MIRA INFORM REPORT
|
Report Date : |
23.04.2011 |
Supplement
We refer
to your enquiry of 08.03.2011.In the
meantime there have been changes in particular in the
following areas subject to monitoring: -
Balance sheets
Company
name & address
Dionex Softron GmbH
Main address:
Dornierstr. 4
D 82110 Germering
Telephone: 089/89468-0
Telefax: 089/89468-200
Homepage: www.softron.de
E-mail: webmaster@softron.de
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 18.08.1983
Shareholders'
agreement: 18.08.1983
Registered on: 10.10.1983
Commercial Register: Local
court 80797 München
under: HRB 71765
Share capital:
EUR 63.911,49
Shareholder
Dionex Holding GmbH
Am Wörtzgarten 10
D 65510 Idstein
Legal form: Private limited company
Share capital: EUR 25.564,59
Share: EUR 63.911,49
Registered on: 07.07.1998
Reg. data: 65185 Wiesbaden, HRB 19206
Manager
Dr. Peter Jochum
Schröderweg 6
D 82229 Seefeld
born: 17.05.1951
Profession: Fully qualified mathematician
Marital status: married
Proxy
Ingrid Fütterer
D 82110 Germering
born: 25.09.1963
Proxy:
Rüdiger Obst
D 80331 München
authorized to jointly represent the company
born: 14.08.1968
COMPANY
HISTORY
18.03.1983 -
15.05.1996 Softron Gesellschaft für
technisch-wissenschaftliche Software mbH
Rudolf-Diesel-Str. 1
D
82166 Gräfelfing
Private limited company
26.05.1998 -
13.03.1999 Softron Gesellschaft für
technisch-wissenschaftliche Software mbH
Dornierstr. 4
D
82110 Germering
Private limited company
BUSINESS
ACTIVITIES
Sectors
26200 Manufacture of
computers and peripheral equipment
477 Retail sale of other
goods in specialized stores
62030 Computer facilities
management activities
FINANCIAL
INFORMATION
Payment experience: within
agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 250.000 EUR
Balance sheet year: 2009/2010
REAL
ESTATE
Type of ownership: proprietor
Share: 100,00 %
Address Dornierstr. 4
D 82110 Germering
Land register documents
were not available.
BANKERS
UNICREDIT BANK - HYPOVEREINSBANK, MÜNCHEN
Sort. code: 70020270, BIC: HYVEDEMMXXX
UNICREDIT BANK - HYPOVEREINSBANK, PLANEGG
Sort. code: 70020270, BIC: HYVEDEMMXXX
COMMERZBANK VORMALS DRESDNER BANK, MÜNCHEN
Sort. code: 70080000, BIC: DRESDEFF700
COMMERZBANK VORMALS DRESDNER BANK, GRÄFELFING
Sort. code: 70080000, Account no.: 790740000, BIC: DRESDEFF700
FINANCIAL
FIGURES
Turnover: 2008/2009 EUR 51.336.547,00
2009/2010 EUR 55.002.426,00
Profit: 2008/2009 EUR 10.065.745,00
2009/2010 EUR 9.933.771,00
further business figures:
Total
numbers of vehicles: 17
-
Passenger cars:
1
Employees:
184
-
thereof permanent staff: 184
BALANCE
SHEETS
Balance sheet ratios 2009/2010
Equity ratio [%]: 87,04
Liquidity ratio: 10,00
Return on total capital [%]: 21,98
Balance sheet ratios 2008/2009
Equity ratio [%]: 88,33
Liquidity ratio: 10,00
Return on total capital [%]: 24,60
Balance sheet ratios 2007/2008
Equity ratio [%]: 88,40
Liquidity ratio: 10,00
Return on total capital [%]: 17,09
Balance sheet ratios 2006/2007
Equity ratio [%]: 86,62
Liquidity ratio: 10,00
Return on total capital [%]: 21,56
Equity ratio
The equity
ratio indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity ratio
The
liquidity ratio shows the proportion between adjusted receivables and net
liabilities. The higher the ratio, the lower the company's financial dependancy
from external creditors.
Return on total capital
The return
on total capital shows the efficiency and return on the total capital employed
in the company. The higher the return on total capital, the more economically
does the company work with the invested capital.
