MIRA INFORM REPORT

Report Date :

08.01.2011

IDENTIFICATION DETAILS

Name :	NEILSOFT LIMITED

Registered Office :	Pride Parmar Galaxy, 8^th Floor, 10/10+A, Sadhu Vaswani Chowk, Pune – 411001, Maharashtra

Country :	India

Financials (as on) :	31.03.2010

Date of Incorporation :	24.06.1991

Com. Reg. No.:	062192

CIN No.: [Company Identification No.]	U72200PN1191PLC062192

TAN No.: [Tax Deduction & Collection Account No.]	PNEN01142B

PAN No.: [Permanent Account No.]	AAACN1300P

Legal Form :	A closely held public limited liability company.

Line of Business :	Providing Engineering Services and Solutions.

RATING & COMMENTS

MIRA’s Rating :

Ba (45)

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Maximum Credit Limit :	USD 1690884

Status :	Satisfactory

Payment Behaviour :	Usually Correct

Litigation :	Clear

Comments :	Subject is an established company having satisfactory track. There appears some losses incurred by the company in the current year. However the net worth appears to be satisfactory. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments. The company can be considered normal for business dealings at usual trade terms and conditions.

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – April 1, 2010

Country Name

Previous Rating

(31.12.2009)

Current Rating

(01.04.2010)

India

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

INFORMATION PARTED BY

Name :	Mr. Ravi Waykole
Designation :	General Manager Finance
Contact No.:	91-20-26053003
Date :	06.01.2011

LOCATIONS

Registered Office :	Pride Parmar Galaxy, 8^th Floor, 10/10+A, Sadhu Vaswani Chowk, Pune – 411001, Maharashtra, India
Tel. No.:	91-20-26053003
Fax No.:	91-20-26131755
E-Mail :	rupa.shah@nelisoft.com info@neilsoft.com sales.india@neilsoft.com ravi.waykole@neilsoft.com
Website :	http://www.neilsoft.com
Area :	5000 sq. ft.
Location :	Owned

Indian Offices :	Bangalore Neilsoft Limited 406, Embassy Centre 11, Crescent Road Kumara Park (E) Bangalore 560001 Tel: 91-80 2226 7786 Fax: 91-80 2237 4189 New Delhi Neilsoft Limited 703, Modi Tower 98, Nehru Place New Delhi 110019 Tel: 91-11 3088 3174-77 Fax: 91-11 3088 3178 Chennai Neilsoft Limited Room No.4, 5th Floor Crown Court, No.34, Cathedral Road, Gopalapuram Chennai – 600 086 Tel: 91-44 2811 4247 Fax: 91-44 2811 4247 Mumbai Neilsoft Limited B-206, Kanara Business Centre Off Ghatkopar – Andheri Link Road Next to Everest Gardens, Ghatkopar (E) Mumbai 400 075 Tel: 91-22 6770 2737 Fax: 91-22 6770 2736 Hubli Neilsoft Limited UNIT-II, Ward No.3, City survey No.121A IT Park,Tirukaraman Kere, Opp. Indira Glass House Pune-Bangalore Road Hubli 580038 Tel : 91-836 4264320

DIRECTORS

AS ON 20.09.2010

Name :	Mr. Ketan C. Bakshi
Designation :	Managing Director
Address :	B-32, Abhimanshree Soc. Off Pashan Road, Pune – 411007, Maharashtra, India
Date of Birth/Age :	14.05.1956
Date of Appointment :	24.06.1991

Name :	Mrs. Rupa H. Shah
Designation :	Whole Time Director
Address :	4-11, Visava Heights, D.P. Road Aundh, Pune – 411007, Maharashtra, India
Date of Birth/Age :	14.11.1958
Date of Appointment :	24.06.1991

Name :	Mr. Rajan Vakil
Designation :	Director
Address :	11, Vasant Vilas, Andrews Road, Santacruz (West), Mumbai – 400054, Maharashtra, India
Date of Birth/Age :	11.08.1956
Date of Appointment :	16.09.1995

