MIRA INFORM REPORT
|
Report Date : |
20.08.2011 |
Supplement
We refer to your enquiry of
25.10.2010. In the meantime there have been changes in particular in the
following areas
subject to monitoring: - Balance sheets
Company name & address
AWG Allgemeine Warenvertriebs-Gesellschaft mit beschränkter Haftung
Main address:
Imanuel-Maier-Str. 2
D 73257 Köngen
Telephone: 07024/9714-0
Telefax: 07024/9714-90
Homepage: www.awg-mode.de
E-mail: info@awg-mode.de
VAT no.
DE145338635
CONCLUSION
Business relations are permissible. The company is considered
solvent for credits within its scope of business.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 1969
Shareholders'
agreement: 29.09.1969
Registered on: 09.10.1969
Commercial Register: Local
court 70190 Stuttgart
under: HRB 220603
Share capital:
EUR 3,579,043.17
Shareholder
Albrecht Maier Holding GmbH & Co. KG
Imanuel-Maier-Str. 2
D 73257 Köngen
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. EUR 3,000,000.00
contribution:
Share: EUR 3,067,751.29
Registered on: 11.07.2003
Reg. data: 70190 Stuttgart, HRA 222452
Shareholder:
Maier-Vermietungs-GmbH
Imanuel-Maier-Str. 2
D 73257 Köngen
Legal form: Private limited company
Share capital: EUR 52,000.00
Share: EUR 511,291.88
Registered on: 11.02.1986
Reg. data: 70190 Stuttgart, HRB 222182
Manager
Albrecht Maier
Beethovenstr. 9
D 73257 Köngen
having sole power of representation
born: 15.11.1951
Profession: Fully qualified merchant
Marital status: married
Proxy
Klaus Gottwald
Georg-Moll-Weg 3
D 73344 Gruibingen
having sole power of representation
born: 11.03.1952
Proxy:
Rosemarie Konitzki
D 73240 Wendlingen
having sole power of representation
born: 06.07.1957
Further functions/participations of
Albrecht Maier (Manager)
Proprietor:
Albrecht Maier
Beethovenstr. 9
D 73257 Köngen
Legal form: Unregistered commercial
enterprise
Proprietor:
Albrecht Maier
Karlstr. 3
D 72654 Neckartenzlingen
Legal form: Unregistered commercial
enterprise
Limited partner:
Albrecht Maier Holding GmbH & Co. KG
Imanuel-Maier-Str. 2
D 73257 Köngen
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. EUR 3,000,000.00
contribution:
Share: EUR 3,000,000.00
Registered
on: 11.07.2003
Reg. data: 70190 Stuttgart,
HRA 222452
Limited partner:
EH1 US-Leben I GmbH & Co.KG
Meessen 5
D 22113 Oststeinbek
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. EUR 1,222,200.00
contribution:
Share: EUR 240,000.00
Registered
on: 13.10.2005
Reg. data: 23568 Lübeck,
HRA 4408 HL
Limited partner:
Nordic Game Production GmbH & Cie. KG
Poststr. 25b
D 22956 Grönwohld
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. EUR 176,750.00
contribution:
Share: EUR 72,500.00
Registered
on: 27.03.2006
Reg. data: 23568 Lübeck,
HRA 4638 HL
Limited partner:
Nordwest Games Production GmbH & Co. KG
Wolbecker Str. 44
D 48291 Telgte
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. EUR 20,000.00
contribution:
Share: EUR 10,000.00
Registered
on: 24.08.2007
Reg. data: 48149 Münster,
HRA 8158
Shareholder:
Maier Wertwiesen Verwaltung GmbH
Nürtinger Str. 27
D 73257 Köngen
Legal form: Private limited company
Share capital: EUR 25,000.00
Share: EUR 12,500.00
