MIRA INFORM REPORT
|
Report Date : |
20.08.2011 |
IDENTIFICATION DETAILS
|
Correct Name : |
FERPLAST PLASTICOS Y MALLAS AGRICOLAS SL |
|
|
|
|
Registered Office : |
Calle Paseo De Navegantes, 24 - 3 Iz, 04770 Adra
Almería |
|
|
|
|
Country : |
Spain |
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|
|
|
Financials (as on) : |
31.12.2007 |
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Date of Incorporation : |
|
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|
Legal Form : |
Limited Liability Company |
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Line of Business : |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Maximum Credit Limit : |
1.202,00 € |
|
|
|
|
Status : |
Moderate |
|
|
|
|
Payment
Behaviour : |
Slow but Correct |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2011
|
Country Name |
Previous Rating (31.12.2010) |
Current Rating (31.03.2011) |
|
Spain |
a2 |
a2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Company name
FERPLAST PLASTICOS Y MALLAS AGRICOLAS SL
TAX NUMBER: B04525176
Company situation: Active
EXECUTIVE SUMMARY
Identification
Current Business Name: FERPLAST PLASTICOS Y MALLAS AGRICOLAS SL
Other names: NO
Current Address: CALLE PASEO DE
NAVEGANTES, 24 - 3 IZ
Branches: 1
Telephone number: 950402773 Fax: 950568709
URL: www.ferplstplasticosymallas.com
Trade Risk
Credit Appraisal: 1.202,00 €
Incidents: NO
R.A.I.: NO
Bank and business defaults of payment - ASNEF EMPRESAS: NO
Financial Information
Balance sheet latest sales (2007): 802.149,73 € (Trade Register)
Result: 28.125,73 €
Total Assets: 235.957,77 €
Social Capital: 3.010,00 €
Employees: 3
Listed on a Stock Exchange: NO
Commercial
Information
Incorporation date: 24/05/2005
Activity: Wholesale of other products
NACE 2009 CODE: 4690
International Operations: No business relationships registered
Corporate
Structure
Sole Administrator:
Other
Complementary Information
Latest filed accounts published in the Mercantile Register: 2007
Type of Accounts available at the Mercantile Register: Individuals
Latest act published in BORME: 26/08/2008 Annual Filed Accounts
Latest press article: No press articles registered for this
company
Bank Entities: There are
The date when this report was last updated is 19/08/2011.
The information contained in this report has been investigated and
contrasted on 19/08/2011
Credit Appraisal
Maximum Credit
(from 0 to 6,000,000 €)
Favourable to 1.202,00 €
Performance
|
Incidents |
None or Negligible |
|
Business
Trajectory |
Negative |
INCIDENTS
Summary
LEGAL ACTIONS: No legal actions registered
ADMINISTRATIVE CLAIMS: No administrative claims registered
AFFECTED BY: No significant element.
BANK AND BUSINESS
DEFAULTS OF PAYMENT - ASNEF EMPRESAS
R.A.I.
COMPANY NOT REGISTERED IN THE R.A.I.
This company is not registered in the Disputed Bills register (R.A.I.)
DATE AND TIME OF THE CONSULTATION
17/08/2011 08:08:32
Information from the Registro de Aceptaciones Impagados (RAI)- Disputed
Bills register.
It can only be used for information legitimate needs of the consulting
party, in accordance with its social or business activity, in order to grant a
credit or the monitoring or control of the already granted credits and can not
be transmitted or communicated to thirds, nor copied, duplicated, reproduced
nor implemented to any database , owned or external, or reused it in anyway,
direct or indirectly.
