping in view of the location area and position
of the flat) |
|
|
|
|
Replacement value |
646 Sq. ft. Rs.2000/- per Sq. ft. = 646 x Rs.2000/- = Rs.1.292 Million |
|
|
|
|
Depreciation value at the rate of |
NA |
|
|
|
|
Present Value of Flat: |
Rs.1.292 Million |
|
|
|
|
TOTAL
VALUATION |
|
|
Valuation of the Land |
NA |
|
|
|
|
Valuation of the flat |
Rs.1.292 Million |
------------------------------------------------------------------------------------------------------------------------------
PROPERTY VALUATION REPORT
GENERAL
INFORMATION
|
Name of the Party / Purchaser and Address: |
The Purpose is not to sell. |
|
|
|
|
Name/s of the reported owner / Name/s of
persons in whose name/s the property registered and address : |
Mr. Sunil Kumar Kundu Plot No.B-3, 110/3/1, Kalikundu Lane, (Old
No.- 110/3), |
|
|
|
|
Purpose of Valuation : |
To take loan from Corporation Bank ( |
|
|
|
|
List of documents produced for perusal : |
Agreement No.I 2045 |
|
|
|
|
Date of Inspection : |
20.12.2010 |
|
|
|
|
Date of Valuation: |
22.12.2010 |
|
|
|
|
Approximate distance from the branch to
the property: |
2 Km (Appx.) |
|
|
|
|
Situation I location I brief description
of the land I site and brief description of the building: |
Plot No.B-3, 110/3/1, Kalikundu Lane, (Old
No.- 110/3), |
|
|
|
|
Boundaries of the property : |
North- Residential of
S. N. Kundu ( South-
Residential
of Jatindra Kumar Kundu ( West- Residential of
Ajit Kumar Kundu (110/4, |
|
|
|
|
Property tax details |
Not Produced. |
|
|
|
|
Assuming the entire property is let out,
the probable monthly rent and advance building rent: |
Rs.3,500/- per month |
|
|
|
|
Whether the building plan has been
approved? - If yes, Date of approval, approving
authority, and whether the building has been constructed as per the approved
plan. - If No, the reason for non - approval |
Not Produced (Old House, Taxes are being
paid) |
|
|
|
|
General Remarks : |
-- |
|
|
|
|
VALUATION
DETAILS – LAND
|
|
|
The total area ( Extent) of the site /
land |
1 Cottahs 8 Chittacks 00 Sq. Ft. |
|
|
|
|
Description of
the site / land: |
|
|
Character of locality: |
Residential |
|
|
|
|
Classification: |
Middle Class |
|
|
|
|
Development of surrounding areas: |
Developed |
|
|
|
|
Is the locality subjected to frequent
flooding: |
No |
|
|
|
|
Feasibility to the civic amenities like
School, Hospital, Offices, Markets etc. |
Within reasonable distance |
|
|
|
|
Shape of the land: |
Square |
|
|
|
|
Type of use to which it can be put: |
Residential |
|
|
|
|
Any other restriction of usage: |
As per Legal Opinion |
|
|
|
|
Nature of right, whether leasehold /
freehold |
As per Legal Opinion |
|
|
|
|
Road facility : |
Good |
|
|
|
|
Is it a corner plot: |
No |
|
|
|
|
Water supply / potentiality: |
Municipal Water supply |
|
|
|
|
Underground sewerage system |
Yes |
|
|
|
|
Any other sentimental social issue which
may affect the value: |
No |
|
|
|
|
General Remarks : |
-- |
|
|
|
|
Prevailing Unit market rate: |
Rs.5.0L (Average) per Cottah |
|
|
|
|
Unit rate adopted in this valuation |
Rs.5.0L per Cottah |
|
|
|
|
Valuation of the site / land: |
Rs.7.50 L |
|
|
|
|
VALUATION
DETAILS – BUILDING
|
|
|
Type of constructions: |
Partly Brick Foundation/ Partly RCC
Foundation |
|
|
|
|
Quality of construction: |
Good |
|
|
|
|
Appearance of the building: |
Good |
|
|
|
|
Number of Floors: |
Front Side – Two Storyed Back Side – Three Storyed |
|
|
|
|
Maintenance of the Building: |
NA |
|
|
|
|
Description of
the Building |
|
|
Foundation |
Partly Brick/ Partly RCC column |
|
Superstructure |
Partly Brick/ Partly RCC column |
|
Roof |
RCC |
|
Doors |
Wooden (Good Quality) |
|
Windows |
Wooden / Aluminium Frame |
|
Sanitary Fittings |
1- Indian / 2- Western |
|
Flooring |
Ground Floor – Cemented / 1st
Floor – Partly Marbled/ 2nd Floor – Marbled. |
|
Electricity Supply |
Yes/ C.E.S.C. |
|
|
|
|
Total Plinth Area: |
1080 sq. ft x 0.08 = Total 2100 sq. ft.
