MIRA INFORM
REPORT
|
Report Date : |
27.01.2011 |
IDENTIFICATION DETAILS
|
Correct Name : |
SILEX SPOL. S R.O. |
|
|
|
|
Registered Office : |
Vinohradská 1899/112,
130 00 Praha 3 |
|
|
|
|
Country : |
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|
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Financials (as on) : |
31.12.2009 |
|
|
|
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Date of Incorporation : |
08.08.1990 |
|
|
|
|
Com. Reg. No.: |
C/301 |
|
|
|
|
Legal Form : |
Private Limited Company |
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|
|
|
Line of Business : |
Wholesale of textiles |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
CZK 2 000 000 |
|
Status : |
Satisfactory |
|
Payment
Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2010
|
Country Name |
Previous Rating (01.04.2010) |
Current Rating (30.06.2010) |
|
|
a2 |
a2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Company name
SILEX
spol. s r.o.
company address
Vinohradská 1899/112
130 00 Praha 3
Telephone: 00420/ 267 312 923
Telefax: 00420/ 267 312 897
e-mail: info@scanquilt.cz
e-mail: silex@silex.cz
Web: www.scanquilt.cz
Web: www.silex.cz
Company summary
|
Company development |
Positive business development |
|
|
Order situation |
Retrograde order situation |
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|
Terms of payment |
Correct |
|
|
Business connection |
Business connections appear permissible |
|
|
|
Credit limit |
CZK 2 000 000,- |
||
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||
|
Legal form |
Private limited company |
|
|
Foundation |
08/08/1990 - Private limited company |
|
Comp. Register |
03/10/1990, Městský soud v Praze, RegNr.: C/301 |
|
Share Capital |
03/10/1990 |
CZK |
100 000,- |
|
|
Shareholders |
Ing. Ivana Šachová (13.09.1962) |
CZK |
100 000,- |
|
|
Management |
Ing. Ivana Šachová (13.09.1962) |
|
General Data |
Wholesale and retail sale of cushions,
quilts, of bed textiles |
|
|
as well as of housing textiles of the mark
SCAN quilt. |
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Branch offices: |
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Retail sale network - 41 salesrooms all
over the |
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Main activity: |
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Trade name(s) |
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Export: |
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Import: |
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||
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Address: |
|
|
Děkanská vinice II 1534/4, 140 00
Praha 4 |
|
|
Náměstí Jiřího z Lobkovic
2459/19, 130 00 Praha 3 |
||
|
|
Soběslavská 28, 130 00 Praha 3 |
|
|
|
Staff |
2005 |
68 employees |
|
|
2006 |
85 employees |
|
|
2008 |
106 employees |
|
|
2009 |
119 employees |
|
|
2010 |
120 employees |
|
|
2011 |
120 employees |
|
Annual Sales |
2005 |
actual sales |
CZK |
302 415 000,-
|
|
|
|
2006 |
actual sales |
CZK |
291 580 000,-
|
|
|
|
2007 |
actual sales |
CZK |
294 569 000,-
|
|
|
|
2008 |
actual sales |
CZK |
282 404 000,-
|
|
|
|
2009 |
actual sales |
CZK |
259 358 000,-
|
|
|
|
2010 |
actual sales |
CZK |
250 000 000,-
|
|
|
Property |
none |
|
Balance sheets |
The enclosed balance of 2009 from business
register, -. (31.12.2009 - 1 CZK) |
|
|
The enclosed profit/loss account of 2009
from business register, it is authenticated by the auditor. (31.12.2009 - 1
CZK) |
|
Remarks |
All the sources
of negative data accessible to public (insolvency registers, databases of
debtors of health insurance institutions, commercial bulletin, collection
database and others) are currently monitored. |
|
|
In consequence of merger, business
property of the disappearing legal |
|
|
entity – the company SILEX Praha s.r.o.,
IČO 26 21 09 24 - including |
|
|
rights and duties resulting from labour
relations have been |
|
|
transferred to the company SILEX spol.
s.r.o., namely on the basis of |
|
|
resolution of the sole associate within
the scope of competence of |
|
|
the company SILEX Praha s.r.o. from
03.09.2001 |
|
|
Contact: |
|
|
Ms. Kefortová - accountant |
|
|
Ing. Ivana Šachová – executive head,
phone: 00420/ 267 312 923 / |
|
|
ext.24 |
|
Bankers |
Československá obchodní banka, a. s. |
|
|
Copyright: s.r.o. Praha |
This information is addressed exclusively to the addressee. Contractor
obligates to provide updated information. Although it is always put maximum
effort to collect actual and exact information, it is not confirmed as
delinquency if there are particular inaccurateness contained within the
information, which are not considered as essential in terms of the objective
for which the information is provided to the addressee. Contractor and recipient
conform to the rules of the Name and Description Security Act, Nub.101/2000.