FINANCIAL ELEMENTS AND SECTORIAL COMPARATIVE
FINANCIAL ELEMENTS
Figures given in €
|
|
31/12/2005 (7) BALANCE SHEET |
31/12/2006 (12) BALANCE SHEET |
31/12/2007 (12) BALANCE SHEET |
% ASSETS |
|
BALANCE SHEET ANALYSIS |
|
|
||
|
NET WORTH |
15.207,17 |
21.469,19 |
49.594,92 |
21,02 |
|
DEBT |
314.905,81 |
221.709,42 |
186.362,85 |
78,98 |
|
FIXED ASSETS |
2.131,91 |
30.168,46 |
26.849,85 |
11,38 |
|
TOTAL ASSETS |
330.112,98 |
243.178,61 |
235.957,77 |
|
|
|
|
|
||
|
|
31/12/2005 (7) BALANCE SHEET |
31/12/2006 (12) BALANCE SHEET |
31/12/2007 (12) BALANCE SHEET |
% SALES |
|
PROFIT AND LOSS ACCOUNT ANALYSIS |
|
|
||
|
SALES |
623.598,12 |
580.762,08 |
802.149,73 |
|
|
ADDED VALUE |
31.000,40 |
38.293,34 |
64.470,02 |
8,04 |
|
EBITDA |
20.500,40 |
17.293,34 |
48.703,01 |
6,07 |
|
EBIT |
20.283,96 |
14.594,76 |
42.858,24 |
5,34 |
|
NET RESULT |
12.197,17 |
6.262,02 |
28.125,73 |
3,51 |
COMPARATIVE SECTOR ANALYSIS
Values table
Figures expressed in %
|
|
COMPANY (2007) |
SECTOR |
DIFFERENCE |
DIFFERENCE RELATIVE |
|
BALANCE SHEET ANALYSIS: % on the total assets |
|
|
|
|
|
NET WORTH |
21,02 |
35,93 |
-14,91 |
-41,50 |
|
DEBT |
78,98 |
64,07 |
14,91 |
23,27 |
|
FIXED ASSETS |
11,38 |
27,76 |
-16,38 |
-59,00 |
|
|
|
|
|
|
|
|
COMPANY (2007) |
SECTOR |
DIFFERENCE |
DIFFERENCE RELATIVE |
|
PROFIT AND LOSS ACCOUNT ANALYSIS: % on the total operating income |
|
|
|
|
|
SALES |
100,00 |
98,94 |
1,06 |
1,07 |
|
ADDED VALUE |
8,04 |
21,56 |
-13,53 |
-62,73 |
|
EBIT |
5,34 |
4,67 |
0,67 |
14,43 |
|
NET RESULT |
3,51 |
2,82 |
0,68 |
24,25 |
Sector Composition
Compared sector (NACE): 517
Number of companies: 1667
Size (Sales Figure): 0 - 2,800,000.00 Euros
OTHER DATA FROM THE ANNUAL FINANCIAL REPORT
Results Distribution
Source: annual financial report 2007
Figures given in €
|
DISTRIBUTION BASE |
APPLICATION A |
||
|
Profit and Loss |
28.125,73 |
Legal Reserve |
0,00 |
|
Carry over |
0,00 |
Voluntary Reserve |
28.125,73 |
|
Voluntary reserves |
0,00 |
Prior years losses |
0,00 |
|
Reserves |
0,00 |
Carry over |
0,00 |
|
Other concepts |
0,00 |
Other funds |
0,00 |
|
Total of Amounts to be distributed |
28.125,73 |
Dividends |
0,00 |
|
|
|
Other Applications |
0,00 |
company ADDRESSES
Current Legal Seat Address:
CALLE PASEO DE NAVEGANTES, 24 - 3 IZ
04770 ADRA
ALMERÍA
|
STREET |
POSTAL CODE |
TOWN |
PROVINCE |
|
CARRETERA NACIONAL 340 (CARRETERA MALAGA), 33 |
04770 |
ADRA |
Almería |
There are 1 branches registered
CORPORATE STRUCTURE
ADMINISTRATIVE LINKS
Governing body : 1 member (latest change:
28/06/2005)
