MIRA INFORM
REPORT
|
Report Date : |
07.05.2011 |
IDENTIFICATION DETAILS
|
Name : |
SENIOR & CIE |
|
|
|
|
Registered Office : |
155 Rue Du Docteur Bauer, 155 A 159, 93585 Saint Ouen Cedex |
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|
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|
Country : |
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|
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Financials (as on) : |
31.12.2009 |
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|
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Date of Incorporation : |
July 1976 |
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|
|
|
Com. Reg. No.: |
300094562 |
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|
|
|
Legal Form : |
Simplified Joint Stock Company with Single Associate |
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|
|
|
Line of Business : |
On Remote Sales Catalog |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
(€) 52,500 |
|
Status : |
Good |
|
Payment
Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30, 2010
|
Country Name |
Previous Rating (01.04.2010) |
Current Rating (30.06.2010) |
|
|
a1 |
a1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
|
Off-credit |
D |
Company
Summary
|
Company Details |
|
|
Company Number |
30009456200299 |
|
Name |
SENIOR & CIE |
|
Telephone |
01 49 48 80 80 |
|
Fax |
01 49 48 80 49 |
|
Legal form |
Simplified Joint Stock Company with Single Associate |
|
RCS Registration |
300094562 |
|
Share Capital |
167,640 |
|
Incorporation Date |
07/1976 |
|
Address |
155 RUE DU DOCTEUR BAUER, 155 A 159 |
|
Postcode |
93585 SAINT OUEN CEDEX |
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Nationality |
|
|
Credit Information Summary |
|
|
Company Status |
Economically active |
|
Credit Limit (€) |
52,500 |
|
Judgements Summary |
|
No judgements against this company. |
|
Directors Summary |
|
|
Directorships |
1 |
|
Accounts Summary (last 3 years) |
|||
|
Accounts Date |
31/12/2009 |
31/12/2008 |
31/12/2007 |
|
Turnover |
63,369,233 |
71,142,495 |
72,237,834 |
|
Networth |
163,267 |
484,337 |
2,153,215 |
|
Number of Employees |
250 to 499 employees |
- |
- |
Company
Information
|
company details |
|
|
Company Name |
SENIOR & CIE |
|
Company Number |
30009456200299 |
|
Activity (APE) |
|
|
Activity (APRM) |
|
|
Currency |
EURO (€) |
|
Share capital |
167,640 |
|
Registration Court |
Bobigny (93) |
|
Legal form |
Simplified Joint Stock Company with Single Associate |
|
Court Registry Number |
19 9 1B004 |
|
EU VAT Number |
|
|
Incorporation Date |
07/1976 |
|
Formation Date |
02/1982 |
|
Deregistration Date |
|
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Last account Date |
31/12/2009 |
|
Nationality |
|
|
Establishment details |
|
|
Postal
Address |
155 RUE DU DOCTEUR BAUER,155 A 159 |
|
Trading
Address |
155 RUE DU DOCTEUR BAUER,155 A 159 |
|
Telephone |
01 49 48 80 80 |
|
Fax |
01 49 48 80 49 |
|
Type |
Head office |
|
Status |
Economically active |
|
Formation Date |
02/1982 |
|
Reason for formation |
Other |
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Closure Date |
|
|
Reason for closure |
|
|
Reactivation Date |
|
|
