MIRA
INFORM REPORT
|
Report Date : |
07.11.2011 |
IDENTIFICATION DETAILS
|
Name : |
DASSAN FASHIONS PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
34/72, Punjabi Bagh West, New Delhi – 110026, Delhi |
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|
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Country : |
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|
|
|
Financials (as
on) : |
31.03.2010 |
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|
|
|
Date of
Incorporation : |
29.04.2005 |
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|
|
|
Com. Reg. No.: |
135592 |
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|
Capital
Investment / Paid-up Capital : |
Rs.30.200 Millions |
|
|
|
|
CIN No.: [Company Identification
No.] |
U18101DL2005PTC135592 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
DELD08852E |
|
|
|
|
PAN No.: [Permanent Account No.] |
AACCD2078C |
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|
Legal Form : |
Private Limited Liability Company |
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|
Line of Business
: |
Manufacturer and Exporter of Readymade Garment |
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|
|
|
No. of Employees
: |
400 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (44) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
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|
|
|
Payment Behaviour : |
Usually Correct |
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|
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Litigation : |
Clear |
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|
|
Comments : |
Subject is an established company having satisfactory track. Trade
relations are reported as fair. Business is active. Payments are reported to
be usually correct. The company can be considered normal for business dealings at usual
trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
INFORMATION PARTED BY
|
Name : |
Mr. Daman |
|
Designation : |
H R Head |
|
Contact No.: |
91-124-4265885 |
|
Date : |
05.11.2011 |
LOCATIONS
|
Registered Office : |
34/72, Punjabi Bagh West, New Delhi – 110026, Delhi, India |
|
Tel. No.: |
91-124-4265885 |
|
E-Mail : |
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|
Website : |
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|
Location : |
Owned |
|
|
|
|
Factory 1 : |
A-5 Infocity Sector 34, Near Hero Honda Factory, Gurgaon, Haryana,
India |
DIRECTORS
AS ON 30.09.2010
|
Name : |
Mr. Daljit Singh |
|
Designation : |
Director |
|
Address : |
34/72, Punjabi Bagh West, New Delhi – 110026, Delhi, India |
|
Date of Appointment : |
29.04.2005 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U74899DL1991PTC046025 |
ADHUNIK POLYMERS PRIVATE
LIMITED |
Director |
28/09/1998 |
28/09/1998 |
01/01/2010 |
Active |
|
|
2 |
U45201DL2001PTC111267 |
RAJINDERA PROMOTERS
PRIVATE LIMITED |
Director |
14/06/2001 |
14/06/2001 |
- |
Active |
|
|
3 |
U70101DL2004PTC128615 |
CHETAN PROMOTERS PRIVATE
LIMITED |
Director |
25/08/2004 |
25/08/2004 |
- |
Active |
|
|
4 |
U18101DL2005PTC135592 |
DASSAN FASHIONS PRIVATE
LIMITED |
Director |
29/04/2005 |
29/04/2005 |
- |
Active |
NO |
|
5 |
U18101DL2003PTC122152 |
ORIENTAL STITCH PRIVATE
LIMITED |
Director |
12/09/2005 |
12/09/2005 |
15/12/2006 |
Active |
NO |
|
6 |
U51909DL2007PTC158341 |
SARVDAL EXPORTS PRIVATE
LIMITED |
Director |
24/01/2007 |
24/01/2007 |
- |
Active |
|
|
7 |
U74899DL1973PTC006453 |
VISHWA ESTATES PVT LTD |
Director |
02/04/2007 |
02/04/2007 |
11/12/2010 |
Active |
NO |
|
8 |
U17212DL1999PTC102313 |
R.S. AIRCON PRIVATE
LIMITED. |
Director |
15/06/2007 |
15/06/2007 |
- |
Active |
NO |
|
Name : |
Mr. Sarvjit Singh |
|
Designation : |
Director |
|
Address : |
34/72, Punjabi Bagh West, New Delhi – 110026, Delhi, India |
|
Date of Appointment : |
29.04.2005 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U74899DL1991PTC046025 |