Main Board members, Directors and Auditor
Governing body
|
POSITION |
NAME AND SURNAME |
DATE APPOINTMENT |
|
SOLE ADMINISTRATOR |
FERNANDEZ LINARES, ADOLFO |
28/06/2005 |
|
|
|
|
There are 1 board members, directors and auditors registered
FINANCIAL LINKS
|
|
BUSINESS NAME |
TAX NUMBER/COUNTRY |
% |
SOURCE |
DATE REP. |
|
|
FERNANDEZ LINARES ADOLFO |
|
Indef. |
OWN SOURCES |
19/08/2011 |
There are 1 direct financial links through shareholders
registered
BUSINESS INFORMATION
Incorporation date: 24/05/2005
Establishment date: 01/01/2005
Founder’s Name: LA TITULAR ES LA FUNDADORA INICIAL DEL NEGOCIO
Code: 1619900
Activity: NACE 2009 CODE: 4690
NACE 2009 Activity: Non-specialised wholesale trade
Business: EL COMERCIO AL POR MAYOR Y POR MENOR DE PLASTICOS Y
MALLAS AGRICOLAS, ASI COMO TODA CLASE DE PRODUCTOS Y ARTICULOS PARA LA
AGRICULTURA, TALES COMO PLAGUICIDAS, INSECTICIDAS, FERTILIZANTES, ABONOS,
HERRAMIENTAS
EmployeesWholesale of other products
Latest employees figure: 3 (2011)
% of fixed employees: 100,00%
Employees
evolution
|
|
|
|
|
ENTITY |
BRANCH |
ADDRESS |
TOWN OR CITY |
PROVINCE |
|
CAJAMAR CAJA RURAL, S.C.C. |
|
|
|
|
There are 1 bank entities registered
LEGAL STRUCTURE
Constitution Data
Register Date: 24/05/2005
Register town: Almería
Announcement number: 291889
Register data:
Volume 936, Folio 75, Section 8, Sheet 24782,
Inscription I/A 1 (2005-06-09)
Social Capital: 3.010 €
Legal form: Limited Liability Company
Social Capital: 3.010,00 €
Obligation to fill in Financial Statements: YES
Chamber census: YES (2009)
B.O.R.M.E.
(OFFICIAL COMPANIES
REGISTRY GAZETTE)
· Acts on activity: 0
· Acts on administrators: 1 (Last: 28/06/2005)
· Acts on capital: 0
· Acts on creation: 1 (Last: 28/06/2005)
· Acts on filed accounts: 3 (Last: 26/08/2008, first: 20/09/2006)
· Acts on identification: 0
· Acts on Information: 0
Latest acts in
B.O.R.M.E.
Other acts
|
ACT |
DATE |
NOTICE NUM. |
TRADE REGISTER |
|
Appointments |
28/06/2005 |
291889 |
Almería |
|
Constitution |
28/06/2005 |
291889 |
Almería |
Latest filed accounts
|
ACT |
DATE |
NOTICE NUM. |
TRADE REGISTER |
|
Annual Filed Accounts (2007) |
26/08/2008 |
316297 |
Almería |
|
Annual Filed Accounts (2006) |
24/10/2007 |
874973 |
Almería |
|
Annual Filed Accounts (2005) |
20/09/2006 |
500581 |
Almería |
There are 5 acts registered
Press articles
No press articles registered for this company
FINANCIAL INFORMATION
The information on the last account contained in this report is extracted from the Mercantile Register file of the legal address of the Company and dated 28/08/2008.