According to the Name and Description Security Act, recipient has the right
to process or to use forwarding data only for the purpose for which
information has been sent to the recipient. Usage for other purpose is
acceptable only in case referring to valid regulations of the above mentioned
act. |
|
Balance sheet
|
|
balance |
31.12.2006 (CZK)
|
31.12.2007 (CZK)
|
31.12.2008 (CZK)
|
31.12.2009 (CZK)
|
|
r1 |
TOTAL ASSETS |
187 326 000 |
217 842 000 |
237 842 000 |
246 271 000 |
|
r2 |
Receivables for subscriptions |
0 |
0 |
0 |
0 |
|
r3 |
Fixed assets |
13 086 000 |
20 626 000 |
23 549 000 |
27 800 000 |
|
r4 |
Intangible fixed assets |
199 000 |
323 000 |
235 000 |
69 000 |
|
r5 |
Incorporation expenses |
0 |
0 |
0 |
0 |
|
r6 |
Research and development |
0 |
0 |
0 |
0 |
|
r7 |
Software |
199 000 |
323 000 |
235 000 |
69 000 |
|
r8 |
Valuable rights |
0 |
0 |
0 |
0 |
|
r9 |
Goodwill |
0 |
0 |
0 |
0 |
|
r10 |
Other intangible fixed assets |
0 |
0 |
0 |
0 |
|
r11 |
Intangible fixed assets under construction |
0 |
0 |
0 |
0 |
|
r12 |
Advance payments for intangible fixed assets |
0 |
0 |
0 |
0 |
|
r13 |
Tangible fixed assets |
9 887 000 |
13 279 000 |
17 810 000 |
23 591 000 |
|
r14 |
Lands |
0 |
0 |
0 |
0 |
|
r15 |
Constructions |
8 874 000
|
9 900 000
|
14 752 000
|
20 937 000
|
|
r16 |
Equipment |
1 013 000
|
566 000 |
894 000 |
1 630 000
|
|
r17 |
Perennial corps |
0 |
0 |
0 |
0 |
|
r18 |
Breeding and draught animals |
0 |
0 |
0 |
0 |
|
r19 |
Other tangible fixed assets |
0 |
0 |
0 |
0 |
|
r20 |
Tangible fixed assets under construction |
0 |
2 813 000
|
2 164 000
|
1 024 000
|
|
r21 |
Advance payments for tangible fixed assets |
0 |
0 |
0 |
0 |
|
r22 |
Adjustment to acquired assets |
0 |
0 |
0 |
0 |
|
r23 |
Long-term financial assets |
3 000 000 |
7 024 000 |
5 504 000 |
4 140 000 |
|
r24 |
Shares in controlled and managed organizations |
0 |
0 |
0 |
0 |
|
r25 |
Shares in accounting units with substantial influence |
0 |
0 |
0 |
0 |
|
r26 |
Other securities and shares |
0 |
0 |
0 |
0 |
|
r27 |
Loans to controlled and managed organizations and to accounting unit
with substantial influence |
0 |
0 |
0 |
0 |
|
r28 |
Other financial investments |
3 000 000
|
7 024 000
|
5 504 000
|
4 140 000
|
|
r29 |
Financial investments acquired |
0 |
0 |
0 |
0 |
|
r30 |
Advance payments for long-term financial assets |
0 |
0 |
0 |
0 |
|
r31 |
Current assets |
173 315 000 |
196 487 000 |
212 995 000 |
217 532 000 |
|
r32 |
Inventory |
78 839 000 |
102 620 000 |
110 237 000 |
119 603 000 |
|
r33 |
Materials |
0 |
0 |
0 |
0 |
|
r34 |
Work in progress and semi-products |
0 |
0 |
0 |
0 |
|
r35 |
Finished products |
0 |
0 |
0 |
0 |
|
r36 |
Animals |
0 |
0 |
0 |
0 |
|
r37 |
Merchandise |
78 839 000
|
102 620 000
|
110 237 000
|
119 603 000
|
|
r38 |
Advance payments for inventory |
0 |
0 |
0 |
0 |
|
r39 |
Long-term receivables |
0 |
0 |
0 |
0 |
|
r40 |
Trade receivables |
0 |
0 |
0 |
0 |
|
r41 |
Receivables from controlled and managed organizations |