ADHUNIK POLYMERS PRIVATE
LIMITED |
Director |
28/09/1998 |
28/09/1998 |
01/01/2010 |
Active |
|
|
2 |
U45201DL2001PTC111267 |
RAJINDERA PROMOTERS
PRIVATE LIMITED |
Director |
14/06/2001 |
14/06/2001 |
- |
Active |
|
|
3 |
U70101DL2004PTC128615 |
CHETAN PROMOTERS PRIVATE
LIMITED |
Director |
25/08/2004 |
25/08/2004 |
- |
Active |
|
|
4 |
U18101DL2005PTC135592 |
DASSAN FASHIONS PRIVATE
LIMITED |
Director |
29/04/2005 |
29/04/2005 |
- |
Active |
NO |
|
5 |
U18101DL2003PTC122152 |
ORIENTAL STITCH PRIVATE
LIMITED |
Director |
12/09/2005 |
12/09/2005 |
15/12/2006 |
Active |
NO |
|
6 |
U51909DL2007PTC158341 |
SARVDAL EXPORTS PRIVATE
LIMITED |
Director |
24/01/2007 |
24/01/2007 |
- |
Active |
|
|
7 |
U74899DL1973PTC006453 |
VISHWA ESTATES PVT LTD |
Director |
02/04/2007 |
02/04/2007 |
11/12/2010 |
Active |
NO |
|
8 |
U17212DL1999PTC102313 |
R.S. AIRCON PRIVATE
LIMITED. |
Director |
15/06/2007 |
15/06/2007 |
- |
Active |
NO |
|
Name : |
Mr. Jagdish Singh Malhotra |
|
Designation : |
Director |
|
Address : |
34/72, Punjabi Bagh West, New Delhi – 110026, Delhi, India |
|
Date of Appointment : |
06.02.2006 |
Other Directorship:
|
S.No. |
CIN |
Name of the Company |
Current designation of the director |
Date of appointment at current designation |
Original date of appointment |
Date of cessation |
Company Status |
Defaulting status |
|
1 |
U18101DL2005PTC135592 |
DASSAN FASHIONS PRIVATE
LIMITED |
Director |
06/02/2006 |
06/02/2006 |
- |
Active |
NO |
KEY EXECUTIVES
|
Name : |
Mr. Daman |
|
Designation : |
H R Head |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 30.09.2010
|
Names of Shareholders |
|
No. of Shares |
|
Daljit Singh |
|
1510000 |
|
Sarvjit Singh |
|
1510000 |
|
Total |
|
3020000 |
AS ON 30.09.2010
|
Category |
Percentage |
|
Directors or relatives of Directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer and Exporter of Readymade Garment |
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Exports : |
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Products : |
Readymade Garment |
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Countries : |
United Kingdom |
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Terms : |
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Selling : |
L/C, Cash, Credit (30 days, 60
days) |
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Purchasing : |
Cash, Credit (30 days, 60 days) |
GENERAL INFORMATION
|
Suppliers : |
·
Green Freight Private lImited ·
Gulati Threas House ·
Harish Electricals ·
Haryana Graphics ·
Jeena and Company ·
J S Dye chem |
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Customers : |
·
Wholesalers ·
End Users ·
Retailers |
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No. of Employees : |
400 (Approximately) |
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Bankers : |
State Bank of
India, Chandni Chowk, Delhi - 110006, Delhi, India |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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|
Name : |
Nitya K Sharma and Associates Chartered Accountant |
|
Address : |
1-A-180, Lajpat Nagar, New Delhi – 110024, Delhi, India |
|
|
|
|
Associates/Subsidiaries : |
NA |
CAPITAL STRUCTURE
AS ON 31.03.2010
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
5000000 |
Equity Shares |
Rs.10/- each |
Rs.50.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
3010000 |
Equity Shares |
Rs.10/- each |
Rs.30.100
Millions |
|
10000 |
Equity Shares |
Rs.10/- each |
Rs.0.100
Million |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Millions]
|
Particulars |
|
|
31.03.2011 |
|
Sales Turnover (Approximately) |
|
|
280.000 |
Expected Sales (2011-2012) : Rs.400.000 Millions
The above information has been parted by Mr. Daman (H R Head)
Note : Sole Proprietory and Partnership concerns are exempted
from filing their financials with the Government Authorities or Registry
Records.