Type
of balance
sheet: Company balance sheet
Financial year: 01.07.2009 - 30.06.2010
ASSETS EUR 45.293.337,90
Fixed assets EUR 18.181.474,22
Intangible assets
EUR 193.724,72
Concessions, licences, rights
EUR 193.724,72
Tangible assets
EUR 13.450.253,50
Land / similar rights
EUR 10.910.054,05
Other tangible assets / fixtures and
fittings
EUR 2.540.199,45
Financial assets
EUR 4.537.496,00
Loans to participations /
subsidiaries
and the like EUR 4.537.496,00
Loans to related companies
EUR 4.537.496,00
Current assets
EUR 26.984.195,41
Stocks
EUR 7.096.597,98
Raw materials, consumables and
supplies
EUR 3.389.539,31
Finished goods / work in progress
EUR 3.707.058,67
Accounts receivable
EUR 12.383.482,17
Trade
debtors EUR 1.690.420,76
Amounts due from related companies
EUR 9.294.360,11
Other debtors and assets
EUR 1.398.701,30
Liquid means
EUR 7.504.115,26
Remaining other assets
EUR 127.668,27
Accruals (assets)
EUR 127.668,27
LIABILITIES EUR 45.293.337,90
Shareholders' equity
EUR 39.435.702,24
Capital
EUR 63.911,49
Subscribed capital (share capital)
EUR 63.911,49
Reserves
EUR 4.187.536,45
Capital reserves EUR 4.161.971,86
Retained earnings / revenue reserves EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 35.184.254,30
Balance sheet profit / loss
EUR 35.184.254,30
Provisions EUR 3.289.561,07
Pension provisions and comparable
provisions
EUR 103.975,00
Other / unspecified provisions
EUR 3.185.586,07
Liabilities
EUR 2.568.074,59
Other liabilities
EUR 2.568.074,59
Trade creditors (for IAS incl. bills
of exchange)
EUR 1.477.983,00
Liabililties due to related companiesEUR 719.050,79
Unspecified other liabilities
EUR 371.040,80
thereof liabilities from tax /
financial authorities
EUR 162.887,74
thereof liabilities from social
security EUR 31.285,44
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 55.002.426,47
Inventory change + own costs (+/-)
EUR 431.572,83
Inventory change (+/-)
EUR 405.328,02
Capitalised own costs
EUR 26.244,81
Other operating income
EUR 941.605,98
Cost of materials
EUR 23.558.148,00
Raw materials and supplies, purchased
goods
EUR 23.345.400,45
Purchased services
EUR 212.747,55
Gross result (+/-)
EUR 32.817.457,28
Staff expenses
EUR 12.181.135,72
Wages and salaries
EUR 10.489.617,52
Social security contributions and
expenses for pension plans and
benefits
EUR 1.691.518,20
Total depreciation
EUR 1.322.236,64
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 1.322.236,64
Other operating expenses
EUR 5.769.965,20
Operating result from continuing
operations
EUR 13.544.119,72
Interest result (+/-)
EUR 156.427,07
Interest and similar income
EUR 191.668,69
thereof from related companies
EUR 103.356,25
Interest and similar expenses
EUR 35.241,62
thereof paid to related companies
EUR 2.492,60
Financial result (+/-)
EUR 156.427,07
Result from ordinary operations (+/-)
EUR 13.700.546,79
Income tax / refund of income tax (+/-)EUR -3.766.775,46
Tax
(+/-)
EUR -3.766.775,46
Annual surplus / annual deficit
EUR 9.933.771,33
Type
of balance
sheet: Company balance sheet
Financial year: 01.07.2008 - 30.06.2009
ASSETS EUR 41.068.765,07
Fixed assets
EUR 18.715.736,34
Intangible assets
EUR 310.899,84
Concessions, licences, rights
EUR 310.899,84
Tangible assets
EUR 13.817.340,50
Land / similar rights EUR 11.191.406,49
Other tangible assets / fixtures and
fittings
EUR 2.625.934,01
Financial assets
EUR 4.587.496,00
Loans to participations /
subsidiaries and the like
EUR 4.587.496,00
Loans to related companies
EUR 4.587.496,00
Current assets
EUR 22.233.611,38
Stocks
EUR 5.883.484,33
Raw
materials, consumables and
supplies
EUR 2.581.753,68
Finished goods / work in progress
EUR 3.301.730,65
Accounts receivable
EUR 8.162.841,50
Trade debtors EUR 1.147.465,50
Amounts due from related companies
EUR 6.136.971,20
Other debtors and assets
EUR 878.404,80
Liquid means
EUR 8.187.285,55
Remaining other assets
EUR 119.417,35
Accruals (assets)
EUR 119.417,35
LIABILITIES EUR 41.068.765,07
Shareholders' equity
EUR 36.293.101,52
Capital
EUR 63.911,49
Subscribed capital (share capital)
EUR 63.911,49
Reserves
EUR 4.187.536,45
Capital reserves
EUR 4.161.971,86
Retained earnings / revenue reserves EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 32.041.653,58
