MIRA INFORM
REPORT
|
Report Date : |
25.04.2011 |
Supplement
We refer to your enquiry of 19.04.2010. In the meantime there have been
changes in particular in the following areas subject to monitoring: - Balance sheets
Company name & address
TECHNOGERMA Gesellschaft für Handel und
technische Beratung mbH
Main address:
Am Mühlberg 18
D 64354 Reinheim
Telephone: 06162/85124
Telefax: 06162/85144
Homepage: www.technogerma.eu
E-mail: tggermany@aol.com
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 05.12.1993
Shareholders'
agreement: 05.12.1993
Registered on: 18.01.1994
Commercial Register: Local
court 64283 Darmstadt
under: HRB 32540
Share capital: EUR 25.564,59
Shareholder
Dr.-Ing. Sudhir Apte
Schepp Allee 13
D 64295 Darmstadt
born: 26.06.1958
Share: EUR 15.338,75
Shareholder:
Aftabul Islam
Kurfürstenstr. 1
D 55411 Bingen
born: 16.10.1950
Share: EUR 6.391,15
Shareholder:
Raghunaeth Ghanekar
USA - Kalifornien
Share: EUR 2.556,46
Shareholder:
Rita Mrotzek-Sampat
Emilstr. 7
D 64289 Darmstadt
Share: EUR 1.278,23
Manager
Dr.-Ing. Sudhir Apte
Schepp Allee 13
D 64295 Darmstadt
born: 26.06.1958
Profession: Geologist
Marital status: married
COMPANY HISTORY
05.12.1993 -
13.12.1994 TECHNOGERMA Gesellschaft für
Handel und
technische Beratung mbH
Im
Trappengrund 42
D
64354 Reinheim
Private limited company
13.12.1994 -
06.11.1997 TECHNOGERMA Gesellschaft für
Handel und
technische BeratungmbH
Am
Mühlberg 5a
D
64354 Reinheim
Private limited company
BUSINESS ACTIVITIES
Sectors
46903 Non-specialized
wholesale trade
71122 Engineering
activities in the field of technical sectoral planning andengineering design
BRANCHES AND FACTORIES
Branch:
TECHNOGERMA Gesellschaft für Handel und
technische Beratung
Bahnhofstr. 16
D 64354 Reinheim
FINANCIAL INFORMATION
Payment experience: cash
discount/within agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 68.000 EUR
Balance sheet year: 2009
REAL ESTATE
Type of ownership: Tenant
Address Am Mühlberg 18
D 64354 Reinheim
Land register documents
were not available.
BANKERS
Principal bank
VOLKSBANK ODENWALD, REINHEIM, ODENW
Sort. code: 50863513, BIC: GENODE51MIC
Further banks
POSTBANK, SAARBRÜCKEN
Sort. code: 59010066, BIC: PBNKDEFF590
POSTBANK, FRANKFURT AM MAIN
Sort. code: 50010060, BIC: PBNKDEFFXXX
FINANCIAL FIGURES
Turnover: 2009 EUR 4.000.000,00
2010 EUR 4.000.000,00
further business figures:
Employees:
4
The
aforementioned business figures may partly be estimated information based on
average values in the line of business.
BALANCE SHEETS
Balance sheet ratios 2009
Equity ratio [%]: 28,05
Liquidity ratio: 1,25
Return on total capital [%]: 2,16
Balance sheet ratios 2008
Equity ratio [%]: 37,09
Liquidity ratio: 1,33
Return on total capital [%]: 4,96
Balance sheet ratios 2007
Equity ratio [%]: 28,68
Liquidity ratio: 1,31
Return on total capital [%]: 4,36
Equity
ratio
The equity ratio
indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity
ratio
The liquidity ratio
shows the proportion between adjusted receivables and net liabilities. The
higher the ratio, the lower the company's financial dependancy from external
creditors.
Return
on total capital
The return on
total capital shows the efficiency and return on the total capital employed in
the company. The higher the return on total capital, the more economically does
the company work with the invested
capital.