Production Role |
|
|
Activity Nature |
- |
|
Activity Location |
N/R |
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Location Service |
|
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Seasonality |
|
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Other establishments |
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Branches |
3 branch entities in this company |
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Regionality |
Legal unit with multiple establishments in many areas having at least
50% of workforce in same area |
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Mono-activity status |
Legal unit having all establishments with the same main activity |
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Workforces |
|
|
Workforce at address |
50 to 99 employees |
|
Company workforce |
250 to 499 employees |
Accounts
& Ratios
|
Profit &
Loss |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Account period (month) |
12 |
- |
12 |
- |
12 |
|
Account Type |
Normal Account |
- |
Normal Account |
- |
Normal Account |
|
Currency |
Euro |
- |
Euro |
- |
Euro |
|
Turnover |
63,369,233 |
-10.9% |
71,142,495 |
-1.5% |
72,237,834 |
|
Exports |
5,622,400 |
-13.3% |
6,486,092 |
-2.1% |
6,626,828 |
|
Operating Charges |
65,437,715 |
-13.0% |
75,185,484 |
0.2% |
75,020,801 |
|
Operating Profit |
-515,930 |
71.8% |
-1,830,079 |
-423.3% |
-349,699 |
|
Financial Income |
478,578 |
-17.9% |
582,645 |
-12.0% |
661,977 |
|
Financial Charges |
150,823 |
-43.4% |
266,550 |
-10.5% |
297,840 |
|
Pre-Tax Profit |
-188,175 |
87.6% |
-1,513,984 |
-10,586.1% |
14,438 |
|
Extraordinary Income |
39,129 |
-57.1% |
91,160 |
-47.1% |
172,214 |
|
Extraordinary Charges |
210,053 |
-18.5% |
257,677 |
40.3% |
183,647 |
|
Net Profit |
-342,264 |
79.5% |
-1,670,792 |
-5,590.4% |
30,431 |
|
Balance
Sheet |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Assets |
|||||
|
- Tangible assets |
966,259 |
-15.9% |
1,149,114 |
-8.7% |
1,258,995 |
|
Intangible assets |
44,713 |
-30.6% |
64,452 |
-11.2% |
72,610 |
|
Financial assets |
161,032 |
8.9% |
147,916 |
4.9% |
141,055 |
|
Total fixed assets |
1,172,004 |
-13.9% |
1,361,482 |
-7.5% |
1,472,660 |
|
Stocks |
7,626,884 |
-24.7% |
10,132,747 |
-5.5% |
10,723,414 |
|
Receivables |
6,590,615 |
-20.9% |
8,330,500 |
-9.1% |
9,165,976 |
|
- Trade Receivables |
5,334,615 |
-15.0% |
6,279,676 |
-8.0% |
6,827,709 |
|
- Misc. Receivables |
1,256,000 |
- |
2,050,824 |
- |
2,338,267 |
|
Cash |
646,325 |
18.1% |
547,069 |
-38.7% |
892,173 |
|
Misc. Current Assets |
863 |
- |
943 |
- |
2,900 |
|
Total Current Assets |
14,864,687 |
-21.8% |
19,011,259 |
-8.5% |
20,784,463 |
|
Liabilities |
|||||
|
Trade Accounts Payable |
5,956,739 |
-14.6% |
6,977,514 |
-9.4% |
7,699,416 |
|
Bank Loans and Liabilities |
360,886 |
-50.8% |
733,622 |
28.5% |
570,774 |
|
Sundry Loan and Liabilities |
2,031,079 |
- |
5,966,114 |
- |
5,396,686 |
|
Advanced Payments Received |
2,752,422 |
53.4% |
1,794,150 |
-21.0% |
2,271,033 |
|
Tax and Social Liabilities |
2,961,948 |
5.3% |
2,812,740 |
-5.2% |
2,966,291 |
|
Miscellaneous Liabilities |
4,354 |
- |
6,931 |
- |
26,352 |
|
Provisions for Risks & Charges |
1,387,416 |
