MIRA INFORM REPORT
|
Report Date : |
08.03.2011 |
IDENTIFICATION DETAILS
|
Name : |
FIVES STEIN |
|
|
|
|
Registered Office : |
3 Rue |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2009 |
|
|
|
|
Date of Incorporation : |
December 1991 |
|
|
|
|
Com. Reg. No.: |
383829934 |
|
|
|
|
Legal Form : |
Public limited company with board of directors |
|
|
|
|
Line of Business : |
Manufacturer of ovens and burners |
RATING & COMMENTS
|
MIRA’s Rating : |
Aa |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
Maximum Credit Limit : |
(€) 2,000,000 |
|
Status : |
Very Good |
|
Payment
Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2010
|
Country Name |
Previous Rating (30.09.2010) |
Current Rating (31.12.2010) |
|
|
a1 |
a1 |
|
Risk Category |
ECGC Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Company
Summary
|
Company Details |
|
|
Company Number |
38382993400017 |
|
Name |
FIVES STEIN |
|
Telephone |
01 60 91 12 34 |
|
Fax |
|
|
Legal form |
Public limited company with board of directors |
|
RCS Registration |
383829934 |
|
Share Capital |
4,928,000 |
|
Incorporation Date |
12/1991 |
|
Address |
3 RUE JULES GUESDE |
|
Postcode |
91130 RIS ORANGIS |
|
Nationality |
|
|
Credit Information Summary |
|
|
Company Status |
Economically active |
|
Credit Limit (€) |
2,000,000 |
|
Judgements Summary |
|
No judgements against this company. |
|
Directors Summary |
|
|
Directorships |
5 |
|
Accounts Summary (last 3 years) |
|||
|
Accounts Date |
31/12/2009 |
31/12/2008 |
31/12/2007 |
|
Turnover |
120,085,391 |
131,330,334 |
121,174,605 |
|
Networth |
11,365,713 |
15,919,278 |
10,899,419 |
|
Number of Employees |
250 to 499 employees |
- |
- |
Company
Information
|
company details |
|
|
Company Name |
FIVES STEIN |
|
Company Number |
38382993400017 |
|
Activity (APE) |
Fabrication de fours et brûleurs (Manufacture of ovens and burners) |
|
Activity (APRM) |
|
|
Currency |
EURO (€) |
|
Share capital |
4,928,000 |
|
Registration Court |
Evry (78) |
|
Legal form |
Public limited company with board of directors |
|
Court Registry Number |
19 9 1B025 |
|
EU VAT Number |
FR01383829934 |
|
Incorporation Date |
12/1991 |
|
Formation Date |
12/1991 |
|
Deregistration Date |
|
|
Last account Date |
31/12/2009 |
|
Nationality |
|
|
Establishment details |
|
|
Postal Address |
3 RUE JULES GUESDE, |
|
Trading Address |
3 RUE JULES GUESDE, |
|
Telephone |
01 60 91 12 34 |
|
Fax |
|
|
Type |
Head office |
|
Status |
Economically active |
|
Formation Date |
12/1991 |
|
Reason for formation |
Formation |
|
Closure Date |
04/01/2010 |
|
Reason for closure |
|
|
Reactivation Date |
01/2010 |
|
Production Role |
|
|
Activity Nature |
- |
|
Activity Location |
Other |
|
Location Service |
|
|
Seasonality |
|
|
Other establishments |
|||||||||||||||||||||||||
|
Branches |
2 branch entities in this company |
||||||||||||||||||||||||
|
|||||||||||||||||||||||||
|
|
|||||||||||||||||||||||||
|
Regionality |
Legal unit with multiple establishments in many areas having at least
50% of workforce in same area |
||||||||||||||||||||||||
|
Mono-activity status |
