MIRA
INFORM REPORT
|
Report Date : |
16.12.2011 |
IDENTIFICATION DETAILS
|
Name : |
OSWAL ALLOYS PRIVATE LIMITED |
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Registered
Office : |
No.6, 2nd Main Road, Ramchandrapuram, Bangalore – 560021,
Karnataka |
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|
Country : |
India |
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|
Financials (as
on) : |
31.03.2010 |
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Date of
Incorporation : |
28.03.2005 |
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Com. Reg. No.: |
08-035923 |
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Capital
Investment / Paid-up Capital : |
Rs.20.172 Millions |
|
|
|
|
CIN No.: [Company Identification
No.] |
U27101KA2005PTC035923 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
BLRO01714G |
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PAN No.: [Permanent Account No.] |
AAACO7461J |
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|
Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Trader of Ferroalloys Minerals Materials |
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No. of Employees
: |
50 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (30) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Maximum Credit Limit : |
USD 880000 |
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|
Status : |
Moderate |
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Payment Behaviour : |
Slow but Correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track. Profitability
of the company appears to be low. However, trade relations are reported as
fair. Business is active. Payments are reported to be slow but correct. The company can be considered for business dealings with some caution.
|
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
|
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
INFORMATION PARTED BY
|
Name : |
Mr. Sanjay Jain |
|
Designation : |
Chief Finance Officer |
|
Contact No.: |
91-80-22978711 |
|
Date : |
09.12.2011 |
LOCATIONS
|
Registered Office : |
No.6, 2nd Main Road, Ramchandrapuram, Bangalore – 560021,
Karnataka, India |
|
Tel. No.: |
91-80-22978711/15 |
|
Fax No.: |
Not Available |
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E-Mail : |
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Website : |
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|
Area : |
10000 sq.ft. |
|
Location : |
Owned |
|
|
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Warehouse : |
Peenya, Bangalore, India |
|
Area : |
100000 sq.ft. |
|
Location : |
Owned |
DIRECTORS
AS ON 23.09.2011
|
Name : |
Mrs. Seema Jain |
|
Designation : |
Director |
|
Address : |
No.6, 2nd Main Road, Ramchandrapuram Bangalore – 560021,
Karnataka, India |
|
Date of Birth/Age : |
15.12.1979 |
|
Date of Appointment : |
28.03.2005 |
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Qualification : |
B.Com |
|
DIN No.: |
00437290 |
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|
|
|
Name : |
Mr. Subhashchand Mohanlal |
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Designation : |
Director |
|
Address : |
No.6, 2nd Main Road, Ramchandrapuram Bangalore – 560021,
Karnataka, India |
|
Date of Birth/Age : |
22.01.1976 |
|
Date of Appointment : |
28.03.2005 |
|
Qualification : |
B.Com |
|
DIN No.: |
01088346 |
Other Directorship:
|
S.No. |
CIN |
Name
of the Company |
Current
designation of the director |
Date
of appointment at current designation |
Original
date of appointment |
Date
of cessation |
Company
Status |
Defaulting
status |
|
1 |
U27101KA2005PTC035923 |
OSWAL
ALLOYS PRIVATE LIMITED |
Director |
28-03-05 |
28-03-05 |
- |
Active |
NO |
|
2 |
U27107KA2008PTC046211 |
OSWAL
SMELTERS PRIVATE LIMITED |
Director |
01-11-10 |
01-11-10 |
- |
Active |
NO |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 23.09.2011
|
Names of Shareholders |
|
No. of Shares |
|
Mr. Subhash Chand Jain |
|
697000 |
|
Mrs. Seema Jain |
|
55000 |
|
Ms. Sukhi Vanjiya Private Limited, India |
|
523750 |
|
Ms. Ratan Tie-up Private Limited, India |
|
437000 |
|
Ashok Investment, India |
|
100 |
|
Ms. Works Metals Alloys, Sharajah |
|
585300 |
|
|
|
|
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Total |
|
2298150 |
AS ON 23.09.2011
|
Equity Shares
Break Up |
Percentage |
|
|
|
|
Bodies corporate |
67.28 |
|
Directors or relatives of Directors |
32.72 |
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|
|
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Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Trader of Ferroalloys Minerals Materials |
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Exports : |
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Products : |
Ferroalloys Minerals Materials |
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Countries : |
·
UK ·
US ·
Germany ·
Switzerland ·
Gulf Countries ·
Australia ·
Asian Countries |
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|
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Imports : |
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Products : |
Ferroalloys Minerals Materials |
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Countries : |
·
Germany ·
China |
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Terms : |
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Selling : |
L/C, Cash, Credit (30 days) |
