MIRA INFORM
REPORT
|
Report Date : |
12.11.2011 |
IDENTIFICATION DETAILS
|
Name : |
MISTER LADY GMBH |
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Registered Office : |
Sprottauer Str.
4-10, D 90475 Nürnberg |
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Country : |
Germany |
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Financials (as on) : |
31.12.2009 |
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Date of Incorporation : |
20.06.1979 |
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|
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Com. Reg. No.: |
HRB 4061 |
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Legal Form : |
Private Limited Company |
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Line of Business : |
Retail sale of clothing |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
250,000 EUR |
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Status : |
Satisfactory |
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Payment
Behaviour : |
Regular |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
Germany |
a1 |
a1 |
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Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
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High |
B2 |
|
Very High |
C1 |
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Restricted |
C2 |
|
Off-credit |
D |
Company name & address
mister lady GmbH
Main address:
Sprottauer Str.
4-10
D 90475 Nürnberg
Telephone: 0911/984764-03
Telefax: 0911/984764-15
Homepage: www.mister-lady.com
E-mail: KBRETZ@wsberan.de
VAT no
DE133544182
Synthesis
LEGAL FORM
Private limited company
Date of foundation: 17.11.1969
Shareholders'
agreement: 17.11.1969
Registered on: 20.06.1979
Commercial Register: Local court 90402 Nürnberg
under: HRB
4061
Share capital EUR 515,000.00
Shareholder
Opcon AG
Hauptstr. 53
CH 4127 Birsfelden
Legal form: Public
limited company
Share: EUR 515,000.00
Manager
Rudolf Kempter
Waldäckerweg 15
D 90455 Nürnberg
having sole power
of representation
born: 15.01.1960
Manager:
Albert Himmel
D 90762 Fürth
having sole power
of representation
born: 19.01.1963
Manager:
Jürgen Hanslbauer
D 90547 Stein
having sole power
of representation
born: 13.03.1965
Proxy
Christian Döllner
D 90475 Nürnberg
authorized to
jointly represent the company
Proxy:
Harald Harbusch
D 90562
Heroldsberg
authorized to
jointly represent the company
Further functions/participations of Albert Himmel (Manager)
Manager:
Printjoo GmbH Internet
Print Service
Thomas-Mann-Str. 50
D 90471 Nürnberg
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 27.04.2001
Reg. data: 90402 Nürnberg, HRB 18238
Proxy:
Quelle.Contact Holding
GmbH
Nürnberger Str. 91-95
D 90762 Fürth
Legal form: Private limited
company
insolvent
Share capital: EUR 140,000.00
Registered
on: 10.11.2004
Reg. data: 90762 Fürth, HRB 9946
COMPANY HISTORY
17.11.1969 - 31.05.1979 Western Store Beran Gesellschaft mit
beschränkter Haftung
D 40210 Düsseldorf
Private limited
company
01.06.1979 - 11.06.1996 Western Store Beran Gesellschaft mit
beschränkter Haftung
Sprottauer Str. 4-8
D 90475 Nürnberg
Private limited
company
12.06.1996 - 06.06.2005 Western Store Beran mister + lady JEANS
GmbH
Sprottauer Str. 4-8
D 90475 Nürnberg
Private limited
company
07.06.2005 - 03.04.2007 mister + lady GmbH
Sprottauer Str. 4-10
D 90475 Nürnberg
Private limited
company
RESIGNED ACTING PERSONS AND SHAREHOLDERS
07.06.2005 - 27.01.2011 President of the Board of Management
Dieter Beran
D 90402 Nürnberg
04.12.2008 - 02.03.2009 Manager
Ellen Beran
D 90402 Nürnberg
BUSINESS ACTIVITIES
Main industrial sector
47710
Retail sale of clothing
47722
Retail sale of leatheware and baggage
FINANCIAL INFORMATION
Payment experience: within agreed terms
Negative information: We have no negative information at hand.
Maximum credit: 250,000
EUR
Balance sheet year: 2009
REAL ESTATE
Type of ownership: Tenant
Address Sprottauer
Str. 4-10
D 90475 Nürnberg
Real Estate of: Rudolf
Kempter
Type of ownership: Tenant
Address Waldäckerweg
15
D 90455 Nürnberg
Land register documents were not available.