Legal unit having all establishments with the same main activity |
||||||||||||||||||||||||
|
Workforces |
|
|
Workforce at address |
250 to 499 employees |
|
Company workforce |
250 to 499 employees |
Accounts
& Ratios
|
Profit & Loss |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Account period (month) |
12 |
- |
12 |
- |
12 |
|
Account Type |
Normal Account |
- |
Normal Account |
- |
Normal Account |
|
Currency |
Euro |
- |
Euro |
- |
Euro |
|
Turnover |
120,085,391 |
-8.6% |
131,330,334 |
8.4% |
121,174,605 |
|
Exports |
116,195,194 |
-8.2% |
126,570,664 |
8.7% |
116,418,866 |
|
Operating Charges |
120,719,551 |
-11.9% |
136,949,545 |
4.0% |
131,680,919 |
|
Operating Profit |
5,600,274 |
-19.1% |
6,919,475 |
50.9% |
4,584,152 |
|
Financial Income |
3,543,442 |
-51.7% |
7,330,737 |
156.2% |
2,861,571 |
|
Financial Charges |
2,008,787 |
56.6% |
1,282,455 |
306.2% |
315,725 |
|
Pre-Tax Profit |
7,134,929 |
-45.0% |
12,967,757 |
81.9% |
7,129,998 |
|
Extraordinary Income |
210,338 |
65.3% |
127,212 |
-95.9% |
3,123,206 |
|
Extraordinary Charges |
292,359 |
-3.8% |
304,013 |
-91.1% |
3,430,327 |
|
Net Profit |
5,503,826 |
-44.9% |
9,991,262 |
103.1% |
4,918,650 |
|
Balance Sheet |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Assets |
|||||
|
- Tangible assets |
2,260,847 |
6.9% |
2,114,356 |
-6.0% |
2,250,013 |
|
Intangible assets |
462,073 |
36.0% |
339,667 |
9.8% |
309,381 |
|
Financial assets |
21,435,937 |
-1.1% |
21,669,923 |
-2.9% |
22,317,629 |
|
Total fixed assets |
24,158,857 |
0.1% |
24,123,946 |
-3.0% |
24,877,023 |
|
Stocks |
2,254,712 |
-37.6% |
3,615,320 |
4.0% |
3,477,700 |
|
Receivables |
48,647,810 |
38.1% |
35,238,841 |
17.9% |
29,897,571 |
|
- Trade Receivables |
19,271,438 |
-38.3% |
31,224,313 |
26.2% |
24,746,582 |
|
- Misc. Receivables |
29,376,372 |
- |
4,014,528 |
- |
5,150,989 |
|
Cash |
6,264,846 |
-77.4% |
27,690,718 |
94.4% |
14,245,533 |
|
Misc. Current Assets |
1,092,943 |
- |
7,356,786 |
- |
4,346,141 |
|
Total Current Assets |
58,260,311 |
-21.2% |
73,901,665 |
42.2% |
51,966,945 |
|
Liabilities |
|||||
|
Trade Accounts Payable |
14,740,689 |
-50.4% |
29,718,985 |
28.9% |
23,049,488 |
|
Bank Loans and Liabilities |
103,419 |
22.6% |
84,330 |
274.0% |
22,551 |
|
Sundry Loan and Liabilities |
6,514 |
- |
6,514 |
- |
171,514 |
|
Advanced Payments Received |
31,382,349 |
13.3% |
27,702,469 |
29.6% |
21,368,197 |
|
Tax and Social Liabilities |
7,630,510 |
-0.4% |
7,660,462 |
22.0% |
6,279,470 |
|
Miscellaneous Liabilities |
432,376 |
- |
4,475,932 |
- |
213,538 |
|
Provisions for Risks & Charges |
16,865,227 |
31.8% |
12,793,288 |
-14.8% |
15,013,026 |
|
Other Capital Resources |
0 |
- |
0 |
- |
0 |
|
Share Capital |
4,928,000 |
0.0% |
4,928,000 |
0.0% |
4,928,000 |
|
Revaluation Reserve |
0 |
- |
0 |
- |
0 |
|
Other Reserves |
6,437,713 |
- |
10,991,278 |
- |
5,971,419 |
|
Total Shareholders Funds |
11,365,713 |
-28.6% |
15,919,278 |
46.1% |
10,899,419 |
|
|
|||||
|
Total Assets |
82,578,723 |
-16.1% |
98,367,138 |
27.7% |
77,049,638 |
|
Net Worth |
10,903,640 |
- |
15,579,611 |
- |