BALANCE SHEET
Assets
Figures given in €
|
|
31/12/2005 (7) |
31/12/2006 (12) |
31/12/2007 (12) |
|
A) DUE FROM SHAREHOLDERS FOR UNCALLED CAPITAL |
|
|
|
|
B) FIXED ASSETS |
2.131,91 |
30.168,46 |
26.849,85 |
|
I. Incorporation costs |
111,46 |
83,59 |
55,72 |
|
II. Intangible fixed assets |
|
|
|
|
III. Tangible fixed assets |
2.020,45 |
30.084,87 |
26.794,13 |
|
IV. Financial fixed assets |
|
|
|
|
V. Own Shares |
|
|
|
|
VI. Long term trade liabilities |
|
|
|
|
C) DEFERRED EXPENSES |
|
|
|
|
D) CURRENT ASSETS |
327.981,07 |
213.010,15 |
209.107,92 |
|
I. Shareholders by required outlays |
|
|
|
|
II. Stocks |
|
|
|
|
III. Debtors |
251.598,20 |
151.829,03 |
199.426,28 |
|
IV. Temporary financial investment |
507,00 |
305,00 |
305,00 |
|
V. Short-term own shares |
|
|
|
|
VI. Treasury |
75.875,87 |
60.876,12 |
9.376,64 |
|
VII. Periodification adjustments |
|
|
|
|
TOTAL ASSETS (A + B + C + D) |
330.112,98 |
243.178,61 |
235.957,77 |
Liabilities
Figures given in €
|
|
31/12/2005 (7) |
31/12/2006 (12) |
31/12/2007 (12) |
|
A) EQUITY |
15.207,17 |
21.469,19 |
49.594,92 |
|
I. Issued Capital |
3.010,00 |
3.010,00 |
3.010,00 |
|
II. Issue premium |
|
|
|
|
III. Revaluation reserve |
|
|
|
|
IV. Reserves |
|
12.197,17 |
18.459,19 |
|
Sundry reserves |
|
12.197,17 |
18.459,19 |
|
V. Results from previous years |
|
|
|
|
VI. Profit and Losses |
12.197,17 |
6.262,02 |
28.125,73 |
|
VII. Dividend paid during the year |
|
|
|
|
VIII. Own shares for capital reduction |
|
|
|
|
B) DEFERRED INCOME |
|
|
|
|
C) PROVISIONS FOR LIABILITIES AND EXPENSES |
|
|
|
|
D) LONG TERM LIABILITIES |
|
40.000,00 |
1.842,19 |
|
E) SHORT TERM LIABILITIES |
314.905,81 |
181.709,42 |
184.520,66 |
|
F) SHORT TERM PROVISIONS FOR LIABILITIES AND EXPENSES |
|
|
|
|
LIABILITIES (A + B + C + D + E + F) |
330.112,98 |
243.178,61 |
235.957,77 |
PROFIT AND LOSS ACCOUNT
Items of the Profit and Loss Account
Figures given in €
|
|
31/12/2005 (7) |
31/12/2006 (12) |
31/12/2007 (12) |
|
A) EXPENSES (A.1 a A.15) |
611.451,65 |
575.012,17 |
774.454,11 |
|
A.1. Operating costs |
584.504,90 |
522.662,80 |
701.546,05 |
|
A.2. Labour cost |
10.500,00 |
21.000,00 |
15.767,01 |
|
Wages |
10.500,00 |
21.000,00 |
15.767,01 |
|
A.3. Assets Amortization |
216,44 |
2.698,58 |
5.844,77 |
|
A.4. Variation in provision for current assets |
|
|
|
|
A.5. Other operating costs |
8.092,82 |
19.805,94 |
36.133,66 |
|
A.I. OPERATING RESULT (B.1-A.1-A.2-A.3-A.4-A.5) |
20.283,96 |
14.594,76 |
42.858,24 |
|
A.6. Financial expenses and similar |
2.910,13 |
6.161,13 |
5.787,38 |
|
Other companies debts |
2.910,13 |
6.161,13 |
5.787,38 |
|
A.7. Variation in financial investment provision |
|
|
|
|
A.8. Negative change difference |
|