Registered
on: 20.12.2002
Reg. data: 70190 Stuttgart,
HRB 225536
Manager:
Maier-Vermietungs-GmbH
Imanuel-Maier-Str. 2
D 73257 Köngen
Legal form: Private limited company
Share capital: EUR 52,000.00
Registered
on: 11.02.1986
Reg. data: 70190 Stuttgart,
HRB 222182
Manager:
Maier Wertwiesen Verwaltung GmbH
Nürtinger Str. 27
D 73257 Köngen
Legal form: Private limited company
Share capital: EUR 25,000.00
Registered
on: 20.12.2002
Reg. data: 70190 Stuttgart,
HRB 225536
Manager:
AM - Vermietungs - GmbH
Imanuel-Maier-Str. 2
D 73257 Köngen
Legal form: Private limited company
dissolved
Share capital: EUR 25,564.59
Registered
on: 19.06.1986
Reg. data: 70190 Stuttgart,
HRB 222226
Manager:
G. u A. Maier Verwaltung GmbH
Nürtinger Str. 27
D 73257 Köngen
Legal form: Private limited company
Share capital: EUR 25,000.00
Registered
on: 20.12.2002
Reg. data: 70190 Stuttgart,
HRB 225537
COMPANY HISTORY
29.09.1969 -
29.09.1969 AWG Allgemeine
Warenvertriebs-Gesellschaft mit
beschränkter Haftung
Imanuel-Maier-Str. 2
D
73257 Köngen
Private limited company
BUSINESS ACTIVITIES
Sectors
47710 Retail sale of
clothing
BRANCHES AND FACTORIES
Branch:
AWG
Allgemeine Warenvertriebs-Gesellschaft
mit
beschränkter Haftung
Hohensteiner Str. 2
D
09353 Oberlungwitz
TEL.:
03723/667751
FAX.:
03723/627282
FINANCIAL INFORMATION
Payment
experience: within agreed terms
Negative
information: We have no negative
information at hand.
Maximum
credit: > 250,000 EUR
Balance
sheet year: 2010
REAL ESTATE
Type of ownership: Tenant
Address Imanuel-Maier-Str. 2
D 73257 Köngen
Real Estate of: Albrecht Maier
Type of ownership: proprietor
Share: 100.00 %
Address Imanuel-Maier-Str. 2
D
73257 Köngen
Real Estate of: Albrecht Maier
Type of ownership: proprietor
Share: 100.00 %
Address Beethovenstr. 9
D
73257 Köngen
Land register documents
were not available.
BANKERS
Principal bank
KREISSPARKASSE ESSLINGEN-NÜRTINGEN, ESSLINGEN AM NECKAR
Sort. code: 61150020, Account no.: 600242, BIC: ESSLDE66XXX
Further bank
VOLKSBANK KIRCHHEIM-NÜRTINGEN, KÖNGEN
Sort. code: 61290120, Account no.: 3083004, BIC: GENODES1NUE
FINANCIAL FIGURES
Turnover: 2009 EUR 228,495,758.00
2010 EUR 243,531,625.00
Profit: 2009 EUR 1,439,570.00
2010 EUR 4,689,486.00
further business figures:
Equipment: EUR 7,763,547.00
Ac/ts receivable: EUR 6,127,886.00
Liabillities: EUR 20,699,329.00
Employees:
2,638
BALANCE SHEETS
Balance sheet ratios 01.01.2010 - 31.12.2010
Equity ratio [%]: 54.86
Liquidity ratio: 0.37
Return on total capital [%]: 8.69
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]: 50.72
Liquidity ratio: 0.32
Return on total capital [%]: 2.68
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 45.25
Liquidity ratio: 0.35
Return on total capital [%]: 0.93
Balance sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]: 45.72
Liquidity ratio: 0.49
Return on total capital [%]: 4.04
Equity
ratio
The equity ratio
indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity
ratio
The liquidity
ratio shows the proportion between adjusted receivables and net liabilities.
The higher the ratio, the lower the company's financial dependancy from
external creditors.