10,590,038 |
|
Ratios |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Structure |
|||||
|
Protection |
13.76% |
|
16.18% |
|
14.15% |
|
Net Gearing |
0.13% |
|
0.09% |
|
0.25% |
|
Repayment Power |
-66.67% |
|
-5.32% |
|
-3.50% |
|
Capital Requirement |
12.00 day |
|
13.00 day |
|
4.00 day |
|
Working Capital Requirement |
-6.00 day |
|
-63.00 day |
|
-39.00 day |
|
Net Cash |
19.00 day |
|
76.00 day |
|
42.00 day |
|
|
|||||
|
Performance |
|||||
|
Return on Invested Capital |
44.00% |
|
17.00% |
|
11.00% |
|
Return on Equity |
48.42% |
|
62.76% |
|
45.13% |
|
Gross Profit |
34.60% Turnover |
|
26.93% Turnover |
|
27.26% Turnover |
|
Growth v's Year Ago Qtr |
-11,244,943€ |
|
10,155,729€ |
|
-14,744,583€ |
|
Inventory Returns |
-692.00 day |
|
3.00 day |
|
227.00 day |
|
Receivables Days |
59.00 day |
|
87.00 day |
|
75.00 day |
|
Payable Days |
69.00 day |
|
111.00 day |
|
93.00 day |
|
|
|||||
|
SIG |
|||||
|
Profit |
0 |
|
0 |
|
0 |
|
Gross Profit |
34.60% Turnover |
|
26.93% Turnover |
|
27.26% Turnover |
|
Wage and Salary distribution / Gross Profit |
67.73% Turnover |
|
82.27% Turnover |
|
84.01% Turnover |
|
Gross Operating Surplus |
8.94% Turnover |
|
3.16% Turnover |
|
2.49% Turnover |
|
Pre-tax Income |
5.94% Turnover |
|
9.87% Turnover |
|
5.88% Turnover |
|
Net Profit/Loss |
4.58% |
|
7.61% |
|
4.06% |
Judgements
Collective Procedures
|
Courts |
|
There are no Judgements filed against this company. |
|
Rncs |
|
There are no Judgements filed against this company. |
|
Bodacc |
|
There are no Judgements filed against this company. |
|
Preferentials Rights |
|
No social security and tax office preferential right to date. |
Group
Structure
|
Ultimate Parent |
|||
|
Ultimate Parent Company |
FL INVESTCO |
||
|
Companies in Group |
71 |
||
|
Company Name |
Country |
Share |
Latest Annual Accounts |
|
FL INVESTCO |
490257938 |
- |
N/A |
|
-FIVES |
542023841 |
98.07 % |
31/12/2008 |
|
-NORDON |
756801049 |
100 % |
31/12/2009 |
|
-FIVES CRYO |
334961943 |
99.80 % |
31/12/2009 |
|
NORDON CRYOGÉNIE ( |
|
100 % |
N/A |
|
FIVES CRYOMEC AG |
|
100 % |
N/A |
|
FIVES NORDON |
433948031 |
99.99 % |
31/12/2009 |
|
-FIVES FCB |
410109698 |
99.99 % |
31/12/2009 |
|
CEMENTOS PLANTAS CONSTRUCCIONES SA DE CV |
|
99.90 % |
N/A |
|
CEMENT PROCESS TECHNOLOGIES |
|
99 % |
N/A |
|
FIVES CELES |
301466934 |
99.99 % |
31/12/2009 |
|
FIVES CALL KCP LTD |
|
40 % |
N/A |
|
-FIVES CINETIC |
329198519 |
99.99 % |
31/12/2009 |
|
CINETIC TRANSITIQUE |
344165659 |
99.98 % |
31/12/2009 |
|
CINETIC FILLING |
443343405 |
99.99 % |
31/12/2009 |
|
CINETIC ASSEMBLY |
347914020 |
99.99 % |
31/12/2009 |
|
-FIVES CINETIC INC |
|
100 % |
N/A |
|
CINETIC AUTOMATION CORP |
|
100 % |
N/A |
|
CINETIC LANDIS CORP |
|
100 % |
N/A |
|
CINETIC DYAG CORP |
|
100 % |
N/A |
|
CINETIC MACHINING |
409893443 |
99.99 % |
31/12/2009 |
|
CINETIC LANDIS LTD |
|
100 % |
N/A |
|
CINETIC AUTOMATION |
537120248 |
99.96 % |
31/12/2009 |
|
CINETIC GIUSTINA SRL |
|
100 % |
N/A |
|
-CINETIC SERVICE |
380065672 |
99.80 % |
31/12/2009 |
|
CINETIC SERVICE |
|
100 % |
N/A |
|
CINETIC SERVICE UK LTD |