Type of balance
sheet: Company balance sheet
Financial year: 01.01.2009 - 31.12.2009
ASSETS EUR 2.286.404,71
Fixed assets
EUR 25.051,00
Tangible assets
EUR 25.051,00
Other / unspecified tangible assets
EUR 25.051,00
Current assets
EUR 2.260.310,21
Stocks
EUR 304.451,64
Accounts receivable
EUR 1.779.237,44
Other debtors and assets EUR 1.779.237,44
Liquid means
EUR 176.621,13
Remaining other assets
EUR 1.043,50
Accruals (assets)
EUR 1.043,50
LIABILITIES EUR 2.286.404,71
Shareholders' equity
EUR 550.649,02
Capital
EUR 25.564,59
Subscribed capital (share capital)
EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 525.084,43
Profit / loss brought forward
EUR 475.639,26
Annual surplus / annual deficit
EUR 49.445,17
Provisions
EUR 43.260,00
Liabilities
EUR 1.692.495,69
Other liabilities
EUR 1.692.495,69
Unspecified other liabilities
EUR 1.692.495,69
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2008 - 31.12.2008
ASSETS EUR 1.647.030,32
Fixed assets
EUR 18.541,50
Tangible assets
EUR 18.541,50
Current assets
EUR 1.628.077,95
Stocks
EUR 297.060,14
Accounts receivable
EUR 1.305.006,48
Other debtors and assets
EUR 1.305.006,48
Liquid means
EUR 26.011,33
Remaining other assets
EUR 410,87
Accruals (assets)
EUR 410,87
LIABILITIES EUR 1.647.030,32
Shareholders' equity
EUR 501.203,85
Capital
EUR 25.564,59
Subscribed capital (share capital)
EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 475.639,26
Profit / loss brought forward
EUR 393.941,53
Annual surplus / annual deficit
EUR 81.697,73
Provisions
EUR 29.898,00
Liabilities
EUR 1.115.928,47
MIRA INFORM
REPORT
|
Report Date : |
20.04.2010 |
Company name & address
TECHNOGERMA Gesellschaft für Handel und technische Beratung mbH
Am Mühlberg 5a
D 64354 Reinheim
Telephone:06162/85124
Telefax: 06162/85144
Homepage: www.technogerma.net
E-mail: tggermany@aol.com
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 05.12.1993
Shareholders'
agreement: 05.12.1993
Registered on: 18.01.1994
Commercial Register: Local
court 64283 Darmstadt
under: HRB 32540
Share capital:
EUR 25.564,59
Shareholder
Dr.-Ing. Sudhir Apte
Schepp Allee 13
D 64295 Darmstadt
born: 26.06.1958
Share: EUR 15.338,75
Shareholder:
Aftabul Islam
Kurfürstenstr. 1
D 55411 Bingen
born: 16.10.1950
Share: EUR 6.391,15
Shareholder:
Raghunaeth Ghanekar
USA - Kalifornien
Share: EUR 2.556,46
Shareholder:
Rita Mrotzek-Sampat
Emilstr. 7
D 64289 Darmstadt
Share: EUR 1.278,23
Manager
Dr.-Ing. Sudhir Apte
Schepp Allee 13
D 64295 Darmstadt
born: 26.06.1958
Profession: Geologist
Marital status: married
COMPANY HISTORY
05.12.1993 - 13.12.1994
TECHNOGERMA Gesellschaft für Handel und
technische Beratung mbH
Im
Trappengrund 42
D
64354 Reinheim
Private limited company
13.12.1994 -
06.11.1997 TECHNOGERMA Gesellschaft für
Handel und
technische BeratungmbH
Am
Mühlberg 5a
D
64354 Reinheim
Private limited company
BUSINESS ACTIVITIES
Sectors
46903 Non-specialized
wholesale trade
Average risk of default:
3,5 %
71122 Engineering
activities in the field of technical sectoral
planning andengineering design
Average risk of default:
1,8 %
BRANCHES AND FACTORIES
Branch:
TECHNOGERMA Gesellschaft für Handel und
technische Beratung
Bahnhofstr. 16
D 64354 Reinheim
FINANCIAL INFORMATION
Payment experience: cash discount/within agreed terms
Negative information:We have
no negative information at hand.