Return
on total capital
The return
on total capital shows the efficiency and return on the total capital employed in the company. The
higher the return on total capital, the more economically does the company work
with the invested capital.
Type of balance
sheet: Company balance sheet
Financial year: 01.01.2010 - 31.12.2010
ASSETS EUR 58,603,677.42
Fixed assets EUR 8,718,288.93
Intangible assets
EUR 349,499.69
Concessions, licences, rights
EUR 349,499.69
Tangible assets
EUR 7,779,785.98
Plant / machinery
EUR 2,711.00
Other tangible assets / fixtures and
fittings
EUR 7,763,547.48
Advance payments made / construction
in progress EUR 13,527.50
Financial assets
EUR 589,003.26
Shares in participations /
subsidiaries and the like
EUR 1,750.00
Shares in cooperatives
EUR 1,750.00
Loans to participations /
subsidiaries and the like
EUR 237,500.00
Loans to related companies
EUR 237,500.00
Other loans
EUR 349,753.26
Current assets
EUR 49,573,299.40
Stocks
EUR 39,285,124.54
Finished goods / work in progress
EUR 39,285,124.54
Accounts receivable
EUR 6,127,886.74
Trade debtors
EUR 281,656.14
Amounts due from related companies
EUR 140,782.58
Other debtors and assets
EUR 5,705,448.02
Investments in current assets
EUR 146,179.00
Other investments
EUR 146,179.00
Liquid means
EUR 4,014,109.12
Remaining other assets
EUR 312,089.09
Accruals (assets)
EUR 130,552.59
Deferred taxes (assets)
EUR 181,536.50
LIABILITIES EUR 58,603,677.42
Shareholders' equity
EUR 31,999,294.97
Capital EUR 3,579,043.17
Subscribed capital (share capital)
EUR 3,579,043.17
Balance sheet profit/loss (+/-)
EUR 28,420,251.80
Profit / loss brought forward
EUR 23,730,765.50
Annual surplus / annual deficit
EUR 4,689,486.30
Provisions
EUR 5,905,052.79
Pension provisions and comparable
provisions
EUR 654,211.00
Provisions for taxes EUR 1,294,654.00
Other / unspecified provisions
EUR 3,956,187.79
Liabilities
EUR 20,699,329.66
Financial debts
EUR 5,067,734.36
Liabilities due to banks
EUR 5,067,734.36
Other liabilities
EUR 15,631,595.30
Trade creditors (for IAS incl. bills
of exchange)
EUR 7,944,656.40
Liabililties due to related companiesEUR 594,853.68
Unspecified other liabilities
EUR 7,092,085.22
thereof liabilities from tax /
financial authorities
EUR 3,866,324.77
Guarantees and other commitments
EUR 8,279,349.24
Guarantees / warranties
EUR 8,279,349.24
Guarantees
EUR 8,279,349.24
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales EUR 243,531,624.54
Other operating income
EUR 4,852,074.51
Cost of materials
EUR 122,746,875.83
Raw materials and supplies, purchased
goods
EUR 122,746,875.83
Gross result (+/-)
EUR 125,636,823.22
Staff expenses
EUR 44,589,566.66
Wages and salaries
EUR 36,666,033.18
Social security contributions and
expenses for pension plans and
benefits
EUR 7,923,533.48
Total depreciation
EUR 1,997,311.66
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus. EUR 1,997,311.66
Other operating expenses
EUR 70,770,300.29
Operating result from continuing
operations
EUR 8,279,644.61
Interest result (+/-) EUR -554,033.78
Interest and similar income
EUR 33,830.93
thereof from related companies
EUR 16,634.28
Interest and similar expenses
EUR 587,864.71
thereof paid to related companies