|
100 % |
N/A |
|
CINETIC SORTING CORP |
|
100 % |
N/A |
|
CINETIC SORTING KK |
|
100 % |
N/A |
|
CINETIC SORTING SPA |
|
100 % |
N/A |
|
FIVES CINETIC SRL |
|
100 % |
N/A |
|
-FL MÉTAL |
466500444 |
99.99 % |
31/12/2009 |
|
FIVES DMS |
444577431 |
99.99 % |
31/12/2009 |
|
FIVES INDUSTRIES |
444577530 |
99.99 % |
31/12/2009 |
|
FL INDUSTRIES INC |
|
100 % |
N/A |
|
-FIVES PILLARD |
055809255 |
85.18 % |
31/12/2009 |
|
FIVES PILLARD ESPAÑA SA |
|
67 % |
N/A |
|
PILLARD FEUERUNGEN GMBH |
|
47.50 % |
N/A |
|
PILLARD ( |
|
100 % |
N/A |
|
-SOLIOS ENVIRONNEMENT |
699806675 |
99.99 % |
31/12/2009 |
|
-SOLIOS ENVIRONNEMENT INC |
|
100 % |
N/A |
|
SOLIOS ENVIRONNEMENT CORP |
|
100 % |
N/A |
|
SOLIOS CARBONE |
432072916 |
99.99 % |
31/12/2009 |
|
SOLIOS THERMAL LTD |
|
100 % |
N/A |
|
SOLIOS SERVICES |
|
100 % |
N/A |
|
-FIVES CAIL |
432073203 |
99.99 % |
31/12/2009 |
|
FLETCHER SMITH INC |
|
100 % |
N/A |
|
FIVES FLETCHER LTD |
|
100 % |
N/A |
|
FIVES |
|
100 % |
N/A |
|
-FIVES STEIN |
383829934 |
99.99 % |
31/12/2009 |
|
FIVES STEIN BELGIUM SA |
|
100 % |
N/A |
|
STEIN ( |
|
100 % |
N/A |
|
FIVES STEIN LTD |
|
100 % |
N/A |
|
FIVES STEIN BILBAO SA |
|
100 % |
N/A |
|
STEIN HEURTEY AUSTRALIA PTY LTD |
|
100 % |
N/A |
|
STEIN HEURTEY VOSTOK |
|
100 % |
N/A |
|
FIVES STEIN INDIA PROJECTS PVT LTD |
|
100 % |
N/A |
|
FIVES STEIN MANUFACTURING SAS |
479806812 |
-2 |
31/12/2009 |
|
FIVES |
|
99.99 % |
N/A |
|
PROCÉDAIR |
|
99.99 % |
N/A |
|
-FI 2005 |
479802514 |
100 % |
31/12/2009 |
|
NORTH AMERICAN COMBUSTION HOLDINGS LTD |
|
100 % |
N/A |
|
-FIVES NORTH AMERICAN COMBUSTION INC |
|
100 % |
N/A |
|
-FIVES NORTH AMERICAN COMBUSTION UK LTD |
|
100 % |
N/A |
|
FIVES NORTH AMERICAN COMBUSTION |
394392609 |
100 % |
31/12/2009 |
|
|
|
100 % |
N/A |
|
NORTH AMERICAN CONSTRUCTION SERVICES LTD |
|
100 % |
N/A |
|
NORTH AMERICAN COMBUSTION EUROPE LTD |
|
100 % |
N/A |
|
NORTH AMERICAN MFG ( |
|
100 % |
N/A |
|
FIVES INDIA ENGINEERING & PROJECTS PVT LTD |
|
100 % |
N/A |
|
FIVES ENGINEERING (SHANGHAI) CO LTD |
|
100 % |
N/A |
Event
history
|
Status history |
|
|
Date |
Description |
|
04/01/2010 |
Economically active |
|
Recent
Publications in Gazettes |
||
|
Publication Date |
Gazette Name |
Description |
|
21/06/2010 |
C |
Comptes annuels et rapports |
|
91 - ESSONNE |
||
|
|
||
|
15/06/2010 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
15/11/2009 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
24/06/2009 |
C |
Comptes annuels et rapports |
|
91 - ESSONNE |
||
|
|
||
|
14/06/2009 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
13/05/2009 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
28/02/2009 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
28/02/2009 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
12/07/2008 |
C |
Comptes annuels et rapports |
|
91 - ESSONNE |
||
|
|
||
|
02/07/2008 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
02/07/2008 |
B |
Modification et mutation diverse |
|
91 - ESSONNE |
||
|
|
||
|
30/06/2007 |
C |
Avis de dépôt des comptes |
|
5086 - 383 829