15.6% |
1,200,416 |
26.1% |
952,119 |
|
Other Capital Resources |
0 |
- |
0 |
- |
0 |
|
Share Capital |
167,640 |
0.0% |
167,640 |
0.0% |
167,640 |
|
Revaluation Reserve |
0 |
- |
0 |
- |
0 |
|
Other Reserves |
-4,373 |
- |
316,697 |
- |
1,985,575 |
|
Total Shareholders Funds |
163,267 |
-66.3% |
484,337 |
-77.5% |
2,153,215 |
|
|
|||||
|
Total Assets |
16,036,695 |
-21.3% |
20,372,740 |
-8.5% |
22,258,472 |
|
Net Worth |
118,554 |
- |
419,885 |
- |
2,080,605 |
|
Ratios |
|||||
|
Account Date |
31/12/2009 |
% |
31/12/2008 |
% |
31/12/2007 |
|
Structure |
|||||
|
Protection |
1.02% |
|
2.38% |
|
9.67% |
|
Net Gearing |
14.92% |
|
32.89% |
|
26.81% |
|
Repayment Power |
1,131.02% |
|
-574.06% |
|
1,243.10% |
|
Capital Requirement |
15.00 day |
|
34.00 day |
|
35.00 day |
|
Working Capital Requirement |
12.00 day |
|
33.00 day |
|
33.00 day |
|
Net Cash |
3.00 day |
|
2.00 day |
|
2.00 day |
|
|
|||||
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Performance |
|||||
|
Return on Invested Capital |
0 |
|
-162.00% |
|
-34.00% |
|
Return on Equity |
-209.63% |
|
-344.96% |
|
1.41% |
|
Gross Profit |
15.00% Turnover |
|
10.76% Turnover |
|
12.65% Turnover |
|
Growth v's Year Ago Qtr |
-7,773,262€ |
|
-1,095,339€ |
|
-2,823,460€ |
|
Inventory Returns |
0 |
|
0 |
|
0 |
|
Receivables Days |
30.00 day |
|
32.00 day |
|
34.00 day |
|
Payable Days |
42.00 day |
|
40.00 day |
|
45.00 day |
|
|
|||||
|
SIG |
|||||
|
Profit |
67.23% Turnover |
|
64.54% Turnover |
|
62.78% Turnover |
|
Gross Profit |
15.00% Turnover |
|
10.76% Turnover |
|
12.65% Turnover |
|
Wage and Salary distribution / Gross Profit |
94.83% Turnover |
|
120.83% Turnover |
|
99.88% Turnover |
|
Gross Operating Surplus |
0 |
|
-3.10% Turnover |
|
-0.70% Turnover |
|
Pre-tax Income |
-0.30% Turnover |
|
-2.13% Turnover |
|
0.02% Turnover |
|
Net Profit/Loss |
-0.54% |
|
-2.35% |
|
0.04% |
Judgements
Collective
Procedures
|
Courts |
|
There are no Judgements filed against this company. |
|
Rncs |
|
There are no Judgements filed against this company. |
|
Bodacc |
|
There are no Judgements filed against this company. |
|
Preferentials Rights |
|
No social security and tax office preferential right to date. |
Group
Structure
|
Ultimate Parent |
|||
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Ultimate Parent Company |
3 SUISSES INTERNATIONAL |
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|
Companies in Group |
31 |
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|
Company Name |
Country |
Share |
Latest Annual Accounts |
|
3 SUISSES INTERNATIONAL |
477180467 |
- |
31/12/2009 |
|
-MARTINTER |
487602740 |
100 % |
31/12/2009 |
|
-COFIDIS PARTICIPATIONS |
378176291 |
44 % |
31/12/2003 |
|
YI MEI JA |
|
50 % |
N/A |
|
XPL |
332211739 |
99.98 % |
31/12/2009 |
|
SÉNIOR & COMPAGNIE |
300094562 |
99.89 % |
31/12/2009 |
|
-COMMERCE BTOB |
398259853 |
100 % |
31/12/2008 |
|
-JM BRUNEAU |
343958138 |
99.99 % |
N/A |
|
ORGA SYSTEM |
308549310 |
99.99 % |
31/12/2008 |
|
OTTO OFFICE |
404451494 |
100 % |
N/A |
|
JM BRUNEAU ESPANA |
|
100 % |
N/A |
|
COMMERCE BTOC |
408536928 |
-1 |
31/12/2009 |
|
MONABANQ |
341792448 |
49 % |
31/12/2009 |
|
ID3SI |
434279600 |
99.94 % |