|
|
|
A.II. POSITIVE FINANCIAL RESULTS (B.2+B.3-A.6-A.7-A.8) |
|
|
|
|
A.III. PROFIT FROM ORDINARY ACTIVITIES (A.I+A.II-B.I-B.II) |
17.424,53 |
8.945,74 |
37.500,97 |
|
A.9. Variation in provision in fixed assets |
|
|
|
|
A.10. Losses in fixed assets |
|
|
|
|
A.11. Losses from own shares and bonds |
|
|
|
|
A.12. Extraordinary charges |
|
|
|
|
A.13. Other exercises’ expenses and losses |
|
|
|
|
A.IV. POSITIVE EXTRAORDINARY RESULT
(B.4+B.5+B.6+B.7+B.8-A.9-A.10-A.11-A.12-A.13) |
|
|
|
|
A.V. PROFIT BEFORE TAXES (A.III+A.IV-B.III-B.IV) |
17.424,53 |
8.945,74 |
37.500,97 |
|
A.14. Corporate Taxes |
5.227,36 |
2.683,72 |
9.375,24 |
|
A.15. Other taxes |
|
|
|
|
A.VI. EXERCISE RESULT (PROFIT) (A.V-A.14-A.15) |
12.197,17 |
6.262,02 |
28.125,73 |
|
B) INCOMES (B.1 to B.8) |
623.648,82 |
581.274,19 |
802.579,84 |
|
B.1. Operating income |
623.598,12 |
580.762,08 |
802.149,73 |
|
Net Turnover |
623.598,12 |
580.762,08 |
802.149,73 |
|
B.I. OPERATING LOSSES (A.1+A.2+A.3+A.4+A.5-B.1) |
|
|
|
|
B.2. Financial Income |
50,70 |
512,11 |
430,11 |
|
Other |
50,70 |
512,11 |
430,11 |
|
B.3. Positive change difference |
|
|
|
|
B.II. NEGATIVE FINANCIAL RESULTS (A.6+A.7+A.8-B.2-B.3) |
2.859,43 |
5.649,02 |
5.357,27 |
|
B.III. LOSSES FROM ORDINARY ACTIVITIES (B.I+B.II-A.I-A.II) |
|
|
|
|
B.4. B.9. Gains from disposal of fixed assets |
|
|
|
|
B.5. Gains from dealing in own shares |
|
|
|
|
B.6. Paid in surplus |
|
|
|
|
B.7. Extraordinary income |
|
|
|
|
B.8. Other year’s income and profits |
|
|
|
|
B.IV. NEGATIVE EXTRAORDINARY LOSSES
(A.9+A.10+A.11+A.12+A.13-B.4-B.5-B.6-B.7-B.8) |
|
|
|
|
B.V. LOSS BEFORE TAXES (B.III+B.IV-A.III-A.IV) |
|
|
|
|
B.VI. EXERCISE RESULTS (LOSS) (B.V+A.14+A.15) |
|
|
|
FINANCIAL BALANCE
Here the Main Capital Amounts of the company and the Revolving Fund Evolution are analysed.
Financial Balance
Table
Figures given in €
|
|
31/12/2005 (7) |
% |
31/12/2006 (12) |
% |
31/12/2007 (12) |
% |
|
A) DUE FROM SHAREHOLDERS FOR UNCALLED CAPITAL |
|
|
|
|
|
|
|
B) FIXED ASSETS |
2.131,91 |
0,65 |
30.168,46 |
12,41 |
26.849,85 |
11,38 |
|
C) DEFERRED EXPENSES |
|
|
|
|
|
|
|
D) CURRENT ASSETS |
327.981,07 |
99,35 |
213.010,15 |
87,59 |
209.107,92 |
88,62 |
|
TOTAL ASSETS (A + B + C + D) |
330.112,98 |
|
243.178,61 |
|
235.957,77 |
|
|
|
||||||
|
A) EQUITY |
15.207,17 |
4,61 |
21.469,19 |
8,83 |
49.594,92 |
21,02 |
|
B) DEFERRED INCOME |
|
|
|
|
|
|
|
C) PROVISIONS FOR LIABILITIES AND EXPENSES |
|
|
|
|
|
|
|
D) LONG TERM LIABILITIES |
|
|
40.000,00 |
16,45 |
1.842,19 |
0,78 |
|
E) SHORT TERM LIABILITIES |
314.905,81 |
95,39 |
181.709,42 |
74,72 |
184.520,66 |
78,20 |
|
F) SHORT TERM PROVISIONS FOR LIABILITIES AND EXPENSES |
|
|
|
|
|
|
|
LIABILITIES (A + B + C + D + E + F) |