0 |
0 |
0 |
0 |
|
r42 |
Receivables from accounting units with substantial influence |
0 |
0 |
0 |
0 |
|
r43 |
Receivables from partners, cooperative members and association members
|
0 |
0 |
0 |
0 |
|
r44 |
Long-term deposits given |
0 |
0 |
0 |
0 |
|
r45 |
Estimated receivable |
0 |
0 |
0 |
0 |
|
r46 |
Other receivables |
0 |
0 |
0 |
0 |
|
r47 |
Deferred tax receivable |
0 |
0 |
0 |
0 |
|
r48 |
Short-term receivables |
46 282 000 |
33 490 000 |
34 284 000 |
27 843 000 |
|
r49 |
Trade receivables |
40 720 000
|
33 403 000
|
34 326 000
|
27 751 000
|
|
r50 |
Receivables from controlled and managed organizations |
0 |
0 |
0 |
0 |
|
r51 |
Receivables from accounting units with substantial influence |
0 |
0 |
0 |
0 |
|
r52 |
Receivables from partners, cooperative members and association members
|
0 |
0 |
0 |
0 |
|
r53 |
Receivables from social security and health insurance |
0 |
0 |
0 |
0 |
|
r54 |
Due from state - tax receivable |
2 383 000
|
109 000 |
0 |
124 000 |
|
r55 |
Short-term deposits given |
0 |
0 |
0 |
0 |
|
r56 |
Estimated receivable |
0 |
0 |
0 |
0 |
|
r57 |
Other receivables |
3 179 000
|
-22 000 |
-42 000 |
-32 000 |
|
r58 |
Short-term financial assets |
48 194 000 |
60 377 000 |
68 474 000 |
70 086 000 |
|
r59 |
Cash |
2 737 000
|
2 458 000
|
1 625 000
|
1 523 000
|
|
r60 |
Bank accounts |
4 490 000
|
32 919 000
|
31 849 000
|
26 563 000
|
|
r61 |
Short-term securities and ownership interests |
40 967 000
|
25 000 000
|
35 000 000
|
42 000 000
|
|
r62 |
Short-term financial assets acquired |
0 |
0 |
0 |
0 |
|
r63 |
Accruals |
925 000 |
729 000 |
1 298 000 |
939 000 |
|
r64 |
Deferred expenses |
780 000 |
816 000 |
1 168 000
|
1 106 000
|
|
r65 |
Complex deferred costs |
0 |
0 |
0 |
0 |
|
r66 |
Deferred income |
145 000 |
-87 000 |
130 000 |
-167 000 |
|
r67 |
TOTAL LIABILITIES |
187 326 000 |
217 842 000 |
237 842 000 |
246 271 000 |
|
r68 |
Equity |
148 425 000 |
177 179 000 |
200 870 000 |
215 078 000 |
|
r69 |
Registered capital |
100 000 |
100 000 |
100 000 |
100 000 |
|
r70 |
Registered capital |
100 000 |
100 000 |
100 000 |
100 000 |
|
r71 |
Company’s own shares and ownership interests (-) |
0 |
|
0 |
0 |
|
r72 |
Changes of registered capital ( +/- ) |
0 |
|
0 |
0 |
|
r73 |
Capital funds |
0 |
0 |
0 |
0 |
|
r74 |
Share premium |
0 |
|
0 |
0 |
|
r75 |
Other capital funds |
0 |
|
0 |
0 |
|
r76 |
Differences from revaluation of assets and liabilities ( +/- ) |
0 |
|
0 |
0 |
|
r77 |
Differences from revaluation in transformation ( +/- ) |
0 |
|
0 |
0 |
|
r78 |
Reserve funds, statutory reserve account for cooperatives,
and other retained earnings |
128 000 |
128 000 |
128 000 |
128 000 |
|
r79 |
Legal reserve fund / indivisible fund |
128 000 |
128 000 |
128 000 |
128 000 |
|
r80 |
Statutory and other funds |
0 |
|
0 |
0 |
|
r81 |
Profit / loss - previous years |
114 508 000 |
140 197 000 |
166 951 000 |
192 642 000 |
|
r82 |
Retained earnings from previous years |
114 508 000
|
140 197 000
|
