1. Summary Information
|
|
|
Country |
|
|
Company Name |
PONDICHERRY POLYMERS PRIVATE LIMITED |
Principal Name 1 |
Mr. Arun Kumar Kainya |
|
Status |
Satisfactory |
Principal Name 2 |
Mrs. Savita Kainya |
|
|
|
Registration # |
18-038908 |
|
Street Address |
K G Plaza, S7, S8, S9, 2nd Floor, 41-44, General Patters
Road, Chennai-600002, Tamilnadu, India |
||
|
Established Date |
28.08.1997 |
SIC Code |
-- |
|
Telephone# |
91-44-28605133/ 32927214 |
Business Style 1 |
Manufacturer |
|
Fax # |
91-44-28603411 |
Business Style 2 |
Supplier |
|
Homepage |
Product Name 1 |
PET Performs |
|
|
# of employees |
Not Available |
Product Name 2 |
Containers |
|
Paid up capital |
Rs.
7,950,000/- |
Product Name 3 |
-- |
|
Shareholders |
Bodies corporate (3.03%) Directors or
relatives of Directors (96.75%) |
Banking |
Punjab National
Bank |
|
Public Limited Corp. |
NO |
Business Period |
14 Years |
|
IPO |
NO |
International Ins. |
- |
|
Public |
NO |
Rating |
Ba (45) |
|
Related
Company |
|||
|
Relation
|
Country
|
Company
Name |
CEO |
|
Associates |
|
Abhay Polymers Private Limited |
-- |
|
Note |
- |
||
2. Summary
Financial Statement
|
Balance Sheet as of |
31.03.2010 |
(Unit: Indian Rs.) |
|
|
Assets |
Liabilities |
||
|
Current Assets |
48,642,000 |
Current Liabilities |
16,336,000 |
|
Inventories |
47,324,000 |
Long-term Liabilities |
85,401,000 |
|
Fixed Assets |
34,968,000 |
Other Liabilities |
5,156,000 |
|
Deferred Assets |
000 |
Total Liabilities |
106,893,000 |
|
Invest& other Assets |
150,000 |
Retained Earnings |
16,241,000 |
|
|
|
Net Worth |
24,191,000 |
|
Total Assets |
131,084,000 |
Total Liab. & Equity |
131,084,000 |
|
Total Assets (Previous Year) |
119,203,000 |
|
|
|
P/L Statement as of |
31.03.2010 |
(Unit: Indian Rs.) |
|
|
Sales |
150,203,000 |
Net Profit |
1,874,000 |
|
Sales(Previous yr) |
133,397,000 |
Net Profit(Prev.yr) |
2,790,000 |
MIRA
INFORM REPORT
|
Report Date : |
29.06.2011 |
IDENTIFICATION DETAILS
|
Name : |
PONDICHERRY POLYMERS PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
K G Plaza, S7, S8, S9, 2nd Floor, 41-44, |
|
|
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|
Country : |
|
|
|
|
|
Financials (as
on) : |
31.03.2010 |
|
|
|
|
Date of
Incorporation : |
28.08.1997 |
|
|
|
|
Com. Reg. No.: |
18-038908 |
|
|
|
|
Capital
Investment/ Paid-up Capital: |
Rs. 7.950
Millions |
|
|
|
|
CIN No.: [Company Identification
No.] |
U25209TN1997PTC 038908 |
|
|
|
|
TAN No.: [Tax Deduction & Collection
Account No.] |
CHEP02254A |
|
|
|
|
Legal Form : |
Private Limited Liability Company. |
|
|
|
|
Line of Business
: |
Manufacturer and Supplier of PET Performs and Containers. |
|
|
|
|
No. of
Employees: |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (45) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 97000 |
|
|
|
|
Status : |
Satisfactory |
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|
|
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
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|
|
Comments : |
Subject is an established company having satisfactory track. Trade relations
are reported as fair. Business is active. Payments are reported to be usually
correct and as per commitments. The company can be considered normal for business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – April 1, 2010
|
Country Name |
Previous Rating (31.12.2009) |
Current Rating (01.04.2010) |
|
|
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
LOCATIONS
|
Registered Office : |
K G Plaza, S7, S8, S9, 2nd Floor, 41-44, General Patters
Road, Chennai-600002, Tamilnadu, India |
|
Tel. No.: |
91-44-28605133/ 32927214 |
|
Fax No.: |
91-44-28603411 |
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E-Mail : |
|
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Website : |
|
|
|
|
|
Factory : |
Pondy |
|
Tel. No.: |
91-413-2640769/ 3291904 |
|
Fax No.: |
91-413-2640770 |
|
E-Mail : |
DIRECTORS
As on 30.09.2010
|
Name : |
Mr. Arun Kumar Kainya |
|
Designation : |
Managing Director |
|
Address : |
High Breeze 5A, 5th Floor, 4th Crosss, St. 16/17
Ormes Road, Kilpauk Chennai-600010, Tamilnadu, India |
|
Date of Birth/Age : |
01.02.1963 |
|
Date of Appointment : |
01.10.2007 |
|
DIN No.: |
00004269 |
|
|
|
|
Name : |
Mrs. Savita Kainya |
|
Designation : |
Director |
|
Address : |
High Breeze 5A, 5th Floor, 4th Crosss, St. 16/17