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Purchasing : |
L/C, Cash, Credit (30 days) |
GENERAL INFORMATION
|
Customers : |
·
Wholesalers ·
Retailers ·
End Users |
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No. of Employees : |
50 (Approximately) |
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Bankers : |
·
Kotak
Mahindra Bank Limited, 36-38A, Nariman Bhavan, 227,D, Nariman Point, Mumbai –
400021, Maharashtra, India ·
HDFC
Bank ·
State
Bank of India ·
Axis
Bank Limited |
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Facilities : |
Cash Credit : Rs. 35.000 millions |
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Banking
Relations : |
----- |
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Auditors : |
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|
Name : |
N.N. Yuvraj and Associates Chartered Accountant |
|
Address : |
Vision House No.23, 3rd Floor, Park Road off Queens Road,
Bangalore – 560051, Karnataka, India |
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Tel. No.: |
91-80-22869792 |
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Fax No.: |
91-80-42109272 |
|
Email : |
info@nnyind.com |
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PAN No.: |
AAFFN2461B |
CAPITAL STRUCTURE
AS ON 31.03.2010
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
4000000 |
Equity Shares |
Rs.10/- each |
Rs. 40.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
2017250 |
Equity Shares |
Rs.10/- each |
Rs.20.172
Millions |
|
|
|
|
|
AS ON 23.09.2011
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
4000000 |
Equity Shares |
Rs.10/- each |
Rs. 40.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
2298150 |
Equity Shares |
Rs.10/- each |
Rs.22.981
Millions |
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|
|
|
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
20.172 |
17.128 |
17.128 |
|
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2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
200.223 |
152.029 |
148.353 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
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|
NETWORTH |
220.395 |
169.157 |
165.481 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
34.186 |
18.091 |
0.000 |
|
|
2] Unsecured Loans |
81.134 |
0.000 |
32.047 |
|
|
TOTAL BORROWING |
115.320 |
18.091 |
32.047 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.066 |
0.051 |
|
|
|
|
|
|
|
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TOTAL |
335.715 |
187.314 |
197.579 |
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APPLICATION OF FUNDS |
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|
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FIXED ASSETS [Net Block] |
0.535 |
0.592 |
0.601 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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|
|
|
|
|
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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|
DEFERREX TAX ASSETS |
0.016 |
0.000 |
0.000 |
|
|
|
|
|
|
|
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
73.803
|
82.616 |
112.176 |
|
|
Sundry Debtors |
491.456
|
261.346 |
233.818 |
|
|
Cash & Bank Balances |
0.454
|
2.350 |
1.134 |
|
|
Other Current Assets |
0.000
|
0.000 |
0.000 |
|
|
Loans & Advances |
4.123
|
15.525 |
4.821 |
|
Total
Current Assets |
569.836
|
361.837 |
351.949 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
227.355
|
165.596 |
148.004 |
|
|
Other Current Liabilities |
4.540
|
7.901 |
2.028 |
|
|
Provisions |
2.829
|
1.723 |
5.096 |
|
Total
Current Liabilities |
234.724
|
175.220 |
155.128 |
|
|
Net Current Assets |
335.112
|
186.617 |
196.821 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.052 |
0.105 |
0.157 |
|
|
|
|
|
|
|
|
TOTAL |
335.715 |
187.314 |
197.579 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
1774.500 |
1167.000 |
1455.200 |
|
|
|
Other Income |
4.100 |
0.200 |
6.600 |
|
|
|
TOTAL (A) |
1778.600 |
1167.200 |
1461.800 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Cost of Goods Consumed / Sold |
1731.600 |
1127.400 |
1427.700 |
|
|
|
Administrative Expenses |
13.500 |
12.400 |
7.200 |
|
|
|
Selling and Distribution Expenses |
22.400 |
15.000 |
12.200 |
|
|
|
Preliminary Expenses |
0.100 |
0.100 |
0.100 |
|
|
|
TOTAL (B) |
1767.600 |
1154.900 |
1447.200 |
|
|
|
|
|
|
|
|
Less |
PROFIT
BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
11.000 |
12.300 |
14.600 |
|
|
|
|
|
|
|
|
|
Less |
FINANCIAL
EXPENSES (D) |
2.500 |
6.700 |
4.000 |
|
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
8.500 |
5.600 |
10.600 |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
0.200 |
0.200 |
0.100 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX (E-F) (G) |
8.300 |
5.400 |
10.500 |
|
|
|
|
|
|
|
|
|
Less |
TAX (H) |
2.700 |
1.700 |
3.600 |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
(G-H) (I) |
5.600 |
3.700 |
6.900 |
|
|
|
|
|
|
|
|
|
Add |
PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
3.700 |
6.900 |
NA |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
5.600 |
3.700 |
6.900 |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
2.76 |
2.15 |
3.93 |
|
|
Particulars |
|
|
31.03.2011 |
|
Sales Turnover (Approximately) |
|
|
2900.000 |
|
|
|
|
|
Expected Sales (2011-2012) : Rs. Rs. 3000.000 millions
The above information has been parted by Mr. Sanjay Jain .