330.112,98 |
|
243.178,61 |
|
235.957,77 |
|
RATIOS
Main Ratios
|
|
31/12/2005 (7) |
31/12/2006 (12) |
31/12/2007 (12) |
|
BALANCE RATIOS |
|||
|
Working Capital (€) |
13.075,26 |
31.300,73 |
24.587,26 |
|
Working capital ratio |
0,04 |
0,13 |
0,10 |
|
Soundness Ratio |
7,13 |
0,71 |
1,85 |
|
External Funds on Equity |
20,71 |
10,33 |
3,76 |
|
Average collection period (days) |
145 |
94 |
90 |
|
LIQUIDITY RATIOS |
|||
|
Current ratio (%) |
104,15 |
117,23 |
113,32 |
|
Quick Ratio (%) |
24,26 |
33,67 |
5,25 |
|
Sales on current assets (days) |
684 |
982 |
1.381 |
|
DEBT RATIOS |
|||
|
Interest Coverage |
6,97 |
2,37 |
7,40 |
|
GENERAL ACTIVITY RATIOS |
|||
|
Auto financing generated by sales (%) |
1,99 |
1,54 |
4,24 |
|
Auto financing generated by Assets (%) |
3,76 |
3,68 |
14,40 |
|
Breakdown Point |
1,03 |
1,03 |
1,06 |
|
Average Sales Volume per Employee |
623.598,12 |
580.762,08 |
802.149,73 |
|
Average Cost per Employee |
10.500,00 |
21.000,00 |
15.767,01 |
|
Assets Turnover |
1,89 |
2,39 |
3,40 |
|
Increase of the Sales Figures (%) |
|
|
38,12 |
|
Added value growth (%) |
|
|
68,36 |
|
Labour Productivity |
2,95 |
1,82 |
4,09 |
|
Cash flow (€) |
12.413,61 |
8.960,60 |
33.970,50 |
|
SOLVENCY RATIOS |
|||
|
Payback Capacity |
0,04 |
0,04 |
0,18 |
|
Assets Guarantee |
1,05 |
1,10 |
1,27 |
|
Short Term Debts Proportion (%) |
100,00 |
81,96 |
99,01 |
Results Analysis
Ratios
|
|
31/12/2005 (7) |
31/12/2006 (12) |
31/12/2007 (12) |
|
Return on Assets (ROA) (%) |
6,14 |
6,00 |
18,16 |
|
Return on Equity (ROE) (%) |
114,58 |
41,67 |
75,62 |
|
Operating Profitability (%) |
6,21 |
7,11 |
20,64 |
|
General Profitability (%) |
1,96 |
1,08 |
3,51 |
|
Equity gearing |
18,65 |
6,94 |
4,16 |
SECTORIAL ANALYSIS
Large Capital Amounts and Financial Balance
Figures given in %
|
|
COMPANY (2007) |
SECTOR |
DIFFERENCE |
DIFFERENCE RELATIVE |
|
||||
|
ASSETS |
|
|
|
|
|
||||
|
A) DUE FROM SHAREHOLDERS FOR UNCALLED
CAPITAL |
|
0,05 |
|
|
|
||||
|
B) FIXED ASSETS |
11,38 |
27,76 |
-16,38 |
-59,00 |
|
||||
|
C) DEFERRED EXPENSES |
|
0,60 |
|
|
|
||||
|
D) CURRENT ASSETS |
88,62 |
71,59 |
17,03 |
23,79 |
|
||||
|
TOTAL ASSETS (A + B + C + D) |
100 |
100 |
|
|
|
||||
|
|
|
|
|
|
|
||||
|
|
COMPANY (2007) |
SECTOR |
DIFFERENCE |
DIFFERENCE RELATIVE |
|
||||
|
LIABILITIES |
|
|
|
|
|
||||
|
A) EQUITY |
21,02 |
35,82 |
-14,80 |
-41,32 |
|
||||
|
B) DEFERRED INCOME |
|
0,10 |
|
|
|
||||
|
C) PROVISIONS FOR LIABILITIES AND EXPENSES |
|
0,18 |
|
|
|
||||
|
D) LONG TERM LIABILITIES |
0,78 |
14,69 |
-13,91 |
-94,69 |
|
||||
|
E) SHORT TERM LIABILITIES |
78,20 |
49,17 |
29,03 |
59,05 |
|
||||
|
F) SHORT TERM PROVISIONS FOR LIABILITIES
AND EXPENSES |
|
0,03 |
|
|
|
||||
|