Ormes Road, Kilpauk Chennai-600010, Tamilnadu, India |
|
Date of Birth/Age : |
04.04.1965 |
|
Date of Appointment : |
28.08.1997 |
|
DIN No.: |
00004287 |
|
|
|
|
Name : |
Mrs. Mamtha Gupta |
|
Designation : |
Director |
|
Address : |
No. 80, Old No. 141, Greams Roasd, Chennai-600006, |
|
Date of Birth/Age : |
25.06.1972 |
|
Date of Ceasing: |
22.06.2007 |
|
DIN No.: |
01487358 |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
As on 30.09.2010
|
Names of Shareholders |
|
No. of Shares |
|
Arun Kumar Kainya |
|
380250 |
|
Savita Kainya |
|
314000 |
|
Abhay Kainya |
|
29050 |
|
Navita Kainya |
|
31650 |
|
Deejay Plastics (Private) Limited, |
|
50 |
|
Manju Latha More |
|
4000 |
|
Mahendra Kumar More |
|
12000 |
|
Ekadalia Properties Private Limited, |
|
5400 |
|
Mahurat Holding and Investments Private Limited, |
|
18600 |
|
Total |
|
795000 |
Equity Share Breakup (Percentage of Total Equity)
As on 30.09.2010
|
Category |
Percentage |
|
Bodies corporate |
3.03 |
|
Directors or relatives of Directors |
96.97 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer and Supplier of PET Performs and Containers. |
||||
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||||
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Products : |
|
PRODUCTION STATUS AS ON (31.03.2010)
|
Particulars |
Unit |
|
Installed
Capacity |
Actual
Production |
|
Pet Products |
KG |
|
1200000 |
1753439 |
GENERAL INFORMATION
|
Customers : |
·
Arc- Coimbatore ·
Nest Food Private Limited- ·
Prasanth Industries – Devengere ·
Tej Kamal Trade Links- Bangalore ·
Megha Springs Private Limited, Mangalore ·
Kalimark Groupo of Companies |
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Bankers : |
Punjab National Bank, Purasawalkam Branch, |
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Facilities : |
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Banking
Relations : |
- |
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Auditors : |
|
|
Name : |
Singhi and Company Chartered Accountant |
|
Address : |
1, |
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Tel. No.: |
91-44-42621416 |
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Fax No.: |
91-44-25384536 |
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E-Mail : |
|
|
|
|
|
Firm/company over which certain key management personnel exercise
significant influence |
Address: 198/1, Hebbai Industrtial Area,
Mysore-570018, Tel No.: 91-821-3261384 Fax No.: 91-821-2403828 E mail: abhaypolyemrs@prristine.com
Address: 105-A, Second Tel No.: 91-431-2455406 E mail: goodwill@prristine.com
|
CAPITAL STRUCTURE
As on 31.03.2010
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
1000000 |
Equity Shares |
Rs. 10/- each |
Rs. 10.000 Millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
795000 |
Equity Shares |
Rs. 10/-
each |
Rs. 7.950
Millions |
FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
7.950 |
7.950 |
3.420 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
16.241 |
15.295 |
11.355 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
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NETWORTH |
24.191 |
23.245 |
14.775 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
69.579 |
63.128 |
38.835 |
|
|
2] Unsecured Loans |
15.822 |
14.090 |
13.200 |
|
|
TOTAL BORROWING |
85.401 |
77.218 |
52.035 |
|
|
DEFERRED TAX LIABILITIES |
3.129 |
3.392 |
2.633 |
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|
|
|
|
|
|
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TOTAL |
112.721 |
103.855 |
69.443 |
|
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APPLICATION OF FUNDS |
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|
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FIXED ASSETS [Net Block] |
34.968 |
39.857 |
29.163 |
|
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Capital work-in-progress |
0.094 |
0.000 |
0.000 |
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|
|
|
|
|
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INVESTMENT |
0.056 |
0.024 |
0.017 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
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Inventories |
47.324
|
41.420 |
36.110 |
|
|
Sundry Debtors |
31.843
|
16.466 |
10.739 |
|
|
Cash & Bank Balances |
9.174
|
7.342 |
1.975 |
|
|
Other Current Assets |
0.000
|
0.000 |
0.000 |
|
|
Loans & Advances |
7.625
|