Name :	Mr. Chirag Bakshi
Designation :	Director
Address :	1187, Starling Ridge Court, San Jose, California – 96120
Date of Birth/Age :	29.02.1960
Date of Appointment :	01.06.1966

Name :	Mr. Hans Gisel Ekdahl
Designation :	Director
Address :	Brotv 31, 16766, Bromma Sweden
Date of Birth/Age :	24.12.1943
Date of Appointment :	25.10.2006

Name :	Mr. Venetia Kontogouris
Designation :	Nominee Director
Address :	10 Old Hyde Road Weston, Connecticut – 06883
Date of Birth/Age :	16.04.1951
Date of Appointment :	15.10.2007

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

Equity Shares (Class – B)

AS ON 20.09.2010

Names of Shareholders		No. of Shares
Abid Boxwalla and Shaker Queen		2100
Anil Aru		300
Anna Travas		300
Ashwini Arwandekar		300
Aditi Vakil and Daksha Bakshi		30000
Arun Raj B.		300
Asha Rao and Lt. Col K.S. Rao		500
Arvind Pandhare and Seema		9000
Ajay Limaye and Sujata Limya		1500
Ashok Pradhan and Pardnya		1500
Alka Mahale and Syam Mahale		900
Aparna Desai and Anil Desai		1200
Anant Dabholkar and Gowri Dabholkar		10000
Ashima Gupta and Ravindra Kumar Gupta		5000
Abhay Aima		7500
Beryl Pavrey and Robert Pavrey		6000
Blade Ventures, LLC		86137
Chetan Desai		300
C.N. Jha and Ruby Jha		3000
Christopher Simmons		1997
Carrie Odell		333
Dr. Charles Heidingsfelder		6516
D.S. K. Raju		300
Daksha Bakshi and Ketan Bakshi		418878
Dhananjay Dixit		2300
Darshana Jhaveri and Haresh Jhaveri		75000
Douglas Webster		333
Dean Allen		675
Daniel Shoham		117
Eight Plus Ventures, LLC, USA		4654
E2 Holdings. LLC, USA		33943
Fatima Mulla		300
Franks Realty, LLC, USA		5816
George Abraham		300
S. Gopu		300
Harishkumar Shah and Rupa Shah		26550
He Ekdahl AB		227979
Harshada Kudalkar and Umesh Kudalkar		3300
Haresh S. Jhaveri and Darshana Jhaveri		75000
Joshph Jerome		300
James Katz		22406
Jefferson Schierbeek		6224
Jonathan Bell		333
Jeffery Bronchick		675
John C. Hazard, Jr.		3259
John Rodney Pilgreen, Jr.		6517
John Klein		5873
Ketan Bakshi		1037373
Ketan Bakshi and Daksha Bakshi		1441470
Kunjan Kapadia and Milan Kapadia		3000
Ketan Bakshi and Aarti Bakshi		450000
K.G. Sunderarajan		7500
Kedar Mankekar and Shivanand Mankekar		139395
Kanchan Salunkhe and Swapnil Salunkhe		1000
Kundan R. Bhatia and Pushka K. Bhatia		30000
Lila Poonawalla and Firze Poonawalla		60000
Louisiana Entertainment and Production LLC, USA		3259
Louisiana Ventures, LLC, USA		206080
Mcae Engineering Corporation, USA		463799
Mohan Verghese		300
Mahesh Telang		300
Murali Krishna		300
Matt Kulhanek		4500
Melven Marten		346
Morgan Sischer		291
Nila Jhaveri and Ketal Jhaveri		2500
Prakash Bhog		300
Prashanth Chunduri		12000
Prakash Desai and Sullu Desai		13000
Parag S. Kothari and Prakit S. Kothari		10000
Paul Pursley		3259
Pentega Investments LLC, USA		3259
Rajesh Shah		3300
Rupa Shah and Harishkumar Shah		330958
Ravi Katageri		300
Rahul Desai		300
Rajnikant D. Shah and Mina Shah		50000
Robert Pavrey and Beryl Pavey		6000
Rajan Vakil and Priti Vakil		140000
Rajesh Patil and Premlaxmi		1500
Ravindra Waykole		13500
Raghuram N.M.		4500
Robert Vanech		33610
Rider Mcdowell Family Trust		2327
Raphel De La Sierra		146
Roark Crossley		333
Rincon Venture Partners		84067
Shirish Sathe		55800
S.B.S. Mani		9300
Shakila P.		300
Satheesh Kurup		300
Sankarnarayan R.		300
Srinivas S.		300
Swanand Jawadekar		300
Srinivas Rao		300
S. Mahendra		300
Simco Capital		0
Surendra Nath Agarwal and Suman Agarwal		106000
Shivdeep Garud and Avanti Garud		6000
Shivdeep Garud and Akala Garud		7500
Sudharkar Kulkarni and Mrinalini Kulkarni		3000
Sanket Daragshetti		900
Shivanand Mankekar and Laxmi Mankekar		182286
Srinivas Chatla		2000
Sujay Parekh and Dhaval Parekh		2000
Sudakshina Sinha Bajerjee and Tamal Banerjee		1200
Shanta V.		75000
Stephen Landis		333
Sklar LLC, USA		2908
Sunflower Holsings LLC, USA		3259
The Small Industries Development Bank Limited, Mumbai		601500
Simco Limited, Mumbai		501250
Trident Capital India (Cyprus) Limited, Cyprus		1188751
Tara Sider		333
Timothy Rohner		1350
The Kordus Family Trust, USA		637
Vinayak Kaluskar		300
Vara Kumar		300
Vinaykumar Reddy		300
Viniod Das S.		300
Venkat T.		300
Vaibhav Anaja and Sonia Aneja		28500
Vijay Paradkar and Sumitra Paradkar		2100
Ventakasubramanian R.		75000
Vencore Solutions, LLC, USA		22829
Willaim Croy		333
William Windham		13032