Balance sheet profit / loss
EUR 32.041.653,58
Provisions
EUR 3.266.481,89
Pension provisions and comparable
provisions
EUR 104.987,00
Provisions for taxes
EUR 796.585,04
Other / unspecified provisions
EUR 2.364.909,85
Liabilities
EUR 1.509.181,66
Other liabilities
EUR 1.509.181,66
Trade creditors (for IAS incl. bills
of exchange)
EUR 843.231,02
Liabililties
due to related companiesEUR
416.685,73
Unspecified other liabilities
EUR 249.264,91
thereof liabilities from tax /
financial authorities
EUR 174.948,82
thereof liabilities from social
security
EUR 29.344,68
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 51.336.546,50
Inventory change + own costs (+/-)
EUR -648.687,42
Inventory change (+/-)
EUR -672.830,59
Capitalised own costs
EUR 24.143,17
Other operating income
EUR 884.094,94
Cost of materials
EUR 20.989.253,59
Raw materials and supplies, purchased
goods
EUR 20.783.788,19
Purchased services
EUR 205.465,40
Gross result (+/-) EUR 30.582.700,43
Staff expenses
EUR 11.810.011,66
Wages and salaries
EUR 10.172.080,62
Social security contributions and
expenses for pension plans and
benefits EUR 1.637.931,04
Total depreciation
EUR 1.368.155,70
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 1.368.155,70
Other operating expenses
EUR 4.074.134,75
Operating result from continuing
operations
EUR 13.330.398,32
Interest result (+/-)
EUR 522.650,87
Interest and similar income
EUR 549.090,16
thereof from related companies
EUR 64.466,21
Interest and similar expenses
EUR 26.439,29
thereof paid to related companies
EUR 5.860,47
Financial result (+/-)
EUR 522.650,87
Result from ordinary operations (+/-)
EUR 13.853.049,19
Income tax / refund of income tax (+/-)EUR -3.787.303,89
Tax
(+/-)
EUR -3.787.303,89
Annual surplus / annual deficit
EUR 10.065.745,30
MIRA INFORM REPORT
|
Report Date : |
10.03.2011 |
IDENTIFICATION DETAILS
|
Name : |
DIONEX SOFTRON GMBH |
|
|
|
|
Registered Office : |
Dornierstr. 4, D 82110 Germering |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
30.06.2009 |
|
|
|
|
Date of Incorporation : |
10.10.1983 |
|
|
|
|
Com. Reg. No.: |
HRB 71765 |
|
|
|
|
Legal Form : |
Private
Limited Company |
|
|
|
|
Line of Business : |
Manufacture
of computers and peripheral equipment |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
250.000
EUR |
|
Status : |
Good |
|
Payment
Behaviour : |
Regular |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2010
|
Country Name |
Previous Rating (30.09.2010) |
Current Rating (31.12.2010) |
|
|
a1 |
a1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Company
name & address
Dionex Softron GmbH
Main
address:
Dornierstr. 4
D 82110 Germering
Telephone: 089/89468-0
Telefax: 089/89468-200
Homepage: www.softron.de
E-mail: webmaster@softron.de
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 18.08.1983
Shareholders'
agreement: 18.08.1983
Registered on: 10.10.1983
Commercial Register: Local
court 80797 München
under: HRB 71765
Share capital: EUR 63.911,49
Shareholder
Dionex Holding GmbH
Am Wörtzgarten 10
D 65510 Idstein
Legal form: Private limited company
Share capital: EUR 25.564,59
Share: EUR 63.911,49
Registered on: 07.07.1998
Reg. data: 65185 Wiesbaden, HRB 19206
Manager
Dr. Peter Jochum
Schröderweg 6
D 82229 Seefeld
born: 17.05.1951
Profession: Fully qualified mathematician
Marital status: married
Proxy
Ingrid Fütterer
D 82110 Germering
born: 25.09.1963
Proxy:
Rüdiger Obst
D 80331 München
authorized to jointly represent the company
born: 14.08.1968
COMPANY HISTORY
18.03.1983 - 15.05.1996
Softron Gesellschaft für
technisch-wissenschaftliche Software
mbH
Rudolf-Diesel-Str. 1
D 82166 Gräfelfing
Private limited
company
26.05.1998 - 13.03.1999
Softron Gesellschaft für
technisch-wissenschaftliche Software mbH
Dornierstr. 4
D
82110 Germering
Private limited company
BUSINESS
ACTIVITIES
Sectors
26200 Manufacture of computers and
peripheral equipment
477 Retail sale of other goods in
specialized stores
62030 Computer facilities management
activities
FINANCIAL
INFORMATION
Payment experience: within
agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 250.000 EUR
Balance sheet year: 2008/2009
REAL
ESTATE
Type of ownership: proprietor
Share: 100,00
%
Address Dornierstr.
