MIRA INFORM
REPORT
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Report Date : |
14.05.2011 |
IDENTIFICATION DETAILS
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Name : |
BRETZ WOHNTRÄUME GMBH |
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Registered Office : |
Alexander-Bretz-Str.
2, D 55457 Gensingen, Post Box: 80 |
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Country : |
Germany |
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Financials (as on) : |
31.12.2009 |
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Date of Incorporation : |
18.01.1988 |
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Com. Reg. No.: |
HRB 22143 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Manufacture of uphostered furniture |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Maximum Credit Limit : |
166.500 EUR |
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Status : |
Satisfactory |
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Payment
Behaviour : |
Regular |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2010
|
Country Name |
Previous Rating (30.09.2010) |
Current Rating (31.12.2010) |
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Germany |
a1 |
a1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
Company name & address
Bretz Wohnträume GmbH
Main address:
Alexander-Bretz-Str.
2
D 55457 Gensingen
Post Box:
80
Telephone: 06727/8950
Telefax: 06727/1030
Homepage: www.bretz.de
E-mail: info@bretz.de
VAT no
DE148264864
Synthesis
LEGAL FORM Private
limited company
Date of foundation: 1987
Shareholders'
agreement: 23.12.1987
Registered on: 18.01.1988
Commercial Register: Local court 55116 Mainz
under: HRB
22143
Share capital: EUR 26.075,88
Shareholder
Karl Fritz Bretz
Am Eichborn 7
D 55457 Gensingen
born: 21.11.1932
Share: EUR 8.691,96
Shareholder
Dr. Hartmut Bretz
Am Buchenring 21
D 55442 Stromberg
born: 25.01.1961
Share: EUR 8.691,96
Shareholder
Norbert Bretz
Kupferbergterrasse
27
D 55116 Mainz
born: 27.07.1965
Share: EUR 8.691,96
Manager
Karl Fritz Bretz
Am Eichborn 7
D 55457 Gensingen
having sole power
of representation
born: 21.11.1932
Marital status:
married
Manager:
Dr. Hartmut Bretz
Am Buchenring 21
D 55442 Stromberg
born: 25.01.1961
Marital status:
married
Manager:
Norbert Bretz
Kupferbergterrasse
27
D 55116 Mainz
born: 27.07.1965
Marital status:
single
COMPANY HISTORY
23.12.1987 - 21.03.1995 Bretz Wohnträume GmbH
Alexander-Bretz-Str.
2
D 55457 Gensingen
Private limited
company
BUSINESS ACTIVITIES
Sectors
31091
Manufacture of uphostered furniture
31099
Manufacture of other furniture n.e.c.
FINANCIAL INFORMATION
Payment experience: within agreed terms
Negative information: We have no negative information at hand.
Maximum credit: 166.500
EUR
Balance sheet year: 2009
REAL ESTATE
Type of ownership: Tenant
Address Alexander-Bretz-Str. 2
D 55457 Gensingen
Real Estate of:: Karl Fritz Bretz
Type of ownership: proprietor
Share: 100,00 %
Address Am Eichborn 7
D 55457 Gensingen
Type of real estate: detached single-family
house
Land register documents were not available.
BANKERS
Principal bank
COMMERZBANK VORMALS DRESDNER BANK, BINGEN AM
RHEIN
Sort. code: 51080060, BIC: DRESDEFF510
Further bank
COMMERZBANK, MAINZ A RHEIN
Sort. code: 55040022, BIC: COBADEFF550
FINANCIAL FIGURES
Turnover:
2009 EUR 9.800.000,00
Employees:
70
- thereof permanent staff: 70
The aforementioned business figures may partly
be estimated information based on average values in the line of business.
BALANCE SHEETS
Balance sheet ratios 2009
Equity ratio [%]: 67,32
Liquidity ratio: 10,00
Return on total capital [%]: 0,17
Balance sheet ratios 2008
Equity ratio [%]: 65,37
Liquidity ratio: 3,07
Return on total capital [%]: 4,76
Equity ratio
The equity ratio
indicates the portion of the equity as compared to the total capital. The higher
the equity ratio, the better the economic stability (solvency) and thus the
financial autonomy of a company.
Liquidity ratio
The liquidity ratio
shows the proportion between adjusted receivables and net liabilities. The
higher the ratio, the lower the company's financial dependancy from external
creditors.
Return on total capital
The return on total
capital shows the efficiency and return on the total capital employed in the
company. The higher the return on total capital, the more economically does the
company work with the invested capital.
Type of balance
sheet:
Company balance sheet
Financial year:
01.01.2009 - 31.12.2009
ASSETS EUR 3.309.244,39
Fixed
assets EUR 428.782,68
Intangible
assets EUR 12.155,18
Other /
unspecified intangible assetsEUR
12.155,18
Tangible
assets EUR 416.627,50
Other /
unspecified tangible assets EUR 416.627,50
Current
assets EUR 2.792.754,44
Stocks EUR 948.714,18
Accounts
receivable EUR 1.118.782,85
Other
debtors and assets EUR 1.118.782,85
Liquid
means EUR 725.257,41
Remaining
other assets EUR 87.707,27
Accruals
(assets) EUR 87.707,27
LIABILITIES EUR 3.309.244,39
Shareholders'
equity EUR 2.193.244,52
Capital EUR 26.075,89
Subscribed
capital (share capital) EUR 26.075,89
Balance
sheet profit/loss (+/-) EUR 2.167.168,63
Profit /
loss brought forward EUR 2.161.474,95
Annual
surplus / annual deficit EUR 5.693,68
Provisions EUR 570.323,10
Liabilities EUR 545.676,77
Other
liabilities EUR 545.676,77
Unspecified
other liabilities EUR 545.676,77
Type of balance
sheet:
Company balance sheet
Financial year:
01.01.2008 - 31.12.2008
ASSETS EUR 3.450.391,33
Fixed
assets EUR 459.980,18
Intangible
assets EUR 9.880,68
Tangible
assets EUR 450.099,50
Current
assets EUR 2.884.503,82
Stocks EUR 811.589,92
Accounts
receivable EUR 998.681,00
Investments
in current assets EUR 826.319,94
Liquid
means EUR 247.912,96
Remaining
other assets EUR 105.907,33
Accruals
(assets) EUR 105.907,33
LIABILITIES EUR 3.450.391,33
Shareholders'
equity EUR 2.187.550,84
Capital EUR 26.075,89
Subscribed
capital (share capital) EUR 26.075,89
Balance
sheet profit/loss (+/-) EUR 2.161.474,95
Profit /
loss brought forward EUR 1.997.390,62
Annual
surplus / annual deficit EUR 164.084,33
Provisions EUR
619.957,37
Liabilities EUR 642.883,12
Guarantees
and other commitments EUR 21.000,00
Guarantees /
warranties EUR 21.000,00
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.44.91 |
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UK Pound |
1 |
Rs.73.06 |
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Euro |
1 |
Rs.64.03 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.