166 951 000
|
192 642 000
|
|
r83 |
Accumulated losses from previous years |
0 |
|
0 |
0 |
|
r84 |
Profit / loss - current year (+/-) |
33 689 000 |
36 754 000 |
33 691 000 |
22 208 000 |
|
r85 |
Other sources |
34 446 000 |
36 108 000 |
34 667 000 |
28 981 000 |
|
r86 |
Reserves |
0 |
0 |
0 |
0 |
|
r87 |
Reserves under special statutory regulations |
0 |
|
0 |
0 |
|
r88 |
Reserves for pension and similar payables |
0 |
|
0 |
0 |
|
r89 |
Income tax reserves |
0 |
|
0 |
0 |
|
r90 |
Other reserves |
0 |
|
0 |
0 |
|
r91 |
Long-term payables |
0 |
0 |
0 |
0 |
|
r92 |
Trade payables |
0 |
|
0 |
0 |
|
r93 |
Payables to controlled and managed organizations |
0 |
|
0 |
0 |
|
r94 |
Payables to accounting units with substantial influence |
0 |
|
0 |
0 |
|
r95 |
Payables from partners, cooperative members and association members |
0 |
|
0 |
0 |
|
r96 |
Long-term advances received |
0 |
|
0 |
0 |
|
r97 |
Issues bonds |
0 |
|
0 |
0 |
|
r98 |
Long-term notes payables |
0 |
|
0 |
0 |
|
r99 |
Estimated payables |
0 |
|
0 |
0 |
|
r100 |
Other payables |
0 |
|
0 |
0 |
|
r101 |
Deferred tax liability |
0 |
|
0 |
0 |
|
r102 |
Short-term payables |
34 446 000 |
36 108 000 |
34 667 000 |
28 981 000 |
|
r103 |
Trade payables |
26 617 000
|
28 740 000
|
27 969 000
|
21 302 000
|
|
r104 |
Payables to controlled and managed organizations |
0 |
|
0 |
0 |
|
r105 |
Payables to accounting units with substantial influence |
|
|
0 |
0 |
|
r106 |
Payables from partners, cooperative members and association members |
23 000 |
36 000 |
37 000 |
38 000 |
|
r107 |
Payroll |
1 429 000
|
1 618 000
|
1 870 000
|
1 818 000
|
|
r108 |
Payables to social securities and health insurance |
851 000 |
1 000 000
|
1 127 000
|
1 026 000
|
|
r109 |
Due from state - tax liabilities and subsidies |
4 579 000
|
4 036 000
|
2 958 000
|
4 082 000
|
|
r110 |
Short-term deposits received |
0 |
|
0 |
0 |
|
r111 |
Issues bonds |
0 |
|
0 |
0 |
|
r112 |
Estimated payables |
947 000 |
612 000 |
706 000 |
715 000 |
|
r113 |
Other payables |
0 |
66 000 |
0 |
0 |
|
r114 |
Bank loans and financial accommodations |
0 |
0 |
0 |
0 |
|
r115 |
Long-term bank loans |
0 |
|
0 |
0 |
|
r116 |
Short-term bank loans |
0 |
|
0 |
0 |
|
r117 |
Short-term accommodations |
0 |
|
0 |
0 |
|
r118 |
Accruals |
4 455 000 |
4 555 000 |
2 305 000 |
2 212 000 |
|
r119 |
Accrued expenses |
4 440 000
|
4 536 000
|
2 305 000
|
2 212 000
|
|
r120 |
Deferred revenues |
15 000 |
19 000 |
0 |
0 |
|
|
profit/loss account |
31.12.2006 (CZK)
|
31.12.2007 (CZK)
|
31.12.2008 (CZK)
|
31.12.2009 (CZK)
|
|
a1 |
Turnover |
291 580 000 |
294 569 000 |
282 404 000 |
259 358 000 |
|
a2 |
Revenues from sold goods |
291 269 000
|
294 389 000
|
282 214 000
|
259 276 000
|
|
a3 |
Expenses on sold goods |
165 829 000
|
156 279 000
|
143 764 000
|
130 172 000
|
|
a4 |
|
125 440 000 |
138 110 000 |
138 450 000 |
129 104 000 |
|
a5 |
Production |
311 000 |
180 000 |
190 000 |
82 000 |
|
a6 |
Revenues from own products and services |
311 000 |