31/12/2009 |
|
DIREXI |
351746094 |
99.99 % |
31/12/2009 |
|
BECQUET SAS |
466500683 |
51 % |
31/12/2009 |
|
BEAUTÉ CRÉATEURS PARTICIPATIONS |
393258298 |
91.63 % |
31/12/2009 |
|
CONTENTIA |
348967332 |
100 % |
31/12/2009 |
|
-VAD HOLDING |
411129257 |
100 % |
31/12/2009 |
|
-3 SUISSES |
475581591 |
89.97 % |
31/12/2009 |
|
CIDAL |
552019697 |
99.80 % |
31/12/2008 |
|
3S ASSURANCES |
349807388 |
90 % |
31/12/2008 |
|
3 SUISSES VOYAGES |
389655978 |
99.80 % |
31/12/2009 |
|
-COGEDAC |
309495299 |
99.99 % |
31/12/2008 |
|
COGEMAG |
475580437 |
99.87 % |
31/12/2005 |
|
MONDIAL RELAY |
385218631 |
99.95 % |
31/12/2008 |
|
CITÉ NUMÉRIQUE |
377559646 |
99.99 % |
31/12/2003 |
|
APART |
501186803 |
51 % |
31/12/2009 |
|
-COMPAGNIE INTERNATIONALE POUR LA VENTE À DISTANCE |
321008013 |
100 % |
31/12/2009 |
|
ZABOR SARL |
|
100 % |
N/A |
|
EQUIPAR SAS |
378176473 |
99.99 % |
31/12/2009 |
Event
history
|
Status history |
|
No status history for this company. |
|
Recent
Publications in Gazettes |
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Publication
Date |
Gazette
Name |
Description |
|
30/12/2009 |
B |
Modification et mutation diverse |
|
93
- SEINE-SAINT-DENIS |
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22/09/2009 |
B |
Modification et mutation diverse |
|
93
- SEINE-SAINT-DENIS |
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19/12/2008 |
B |
Modification et mutation diverse |
|
93
- SEINE-SAINT-DENIS |
||
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19/12/2008 |
B |
Modification et mutation diverse |
|
93
- SEINE-SAINT-DENIS |
||
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|
23/11/2007 |
C |
Avis de dépôt des comptes |
|
10432
- 300 094 562. RCS Bobigny SENIOR & CIE. Forme: Société par actions
simplifiée. Adresse du siège social: 155 159 rue du Docteur Bauer 93400
Saint-Ouen. Comptes annuels et rapports de l'exercice clos le: 31 décembre
2006. |
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02/10/2007 |
B |
Modifications et mutations diverses |
|
2885
- RCS Bobigny B 300 094 562. RC 91-B 443. SENIOR ET Cie. Forme : S.A.S. Nom
commercial : VPC Promotion Bleu Bonheur-Club Sénior Mode Sénior VPC Sénior. Activité
: vente par correspondance, publicité générale, promotion des ventes,
marketing, édition, location d'adresses, services informatiques et
intermédiation en assurances . Commentaires : modification survenue sur
l'activité. |
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25/09/2006 |
C |
Avis de dépôt des comptes |
|
4561
- RCS Bobigny B 300 094 562. RC 91-B 443. SENIOR & CIE. Forme: SOCIETE
PAR ACTIONS SIMPLIFIEE - SAS. Adresse du siège social: 155, 159, rue du
Docteur Bauer,93400 Saint-Ouen. Comptes annuels et rapports de l'exercice clos
le: 31 décembre 2005. |
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|
08/01/2006 |
B |
Modifications et mutations diverses |
|
2551
- RCS Bobigny B 300 094 562. RC 91-B 443. SENIOR ET COMPAGNIE. Forme : S.A.S.
Commentaires : modification survenue sur l'administration. Administration : commissaire
aux comptes titulaire partant : CABINET BRACQ VANDENBURIE ET ASSOCIES.
Commissaires aux comptes suppléants partants : BMD ASSOCIES PEROT (Bernard).