14.094 |
8.480 |
|
Total
Current Assets |
95.966
|
79.322 |
57.304 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
11.284
|
11.530 |
9.172 |
|
|
Other Current Liabilities |
5.052
|
1.963 |
6.554 |
|
|
Provisions |
2.027
|
1.855 |
1.315 |
|
Total
Current Liabilities |
18.363
|
15.348 |
17.041 |
|
|
Net Current Assets |
77.603
|
63.974 |
40.263 |
|
|
|
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|
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|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
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|
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|
|
|
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TOTAL |
112.721 |
103.855 |
69.443 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
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SALES |
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Income |
150.203 |
133.397 |
96.240 |
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TOTAL EXPENSES |
141.075 |
122.603 |
87.748 |
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PROFIT BEFORE
TAX |
2.711 |
4.902 |
3.433 |
|
|
|
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|
|
|
|
|
|
TAX |
0.837 |
2.112 |
0.898 |
|
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PROFIT AFTER TAX
|
1.874 |
2.790 |
2.535 |
|
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PREVIOUS
YEARS’ BALANCE BROUGHT FORWARD |
5.554 |
4.694 |
3.959 |
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APPROPRIATIONS |
|
|
|
|
|
|
|
Transfer to General Reserve |
1.000 |
1.000 |
1.000 |
|
|
BALANCE CARRIED
TO THE B/S |
5.500 |
5.554 |
4.694 |
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EARNINGS IN
FOREIGN CURRENCY |
|
|
|
|
|
|
|
Export Earnings |
0.066 |
0.000 |
0.000 |
|
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TOTAL EARNINGS |
0.066 |
0.000 |
0.0000 |
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IMPORTS |
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|
|
|
|
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Import Value |
9.335 |
2.293 |
0.000 |
|
|
TOTAL IMPORTS |
9.335 |
2.293 |
0.000 |
|
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|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
2.36 |
-- |
-- |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
Return on Total Assets (PBT/Total Assets} |
(%) |
2.07
|
4.11 |
3.97 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.11
|
0.21 |
0.23 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
4.29
|
3.98 |
4.68 |
|
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|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
5.23
|
5.17 |
3.36 |
LOCAL AGENCY FURTHER INFORMATION
Note:
The Company changed its registered office from No. 141,
Performance Review:
During the financial year the performance of
the company was not satisfactory. Net profit after tax fo the current year
amounted to Rs. 1.870 Millions.
Bankers Charges
Report as per Registry
|
Corporate
identity number of the company |
U25209TN1997PTC 038908 |
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Name of the
company |
PONDICHERRY POLYMERS PRIVATE LIMITED |
|||||||||||||||||||||
|
Address of the
registered office or of the principal place of business in |
K G Plaza, S7, S8, S9, 2nd Floor, 41-44, General Patters
Road, Chennai-600002, Tamilnadu, India |
|||||||||||||||||||||
|
This form is for |
Modification of
Charge |
|||||||||||||||||||||
|
Charge identification
number of the charge to be modified |
90290165 |
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Type of charge |
Immovable
Property Book Debts Movable Property |
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Particular of
charge holder |
Punjab National Bank, Purasawalkam Branch, |
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Nature of
instrument creating charge |
Hypothecation of
Goods and book debts to secure cash credit facility agreement to mortgage |
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Date of
instrument Creating the charge |
12.05.2011 |
|||||||||||||||||||||
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Amount secured by
the charge |
Rs. 105.695
Millions |
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|
Brief of the
principal terms an conditions and extent and operation of the charge |
Rate of Interest CC- up to Rs.