180 000 |
190 000 |
82 000 |
|
a7 |
Change in inventory of own products |
0 |
|
0 |
0 |
|
a8 |
Capitalization |
0 |
|
0 |
0 |
|
a9 |
Production consumption |
59 620 000 |
63 342 000 |
68 531 000 |
67 791 000 |
|
a10 |
Consumption of material and energy |
9 723 000
|
8 500 000
|
10 189 000
|
9 785 000
|
|
a11 |
Services |
49 897 000
|
54 842 000
|
58 342 000
|
58 006 000
|
|
a12 |
Added value |
66 131 000 |
74 948 000 |
70 109 000 |
61 395 000 |
|
a13 |
Personnel expenses |
19 993 000 |
23 856 000 |
27 240 000 |
31 097 000 |
|
a14 |
Wages and salaries |
14 237 000
|
17 059 000
|
19 488 000
|
22 928 000
|
|
a15 |
Renumeration of board members |
0 |
|
0 |
0 |
|
a16 |
Social security expenses and health insurance |
4 994 000
|
5 969 000
|
6 811 000
|
7 256 000
|
|
a17 |
Other social expenses |
762 000 |
828 000 |
941 000 |
913 000 |
|
a18 |
Taxes and fees |
30 000 |
26 000 |
22 000 |
24 000 |
|
a19 |
Depreciations of intangible and tangible assets |
1 105 000
|
1 252 000
|
1 302 000
|
1 835 000
|
|
a20 |
Revenues from disposals of fixed assets and materials |
464 000 |
339 000 |
111 000 |
337 000 |
|
a21 |
Revenues from disposals of fixed assets |
60 000 |
0 |
0 |
140 000 |
|
a22 |
Revenues from disposals of materials |
404 000 |
339 000 |
111 000 |
197 000 |
|
a23 |
Net book value of disposed fixed assets and materials |
0 |
0 |
0 |
0 |
|
a24 |
Net book value of sold fixed assets |
0 |
|
0 |
0 |
|
a25 |
Net book value of sold material |
0 |
|
0 |
0 |
|
a26 |
Change in operating reserves and adjustments and complex deferred
costs ( + / - ) |
0 |
0 |
0 |
13 000 |
|
a27 |
Other operating revenues |
1 323 000
|
591 000 |
3 185 000
|
911 000 |
|
a28 |
Other operating expenses |
145 000 |
694 000 |
278 000 |
529 000 |
|
a29 |
Transfer of operating revenues |
0 |
|
0 |
0 |
|
a30 |
Transfer of operating expenses |
0 |
|
0 |
0 |
|
a31 |
Operating profit / loss |
46 645 000 |
50 050 000 |
44 563 000 |
29 145 000 |
|
a32 |
Revenues from sales of securities and ownership interests |
0 |
|
0 |
0 |
|
a33 |
Sold securities and ownership interests |
0 |
|
0 |
0 |
|
a34 |
Revenues from long-term financial assets |
0 |
0 |
0 |
0 |
|
a35 |
Revenues from shares in controlled and managed organizations and in
accounting units with substantial influence |
0 |
|
0 |
0 |
|
a36 |
Revenues from others securities and ownership interests |
0 |
|
0 |
0 |
|
a37 |
Revenues from other long-term financial assets |
0 |
|
0 |
0 |
|
a38 |
Revenues from short-term financial assets |
302 000 |
459 000 |
1 331 000
|
647 000 |
|
a39 |
Expenses associated with financial assets |
0 |
|
0 |
0 |
|
a40 |
Revenues from revaluation of securities and derivatives |
0 |
|
0 |
0 |
|
a41 |
Cost of revaluation of securities and derivatives |
0 |
|
0 |
0 |
|
a42 |
Change in financial reserves and adjustments ( + / - ) |
0 |
|
0 |
0 |
|
a43 |
Interest revenues |
523 000 |
890 000 |
584 000 |
263 000 |
|
a44 |
Interest expenses |
0 |
|
0 |
0 |
|
a45 |
Other financial revenues |