4
D 82110 Germering
Land register documents
were not available.
BANKERS
UNICREDIT BANK - HYPOVEREINSBANK, MÜNCHEN
Sort. code: 70020270, BIC: HYVEDEMMXXX
UNICREDIT BANK - HYPOVEREINSBANK, PLANEGG
Sort. code: 70020270, BIC: HYVEDEMMXXX
COMMERZBANK VORMALS DRESDNER BANK, MÜNCHEN
Sort. code: 70080000, BIC: DRESDEFF700
COMMERZBANK VORMALS DRESDNER BANK, GRÄFELFING
Sort. code: 70080000, Account no.: 790740000, BIC: DRESDEFF700
FINANCIAL
FIGURES
Turnover: 2008/2009 EUR 51.336.547,00
Profit: 2008/2009 EUR 10.065.745,00
Total numbers of vehicles: 17
-
Passenger cars: 1
Employees:
178
-
thereof permanent staff: 178
BALANCE
SHEETS
Balance sheet ratios 2008/2009
Equity ratio [%]: 88,33
Liquidity ratio: 10,00
Return on total capital [%]: 24,60
Balance sheet ratios 2007/2008
Equity ratio [%]: 88,40
Liquidity ratio: 10,00
Return on total capital [%]: 17,09
Balance sheet ratios 2006/2007
Equity ratio [%]: 86,62
Liquidity ratio: 10,00
Return on total capital [%]: 21,56
Equity ratio
The equity
ratio indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the
economic stability (solvency) and thus the financial autonomy of a
company.
Liquidity ratio
The liquidity
ratio shows the proportion between adjusted
receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from
external creditors.
Return
on total capital
The return on
total capital shows the efficiency and return on the total capital employed in the company.
The higher the return on total capital,
the more economically does the company work with the invested capital.
Type
of balance
sheet: Company balance sheet
Financial year: 01.07.2008 - 30.06.2009
ASSETS EUR 41.068.765,07
Fixed assets
EUR 18.715.736,34
Intangible assets
EUR 310.899,84
Concessions, licences, rights
EUR 310.899,84
Tangible assets
EUR 13.817.340,50
Land / similar rights EUR 11.191.406,49
Other tangible assets / fixtures and
fittings
EUR 2.625.934,01
Financial assets
EUR 4.587.496,00
Loans to participations /
subsidiaries and the like
EUR 4.587.496,00
Loans to related companies
EUR 4.587.496,00
Current assets
EUR 22.233.611,38
Stocks
EUR 5.883.484,33
Raw materials, consumables and
supplies
EUR 2.581.753,68
Finished goods / work in progress
EUR 3.301.730,65
Accounts receivable
EUR 8.162.841,50
Trade debtors EUR 1.147.465,50
Amounts due from related companies
EUR 6.136.971,20
Other debtors and assets
EUR 878.404,80
Liquid means
EUR 8.187.285,55
Remaining other assets
EUR 119.417,35
Accruals (assets)
EUR 119.417,35
LIABILITIES EUR 41.068.765,07
Shareholders' equity
EUR 36.293.101,52
Capital
EUR 63.911,49
Subscribed capital (share capital)
EUR 63.911,49
Reserves
EUR 4.187.536,45
Capital reserves
EUR 4.161.971,86
Retained earnings / revenue reserves EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 32.041.653,58
Balance sheet profit / loss
EUR 32.041.653,58
Provisions
EUR 3.266.481,89
Pension provisions and comparable
provisions
EUR 104.987,00
Provisions for taxes
EUR 796.585,04
Other / unspecified provisions
EUR 2.364.909,85
Liabilities
EUR 1.509.181,66
Other liabilities
EUR 1.509.181,66
Trade creditors (for IAS incl. bills
of exchange)
EUR 843.231,02
Liabililties due to related companiesEUR 416.685,73
Unspecified other liabilities
EUR 249.264,91
thereof liabilities from tax /
financial authorities
EUR 174.948,82
thereof liabilities from social
security
EUR 29.344,68
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 51.336.546,50
Inventory change + own costs (+/-)
EUR -648.687,42
Inventory change (+/-)
EUR -672.830,59
Capitalised own costs
EUR 24.143,17
Other operating income
EUR 884.094,94
Cost of materials
EUR 20.989.253,59
Raw materials and supplies, purchased
goods
EUR 20.783.788,19
Purchased services
EUR 205.465,40
Gross result (+/-) EUR 30.582.700,43
Staff expenses