EUR 14,207.34
Other financial result
EUR -236,328.85
Income from securities and loans from
financial assets
EUR 15,988.25
Depreciation
on financial assets and
marketable securities
EUR 252,317.10
Financial result (+/-)
EUR -790,362.63
Result from ordinary operations (+/-)
EUR 7,489,281.98
Extraordinary income
EUR 250,000.00
Extraordinary expenses
EUR 624,896.30
Extraordinary result (+/-)
EUR -374,896.30
Income tax / refund of income tax (+/-)EUR -2,419,154.98
Other taxes / refund of taxes
EUR -5,744.40
Tax
(+/-)
EUR -2,424,899.38
Annual surplus / annual deficit
EUR 4,689,486.30
Type
of balance
sheet: Company balance sheet
Financial year: 01.01.2009 - 31.12.2009
ASSETS EUR 54,065,276.19
Fixed assets
EUR 7,664,032.97
Intangible assets
EUR 384,161.21
Concessions, licences, rights
EUR 366,529.53
Advance payments for intang. assets
EUR 17,631.68
Tangible assets
EUR 7,040,621.76
Plant / machinery
EUR 1,923.00
Other tangible assets / fixtures and
fittings
EUR 7,038,698.76
Financial assets
EUR 239,250.00
Shares in participations /
subsidiaries and the like
EUR 1,750.00
Shares in cooperatives
EUR 1,750.00
Loans to participations /
subsidiaries and the like
EUR 237,500.00
Loans to related companies
EUR 237,500.00
Current
assets EUR 46,204,346.49
Stocks
EUR 37,143,517.08
Finished goods / work in progress
EUR 37,075,899.56
Advance payments made
EUR 67,617.52
Accounts receivable
EUR 6,546,062.31
Trade debtors
EUR 156,338.53
Amounts due from related companies
EUR 414,094.97
Other debtors and assets
EUR 5,975,628.81
Investments in current assets
EUR 140,973.00
Other investments
EUR 140,973.00
Liquid means
EUR 2,373,794.10
Remaining other assets EUR 196,896.73
Accruals (assets)
EUR 196,896.73
LIABILITIES EUR 54,065,276.19
Shareholders' equity
EUR 27,293,869.96
Capital EUR 3,579,043.17
Subscribed capital (share capital)
EUR 3,579,043.17
Balance sheet profit/loss (+/-)
EUR 23,714,826.79
Profit / loss brought forward
EUR 22,275,256.44
Annual surplus / annual deficit
EUR 1,439,570.35
Provisions
EUR 3,913,978.02
Pension provisions and comparable
provisions
EUR 832,777.00
Provisions for taxes EUR 432,741.02
Other / unspecified provisions
EUR 2,648,460.00
Liabilities
EUR 22,857,244.13
Financial debts
EUR 10,200,537.26
Liabilities
due to banks EUR 10,200,537.26
Other liabilities
EUR 12,656,706.87
Trade creditors (for IAS incl. bills
of exchange)
EUR 5,572,491.57
Liabililties due to related companiesEUR 357,134.21
Unspecified other liabilities
EUR 6,727,081.09
thereof liabilities from tax /
financial authorities
EUR 3,818,721.17
Other liabilities
EUR 184.08
Deferrals (liabilities)
EUR 184.08
Profit and loss account (cost-summary method)
according to Comm.
Code
(HGB)
Sales
EUR 228,495,757.58
Other operating income
EUR 3,129,346.55
Cost of materials
EUR 116,758,116.52
Raw materials and supplies, purchased
goods
EUR 116,758,116.52
Gross result (+/-) EUR 114,866,987.61
Staff expenses
EUR 43,154,172.89
Wages and salaries
EUR 35,539,784.15
Social security contributions and
expenses for pension plans and
benefits
EUR 7,614,388.74
Total depreciation
EUR 1,353,517.56
Depreciation on tangible / intangible
asssets (incl. start-up and exp. of
bus.