Nomination d'un commissaire aux comptes suppléant : BMD ASSOCIES. Nomination
d'un commissaire aux comptes titulaire : ACEA. Nomination d'un commissaire
aux comptes suppléant : S.C.P. DE COMMISSAIRES AUX COMPTES JEAN CLAUDE ANDRE
ET AUTRES. |
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|
||
|
18/08/2005 |
C |
Avis de dépôt des comptes |
|
3508
- RCS Bobigny B 300 094 562. RC 91-B 443. SENIOR & CIE. Forme: SOCIETE
PAR ACTIONS SIMPLIFIEE. Adresse du siège social: 155, 159, rue du Docteur
Bauer,93400 Saint-Ouen. Comptes annuels et rapports de l'exercice clos le: 31
décembre 2004. |
||
|
|
||
|
03/12/2003 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR ET COMPAGNIE. Forme : S.A.S Nom
commercial: Vente par Correspondance Promotion Bleu Bonheur-Club Senior Mode
Senior Vente par Correspondance Senior. Commentaires : modification survenue
sur l'administration. Administration : commissaires aux comptes suppléants
partants : VANDENBURIE (Pierre) RIVIERE (Gérard). Modification de membres du
comité de direction : VAD HOLDING, représentée par FILLIETTE (Antoine) 3
SUISSES INTERNATIONAL, représentée par GAIN ( Annie). Nomination de
commissaires aux comptes suppléants : BMD ASSOCIES PEROT (Bernard). |
||
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|
31/10/2002 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR ET COMPAGNIE. Forme : S.A.S Nom commercial:
V.P.C. Promotion Bleu Bonheur-Club Senior Mode Senior V.P. C. Senior.
Commentaires : modification survenue sur la forme juridique et l'
administration. Administration : commissaire aux comptes titulaire partant :
CABINET BRACQ ET ASSOCIES. Administrateur partant : 3 SUISSES INTERNATIONAL,
représentée par GAIN ( Annie). Modification du président : MONIEZ (Jacques).
Administrateur partant : VAD HOLDING, représentée par FILLIETTE (Antoine).
Nomination d'un commissaire aux comptes titulaire : CABINET BRACQ VANDENBURIE
ET ASSOCIES. |
||
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|
05/03/2002 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR & COMPAGNIE. Forme : S.A. Capital
: 167 640 euros Nom commercial: V.P.C. Promotion Bleu Bonheur-Club Senior Mode
Senior V.P.C. Senior. Commentaires : modification survenue sur le capital
(diminution). |
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|
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|
26/12/2001 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR & COMPAGNIE. Forme : S.A Nom commercial:
V.P.C. Promotion Bleu Clair Club Sénior Mode Sénior V.P.C. Sénior.
Commentaires : modification survenue sur le nom commercial et l'
administration. Administration : nomination du président du conseil d'
administration et administrateur : MONIEZ (Jacques). Président du conseil
d'administration partant : ZECCHINI ( |
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|
03/01/2001 |
B |
Modifications et mutations diverses |
|
RCS
Roubaix-Tourcoing B 300094562 RC 90- B 458 SENIOR & COMPAGNIE. Forme : S.A.
à conseil d'administration. Activité : publicité générale, promotion de
vente, marketing, édition, location d'adresses, vente par correspondance et
services informatiques. Adresse du siège social : 4 place |
||
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|
29/12/2000 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR & COMPAGNIE. Forme : S.A. Capital
: 1 100 000 F. Activité : vente par correspondance, publicité générale,
promotion des ventes, marketing, édition, location d'adresses et services
informatiques. Adresse du siège social : 155-159 rue du Docteur-Bauer, 93400
Saint-Ouen. Commentaires : modification survenue sur l'adresse du siège
social, l'activité, l'adresse de l'établissement principal et l'
administration. Cette société transfère son siège du 4 place de la
République, 59170 Croix. Ancien RC : 90-B 458. Administration : modification
du président du conseil d'administration : ZECCHINI ( |
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|
24/12/2000 |
B |
Modifications et mutations diverses |
|
RCS
Bobigny B 300094562 RC 91-B 443 SENIOR & COMPAGNIE. Forme : S.A.
Commentaires : modification survenue sur l'adresse de l'établissement
principal Etablissement principal: Adresse : 155- 159 rue |
||
|
|
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|
16/08/1998 |
B |
Modifications et mutations diverses |
|
RCS
Roubaix-Tourcoing B 300 094 562 RC 90-B 458 SENIOR ET COMPAGNIE. Forme : S.A.