Equity Shares (Class – A)

Names of Shareholders		No. of Shares
IDBI Bank Limited, Mumbai		50125
Trident Capital India (Cyprus) Limited, Cyprus		1116127

AS ON 20.09.2010

Category	Percentage
Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others	37.07
Bodies corporate	0.00
Directors or relatives of Directors	37.00
Other top fifty shareholders	12.84
Venture Capital	13.09
Total	100.00

BUSINESS DETAILS

Line of Business :	Providing Engineering Services and Solutions.

Terms :
Selling :	Cash, Credit (30 days)

Purchasing :	Cash, Credit ( 30 days)

GENERAL INFORMATION

Customers :

End Users
OEM’s

No. of Employees :

200 (Approximately)

Bankers :

Central Bank of India, Shivajinagar, Pune,

Facilities :

Secured Loan	Rs. In Millions 31.03.2010	Rs. In Millions 31.03.2009

Cash Credit from Bank (secured by first hypothecation charge on all current assets including inventory and book debts, present and future)	0.000	8.509
Overdraft from Bank (secured by first hypothecation charge on all current assets including inventory and book debts, present and future)	27.769	43.861
Term Loan from Export-Import Bank of India [secured by- first pari passu charge on the entire movable fixed assets of the company both present and future. first pari passu charge by way of mortgage over the land and other immovable properties, acquired / to be acquired. Personal Guarantee of promoter Directors[ repayable within 1 year Rs. 9.615(previous Year Rs. 19.230)] second pari passu charge on the current assets of the company including receivables	9.615	24.846
Vehicle Loan from ICICI Bank (secured by hypothecation of Vehicle)	0.265	1.292

Total	37.649	78.508


Banking Relations :	--

Auditors :
Name :	Deloitte Haskins and Sells Chartered Accountant
Address :	706 B Wing, 7^th Floor ICC Trade Tower, Senapati Bapat Road, Pune – 411016, Maharashtra, India

Subsidiary Companies :	Neilsoft Inc. USA Neilsoft Technologies (Dalian) Company Limited IT and Factory GmbH Cadforce Inc. Neilsoft GmbH

CAPITAL STRUCTURE

Authorised Capital :

No. of Shares	Type	Value	Amount

1116127	Class A Equity Shares	Rs.10/- each	Rs. 11.161 Millions

8883873	Class B Equity Shares	Rs.10/- each	Rs. 88.838 Millions

	Total		Rs.100.000 Millions

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount

1116127	Class A Equity Shares	Rs.10/- each	Rs.11.161 Millions

8550264	Class B Equity Shares	Rs.10/- each	Rs.85.502 Millions

	Total		Rs.96.663 Millions

Note :

Of the above 5193341 (P.Y. 193341 Class B Equity Shares were allotted as fully paid Bonus Shares by Capitalization of security Premium.