EUR 1,353,517.56
Other operating expenses
EUR 66,802,685.40
Operating result from continuing
operations
EUR 3,556,611.76
Interest result (+/-)
EUR -686,302.57
Interest and similar income
EUR 36,194.12
thereof from related companies
EUR 35,427.67
Interest and similar expenses
EUR 722,496.69
thereof paid to related companies
EUR 14,674.84
Other financial result
EUR 6,672.25
Income from securities and loans from
financial assets
EUR 10,782.25
Depreciation on financial assets and
marketable securities EUR 4,110.00
Financial result (+/-)
EUR -679,630.32
Result from ordinary operations (+/-)
EUR 2,876,981.44
Income tax / refund of income tax (+/-)EUR -1,434,476.71
Other taxes / refund of taxes
EUR -2,934.38
Tax
(+/-)
EUR -1,437,411.09
Annual surplus / annual deficit
EUR 1,439,570.35
MIRA INFORM REPORT
|
Report Date : |
27.10.2010 |
IDENTIFICATION DETAILS
|
Name : |
AWG ALLGEMEINE WARENVERTRIEBS- GESELLSCHAFT |
|
|
|
|
Registered Office : |
Mit beschränkter Haftung Imanuel-Maier-Str. 2 73257 Köngen |
|
|
|
|
Country : |
Germany |
|
|
|
|
Date of Incorporation : |
09.10.1969 |
|
|
|
|
Com. Reg. No.: |
HRB 220603 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
Line of Business : |
Retail sale of clothing |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2010
|
Country Name |
Previous Rating (01.04.2010) |
Current Rating (30.06.2010) |
|
Germany |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Name and address
AWG Allgemeine Warenvertriebs- Gesellschaft
mit beschränkter Haftung
Imanuel-Maier-Str. 2
73257 Köngen
Telephone: 07024/9714-0
Telefax: 07024/9714-90
Homepage: www.awg-mode.de
E-Mail: info@awg-mode.de
VAT no.
DE145338635
CONCLUSION
Business relations are
permissible.
The company is considered
solvent for credits within its scope of
business.
Registartion data
LEGAL FORM Private
limited company
Date of foundation: 1969
Shareholders' agree-
ment: 29.09.1969
Registered on: 09.10.1969
Commercial Register: Local court 70190 STUTTGART 1
under: HRB 220603
Share capital
EUR 3.579.043,17
Shareholder
Albrecht Maier Holding GmbH & Co. KG
Imanuel-Maier-Str. 2
73257 Köngen
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. contribution: EUR
3.000.000,00
Share: EUR 3.067.751,29
Reg. Data: 11.07.2003
HRA 222452
70190 STUTTGART 1
Shareholder:
Maier-Vermietungs-GmbH
Imanuel-Maier-Str. 2
73257 Köngen
Legal form: Private limited company
Share capital: EUR 52.000,00
Share: EUR 511.291,88
Reg. Data: 11.02.1986
HRB 222182
70190 STUTTGART 1
Manager
Albrecht Maier
Beethovenstr. 9
73257 Köngen
having sole power of representation
born 15.11.1951
Occupation: Businessman
Marital status: married
Proxy
Rosemarie Konitzki
73240 Wendlingen
having sole power of representation
born 06.07.1957
Proxy:
Klaus Gottwald
Georg-Moll-Weg 3
73344 Gruibingen
having sole power of representation
born 11.03.1952
Further
functions/participations of Albrecht Maier (Manager)
Proprietor:
Albrecht Maier
Beethovenstr. 9
73257 Köngen
Legal form: Unregistered commercial
enterprise
Turnover: EUR 466.000,00
Employees: 2
Proprietor:
Albrecht Maier
Karlweg 3
72654 Neckartenzlingen
Legal form: Unregistered commercial
enterprise
Limited partner:
Albrecht Maier Holding GmbH & Co. KG
Imanuel-Maier-Str. 2
73257 Köngen
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. contribution: EUR
3.000.000,00
Share: EUR 3.000.000,00
Reg. Data: 11.07.2003
HRA 222452
70190 STUTTGART 1
Limited partner:
EH1 US-Leben I GmbH & Co.KG
Meessen 5
22113 Oststeinbek
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. contribution: EUR
1.222.200,00
Share: EUR 240.000,00
Reg. Data: 13.10.2005
HRA 4408 HL
23568 LÜBECK
Limited partner:
Nordic Game Production GmbH & Cie. KG
Poststr. 25b
22956 Grönwohld
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. contribution: EUR
176.750,00
Share: EUR 72.500,00
Reg. Data: 27.03.2006
HRA 4638 HL
23568 LÜBECK
Limited partner:
Nordwest Games Production GmbH & Co. KG
Wolbecker Str. 44
48291 Telgte
Legal form: Ltd partnership with priv. ltd.