LIABILITIES (A + B + C + D + E + F) |
100 |
100 |
|
|
|
|
|
|
|
Analytical Account
of Results
Figures given in %
|
|
COMPANY (2007) |
SECTOR |
DIFFERENCE |
DIFFERENCE RELATIVE |
|
Net Turnover |
100,00 |
98,94 |
1,06 |
1,07 |
|
Other operating income |
|
1,06 |
|
|
|
Production Value |
100,00 |
100,00 |
0,00 |
0,00 |
|
Operating expenses |
87,46 |
65,18 |
22,28 |
34,19 |
|
Other operation expenses |
4,50 |
13,26 |
-8,76 |
-66,07 |
|
Added value |
8,04 |
21,56 |
-13,52 |
-62,71 |
|
Labour cost |
1,97 |
14,94 |
-12,97 |
-86,81 |
|
Gross Economic Result |
6,07 |
6,62 |
-0,55 |
-8,38 |
|
Assets Amortization |
0,73 |
1,79 |
-1,06 |
-59,15 |
|
Variation in provision for current assets and bad debt losses |
|
0,17 |
|
|
|
Net Economic Result |
5,34 |
4,67 |
0,67 |
14,37 |
|
Financial income |
0,05 |
0,31 |
-0,26 |
-83,77 |
|
Financial expenses |
0,72 |
1,17 |
-0,45 |
-38,30 |
|
Variation in financial investment provision |
|
0,00 |
|
|
|
Ordinary Activities Result |
4,68 |
3,81 |
0,87 |
22,71 |
|
Extraordinary income |
|
0,35 |
|
|
|
Extraordinary charges |
|
0,17 |
|
|
|
Variation in provision in fixed assets |
|
0,01 |
|
|
|
Results before Taxes |
4,68 |
3,99 |
0,69 |
17,32 |
|
Corporate taxes |
1,17 |
1,17 |
0,00 |
0,26 |
|
Net Result |
3,51 |
2,82 |
0,69 |
24,38 |
|
Assets Amortization |
0,73 |
1,79 |
-1,06 |
-59,15 |
|
Change of Provisions |
|
0,17 |
|
|
|
Net Self-Financing |
4,23 |
4,78 |
-0,55 |
-11,56 |
Main Ratios
|
|
COMPANY (2007) |
PTILE25 |
PTILE50 |
PTILE75 |
|
BALANCE RATIOS |
|
|
|
|
|
Working Capital (€) |
24.587,26 |
13.338,00 |
73.400,00 |
199.757,00 |
|
External Funds on Equity |
3,76 |
1,00 |
2,58 |
6,02 |
|
Average collection period (days) |
90 |
44 |
81 |
124 |
|
LIQUIDITY RATIOS |
|
|
|
|
|
Sales on current assets (days) |
1.381 |
500 |
716 |
996 |
|
GENERAL ACTIVITY RATIOS |
|
|
|
|
|
Assets Turnover |
3,40 |
1,00 |
1,48 |
2,12 |
|
Increase of the Sales Figures (%) |
38,12 |
-5,66 |
5,21 |
16,26 |
|
Added value growth (%) |
68,36 |
-6,99 |
4,41 |
16,04 |
|
Labour Productivity |
4,09 |
1,19 |
1,36 |
1,68 |
|
Cash flow (€) |
33.970,50 |
9.217,00 |
22.712,00 |
49.369,00 |
|
SOLVENCY RATIOS |
|
|
|
|
|
Payback Capacity |
0,18 |
0,04 |
0,08 |
0,16 |
|
Assets Guarantee |
1,27 |
1,16 |
1,38 |
1,99 |
|
Short Term Debts Proportion (%) |
99,01 |
71,78 |
93,24 |
100,00 |
Results Analysis
Ratios
|
|
COMPANY (2007) |
PTILE25 |
PTILE50 |
PTILE75 |
|
Return on Assets (ROA) (%) |
18,16 |
2,17 |
4,86 |
8,90 |
|
General Profitability (%) |
3,51 |
0,62 |
1,55 |
3,85 |
|
Equity gearing |
4,16 |
1,45 |
2,31 |
4,34 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.61 |
|
UK Pound |
1 |
Rs.75.32 |
|
Euro |
1 |
Rs.65.68 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.