801 000 |
1 332 000
|
1 734 000
|
4 918 000
|
|
a46 |
Other financial expenses |
3 818 000
|
4 095 000
|
5 504 000
|
7 046 000
|
|
a47 |
Transfer of financial revenues |
0 |
|
0 |
0 |
|
a48 |
Transfer of financial expenses |
0 |
|
0 |
0 |
|
a49 |
Profit / loss from financial operations ( transactions ) |
-2 192 000 |
-1 414 000 |
-1 855 000 |
-1 218 000 |
|
a50 |
Income tax on ordinary income |
10 764 000 |
11 882 000 |
9 017 000 |
5 719 000 |
|
a51 |
Due tax |
10 764 000
|
11 882 000
|
9 017 000
|
5 719 000
|
|
a52 |
Tax deferred |
0 |
|
0 |
0 |
|
a53 |
Operating profit / loss ordinary activity |
33 689 000 |
36 754 000 |
33 691 000 |
22 208 000 |
|
a54 |
Extraordinary revenues |
0 |
|
0 |
0 |
|
a55 |
Extraordinary expenses |
0 |
|
0 |
0 |
|
a56 |
Income tax on extraordinary income |
0 |
0 |
0 |
0 |
|
a57 |
Due tax |
0 |
|
0 |
0 |
|
a58 |
Tax deferred |
0 |
|
0 |
0 |
|
a59 |
Operating profit / loss extraordinary activity |
0 |
0 |
0 |
0 |
|
a60 |
Transfer profit ( loss ) to partners (+/-) |
0 |
|
0 |
0 |
|
a61 |
Profit / loss of current accounting period (+/-) |
33 689 000 |
36 754 000 |
33 691 000 |
22 208 000 |
|
a62 |
Profit / loss before tax (+/-) |
44 453 000
|
48 636 000
|
42 708 000
|
27 927 000
|
|
|
Operating cash flow |
|
28 975 000 |
22 322 000 |
15 698 000 |
|
|
Investment cash flow |
|
-8 792 000 |
-4 225 000 |
-6 086 000 |
|
|
Financial cash flow |
|
-8 000 000 |
-10 000 000 |
-8 000 000 |
|
|
Receivables more than 180 days after due date |
|
0 |
0 |
13 000 |
|
|
Liabilities after due date total |
|
0 |
0 |
0 |
|
Balance indices |
|
31.12.2006 |
31.12.2007 |
31.12.2008 |
31.12.2009 |
|
Return on total assets ROA (in %) |
a62/r1 * 100 |
23,73 |
22,33 |
17,96 |
11,34 |
|
Return on equity ROE (in %) |
a62/r68 * 100 |
29,95 |
27,45 |
21,26 |
12,98 |
|
Return on sales ROS (in %) |
a62/a1 * 100 |
15,25 |
16,51 |
15,12 |
10,77 |
|
Turnover of receivables (in days) |
r49/a1 * 365 |
50,97 |
41,39 |
44,37 |
39,05 |
|
Turnover of liabilities (in days) |
r103/a1 * 365 |
33,32 |
35,61 |
36,15 |
29,98 |
|
Turnover of inventories (days) |
r32/a1 * 365 |
98,69 |
127,16 |
142,48 |
168,32 |
|
Net working capital (in ths. CZK) |
r31 - r102 - r116 - r117 |
138 869,00 |
160 379,00 |
178 328,00 |
188 551,00 |
|
Ratio of accounts payable to accounts
receivable (in %) |
(r39+r48) / (r91+r102) * 100 |
134,36 |
92,75 |
98,90 |
96,07 |
|
Ratio of profit/loss to tangible assets
(in%) |
r3 / a1 * 100 |
4,49 |
7,00 |
8,34 |
10,72 |
|
Current ratio |
r31 / (r102+r116+r117) |
5,03 |
n/a |
6,14 |
7,51 |
|
Quick ratio |
(r58+r48) / (r102+r116+r117) |
2,74 |
2,60 |
2,96 |
3,38 |
|
Cash ratio |
r58 / (r102+r116+r117) |
1,40 |
n/a |
1,98 |
2,42 |
|
Debt ratio I (in %) |
(1-r68/r67) * 100 |
20,77 |
18,67 |
15,54 |
12,67 |
|
Debt ratio II (in %) |
r85/r67 * 100 |
18,39 |
16,58 |
14,58 |
11,77 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.53 |
|
|
1 |
Rs.72.78 |
|
Euro |
1 |
Rs.62.14 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.