KEY RATIOS
|
PARTICULARS |
|
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
PAT / Total Income |
(%) |
0.31
|
0.31 |
0.16 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
0.46
|
0.46 |
0.72 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
1.21
|
1.42 |
2.97 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.03
|
0.03 |
0.06 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
1.58
|
1.14 |
1.13 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
2.42
|
2.06 |
2.26 |
LOCAL AGENCY FURTHER INFORMATION
|
Check List by Info Agents |
Available in Report (Yes / No) |
|
1. Year of Establishment |
Yes |
|
2. Locality of the firm |
Yes |
|
3. Constructions of the firm |
Yes |
|
4. Premises details |
Yes |
|
5. Type of Business |
Yes |
|
6. Line of Business |
Yes |
|
7. Promoter’s background |
----------- |
|
8. No. of Employees |
Yes |
|
9. Name of person contacted |
Yes |
|
10. Designation of contact person |
Yes |
|
11. Turnover of firm for last three years |
Yes |
|
12. Profitability for last three years |
Yes |
|
13. Reasons for variation <> 20% |
----- |
|
14. Estimation for coming financial year |
Yes |
|
15. Capital in the business |
Yes |
|
16. Details of sister concerns |
----- |
|
17. Major suppliers |
No |
|
18. Major customers |
Yes |
|
19. Payments terms |
Yes |
|
20. Export / Import details |
Yes |
|
21. Market information |
------- |
|
22. Litigations that the firm / promoter involved |
------ |
|
23. Banking Details |
Yes |
|
24. Banking facility details |
Yes |
|
25. Conduct of the banking account |
------ |
|
26. Buyer visit details |
------ |
|
27. Financials, if provided |
No |
|
28. Incorporation details, if applicable |
------ |
|
29. Last accounts filed at ROC |
------ |
|
30. Major Shareholders, if available |
------ |
BUSINESS
PERFORMANCE :
During the year, the company has achieved a turnover of Rs. 1774.483 millions
as against Rs. 1167.026 millions during, the corresponding period of last year.
the company has made profit of Rs. 557.100 millions after tax as compare to
previous year Rs. 3.676 millions.
BUSINESS OUTLOOK
AND OPERATING ENVIRONMENT :
The company is in business of extracting and trading in different types
of minerals, ferro alloys and various scraps. The company in its Fifth year of
operation has achieved a turnover of Rs. 1774.483 million and now the climate is right to overcome the
shortage experienced during the last financial year, the company assures during
the current fiscal year the turnover/profit with four folds by proper strategic
and timely planning. The company’s directors are already working in that
direction.
FORM 8
|
Corporate
identity number of the company |
U27101KA2005PTC035923 |
|
Name of the
company |
OSWAL ALLOYS
PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
No.6, 2nd Main Road, Ramchandrapuram, Bangalore – 560021,
Karnataka, India |
|
This form is for |
Creation of
charge |
|
Type of charge |
Book debts Movable property
(not being pledge) Others |
|
Particular of
charge holder |
Kotak Mahindra Bank
Limited, 36-38A, Nariman Bhavan, 227,D, Nariman Point, Mumbai – 400021,
Maharashtra, India |
|
Nature of
instrument creating charge |
Deed of
Hypothecation |
|
Date of
instrument Creating the charge |
18/08/2010 |
|
Amount secured by
the charge |
Rs. 235.000
millions |
|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of interest CC - Floating
over tenure of the facility. The ROI is arrived at on the basis of Bank's
Base Rate. TC - As per Bank's
guidelines from time to time. WCDL - As deemed
fit by Bank at time of disbursement. Terms of repayment TC - 1. Repayment
by way of disbursement of Term Loan / liquidation of Fixed Deposit (kept as
margin) / by way of banking cheque / debit to current account of Borrower. 2. The Borrower
shall have an option of converting Buyer's credit into Rupee Liability at an
interval of every six months. WCDL - On demand
as per terms and conditions as deemed fit by the Bank. Margin LC / TC/BG -
Minimum cash margin of 10% shall be provided upfront in the form of Fixed
Deposit. Lien shall be
marked on the Fixed Deposit in favour of the Bank.(100% cash margin for
guarantees voering disputed liabilities.) WCDL - On such
terms and conditions as deemed fit by the Bank. Extent and operation of the charge First &
exclusive charge by way of Hypothecation on the whole of the Borrower's
present and future Current Assets and Movable Fixed Assets, to secure the
repayment of facilities granted by the Kotak Mahindra Bank Limited to
Borrower. Other Nil |
|
Short particulars
of the property charged (Including location of the property) |
The whole of
Borrower's Current assets and Movable
Fixed Assets both present and future as described in Schedule to the Deed of Hypothecation. |
FIXED ASSETS :
·
Computer and Peripherals
·
Office Equipments
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on Corporate
Governance to identify management and governance. These factors often have been
predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 54.23 |
|
|
1 |
Rs. 83.76 |
|
Euro |
1 |
Rs. 70.46 |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
4 |
|
PAID-UP CAPITAL |
1~10 |
4 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILIRY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
4 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
----- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
30 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.