Maximum credit: 51.000 EUR
Euler Hermes Balance
2,4 The Euler Hermes balance
sheet grade
sheet grade: ranges from
1,0 to 5,0. The balance
sheet grade is based on the following
balance sheet
ratios: equity ratio,
liquidity ratio,
return on total
capital.
Balance sheet year: 2008
REAL ESTATE
Type of ownership: Tenant
Address Am Mühlberg 5a
D 64354 Reinheim
Land register documents
were not available.
BANKERS
Principal bank
VOLKSBANK ODENWALD, REINHEIM, ODENW
Sort. code: 50863513, BIC: GENODE51MIC
Further banks
POSTBANK, SAARBRÜCKEN
Sort. code: 59010066, BIC: PBNKDEFF590
DEUTSCHE BANK, DARMSTADT
Sort. code: 50870005, BIC: DEUTDEFF508
POSTBANK, FRANKFURT AM MAIN
Sort. code: 50010060, BIC: PBNKDEFFXXX
VOLKSBANK ODENWALD, MICHELSTADT
Sort. code: 50863513, BIC: GENODE51MIC
FINANCIAL FIGURES
Turnover:
2009 EUR 3.000.000,00
Employees:
2
The aforementioned business figures may partly be estimated
information based on average values in the line of business.
BALANCE SHEETS
Balance sheet ratios 2008
Equity ratio [%]: 37,09
Liquidity ratio: 1,33
Return on total capital [%]: 4,96
Balance sheet ratios 2007
Equity ratio [%]: 28,68
Liquidity ratio: 1,31
Return on total capital [%]: 4,36
Equity ratio
The equity ratio indicates
the portion of the equity as compared
to the total capital. The
higher the equity ratio, the better the
economic stability
(solvency) and thus the financial autonomy of
a company.
Liquidity ratio
The liquidity ratio shows
the proportion between adjusted
receivables and net
liabilities. The higher the ratio, the lower
the company's financial
dependancy from external creditors.
Return on total capital
The return on total capital
shows the efficiency and return on
the total capital employed
in the company. The higher the return
on total capital, the more
economically does the company work
with the invested capital.
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2008 - 31.12.2008
ASSETS EUR 1.647.030,32
Fixed assets
EUR 18.541,50
Tangible assets
EUR 18.541,50
Current assets
EUR 1.628.077,95
Stocks
EUR 297.060,14
Accounts receivable
EUR 1.305.006,48
Other debtors and assets
EUR 1.305.006,48
Liquid means
EUR 26.011,33
Remaining other assets
EUR 410,87
Accruals (assets) EUR 410,87
LIABILITIES EUR 1.647.030,32
Shareholders' equity
EUR 501.203,85
Capital
EUR 25.564,59
Subscribed capital (share capital)
EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 475.639,26
Profit / loss brought forward
EUR 393.941,53
Annual surplus / annual deficit
EUR 81.697,73
Provisions EUR 29.898,00
Liabilities
EUR 1.115.928,47
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2007 - 31.12.2007
ASSETS
EUR 1.963.487,59
Fixed assets
EUR 24.874,00
Tangible assets
EUR 24.874,00
Current assets
EUR 1.938.448,69
Stocks EUR 164.377,83
Accounts receivable
EUR 1.625.386,87
Liquid means
EUR 148.683,99
Remaining other assets
EUR 164,90
Accruals (assets)
EUR 164,90
LIABILITIES EUR 1.963.487,59
Shareholders' equity
EUR 419.506,12
Capital
EUR 25.564,59
Subscribed capital (share capital)
EUR 25.564,59
Balance sheet profit/loss (+/-)
EUR 393.941,53
Profit / loss brought forward
EUR 308.356,87
Annual surplus / annual deficit
EUR 85.584,66
Provisions
EUR 9.095,00
Liabilities
EUR 1.534.886,47
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.30 |
|
|
1 |
Rs.72.92 |
|
Euro |
1 |
Rs.64.69 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.