MIRA INFORM REPORT
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Report Date : |
28.12.2011 |
IDENTIFICATION DETAILS
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Name : |
DERO TEXTIL-DESIGN GMBH |
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Registered Office : |
Königsberger Str. 135b, D 47809 Krefeld |
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Country : |
Germany |
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Financials (as on) : |
31.08.2010 |
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Date of Incorporation : |
20.09.1979 |
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Com. Reg. No.: |
HRB 1880 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Manufacture of other textiles |
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No. of Employees
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3 persons |
RATING & COMMENTS
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MIRA’s Rating : |
Ca |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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Maximum Credit Limit : |
2,500 EUR |
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Status : |
Moderate |
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Payment
Behaviour : |
No Complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
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Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
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Germany |
a1 |
a1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Company name & address
DERO Textil-design GmbH
Main
address:
Königsberger Str. 135b
D 47809 Krefeld
Telephone: 02151/508870
Telefax: 02151/508871
Homepage: www.dero-textil.com
E-mail: contact@dero-textil.com
VAT no.
DE120145957
CONCLUSION
Business relations are permissible.
Synthesis
LEGAL FORM Private limited company
Date of foundation: 08.1979
Registered on: 20.09.1979
Commercial Register: Local
court 47798 Krefeld
under: HRB 1880
Share capital:
EUR 25,564.60
Shareholder
Martin Simon Rolef
Dahlienstr. 56
D 47800 Krefeld
born: 31.03.1948
Share: EUR 12,782.30
Shareholder:
Hannelore Rolef
Dahlienstr. 56
D 47800 Krefeld
born: 18.07.1953
née: Dehmer
Share: EUR 12,782.30
Manager
Martin Simon Rolef
Dahlienstr. 56
D 47800 Krefeld
born: 31.03.1948
Profession: Businessman
Marital status: married
to: Hannelore Rolef
born Dehmer
born 18.07.1953
Manager:
Hannelore Rolef
Dahlienstr. 56
D 47800 Krefeld
born: 18.07.1953
née: Dehmer
Profession: Businessman
Marital status: married
to: Martin Simon
Rolef
born 31.03.1948
COMPANY HISTORY
20.09.1979 - 02.1997 DERO Textil-design GmbH
Lübecker Weg 33a
D
47829 Krefeld
Private limited company
03.1997 - 2009 DERO Textil-design GmbH
Dahlienstr. 56
D
47800 Krefeld
Private limited company
2010 - 26.12.2011 DERO Textil-design GmbH
Oppumer Str. 73-75
D 47799 Krefeld
Private limited company
BUSINESS ACTIVITIES
Sectors
13990 Manufacture of other
textiles n.e.c.
47710 Retail sale of
clothing
FINANCIAL INFORMATION
Payment experience: within
agreed terms
Negative information: We
have no negative information at hand.
Maximum credit: 2,500 EUR
Balance sheet year: 2009/2010
REAL ESTATE
Type of ownership: Tenant
Address Königsberger Str. 135b
D 47809 Krefeld
Real Estate of: Martin
Simon Rolef
Type of ownership: part
owner
Share: 50.00 %
Address Dahlienstr.
56
D 47800 Krefeld
Real Estate of: Hannelore
Rolef
Type of ownership: part
owner
Share: 50.00 %
Address Dahlienstr.
56
D 47800 Krefeld
Land register documents were not available.
BANKERS
DEUTSCHE BANK, KREFELD
Sort. code: 32070080, BIC: DEUTDEDD320
FINANCIAL FIGURES
Turnover: 2009/2010 EUR 310,000.00
Expected turnover: EUR 325,000.00
Profit: 2009/2010 EUR -132,105.00
Ac/ts receivable: EUR 30,490.00
Liabillities: EUR 185,249.00
Total numbers of vehicles: 1
Employees:
3
The aforementioned business figures may partly be estimated
information based on average values in the line of business.