BANKERS
UNICREDIT BANK - HYPOVEREINSBANK, NÜRNBERG,
MITTELFR
Sort. code: 76020070, BIC: HYVEDEMM460
COMMERZBANK VORMALS DRESDNER BANK, NÜRNBERG,
MITTELFR
Sort. code: 76080040, BIC: DRESDEFF760
DEUTSCHE BANK, NÜRNBERG, MITTELFR
Sort. code: 76070012, BIC: DEUTDEMM760
SPARKASSE NÜRNBERG, NÜRNBERG, MITTELFR
Sort. code: 76050101, BIC: SSKNDE77XXX
STÄDTISCHE SPARKASSE SCHWEINFURT -ALT-,
SCHWEINFURT
Sort. code: 79350000, BIC: BYLADEM1SSW
COMMERZBANK, NÜRNBERG, MITTELFR
Sort. code: 76040061, BIC: COBADEFF760
FINANCIAL FIGURES
Turnover:
2009 EUR 114,331,521.00
Profit:
2009 EUR 2,224,598.00
Total numbers of vehicles: 28
- Passenger cars: 4
Employees:
1,466
BALANCE SHEETS
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity ratio [%]: 45.98
Liquidity ratio: 10.00
Return on total capital [%]: 6.11
Balance sheet ratios 01.01.2008 - 31.12.2008
Equity ratio [%]: 43.22
Liquidity ratio: 10.00
Return on total capital [%]: 0.03
Balance sheet ratios 01.01.2007 - 31.12.2007
Equity ratio [%]: 52.15
Liquidity ratio: 10.00
Return on total capital [%]: 8.43
Equity ratio
The equity ratio
indicates the portion of the equity as compared to the total capital. The
higher the equity ratio, the better the economic stability (solvency) and thus
the financial autonomy of a company.
Liquidity ratio
The liquidity ratio
shows the proportion between adjusted receivables and net liabilities. The
higher the ratio, the lower the company's financial dependancy from external
creditors.
Return on total capital
The return on total
capital shows the efficiency and return on the total capital employed in the
company. The higher the return on total capital, the more economically does the
company work with the invested capital.
Type of balance
sheet:
Company balance sheet
Financial year:
01.01.2009 - 31.12.2009
ASSETS EUR 36,478,417.63
Fixed
assets EUR 8,224,830.53
Intangible
assets EUR 111,630.00
Concessions, licences, rights
EUR 111,630.00
Tangible
assets EUR 4,091,888.09
Other
tangible assets / fixtures and
fittings EUR 4,086,496.00
Advance
payments made / construction
in
progress
EUR 5,392.09
Financial
assets EUR 4,021,312.44
Shares in
participations /
subsidiaries
and the like EUR 2,523,234.06
Shares in
related companies EUR 2,523,234.06
Other
loans EUR 1,498,078.38
Current
assets EUR 28,022,076.79
Stocks EUR 9,502,000.00
Finished
goods / work in progress EUR 9,502,000.00
Accounts
receivable EUR 3,218,344.02
Trade
debtors EUR 434,834.08
Amounts due
from related companies EUR 1,134,840.25
Other
debtors and assets EUR 1,648,669.69
Liquid
means EUR 15,301,732.77
Remaining
other assets EUR 231,510.31
Accruals
(assets) EUR 231,510.31
LIABILITIES EUR 36,478,417.63
Shareholders'
equity EUR 16,790,632.54
Capital EUR 515,000.00
Subscribed
capital (share capital) EUR 515,000.00
Reserves
EUR 29,225.18
Capital
reserves EUR 29,225.18
Balance
sheet profit/loss (+/-) EUR
16,246,407.36
Profit /
loss brought forward EUR 14,021,809.77
Annual
surplus / annual deficit EUR 2,224,597.59
Items between
shareholders' equity and
debt
capital
EUR 184,065.08
Mezzanine
financing EUR 184,065.08
Contributions of silent partners
EUR 184,065.08
Provisions EUR 10,645,330.23
Pension
provisions and comparable
provisions EUR 5,169,121.00
Provisions
for taxes EUR 1,419,491.23
Other /
unspecified provisions EUR 4,056,718.00
Liabilities EUR 8,086,787.78
Financial
debts EUR 8,476.99
Liabilities
due to banks EUR 8,476.99
Other
liabilities EUR 8,078,310.79
Trade
creditors (for IAS incl. bills
of
exchange) EUR 4,952,518.59
Liabilities
from received advance
payments
EUR 719,940.47
Unspecified
other liabilities EUR 2,405,851.73
thereof
liabilities from tax /
financial
authorities EUR 2,122,475.30
thereof
liabilities from social
security
EUR 30,279.89
Other
liabilities EUR 771,602.00
Deferrals
(liabilities) EUR 771,602.00
Profit and loss account (cost-summary method)
according to Comm.