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
30.200 |
30.200 |
30.200 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
33.608 |
17.487 |
11.298 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
63.808 |
47.687 |
41.498 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
44.529 |
21.979 |
14.013 |
|
|
2] Unsecured Loans |
81.894 |
96.653 |
73.952 |
|
|
TOTAL BORROWING |
126.423 |
118.632 |
87.965 |
|
|
DEFERRED TAX LIABILITIES |
0.947 |
1.011 |
1.074 |
|
|
|
|
|
|
|
|
TOTAL |
191.178 |
167.330 |
130.537 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
108.883 |
105.747 |
103.398 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.000 |
0.000 |
0.000 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
93.401
|
57.133 |
19.492 |
|
|
Sundry Debtors |
21.108
|
7.754 |
2.432 |
|
|
Cash & Bank Balances |
0.881
|
0.503 |
0.579 |
|
|
Other Current Assets |
2.696
|
2.005 |
3.150 |
|
|
Loans & Advances |
8.717
|
23.826 |
25.903 |
|
Total
Current Assets |
126.803
|
91.221 |
51.556 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
32.231
|
17.224 |
9.460 |
|
|
Other Current Liabilities |
7.186
|
5.442 |
8.515 |
|
|
Provisions |
5.091
|
7.059 |
6.613 |
|
Total
Current Liabilities |
44.508
|
29.725 |
24.588 |
|
|
Net Current Assets |
82.295
|
61.496 |
26.968 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.087 |
0.171 |
|
|
|
|
|
|
|
|
TOTAL |
191.178 |
167.330 |
130.537 |
|
PROFIT & LOSS ACCOUNT
|
|
PARTICULARS |
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
129.806 |
35.523 |
91.700 |
|
|
|
Other Income |
33.613 |
34.072 |
39.100 |
|
|
|
Differed Tax Assets |
0.064 |
0.063 |
NA |
|
|
|
TOTAL (A) |
163.483 |
69.658 |
NA |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
Purchases |
69.166 |
39.962 |
|
|
|
|
Manufacturing Expenses |
78.986 |
30.108 |
NA |
|
|
|
Administrative Expenses |
24.456 |
19.482 |
|
|
|
|
Increased / (Decreased) In
Stock |
(36.267) |
(37.641) |
|
|
|
|
TOTAL (B) |
136.341 |
51.911 |
NA |
|
|
|
|
|
|
|
|
Less |
PROFIT
BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B) (C) |
27.142 |
17.747 |
NA |
|
|
|
|
|
|
|
|
|
Less |
FINANCIAL
EXPENSES (D) |
3.607 |
2.372 |
0.655 |
|
|
|
|
|
|
|
|
|
|
PROFIT
BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D) (E) |
23.535 |
15.375 |
NA |
|
|
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION (F) |
2.416 |
2.125 |
2.444 |
|
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX (E-F) (G) |
21.119 |
13.250 |
NA |
|
|
|
|
|
|
|
|
|
Less |
TAX (I) |
7.113 |
7.062 |
NA |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
(G-I) (J) |
14.006 |
6.188 |
NA |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2010 |
31.03.2009 |
31.03.2008 |
|
PAT / Total Income |
(%) |
8.57
|
8.88 |
NA |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
16.26
|
37.29 |
NA |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
8.96
|
6.73 |
NA |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.33
|
0.28 |
NA |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Liability/Networth) |
|
2.68
|
3.11 |
2.71 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
2.85
|
3.07 |
2.10 |
LOCAL AGENCY FURTHER INFORMATION
|
Check List by
Info Agents |
Available in
Report (Yes / No) |
|
1) Year of Establishment |
Yes |
|
2) Locality of the firm |
Yes |
|
3) Constitutions of the firm |
Yes |
|
4) Premises details |
Yes |
|
5) Type of Business |
Yes |
|
6) Line of Business |
Yes |
|
7) Promoter's background |
-- |
|
8) No. of employees |
Yes |
|
9) Name of person contacted |
Yes |
|