BALANCE SHEETS
Balance sheet ratios 01.09.2009 - 31.08.2010
Equity ratio [%]: -221.20
Liquidity ratio: 0.17
Return on total capital [%]: -227.82
Balance sheet ratios 01.09.2008 - 31.08.2009
Equity ratio [%]: -4.13
Liquidity ratio: 0.91
Return on total capital [%]: -43.19
Balance sheet ratios 01.09.2007 - 31.08.2008
Equity
ratio [%]: 25.55
Liquidity ratio: 2.12
Return on total capital [%]: -1.66
Balance sheet ratios 01.09.2006 - 31.08.2007
Equity ratio [%]: 17.52
Liquidity ratio: 1.91
Return
on total capital [%]: 9.79
Equity ratio
The equity ratio indicates the portion of the equity as compared
to the total capital. The higher the equity ratio, the better the economic
stability (solvency) and thus the financial autonomy of a company.
Liquidity ratio
The liquidity ratio shows the proportion between adjusted
receivables and net liabilities. The higher the ratio, the lower the company's
financial dependancy from external creditors.
Return on total
capital
The return on
total capital shows the efficiency and return on the total capital employed in the company.
The higher the return on total capital,
the more economically does the company work
with the invested capital.
Balance sheet
grade
The balance sheet grade is based on the following
ratios: equity ratio, liquidity ratio
and return on total capital from the
balance sheets published in the Federal Gazette. It is calculated in accordance with the methodology of Euler
Hermes.
Type
of balance
sheet: Company balance sheet
Financial year: 01.09.2009 - 31.08.2010
ASSETS EUR 186,249.00
Fixed assets
EUR 22,832.00
Tangible assets
EUR 22,672.00
Other / unspecified tangible assets
EUR 22,672.00
Financial assets
EUR 160.00
Other / unspecified financial assets EUR 160.00
Current assets
EUR 33,189.00
Accounts receivable
EUR 30,490.00
Other debtors and assets
EUR 30,490.00
Liquid means
EUR 2,699.00
Remaining other assets EUR 130,228.00
Accruals (assets)
EUR 1,965.00
Deficit not covered by shareholders'
equity
EUR 128,263.00
LIABILITIES EUR 186,249.00
Shareholders' equity
EUR 0.00
Capital
EUR 25,565.00
Subscribed capital (share capital)
EUR 25,565.00
Balance sheet profit/loss (+/-)
EUR -153,828.00
Profit / loss brought forward
EUR -21,723.00
Annual surplus / annual deficit
EUR -132,105.00
Provisions
EUR 1,000.00
Liabilities EUR 185,249.00
Other liabilities
EUR 185,249.00
Unspecified other liabilities
EUR 185,249.00
Type
of balance
sheet: Company balance sheet
Financial
year: 01.09.2008 - 31.08.2009
ASSETS EUR 83,526.00
Outstanding capital
EUR 7,000.00
Outstanding contributions
EUR 7,000.00
Fixed assets
EUR 3,669.00
Tangible assets
EUR 3,509.00
Financial assets
EUR 160.00
Current assets
EUR 71,997.00
Accounts receivable
EUR 71,755.00
Liquid means
EUR 242.00
Remaining other assets
EUR 860.00
Accruals (assets)
EUR 860.00
LIABILITIES EUR 83,526.00
Shareholders' equity
EUR 3,842.00
Capital
EUR 25,565.00
Subscribed capital (share capital) EUR 25,565.00
Balance sheet profit/loss (+/-)
EUR -21,723.00
Balance sheet profit / loss
EUR -21,723.00
Provisions
EUR 1,000.00
Liabilities EUR 78,684.00
FOREIGN EXCHANGE RATES
|
Currency |
Unit
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Indian Rupees |
|
US Dollar |
1 |
Rs.52.89 |
|
UK Pound |
1 |
Rs.82.71 |
|
Euro |
1 |
Rs.69.15 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.