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MIRA INFORM REPORT
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Report Date : |
08.04.2011 |
IDENTIFICATION DETAILS
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Name : |
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Registered Office : |
Tammasaarenkatu 3, 00180, |
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Country : |
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Financials (as on) : |
31.12.2009 |
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Date of Incorporation : |
27.12.1989 |
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Com. Reg. No.: |
07756812 |
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Legal Form : |
Limited Company |
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Line of Business : |
Computer Programming Activities |
RATING & COMMENTS
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MIRA’s Rating : |
A |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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Maximum Credit Limit : |
(€) 50.000 |
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Status : |
Good |
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Payment
Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2010
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Country Name |
Previous Rating (30.09.2010) |
Current Rating (31.12.2010) |
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a2 |
a2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
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Company Name |
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Company Number |
07756812 |
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Trading Name |
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Trade Registry Number |
468754 |
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Company Name |
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Business ID |
07756812 |
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Previous Name |
- |
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Telephone Number |
09228131 |
Registered Address |
Tammasaarenkatu 3, 00180, |
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Fax Number |
0922813800 |
Visiting Address |
Tammasaarenkatu 3, 00180, |
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Postal Address |
PL 470, 00181, |
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Incorporation Date |
27.12.1989 |
Branches |
1 |
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Company Type |
Limited company |
Website Address |
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Primary Sic Code |
62010 |
Accountant |
Ernst & Young Oy |
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Primary Sic Description |
Computer programming activities |
Last Accounts Date |
31.12.2009 |
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Share Capital (€) |
269.725 |
Ultimate Holding Company |
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Deals in importing |
No |
Foreign Ownership |
No |
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Deals in exporting |
Yes |
Currency |
EUR |
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Limit (€) |
50.000 |
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Year |
31.12.2009 |
% |
31.12.2008 |
% |
31.12.2007 |
% |
31.12.2006 |
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Turnover (€) |
7.766.000 |
-20% |
9.674.000 |
22% |
7.900.000 |
15% |
6.860.000 |
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Result After Taxes(€) |
1.484.000 |
-25% |
1.980.000 |
17% |
1.696.000 |
41% |
1.200.000 |
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Total Assets(€) |
13.878.000 |
3% |
13.452.000 |
17% |
11.489.000 |
9% |
10.519.820 |
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Number of Employees |
114 |
87% |
61 |
7% |
57 |
12% |
51 |
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Estimated Shareholders Funds |
10.547.280 |
9% |
9.685.440 |
19% |
8.157.190 |
19% |
6.837.883 |
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Year |
31.12.2009 |
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31.12.2008 |
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31.12.2007 |
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31.12.2006 |
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Solvency Ratio |
76% |
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72% |
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71% |
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65% |
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Exceptionally Low Indebtedness |
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Exceptionally Low Indebtedness |
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Exceptionally Low Indebtedness |
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Exceptionally Low Indebtedness |
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Operating Result Ratio |
20,10 |
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29,10 |
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25,10 |
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21,40 |
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Turnover
Employee Ratio |
6.812,00 |
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15.859,00 |
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1.386,00 |
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13.451,00 |
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Solvency Ratio
is calculated as: |
Shareholders
Funds |
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Year |
31.12.2009 |
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Total Value of Shares |
269.725 |
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Number of Shares |
269.725 |
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Value of Shares |
1 |
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State |
Registration Date |
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Tax Administration |
Registered |
08.01.1990 |
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Trade Register |
Registered |
27.12.1989 |
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Employer Register |
Registered |
01.01.1990 |
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Prepayment Register |
Registered |
01.03.1995 |
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Value Added Tax-Liability |
VAT-liable for business activity |
01.06.1994 |
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Name |
Salo Matti Juhani |
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Date of Birth |
15.09.1959 |
Appointment Date |
06.03.2001 |
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Nationality |
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Function |
Managing director |
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Name |
Saarilahti Aito Juhani |
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Date of Birth |
12.01.1941 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Actual Member of Board |
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Name |
Salo Matti Juhani |
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Date of Birth |
15.09.1959 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Actual Member of Board |
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Name |
Kuutti Ilmo Sakari |
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Date of Birth |
12.01.1958 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Actual Member of Board |
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Name |
Elo Ari Vilhelm |
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Date of Birth |
09.04.1941 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Chairman of Board |
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Name |
Riipinen Markku Ensio |
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Date of Birth |
08.01.1954 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Actual Member of Board |
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Name |
Schauman Carl Johan |
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Date of Birth |
28.04.1962 |
Appointment Date |
17.04.2009 |
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Nationality |
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Function |
Actual Member of Board |
Other Company Officials
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Name |
Virkilä Timo Markus |
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Date of Birth |
10.07.1963 |
Appointment Date |
15.07.2003 |
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Nationality |
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Function |
Principal accountant |
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Name |
Eklund Britta Monica |
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Date of Birth |
09.06.1957 |
Appointment Date |
18.06.1999 |
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Nationality |
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Function |
Procurist |
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Year |
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2010 |
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2009 |
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Company Name |
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Country |
Trade Registry Number |
Business ID |
Latest Key Financials |
Ownership |
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- |
- |
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95% |
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- |
- |
- |
100% |
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- |
- |
- |
100% |
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ONBOARD-NAPA OY |
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492824 |
08379254 |
31.12.2009 |
100% |
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- |
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Company Name |
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Country |
Trade Registry Number |
Business ID |
Latest Key Financials |
Ownership |
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- |
- |
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95% |
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- |
- |
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100% |
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- |
- |
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100% |
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ONBOARD-NAPA OY |
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492824 |
08379254 |
31.12.2009 |
100% |
FOREIGN EXCHANGE RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.44.22 |
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1 |
Rs.71.97 |
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Euro |
1 |
Rs.63.23 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.