Code (HGB)
Sales EUR 114,331,520.56
Other
operating income EUR 2,995,287.98
Cost of materials EUR 47,851,529.26
Raw
materials and supplies, purchased
goods EUR 47,851,529.26
Gross result
(+/-) EUR 69,475,279.28
Staff
expenses EUR 24,607,448.18
Wages and
salaries EUR 20,114,237.52
Social
security contributions and
expenses for
pension plans and
benefits
EUR 4,493,210.66
Total
depreciation EUR 1,118,034.13
Depreciation
on tangible / intangible
asssets
(incl. start-up and exp. of
bus. EUR 1,118,034.13
Other
operating expenses EUR 39,948,098.15
Operating
result from continuing
operations EUR 3,801,698.82
Interest
result (+/-) EUR 7,495.61
Interest and
similar income EUR 70,176.98
thereof
from related companies EUR 0.00
Interest and
similar expenses EUR 62,681.37
Financial
result (+/-) EUR 7,495.61
Result from
ordinary operations (+/-) EUR 3,809,194.43
Income tax /
refund of income tax (+/-)EUR
-1,644,918.88
Other taxes /
refund of taxes EUR 60,322.04
Tax
(+/-)
EUR -1,584,596.84
Annual
surplus / annual deficit EUR 2,224,597.59
Type of balance
sheet:
Company balance sheet
Financial year:
01.01.2008 - 31.12.2008
ASSETS EUR 33,574,604.06
Fixed
assets EUR 7,870,095.61
Intangible
assets EUR 227,157.00
Concessions, licences, rights
EUR 227,157.00
Tangible
assets EUR 3,711,642.73
Other
tangible assets / fixtures and
fittings
EUR 3,690,616.00
Advance
payments made / construction
in
progress
EUR 21,026.73
Financial
assets EUR 3,931,295.88
Shares in
participations /
subsidiaries and the like EUR 2,523,234.06
Shares in
related companies EUR 2,523,234.06
Other
loans EUR 1,408,061.82
Current
assets EUR 25,085,090.20
Stocks EUR 10,178,000.00
Finished
goods / work in progress EUR 10,178,000.00
Accounts
receivable EUR 2,727,920.16
Trade
debtors EUR 336,982.17
Amounts due
from related companies EUR 673,353.51
Other
debtors and assets EUR 1,717,584.48
Liquid
means EUR 12,179,170.04
Remaining
other assets EUR 619,418.25
Accruals
(assets) EUR 619,418.25
LIABILITIES EUR 33,574,604.06
Shareholders'
equity EUR 14,566,034.95
Capital EUR 515,000.00
Subscribed
capital (share capital) EUR 515,000.00
Reserves
EUR 29,225.18
Capital
reserves EUR 29,225.18
Balance
sheet profit/loss (+/-) EUR 14,021,809.77
Profit /
loss brought forward EUR 14,012,497.41
Annual
surplus / annual deficit EUR 9,312.36
Items between
shareholders' equity and
debt
capital
EUR 184,065.08
Mezzanine
financing EUR 184,065.08
Contributions of silent partners
EUR 184,065.08
Provisions EUR 9,300,772.83
Pension
provisions and comparable
provisions EUR 5,008,647.00
Provisions
for taxes EUR 718,397.83
Other /
unspecified provisions EUR 3,573,728.00
Liabilities EUR 8,870,226.20
Financial
debts EUR 7,454.57
Liabilities
due to banks EUR 7,454.57
Other
liabilities EUR 8,862,771.63
Trade
creditors (for IAS incl. bills
of
exchange) EUR
6,813,979.31
Liabilities
from received advance
payments
EUR 595,101.54
Unspecified
other liabilities EUR 1,453,690.78
thereof
liabilities from tax /
financial
authorities EUR 1,151,665.71
thereof
liabilities from social
security
EUR 69,160.37
Other
liabilities EUR 653,505.00
Deferrals
(liabilities) EUR 653,505.00
Guarantees
and other commitments EUR 2,021,000.00
Guarantees /
warranties EUR 2,021,000.00
Warranties
EUR 2,021,000.00
Profit and loss account (cost-summary method)
according to Comm.
Code (HGB)
Sales EUR 108,544,800.07
Other
operating income EUR 2,178,807.14
Cost of
materials EUR 43,401,399.30
Raw
materials and supplies, purchased
goods EUR 43,401,399.30
Gross result
(+/-) EUR 67,322,207.91
Staff
expenses EUR 23,229,834.61
Wages and
salaries EUR
18,992,121.86
Social
security contributions and
expenses for
pension plans and
benefits
EUR 4,237,712.75
Total
depreciation EUR 2,571,783.19
Depreciation
on tangible / intangible
asssets
(incl. start-up and exp. of
bus. EUR 1,303,374.18
Depreciation
on current assets (+/-) EUR 1,268,409.01
Other
operating expenses EUR 38,475,210.43
Operating
result from continuing
operations EUR 3,045,379.68
Interest
result (+/-) EUR 305,562.29
Interest and
similar income EUR 355,421.22
thereof
from related companies EUR 0.00
Interest and
similar expenses EUR 49,858.93
Other
financial result EUR -1,549,124.16
Depreciation
on financial assets and
marketable
securities EUR 1,549,124.16
Financial
result (+/-) EUR -1,243,561.87
Result from
ordinary operations (+/-) EUR 1,801,817.81
Income tax /
refund of income tax (+/-)EUR
-1,785,214.45
Other taxes /
refund of taxes EUR -7,291.00
Tax
(+/-)
EUR -1,792,505.45
Annual surplus / annual deficit EUR 9,312.36
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.50.28 |
|
UK Pound |
1 |
Rs.80.08 |
|
Euro |
1 |
Rs.68.45 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
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NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.