(Appr.) |
|
|
|
|
Year of construction: |
Renovated in 2000 (Reported) |
|
|
|
|
Total Life of the building estimated |
80 |
|
|
|
|
General Remarks: |
The building is old and it appears that there
is no sanctioned plan. |
|
|
|
|
Replacement rate of construction with the
existing conditions and specification |
2100 Sq. ft. @ 700/- per sq. ft. = Rs.1.470 Million |
|
|
|
|
Replacement value |
= Rs.1.470 Million |
|
|
|
|
Depreciation value at the rate of |
30% (Average)/ There are two Portions,
Built at different times. |
|
|
|
|
Present Value of Building |
Rs.1.470 Million x 0.7 = Rs.1.029 Million |
|
|
|
|
TOTAL
VALUATION |
|
|
Valuation of the Land |
Rs.0.750 Million |
|
|
|
|
Valuation of the flat |
Rs.1.029 Million |
|
|
|
|
Total
|
Rs.1.779
Millions |
------------------------------------------------------------------------------------------------------------------------------
PROPERTY VALUATION REPORT
GENERAL
INFORMATION
|
Name of the Party / Purchaser and Address: |
Party –Mr. Pritam Kundu 110/3, |
|
|
|
|
Name/s of the reported owner / Name/s of
persons in whose name/s the property registered and address : |
Owner – Mrs. Minati Kundu 110/3, |
|
|
|
|
Purpose of Valuation : |
Co-lateral Security |
|
|
|
|
Date of Inspection : |
02.12.2010 |
|
|
|
|
Date of Valuation: |
14.12.2010 |
|
|
|
|
Approximate distance from the branch to
the property: |
10 Km |
|
|
|
|
Situation I location I brief description of
the land I site and brief description of the building: |
The property under reference is situated at Mandirtala area. The
Land-Mark of this property is Mandirtala
Tele Phone Exchange. Main market is Mandirtala Market about few minute
from the site. Mandirtala is the Bus stop of this site. Dinobandhu Branch school is
the nearest school and Howrah Dinobandhu collage is the nearest collage of
this area. |
|
|
|
|
Boundaries of the property : |
North Common Passage South : Others Property East: Flat No. G-5 West: Flat No. G-3 |
|
|
|
|
Property tax details |
Not Known
|
|
|
|
|
Assuming the entire property is let out,
the probable monthly rent and advance building rent: |
Rs.2,500/- per month |
|
|
|
|
Whether the building plan has been approved? - If yes, Date of approval, approving
authority, and whether the building has been constructed as per the approved
plan. - If No, the reason for non - approval |
Yes Date of Approval 05.09.2000 Not Applicable |
|
|
|
|
General Remarks : |
As per Deed of Conveyance the Flat No. is
G-5 but on physical inspection it is seen to be actually. In absence of the owner one Sri who
declared him self as the youngest son of the owner showed the property. The flat, as on date, is being used for
commercial purpose. |
|
|
|
|
VALUATION
DETAILS – LAND
|
|
|
The total area ( Extent) of the site /
land |
Proportionate share of 14 cottah 1
chittack 2 sq. ft. land |
|
|
|
|
Description of
the site / land: |
The property comprising of a residential Flat,
measuring a super built-up area of 423 sq. ft. (as per deed of conveyance no.