934. RCS Evry STEIN HEURTEY. Forme: Société anonyme. Adresse du siège social:
Zai du Bois de l'Épine, 91130 Ris Orangis. Comptes annuels et rapports de
l'exercice clos le: 31 décembre 2006. |
||
|
|
||
|
29/08/2006 |
C |
Avis de dépôt des comptes |
|
1590 - RCS Evry
B 383 829 934. RC 91-B 2530. STEIN HEURTEY. Forme: S.A. Adresse du siège
social: Z.A.I. du Bois de l Epine,91130 Ris-Orangis. Comptes annuels et
rapports de l'exercice clos le: 31 décembre 2005. |
||
|
|
||
|
23/07/2005 |
C |
Avis de dépôt des comptes |
|
2016 - RCS Evry
B 383 829 934. RC 91-B 2530. STEIN HEURTEY. Forme: S.A. Adresse du siège
social: Z.A.I. du Bois de l Epine,91130 Ris-Orangis. Comptes annuels et
rapports de l'exercice clos le: 31 décembre 2004. |
||
|
|
||
|
12/07/2005 |
B |
Modifications et mutations diverses |
|
1695 - RCS Evry
B 383 829 934. RC 91-B 2530. STEIN HEURTEY. Forme : S.A. Commentaires :
modification survenue sur l'administration. Administration : nomination d'un
administrateur : URING (Jean, Camille, François). |
||
|
|
||
|
27/06/2004 |
B |
Modifications et mutations diverses |
|
RCS Evry B
383829934 RC 91-B 2530 STEIN HEURTEY. Forme : S.A. Commentaires :
modification survenue sur l' administration. Administration : modification d'un
directeur général et administrateur : BRUNELLI-BRONDEX ( Daniel). |
||
|
|
||
|
27/06/2004 |
B |
Modifications et mutations diverses |
|
RCS Evry B
383829934 RC 91-B 2530 STEIN HEURTEY. Forme : S.A. Commentaires : modification
survenue sur l' administration. Administration : modification du président du
conseil d' administration : SANCHEZ (Frédéric, Daniel). Modification d'un
directeur général et administrateur : BRUNELLI- BRONDEX (Daniel). |
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08/01/2004 |
A_REG |
Création d'établissement |
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Rectificatif:
Annonce numéro: 970 Date de parution: 3 octobre 2003 Page: 59 Numéro de
parution: 189 A Au lieu de : Activité : ingénierie de traitement des fumées
lire. RCS |
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16/12/2003 |
B |
Modifications et mutations diverses |
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RCS Evry B
383829934 RC 91-B 2530 STEIN HEURTEY. Forme : S.A. Commentaires : modification
survenue sur l' administration. Administration : administrateur partant :
DERRIEN ( Claude). Nomination d'un administrateur RIBOT (Lucile, Marie). |
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03/10/2003 |
A_REG |
Création d'établissement |
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RCS B 383829934 RC
AP-B 1316 STEIN HEURTEY. Forme : S.A. Capital : 4 928 euros. Adresse du siège
social : Z.A.I. du Bois- de-l'Epine, 91130 Ris-Orangis Etablissement
principal: Activité : ingénierie de traitement des fumées. Adresse : 25-27
boulevard de la Paix, 78100 Saint-Germain-en-Laye Etablissement principal
acquis par achat au prix stipulé de 200 000 euros. Date d'effet : 1 e r
septembre 2003. Précédent propriétaire : SOLIOS ENVIRONNEMENT. RCS 699806675
Publication légale: La Semaine de l'Ile-de-France du 10 septembre 2003.