Of the above 461025 (P.Y. 461025) Class B equity shares of Rs. 10 each, have been allotted as fully paid up to the shareholders of Cadforce Inc. Pursuant to the Scheme of Merger for Consideration other than cash.

FINANCIAL DATA

[all figures are in Rupees Millions]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS		31.03.2010	31.03.2009	31.03.2008
SHAREHOLDERS FUNDS
1] Share Capital		96.663	96.663	91.886
2] Share Application Money		0.000	0.000	0.000
3] Reserves & Surplus		326.058	347.854	292.745
4] (Accumulated Losses)		0.000	0.000	0.000
NETWORTH		422.721	444.517	384.631
LOAN FUNDS
1] Secured Loans		37.650	82.510	73.296
2] Unsecured Loans		0.000	0.000	0.000
TOTAL BORROWING		37.650	82.510	73.296
DEFERRED TAX LIABILITIES		0.000	0.000	0.000

Employee Stock Option		3.649	3.599	0.012
TOTAL		464.020	530.626	457.939

APPLICATION OF FUNDS

FIXED ASSETS [Net Block]		81.222	114.012	116.476
Capital work-in-progress		4.923	0.767	0.000

INVESTMENT		93.686	90.472	56.560
DEFERREX TAX ASSETS		17.028	4.828	14.534

CURRENT ASSETS, LOANS & ADVANCES
	Inventories	0.618	0.047	2.474
	Sundry Debtors	111.498	138.159	156.196
	Cash & Bank Balances	86.206	179.843	109.564
	Other Current Assets	0.000	0.000	0.000
	Loans & Advances	147.629	108.765	69.275
Total Current Assets		345.951	426.814	337.509
Less : CURRENT LIABILITIES & PROVISIONS
	Sundry Creditors	55.049	83.613	54.169
	Other Current Liabilities	7.017	7.524	6.695
	Provisions	16.724	15.130	6.276
Total Current Liabilities		78.790	106.267	67.140
Net Current Assets		267.161	320.547	270.369

MISCELLANEOUS EXPENSES		0.000	0.000	0.000

TOTAL		464.020	530.626	457.939

PROFIT & LOSS ACCOUNT

	PARTICULARS		31.03.2010	31.03.2009	31.03.2008
	SALES
		Income	574.396	836.314	673.283
		Other Income	15.367	13.582	13.384
		TOTAL (A)	589.763	849.896	686.667

Less	EXPENSES
		Cost of Product Sold	98.209	161.037	150.416
		Expenses	479.014	570.165	456.798
		TOTAL (B)	577.223	731.202	607.214

Less	PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C)		12.540	118.694	79.453

Less	FINANCIAL EXPENSES (D)		5.604	7.684	11.776

	PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E)		6.936	111.010	67.677

Less/ Add	DEPRECIATION/ AMORTISATION (F)		34.140	45.078	48.650

	PROFIT BEFORE TAX (E-F) (G)		(27.204)	65.932	19.027

Less	TAX (I)		5.408	19.008	(5.358)

	PROFIT AFTER TAX (G-I) (J)		(21.796)	46.924	24.385

Add	PREVIOUS YEARS’ BALANCE BROUGHT FORWARD		186.362	139.437	115.052

	BALANCE CARRIED TO THE B/S		164.566	186.362	139.437

	Earnings Per Share (Rs.)		(2.25)	5.06	2.86

Expected Sales (2010-2011) : Rs. 800.000 millions

KEY RATIOS

PARTICULARS		31.03.2010	31.03.2009	31.03.2008
PAT / Total Income	(%)	(4.61)	5.52	3.62

