MIRA INFORM REPORT
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Report Date : |
16.04.2011 |
IDENTIFICATION DETAILS
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Name : |
INTERFIOS-FIOS E MALHAS LDA |
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Registered Office : |
Rua Do Outeiro, 410-Apartado 3102-Gondar, Selho (Sao Jorge), Guimaraes,
Zip Code 4835-338-Guimaraes,
District |
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Country : |
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Financials (as on) : |
31.12.2009 |
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Date of Incorporation : |
26.02.1991 |
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Com. Reg. No.: |
502547081 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Wholesale trade of textiles |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
Euros 37.410,00 |
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Status : |
Satisfactory |
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Payment
Behaviour : |
Regular |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2010
|
Country Name |
Previous Rating (30.09.2010) |
Current Rating (31.12.2010) |
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|
a2 |
a2 |
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Risk Category |
ECGC Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Identification
|
Name |
INTERFIOS-FIOS E MALHAS LDA |
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|
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V.A.T. Number / NIF |
502547081 |
|
Address |
Rua do Outeiro, 410-Apartado 3102-Gondar |
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Locality |
SELHO (SAO JORGE) |
Postal Code |
4835-338-GUIMARAES |
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Municipality |
GUIMARAES |
District |
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Telephone |
253539080 |
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Fax |
253539081 |
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E-Mail |
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C.A.E.(Rev 3) |
46410- Wholesale trade of
textiles |
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|
All the amounts are express in Euros, otherwise you
will be advised |
Summary
|
Legal Form |
Private Limited Company |
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|
|
Constitution |
26-02-1991 |
V.A.T. Number / NIF |
502547081 |
|
Employees |
9 |
Capital |
375.000,00 |
|
Sales in : 31-12-2009 |
6.378.753,00 |
Shareholders Funds in:
31-12-2009 |
834.108,00 |
|
Credit |
Recommended |
Credit Limit |
37.410,00 |
|
Condition |
|
Tendency |
Stationary |
|
Financing |
Guaranteed |
Payments |
Good |
|
Actual Condition |
In activity |
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|
Management Bodies
|
MANUEL ANTONIO NOBREGA |
Managing-Partner |
|
TERESA MARQUES DE NOBREGA |
Managing-Partner |
Banks and Financial
Institutions
|
MILLENNIUM BCP |
Guimarăes |
|
BANCO SANTANDER TOTTA SA |
Centro de Empresas de Guimarăes |
Historical
|
Registered on the Register
Record Office of Guimaraes with the Register Number 502547081 previous number
3663 in 26-02-1991 |
|
Constitution celebrated
in 26-02-1991 published on Diário da República number 156 of 10-07-1991 |
|
To oblige the company it
is necessary 2 signature |
Changes to Society
|
In 17-09-2009 on Portal
MJ of 17-09-2009 manager change |
|
In 11-09-2006 on Portal
MJ of 11-09-2006 manager change |
|
In 23-12-1996 the Public Journal number 68 of 21-03-1997 Amendment of thirst
and increase in capital 10,000,000$00, to 50,000,000$00 |
Capital
|
The Capital is 375.000,00 |
|
|
with the following
distribution |
|
MANUEL ANTONIO NOBREGA |
187.500,00 |
50% |
|
TERESA MARQUES DE NOBREGA |
187.500,00 |
50% |
Biographies
|
Name |
MANUEL ANTONIO NOBREGA |
|
Function |
Managing-Partner |
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|
|
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Name |
TERESA MARQUES DE NOBREGA |
|
Function |
Managing-Partner |
Insurance
|
Company |
|
Companhia Seguros Allianz Portugal SA |
Activities
|
Line of Business |
Percentage |
|
Trade in wired |
100% |
|
Type of Clients |
Private Companies |
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|
|
Sales Conditions |
Cash/credit |
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|
Employees
|
Total |
9 |
Head Office and
Installations
|
Had head office Travessa
Altăes, |
|
Head office and installations Rua do Outeiro, 410-Gondar, SELHO (SAO
JORGE), 4835-338, GUIMARAES, Tel:253539080, Fax:253539081 |
|
Apartado 3102, SAO JORGE (SELHO), 4836-909, GUIMARAES |
Incidents
|
Incidents |
|
There are no of incidents
on our database |
Business Concept
|
Consulted sources say
that the subject has been respecting its payments and commercial commitments,
so credit connections with this company are recommended. |
Financial Elements
|
|
31-12-2009 |
|
|
Tangible Assets |
415.838,00 |
|
|
Stocks |
546.831,00 |
|
|
Short Term Receivable |
3.039.805,00 |
|
|
Trading Securities |
2.306,00 |
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|
Banks and Cash |
189.989,00 |
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|
Accruals and Deferrals |
2.993,00 |
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Total Assets |
4.197.762,00 |
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|
Shareholder's Funds |
834.108,00 |
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|
Medium and Long Term
Payable |
201.739,00 |
|
|
Short Term Payable |
3.076.142,00 |
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|
Accruals and Deferrals |
85.773,00 |
|
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Total Liabilities and
Shareholder's Funds |
4.197.762,00 |
|
|
Cost of Goods and
Consumable Materials |
5.679.887,00 |
|
|
Outside Supplies and
Services |
88.107,00 |
|
|
Personnel Costs |
188.773,00 |
|
|
Sales |
6.378.753,00 |
|
Comparatives
|
|
31-12-2007 |
31-12-2008 |
31-12-2009 |
|