Oppositions : au fonds pour la validité et S.C.P. Papillon Siband, 11
boulevard |
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Company events history |
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Date |
Description |
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21/06/2010 |
Bodacc C : Deposit accounts notice |
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15/06/2010 |
Bodacc B: Various editing or changing |
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02/06/2010 |
Minutes of general meeting of shareholders |
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02/06/2010 |
Appointment/resignation of company officers |
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02/06/2010 |
Updated articles of association |
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17/05/2010 |
Legal Gazette: Appointment of the social representative |
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27/01/2010 |
Declaration of conformity |
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27/01/2010 |
Minutes of Board meeting |
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27/01/2010 |
Office copy |
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27/01/2010 |
Minutes of general meeting of shareholders |
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11/01/2010 |
New subsidiarie(s) detected |
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04/01/2010 |
Reactivation of Company |
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04/01/2010 |
Legal suspension of Company |
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31/12/2009 |
New accounts available |
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22/12/2009 |
Audit or Management Report |
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01/12/2009 |
Private document |
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15/11/2009 |
Bodacc B: Various editing or changing |
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24/06/2009 |
Bodacc C : Deposit accounts notice |
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14/06/2009 |
Bodacc B: Various editing or changing |
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05/06/2009 |
Private document |
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Establishment events history |
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|
Date |
Description |
|
21/01/2011 |
Update Rating |
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23/03/2010 |
Update of phone numbers |
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10/02/2010 |
Update Rating |
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08/02/2010 |
Update Rating |
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08/02/2010 |
Update Limit |
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28/01/2010 |
Update Limit |
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28/01/2010 |
Update Rating |
|
29/12/2009 |
Update Rating |
|
09/11/2009 |
Update Rating |
|
29/05/2009 |
Update Limit |
|
29/05/2009 |
Update Rating |
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22/04/2009 |
Update Limit |
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22/04/2009 |
Update Rating |
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12/06/2008 |
Update of phone numbers |
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29/05/2008 |
Update Rating |
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29/05/2008 |
Update Limit |
Directors
|
Director |
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Name |
FIVES |
Manager position |
Administrateur |
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Date of birth |
27/05/1957 |
Place of birth |
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|
Type of manager |
Moral person |
Name at birth of
manager |
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|
Director |
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Name |
M SANCHEZ FRÉDÉRIC DANIEL |
Manager position |
Administrateur |
|
Date of birth |
13/03/1960 |
Place of birth |
CASTRES |
|
Type of manager |
Individual |
Name at birth of
manager |
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|
Director |
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Name |
Mme RIBOT LUCILE MARIE |
Manager position |
Administrateur |
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Date of birth |
26/11/1966 |
Place of birth |
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|
Type of manager |
Individual |
Name at birth of
manager |
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|
Director |
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Name |
M URING JEAN CAMILLE FRANÇOIS |
Manager position |
Administrateur |
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Date of birth |
05/10/1950 |
Place of birth |
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Type of manager |
Individual |
Name at birth of
manager |
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|
Director |
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Name |
M RONDREUX JEAN LUC ANDRÉ |
Manager position |
Administrateur |
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Date of birth |
25/05/1956 |
Place of birth |
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Type of manager |
Individual |
Name at birth of
manager |
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FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.45.13 |
|
|
1 |
Rs.73.36 |
|
Euro |
1 |
Rs.60.06 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this report.
The assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.