47.500 Millions 15% above Rs. 47.500 Millions to Rs. 65.000 Millions 17% LC Commission as
per bank guidelines Terms of Repayment
CC- Renewable
every year LC- Not Exceeding
90 Days Margin CC-25% for Stock
40% For Debtors LC-10% by way of
FD TL- 34.59% or the
difference between the cost of machineries and loan amount whichever is
higher Extent and
Operation of the charge EM of factory
land measuring 26784 sq.ft. and
building thereon of Thiruvandarkoil, EM of Land of 3
Acres bearing plot no. S-58 SIPCOT Industrial Complex, Phase III Ranipet
Mukundarayapuram Village Phase III Wallaja Taluk Villeore District Exclusive 1st
Charge by way of hypothecation of all current assets including stock and book
debts, present and future of the company kept at the borrower premises or
elsewhere. |
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|
Short particulars
of the property charged |
EM of Factory Land
measuring 26784 sq.ft. and building thereon at Thiruvandarkoil, EM of Land of 3
Acres bearing plot No. S-58 SIPCOT Industrial Complex Phase III Ranipat
Mukundarayapuram Village Phase III wallaja Taluk Vellore District Exclusive 1st Charge by way of hypothecation of all
current assets including stock and book debts, present and future of the
company kept at the borrower premises or elsewhere. |
|||||||||||||||||||||
|
Date of
instrument modifying the charge |
14.02.2011 |
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Particulars of
the present modification |
|
Fixed Assets:
·
·
Buildings
·
Plant and Machinery and
Electrical Installation etc.
·
Computer
·
Furniture and Fixture,
Office Equipments etc.
·
Vehicles and Cycles
·
Fire Fittings Equipments
AS PER WEBSITE
PROFILE:
Infrastructure :
They have a world class manufacturing facility, in a sprawling area of about
21000 sq ft. with state of the art manufacturing unit equipped with microprocessor
controls, fully automated plant and machinery. The present capacity is 450-500
MTs per month.
They understand the need for the modern machinery in order to have a
competitive advantage in the market. Hence they have the best possible machinery
ranging from ASB Nissei to Ferromatic machines for injection molding. For blow
molding, they have the latest blowing machine to give the customers the best
quality products possible.
Pondicherry Polymers was established in the year 1997. Located in
Strengthened with rich expertise in technology, they are led by a pool of
experienced professionals to deliver quality products. Through value-engineered
PET preforms, PET bottles and jars the company offers a greater cost saving
advantage to customers.
DIRECTORS PROFILE:
The company is being managed under the guidance of Mr. Arun Kumar Kainya. With a
vast experience of more than 10 years in PET products manufacturing, he has
scaled the company to new heights. His hard work and customer-friendly approach
has led to the growth of the company. He has a broad network of peers,
contacts, resources and references to develop the business. Their joint efforts
have helped them in achieving a reputed position in the industry.
His transparent business dealing is responsible for the ever growing clientele.
Owing to his sharp business acumen and constant efforts to maintain the quality
of the products they are growing progressively. His constant encouragement of
the employees helps to deliver the reliable products within stipulated time
frame.
His future plan is to become a world class PET manufacturer by
manufacturing new PET products and high quality standard in the product range.
He also aims towards achieving the highest level of business efficiency with
integrity and honesty in order to create a benchmark in PET products.
MANAGEMENT TEAM:
They have a strong team of employees comprising of engineers,
technicians supervisors, skilled and unskilled labors. Every individual of the
team works as a team that makes every problem and issue easy to be sorted out
and solved easily. Moreover, the team members are well versed with the
technological advancement. The separate research and development unit help them
in developing the products to meet with the changing demands of the industry.
They work constantly to produce the range as per the international standards.
THE TEAM:
Production Team
Consists of highly trained and experienced technical experts, capable of
producing any PET product within the stipulated time.
Marketing Team
They
are responsible for the reach of the products in the industry. The credit for
the never ending client list goes to the Marketing team.
Accounts Team
They are responsible for the smooth financial flow in the company. The accounts
are accurately maintained up to date.
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources including
but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist organization
or whom notice had been received that all financial transactions involving
their assets have been blocked or convicted, found guilty or against whom a
judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions between
a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.05 |
|
|
1 |
Rs.71.92 |
|
Euro |
1 |
Rs.64.34 |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
45 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.