company as general partner
Total cap. contribution: EUR
20.000,00
Share: EUR 10.000,00
Reg. Data: 24.08.2007
HRA 8158
48149 MÜNSTER
Employees: 1
Manager:
Maier-Vermietungs-GmbH
Imanuel-Maier-Str. 2
73257 Köngen
Legal form: Private limited company
Share capital: EUR 52.000,00
Reg. Data: 11.02.1986
HRB 222182
70190 STUTTGART 1
Manager:
G. u A. Maier Verwaltung GmbH
Nürtinger Str. 27
73257 Köngen
Legal form: Private limited company
Share capital: EUR 25.000,00
Reg. Data: 20.12.2002
HRB 225537
70190 STUTTGART 1
Manager:
AM - Vermietungs - GmbH
Imanuel-Maier-Str. 2
73257 Köngen
Legal form: Private limited company
dissolved
Share capital: EUR 25.564,59
Reg. Data: 19.06.1986
HRB 222226
70190 STUTTGART 1
Manager:
Maier Wertwiesen Verwaltung GmbH
Nürtinger Str. 27
73257 Köngen
Legal form: Private limited company
Share capital: EUR 25.000,00
Reg. Data: 20.12.2002
HRB 225536
70190 STUTTGART 1
BUSINESS
HISTORY
29.09.1969 AWG
Allgemeine Warenvertriebs- Gesellschaft
mit beschränkter Haftung
Imanuel-Maier-Str. 2
73257 Köngen
Private limited company
BUSINESS ACTIVITIES
47710
Retail sale of clothing
BRANCHES AND FACTORIES
Branch:
AWG Allgemeine Warenvertriebs- Gesellschaft
mit beschränkter Haftung
Hohensteiner Str. 2
09353 Oberlungwitz
FINANCIAL INFORMATION
Payment experience: within
agreed terms
REAL ESTATE
Type of ownership: Tenant
Address Imanuel-Maier-Str. 2
73257
Köngen
Private real estate
Name Albrecht Maier
Type of ownership: proprietor
Share: 100,00 %
Address Imanuel-Maier-Str. 2
73257
Köngen
Name Albrecht Maier
Type of ownership: proprietor
Share: 100,00 %
Address Beethovenstr. 9
73257
Köngen
Land register documents
were not available.
BANKERS
KREISSPARKASSE
ESSLINGEN-NÜRTINGEN, ESSLINGEN AM NECKAR
Sort. code: 61150020, Account
No: 600242
VOLKSBANK
KIRCHHEIM-NÜRTINGEN, KÖNGEN
Sort. code: 61290120,
Account No: 3083004
FIGURES
Financial year: 01.01. - 31.12.
Turnover: 2008 EUR 224.410.206,00
2009 EUR
224.400.000,00
Share capital: EUR 3.579.043,17
Equipment: EUR 3.942.526,00
Ac/ts receivable: EUR 12.675.167,00
Liabilities: EUR 26.295.615,00
Employees:
2.626
The aforementioned business figures may partly be estimated
information based on average values in the line of business.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.61 |
|
UK Pound |
1 |
Rs.75.32 |
|
Euro |
1 |
Rs.65.68 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.