10) Designation of contact person |
Yes |
|
11) Turnover of firm for last three years |
Yes |
|
12) Profitability for last three years |
No |
|
13) Reasons for variation <> 20% |
-- |
|
14) Estimation for coming financial year |
Yes |
|
15) Capital in the business |
Yes |
|
16) Details of sister concerns |
-- |
|
17) Major suppliers |
No |
|
18) Major customers |
No |
|
19) Payments terms |
Yes |
|
20) Export / Import details (if
applicable) |
Yes |
|
21) Market information |
-- |
|
22) Litigations that the firm / promoter
involved in |
-- |
|
23) Banking Details |
Yes |
|
24) Banking facility details |
-- |
|
25) Conduct of the banking account |
-- |
|
26) Buyer visit details |
-- |
|
27) Financials, if provided |
No |
|
28) Incorporation details, if applicable |
-- |
|
29) Last accounts filed at ROC |
-- |
|
30) Major Shareholders, if available |
-- |
Form 8:
|
Corporate identity number of the company |
U18101DL2005PTC135592 |
|
Name of the company |
DASSAN FASHIONS PRIVATE LIMITED |
|
Address of the registered office or of the
principal place of business in |
34/72, Punjabi Bagh West, New Delhi –
110026, Delhi, India |
|
This form is for |
Modification of charge |
|
Type of charge |
Book Debts Movable Property Immovable Property |
|
Particular of charge holder |
STATE BANK OF INDIA |
|
Nature of instrument creating charge |
Supplemental agreement of loan cum hypothecation,
letter of arrangement, and agreement of loan cum hypothecation |
|
Date of instrument Creating the charge |
03/11/2009 |
|
Amount secured by the charge |
Rs.50.000 Millions |
|
Brief of the principal terms an conditions
and extent and operation of the charge |
Rate of Interest Interest to be charged @2.75% below SBAR
with minimum@ 9% p. a. Terms of Repayment repay on demand Margin Margin on domestic receivables 25% Extent and Operation of the charge export packing credit Rs.30.000 Millions
and foreign bills purchase discount Rs.20.000 Millions both way full
interchangeability secured by first charge on all current and fixed assets of
the company. |
|
Short particulars of the property charged |
Hypothecation by way of first charge on
entire current and fixed assets including stock present and future,
receivables stock of raw
materials, goods book debts and
vehicles and all other movable assets
of the company including receivable documents of title to the goods,
outstanding moneys, receivables claims, bills, invoice, documents, contracts
insurance polices, engagements, securities, investments, rights and other
assets and present and future machinery of the company. Equitable mortgage of
immovable property No-A-5 Infocity, Sector-34, Gurgaon, Haryana. |
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No available
information exist that suggest that subject or any of its principals have been
formally charged or convicted by a competent governmental authority for any
financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling shareholders,
director, officer or employee of the company is a government official or a
family member or close business associate of a Government official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.08 |
|
|
1 |
Rs.78.65 |
|
Euro |
1 |
Rs.67.79 |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
5 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
4 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
TOTAL |
|
44 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
MAXIMUM CREDIT LIMIT:
|
Maximum Credit Limit : |
USD 255232 |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.