Net Sales |
7.121.845,00 |
7.482.310,00 |
6.378.753,00 |
|
Net Income For the Year |
55.948,00 |
31.128,00 |
211.108,00 |
|
Current Assets |
3.379.236,00 |
4.476.249,00 |
3.781.924,00 |
|
Short Term Payables |
2.913.607,00 |
3.709.933,00 |
3.076.142,00 |
|
Cash Flow |
465.629,00 |
766.316,00 |
705.782,00 |
|
Total Assets |
3.962.620,00 |
4.715.140,00 |
4.197.762,00 |
|
Total Liabilities |
3.063.539,00 |
3.784.930,00 |
3.363.654,00 |
|
Shareholders Funds |
899.081,00 |
930.209,00 |
834.108,00 |
|
Personnel Costs |
205.433,00 |
192.816,00 |
188.773,00 |
Ratios
|
|
31-12-2007 |
31-12-2008 |
31-12-2009 |
|
FINANCIAL SITUATION |
|
|
|
|
General Liquidity |
1,16 |
1,21 |
1,23 |
|
Immediate Liquidity |
0,91 |
1,05 |
1,05 |
|
Financial Autonomy |
0,23 |
0,20 |
0,20 |
|
Solvency |
0,29 |
0,25 |
0,25 |
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RENTABILITY |
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Sales Rentability |
0,79 % |
0,42 % |
3,31 % |
|
Sales Rate Increase |
|
5,06 % |
(14,75) % |
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EFFICIÊNCY |
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|
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Assets Turnover |
1,80 |
1,59 |
1,52 |
Balance Sheet and
Income Statement
|
Balance Sheet |
||
|
CoinEURO |
|
Date31-12-2009 |
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||
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Gross Assets |
Depreciations /
Provisions |
Net Assets |
|
Intangible Assets |
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Subtotal |
450,00 |
450,00 |
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|
Tangible Assets |
|
Subtotal |
752.097,00 |
336.259,00 |
415.838,00 |
|
Stocks |
|
Subtotal |
546.831,00 |
|
546.831,00 |
|
Short
Term Receivable |
|
Subtotal |
3.228.109,00 |
188.304,00 |
3.039.805,00 |
|
Trading
Securities |
|
Subtotal |
2.306,00 |
|
2.306,00 |
|
Bank
Deposits and Cash |
|
Cash |
1.579,00 |
|
1.579,00 |
|
Bank Deposites |
188.410,00 |
|
188.410,00 |
|
Subtotal |
189.989,00 |
|
189.989,00 |
|
Accruals
and Deferrals |
|
Accrued Income |
24,00 |
|
24,00 |
|
Deferred Cost |
2.969,00 |
|
2.969,00 |
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Subtotal |
2.993,00 |
|
2.993,00 |
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|
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Total Assets |
4.722.775,00 |
525.013,00 |
4.197.762,00 |
|
Shareholders
Funds and Liabilities |
|
Shareholders Funds |
|
Capital |
375.000,00 |
|
|
Treasury Stock: |
|
|
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Reserves : |
|
|
|
Legal |
152.699,00 |
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Free |
555.209,00 |
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Net Retained |
(459.908,00) |
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Net Income For the Year |
211.108,00 |
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Total |
834.108,00 |
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Short
Term Payable |
|
Bank Loans |
1.928.418,00 |
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State and Other Public
Bodies |
21.191,00 |
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Other Creditors |
43.831,00 |
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Trade Creditors |
1.036.980,00 |
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Trade Notes Payable |
45.723,00 |
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Subtotal |
3.076.142,00 |
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Medium
and Long Term Payable |
|
Bank Loans |
156.818,00 |
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Shareholders |
44.921,00 |
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Subtotal |
201.739,00 |
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Accruals
and Deferrals |
|
Accrued Charges |
30.718,00 |
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Diferred Income |
55.055,00 |
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|
Subtotal |
85.773,00 |
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TOTAL LIABILITIES |
3.363.654,00 |
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|
TOTAL LIABILITIES AND
SHAREHOLDERS FUNDS |
4.197.762,00 |
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Income
Statement |
|
Costs
and Losses |
|
Cost of Materials
Consumed and Goods Sold: |
|
|
|
Subtotal |
5.679.887,00 |
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|
Outside Supplies and
Services |
88.107,00 |
|
|
Personnel Costs |
|
|
|
Subtotal |
188.773,00 |
|
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Depreciation |
20.105,00 |
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Subtotal |
20.105,00 |
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Other Operating Costs |
25.066,00 |
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Int. and Similar Costs: |
|
|
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Subtotal |
397.359,00 |
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Ext. Costs and Losses |
18.572,00 |
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Taxation Over Income |
1.123,00 |
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Net Income For the Year |
211.108,00 |
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|
Income
and Profits |
|
Sales of : |
|
|
|
Products |
6.378.753,00 |
|
|
Subtotal |
6.378.753,00 |
|
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Other Operating Income
and Gains |
10.274,00 |
|
|
Subtotal |
10.274,00 |
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Trading Securities Income
|
|
|
|
Int. and Similar Costs |
|
|
|
Other |
209.452,00 |
|
|
Extra Income and Gains |
31.621,00 |
|
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Net Income For the Year |
211.108,00 |
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FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.52 |
|
|
1 |
Rs.72.72 |
|
Euro |
1 |
Rs.64.41 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.