EUR 11.810.011,66
Wages and salaries
EUR 10.172.080,62
Social security contributions and
expenses for pension plans and
benefits EUR 1.637.931,04
Total depreciation
EUR 1.368.155,70
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 1.368.155,70
Other operating expenses
EUR 4.074.134,75
Operating result from continuing
operations
EUR 13.330.398,32
Interest result (+/-)
EUR 522.650,87
Interest
and similar income EUR 549.090,16
thereof from related companies
EUR 64.466,21
Interest and similar expenses
EUR 26.439,29
thereof paid to related companies
EUR 5.860,47
Financial result (+/-)
EUR 522.650,87
Result from ordinary operations (+/-)
EUR 13.853.049,19
Income tax / refund of income tax (+/-)EUR -3.787.303,89
Tax
(+/-)
EUR -3.787.303,89
Annual surplus / annual deficit
EUR 10.065.745,30
Type
of balance
sheet: Company balance sheet
Financial year: 01.07.2007 - 30.06.2008
ASSETS EUR 40.950.240,89
Fixed assets
EUR 14.739.152,98
Intangible assets
EUR 465.452,07
Concessions, licences, rights
EUR 465.452,07
Tangible assets
EUR 14.273.700,91
Land / similar rights
EUR 11.455.351,02
Other tangible assets / fixtures and
fittings
EUR 2.818.349,89
Current assets
EUR 26.102.390,77
Stocks
EUR 6.371.070,13
Raw materials, consumables and
supplies
EUR 2.396.508,89
Finished goods / work in progress
EUR 3.974.561,24
Accounts
receivable EUR 7.889.514,35
Trade debtors
EUR 1.403.593,54
Amounts due from related companies
EUR 5.125.211,36
Other debtors and assets
EUR 1.360.709,45
Liquid means
EUR 11.841.806,29
Remaining other assets
EUR 108.697,14
Accruals (assets)
EUR 108.697,14
LIABILITIES EUR 40.950.240,89
Shareholders' equity
EUR 36.227.356,22
Capital
EUR 63.911,49
Subscribed capital (share capital)
EUR 63.911,49
Reserves EUR 4.187.536,45
Capital reserves
EUR 4.161.971,86
Retained earnings / revenue reserves EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 31.975.908,28
Balance sheet profit / loss
EUR 31.975.908,28
Provisions
EUR 2.685.011,94
Pension provisions and comparable
provisions
EUR 105.706,00
Other / unspecified provisions
EUR 2.579.305,94
Liabilities
EUR 2.037.872,73
Other liabilities
EUR 2.037.872,73
Trade creditors (for IAS incl. bills
of exchange)
EUR 864.035,57
Liabililties due to related companiesEUR 813.397,17
Unspecified other liabilities
EUR 360.439,99
thereof liabilities from tax /
financial authorities
EUR 165.742,79
thereof
liabilities from social
security
EUR 22.976,84
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 48.026.107,49
Inventory change + own costs (+/-)
EUR 825.830,66
Inventory change (+/-)
EUR 806.184,00
Capitalised own costs
EUR 19.646,66
Other operating income
EUR 355.865,79
Cost of materials
EUR 22.961.837,14
Raw materials and supplies, purchased
goods
EUR 22.765.653,89
Purchased services
EUR 196.183,25
Gross result (+/-)
EUR 26.245.966,80
Staff expenses
EUR 11.470.154,37
Wages and salaries
EUR 9.908.510,80
Social security contributions and
expenses for pension plans and
benefits
EUR 1.561.643,57
Total depreciation
EUR 1.139.753,72
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 1.139.753,72
Other operating expenses
EUR 4.500.731,08
Operating result from continuing
operations
EUR 9.135.327,63
Interest result (+/-)
EUR 330.852,81
Interest and similar income
EUR 361.604,59
Interest and similar expenses
EUR 30.751,78
thereof paid to related companies
EUR 7.810,27
Financial result (+/-)
EUR 330.852,81
Result from ordinary operations (+/-)
EUR 9.466.180,44
Income tax / refund of income tax (+/-)EUR -2.507.765,10
Tax
(+/-)
EUR -2.507.765,10
Annual surplus / annual deficit
EUR 6.958.415,34
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.30 |
|
|
1 |
Rs.72.92 |
|
Euro |
1 |
Rs.64.69 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.