Net Profit Margin (PBT/Sales)	(%)	(4.73)	7.88	2.82

Return on Total Assets (PBT/Total Assets}	(%)	(6.36)	12.19	4.19

Return on Investment (ROI) (PBT/Networth)		(0.06)	0.14	0.04

Debt Equity Ratio (Total Liability/Networth)		0.27	0.42	0.36

Current Ratio (Current Asset/Current Liability)		4.39	4.01	5.02

LOCAL AGENCY FURTHER INFORMATION

Sundry Creditors Details :

Particulars	31.03.2010	31.03.2009	31.03.2008
Sundry Creditors	53.025	61.267	53.412
Advance from Customers	2.024	22.346	0.757

Total	55.049	83.613	54.169

Fixed Assets :

Land
Computer Systems
Computer Peripherals
Furniture and Fixtures
Electrical Installation
Office Equipments
Motor Car
Computer Software
Capital Work In Progress

Form : 8

Corporate identity number of the company	U72200PN1991PLC062192
Name of the company	NEILSOFT LIMITED
Address of the registered office or of the principal place of business in India of the company	Pride Parmar Galaxy , 10/10+A, 8th Floor, Sadhu Vaswani Chowk, Pune, Maharashtra - 411001 India
This form is for	Modification of charge
Type of charge	Book debts Movable property (not being pledge)
Particular of charge holder	Central Bank Of India, 104/105, 1st Floor, 927 F.C.Road, Shivajinagar, Pune – 411004, Maharashtra, India
Nature of instrument creating charge	First Supplemental Joint Deed of Hypothecation First Supplemental Interse Agreement First Supplemental working Capital Consortium Agreement (All the agreements constitute a single charge)
Date of instrument Creating the charge	24/06/2009
Amount secured by the charge	Rs. 119.500 millions
Brief of the principal terms an conditions and extent and operation of the charge	Rate of interest : As per sanction letter of the Bank Terms of repayment : As per sanction letter of the Bank Margin : As per sanction letter of the Bank Extent and operation of the charge : (Fund Based) CBI Axis Bank Rupee PC 300 CC 495 Overdraft Export bills 300 -------- --------- Total 600 495 L/c 25 50 (Non Fund Based Limited) BG 25 ----------------------------------------------------- Total 650 545 Other : Nil
Short particulars of the property charged (Including location of the property)	The whole of the current assets of the Company namely stock of software products,bills, receivables and book debts(except receivables from Black and Veatch Corporation of USA) and all other movable related to the Current Assets,both present and future. Asset charge by way of Second Pari Passu Charge(a)Second Charge on receivables from Black and Veatch Corporation USA & (b) all movable fixed assets of the Company both present and future.
Particulars of the present modification	By present joint deed of hypothecation dtd 24/06/2009 Central Bank of India total credit facility has been enhanced from Rs.53.000 millions Rs. 65.000 millions and AXIS Bank Limited credit facility has been enhanced from Rs. 45.000 millions to Rs.54.500 millions making total credit limits has enhanced from Rs.98.000 millions to Rs. 119.500 millions.

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs. 45.37
UK Pound	1	Rs. 70.03
Euro	1	Rs. 58.93

SCORE & RATING EXPLANATIONS

SCORE FACTORS	RANGE	POINTS
HISTORY	1~10	5
PAID-UP CAPITAL	1~10	5
OPERATING SCALE	1~10	5
FINANCIAL CONDITION
--BUSINESS SCALE	1~10	5
--PROFITABILIRY	1~10	5
--LIQUIDITY	1~10	5
--LEVERAGE	1~10	5
--RESERVES	1~10	5
--CREDIT LINES	1~10	5
--MARGINS	-5~5	--
DEMERIT POINTS
--BANK CHARGES	YES/NO	YES
--LITIGATION	YES/NO	NO
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	YES
--AFFILIATION	YES/NO	NO
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES
TOTAL		45

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
-	NB	New Business	-

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

MIRA INFORM REPORT

0.618

111.498

86.206

0.000

147.629

345.951

7.017

16.724

78.790

267.161

(4.61)

(4.73)

(6.36)

(0.06)

0.27

4.39

Unit