4202 dated 02.12.2004) situated at north side of Block A of the partly G+II storied portion of the
partly G+III and partly G+II storied residential building named “Vidyasagar
Apartment” together with undivided proportionate share of 14 cottah 1
chittack 2 sq. ft. land |
|
|
|
|
Character of locality: |
Middle Class, Residential |
|
|
|
|
Classification: |
The area is dominated by Middle income
group of people |
|
|
|
|
Development of surrounding areas: |
Moderately horizontally Developed |
|
|
|
|
Is the locality subjected to frequent
flooding: |
No |
|
|
|
|
Feasibility to the civic amenities like
School, Hospital, Offices, Markets etc. |
Within 2 km. radius |
|
|
|
|
Shape of the land: |
-- |
|
|
|
|
Type of use to which it can be put: |
Residential |
|
|
|
|
Any other restriction of usage: |
Not Known
|
|
|
|
|
Nature of right, whether leasehold /
freehold |
Freehold |
|
|
|
|
Road facility : |
Municipal Road |
|
|
|
|
Is it a corner plot: |
No |
|
|
|
|
Water supply / potentiality: |
Supply by Minicipal Authority |
|
|
|
|
Underground sewerage system |
No |
|
|
|
|
Any other sentimental social issue which
may affect the value: |
None to the knowledge |
|
|
|
|
General Remarks : |
-- |
|
|
|
|
Prevailing Unit market rate: |
Rs.12,00,000/- to Rs.14,00,000/- per
cottah |
|
|
|
|
Unit rate adopted in this valuation |
Not Applicable |
|
|
|
|
Valuation of the site / land: |
Not Applicable |
|
|
|
|
VALUATION
DETAILS – BUILDING
|
|
|
Type of constructions: |
RCC Framed Structure |
|
|
|
|
Quality of construction: |
|
|
|
|
|
Appearance of the building: |
Aesthetically Goods |
|
|
|
|
Number of Floors: |
Partly G+III and Partly G+II |
|
|
|
|
Maintenance of the Building: |
Moderate |
|
|
|
|
Description of
the Building |
Approximately 10 years old building |
|
Foundation |
Not Known |
|
Superstructure |
R.C.C. frame |
|
Roof |
Ordinary roof treatment |
|
Doors |
Habitable Rooms — Flush Doors, Toilet PVC |
|
Windows |
Steel window with glass |
|
Sanitary Fittings |
Ordinary |
|
Flooring |
Toilet - Marble, others — Cast - in - situ
Mosaic |
|
Electricity Supply |
Connection : CESC Fittings : Ordinary Wiring : Concealed wiring |
|
|
|
|
Total Plinth Area: |
423 sq. ft (SBUA) |
|
|
|
|
Year of construction: |
2000
|
|
|
|
|
Total Life of the building estimated |
75 year further |
|
|
|
|
General Remarks: |
Seems to be of normal construction |
|
|
|
|
Replacement rate of construction with the
existing conditions and specification |
Rs.700/- per sq ft. |
|
|
|
|
Replacement value |
= Rs.0.296 Million |
|
|
|
|
Depreciation value at the rate of |
10.58%
|
|
|
|
|
Present Value of Building |
Rs.0.687 Million |
|
|
|
|
TOTAL
VALUATION |
|
|
Valuation of the Land |
Not Available |
|
|
|
|
Valuation of the flat |
Rs.0.688 Million |
|
|
|
|
Total
|
Rs.0.688
Million |
------------------------------------------------------------------------------------------------------------------------------
OPERATIONS
The directors inform that the company has net profit of Rs.0.727 Million
during the year. The directors hope to show better results in the coming years.