à conseil d'administration. Capital : 1 100 000 F. Adresse du siège social :
4 place de la République 59170 Croix. Administration : P.-D.G. : BLAIN (
Jacques). Administrateurs : 3 SUISSES INTERNATIONAL CONTENTIA |
||
|
|
||
|
01/06/1997 |
B |
Modifications et mutations diverses |
|
RCS
Roubaix-Tourcoing B 300 094 562 RC 90-B 458 SENIOR ET COMPAGNIE. Forme : S.A.
à conseil d'administration. Capital : 1 100 000 F. Adresse du siège social :
4 place de la République 59170 Croix. Administration : P.-D.G. : BLAIN (
Jacques). Administrateur : CONTENTIA |
||
|
|
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|
02/05/1997 |
A_REG |
Création d'établissement |
|
RCS
Roubaix-Tourcoing B 475 580 437 A dater du: 19 février 1955 RC 55-B 43 COGEMAG.
Forme : société en commandite simple. Capital : 252 000 F. Adresse du siège
social : 12 rue de la Centenaire 59170 Croix. Administration : gérant non
associé : MONIEZ (Jacques). Commissaire aux comptes titulaire : CABINET BRACQ
ET ASSOCIES-STE D'EXPERTISE COMPTABLE |
||
|
|
||
|
02/05/1997 |
A_REG |
Création d'établissement |
|
RCS
Roubaix-Tourcoing B 475 580 437 A dater du: 19 février 1955 RC 55-B 43 COGEMAG.
Forme : société en commandite simple. Capital : 252 000 F. Adresse du siège
social : 12 rue de la Centenaire 59170 Croix. Administration : gérant non
associé : MONIEZ (Jacques). Commissaire aux comptes titulaire : CABINET BRACQ
ET ASSOCIES-STE D'EXPERTISE COMPTABLE |
||
|
Company events history |
|
|
Date |
Description |
|
23/07/2010 |
Update of Company Legal Form |
|
23/07/2010 |
Other modification of Establishment (error
correction) |
|
02/03/2010 |
New ultimate parent |
|
02/03/2010 |
New parent detected |
|
31/12/2009 |
Update of Company Activity |
|
31/12/2009 |
Modification of Company Activity |
|
31/12/2009 |
New accounts available |
|
30/12/2009 |
Bodacc B: Various editing or changing |
|
16/12/2009 |
Minutes of general meeting of shareholders |
|
30/11/2009 |
Legal Gazette: Resignation / Revocation of the social representative |
|
23/11/2009 |
Legal Gazette: Appointment of the social representative |
|
22/09/2009 |
Bodacc B: Various editing or changing |
|
11/09/2009 |
New auditor |
|
11/09/2009 |
Minutes of general meeting of shareholders |
|
11/09/2009 |
Updated articles of association |
|
31/12/2008 |
New accounts available |
|
19/12/2008 |
Bodacc B: Various editing or changing |
|
19/12/2008 |
New Bodacc B ads detected |
|
08/12/2008 |
Amendment |
|
08/12/2008 |
Private document |
|
Establishment
events history |
|
|
Date |
Description |
|
29/09/2010 |
Update Rating |
|
29/09/2010 |
Update Limit |
|
29/12/2009 |
Update Rating |
|
03/10/2009 |
Update Limit |
|
05/09/2009 |
Update Rating |
|
19/08/2009 |
Update of phone numbers |
|
08/12/2008 |
Update Rating |
|
08/12/2008 |
Update Limit |
|
17/11/2008 |
Update of phone numbers |
|
01/10/2008 |
Update Limit |
|
03/09/2008 |
Update Rating |
|
16/12/2007 |
Update Limit |
|
10/12/2007 |
Update Limit |
|
08/12/2007 |
Update Limit |
|
27/09/2007 |
Update Limit |
|
11/04/2007 |
Update Limit |
|
11/04/2007 |
Update Rating |
|
25/01/2007 |
Update Limit |
Directors
|
Director |
|||
|
Name |
M HERMANNS FRANZ |
Manager position |
Président |
|
Date of birth |
10/10/1959 |
Place of birth |
|
|
Type of manager |
Individual |
Name at birth of manager |
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.78 |
|
|
1 |
Rs.73.43 |
|
Euro |
1 |
Rs.65.27 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.