------------------------------------------------------------------------------------------------------------------------------
FORM 8:
|
Corporate
identity number of the company |
U72200WB2009PTC131637 |
|
Name of the
company |
YOUTH INFOSOLUTIONS PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
94, Shibur Road, Vidya Sagar Apartment, Block- A, G-3, Shibpur Howrah,
Howrah – 711102, West Bengal, India |
|
This form is for |
Creation of Charge |
|
Type of charge |
Book Debts Movable Property
(Not being pledge) |
|
Particular of
charge holder |
§
Oriental Bank of Commerce R. N. Mukherjee Road Branch, 11 R N Mukherjee Road, Kolkata – 700001,
West |
|
Nature of
instrument creating charge |
Agreement of
Hypothecation of Assets |
|
Date of
instrument Creating the charge |
22.09.2009 |
|
Amount secured by
the charge |
Rs.2.000 Millions
|
|
Brief of the principal
terms an conditions and extent and operation of the charge |
Rate of
Interests: Interests at PLR
– 1% i.e. @ 11% P.A. (Present PLR 12%) or as may be fixed by the Bank from
Time to Time. Terms of
repayment: Repayable on
demand Margin: 25% on Stocks and
Book debts (Not Exceeding 90 Days) Ext4ent and
Operating of the charge: Hypothecation by
way of First Charge all the company’s stocks of raw materials, semi finished
and finished goods and receivables and all other current assets present and
Future. |
|
Particulars of
the property charged |
Hypothecation by
way of First Charge all the company’s stocks of raw materials, semi finished
and finished goods and receivables and all other current assets present and
Future. |
------------------------------------------------------------------------------------------------------------------------------
FIXED ASSETS
· Computer
· Generator
· Scanner Machine
· Air Condition Machine
·
· Electrical Equipments
· Printer
· Furniture
------------------------------------------------------------------------------------------------------------------------------
COMPANY PROFILE:
Incorporated in 1990 by a group of professionals, it started
ITES enabled business solutions has helped the company to create and sustain a
competitive position in the dynamic marketplace. At first the company started
the business in the name of Youth Photo Centre (YPC). After that the Youth
Photo Centre was diverted their business in other sister concern i.e. Youth
Infosolutions Private Limited (YISPL). All are situated in 94, Shibpur Road,
Howrah-711 102. M/S Youth Photo Centre merged with M/S Youth Infosolutions
Private Limited on 10th September, 2009.
Mr. Gautam Kundu is the person who organizes these companies
for better prospect and competitive position in the present market.
QUALITY
As a agency of
WEBEL, CMC Limited, Eagle Software India Private Limited, Medicare TPA Services
(
They have
handled bulk data processing in the following fields:–
2000 - 2001 - Epic Project of
2002 – 2003 - Epic Project of Purulia District for WTL
Limited
2002 – 2003 - Intensive Revision of
2002 – 2003 - Electoral Photo ID card (EPIC) of
Nalanda District,
2003– 2004 - Electoral Photo ID Card (EPIC) of
Aurangabad District,
2003 –
2004 - EPIC Project of Hooghly sadar
Subdivision for WTL.
2003 –
2004 - Electoral Photo ID Card
(EPIC) of Nalanda District,
2003 –
2004 - Electoral Photo ID Card
(EPIC) of Paligang subdivision (Patna Dist),
2004 –
2005 - Intensive Revision of
Electoral Roll for the State of Assam being a partner of InfoTech Solutions for
CMC Limited
2004 -
2005 - Data processing of Railway
Recruitment Board for CMC Limited
2005 –
2006 - EPIC Project of
2005 –
2006 - EPIC Project of
2005 –
2006 - Copy Printout of Mother
Electoral Roll Project of Birbhum and Hooghly District for WTL.
2006-2007 - 001B printing in the District
Purulia, Burdwan, Birbhum & Purbo-Medinipur for WTL
2006-2007 - EPIC Project in the District Birbhum,
Purbo-Medinipur for WTL
2006-2007 - IGR project, 3 sites in the District
Uttar-Dinajpur & 2 District in Jalpiguri for CMC.
2007-2008 - Continues up gradation,
Rationalisation, supplement and EPIC in the district Birbhum and Purbo-
Medinipur for WTL.
2008-2009 - Smart Card Project Under Rashtriya
Swasthya Bima Yojana at West Bengal and
2009-2010 - Smart Card Project Under Rashtriya
Swasthya Bima Yojana at West Bengal and
2009-2010 - Enterprise Document Management System
(EDMS) project at New Bongaigaon,
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.65 |
|
|
1 |
Rs.71.92 |
|
Euro |
1 |
Rs.63.24 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.