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MIRA INFORM REPORT
|
Report Date : |
08.10.2011 |
IDENTIFICATION DETAILS
|
Name : |
ATELIERS BERNARD ET BONNEFOND |
|
|
|
|
Registered Office : |
7 All Mathieu Murgue, Postcode 42100 Saint Etienne |
|
|
|
|
Country : |
France |
|
|
|
|
Financials (as on) : |
31.08.2010 |
|
|
|
|
Date of Incorporation : |
March 1948 |
|
|
|
|
Com. Reg. No.: |
780139788 |
|
|
|
|
Legal Form : |
Simplified Joint Stock Company |
|
|
|
|
Line of Business : |
Manufacture of
electric motors, generators and transformers |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment
Behaviour : |
No Complaints |
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|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31st, 2011
|
Country Name |
Previous Rating (31.12.2010) |
Current Rating (31.03.2011) |
|
France |
a2 |
a2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
|
Company Details |
|
|
Company Number |
78013978800019 |
|
Name |
ATELIERS BERNARD ET BONNEFOND |
|
Telephone |
|
|
Fax |
|
|
Legal form |
Simplified joint stock company |
|
RCS Registration |
780139788 |
|
Share Capital |
|
|
Incorporation Date |
03/1948 |
|
Address |
7 ALL MATHIEU MURGUE |
|
Postcode |
42100 SAINT ETIENNE |
|
Nationality |
France |
|
Company Name |
ATELIERS BERNARD ET BONNEFOND |
|
Company Number |
78013978800019 |
|
Activity (APE) |
Fabrication de moteurs, génératrices et transformateurs électriques (Manufacture of electric
motors, generators and transformers) |
|
Activity (APRM) |
|
|
Currency |
EURO (€) |
|
Share capital |
874,000 |
|
Registration Court |
Saint-Etienne (42) |
|
Legal form |
Simplified joint stock company |
|
Court Registry Number |
19 5 5B002 |
|
EU VAT Number |
FR78780139788 |
|
Incorporation Date |
03/1948 |
|
Formation Date |
01/1955 |
|
Deregistration Date |
|
|
Last account Date |
31/08/2010 |
|
Nationality |
France |
|
Directors Summary |
|
|
Directorships |
3 |
Directors
|
Director |
|||
|
Name |
M BERNARD PHILIPPE LOUIS NOEL MARIE |
Manager position |
Administrateur |
|
Date of birth |
20/12/1952 |
Place of birth |
42 SAINT-ETIENNE |
|
Type of manager |
Individual |
Name at birth of manager |
|
|
Director |
|||
|
Name |
M BERNARD PIERRE MARIE JEAN |
Manager position |
Directeur général |
|
Date of birth |
11/08/1950 |
Place of birth |
42 SAINT-ETIENNE |
|
Type of manager |
Individual |
Name at birth of manager |
|
|
Director |
|||
|
Name |
M BERNARD MARC FREDERIC LOUIS MARIE |
Manager position |
Administrateur |
|
Date of birth |
18/01/1964 |
Place of birth |
42 SAINT ETIENNE |
|
Type of manager |
Individual |
Name at birth of manager |
|
|
Judgements Summary |
|
No judgements against this company. |
Collective Procedures
|
Courts |
|
There are no Judgements filed against this company. |
|
Rncs |
|
There are no Judgements filed against this company. |
|
Bodacc |
|
There are no Judgements filed against this company. |
|
Preferentials Rights |
|
No social security and tax office preferential right to date. |
|
Share capital |
874,000 |
Na
Group Structure
|
No group structure for this company. |
|
Accounts Summary (last 3 years) |
|||
|
Accounts Date |
31/08/2010 |
31/08/2009 |
31/08/2008 |
|
Turnover |
9,968,545 |
11,751,850 |
11,718,290 |
|
Networth |
4,670,528 |
4,421,632 |
3,903,480 |
|
Number of Employees |
20 to 49 employees |
- |
- |
|
Profit &
Loss |
|||||
|
Account Date |
31/08/2010 |
% |
31/08/2009 |
% |
31/08/2008 |
|
Account period (month) |
12 |
- |
12 |
- |
12 |
|
Account Type |
Normal Account |
- |
Normal Account |
- |
Normal Account |
|
Currency |
Euro |
- |
Euro |
- |
Euro |
|
Turnover |
9,968,545 |
-15.2% |
11,751,850 |
0.3% |
11,718,290 |
|
Exports |
7,033,228 |
-20.3% |
8,826,038 |
-6.1% |
9,403,605 |
|
Operating Charges |
7,549,372 |
-12.2% |
8,595,990 |
0.9% |
8,521,348 |
|
Operating Profit |
2,714,230 |
-21.2% |
3,445,888 |
3.5% |
3,328,792 |
|
Financial Income |
211,554 |
-44.9% |
384,030 |
106.2% |
186,208 |
|
Financial Charges |
40,846 |
-61.7% |
106,565 |
-52.5% |
224,384 |
|
Pre-Tax Profit |
2,884,938 |
-22.5% |
3,723,353 |
13.2% |
3,290,617 |
|
Extraordinary Income |
319,365 |
97.5% |
161,739 |
-53.5% |
347,692 |
|
Extraordinary Charges |
623,700 |
25.4% |
497,524 |
176.1% |
180,217 |
|
Net Profit |
1,935,019 |
-15.4% |
2,286,739 |
0.3% |
2,278,791 |
|
Balance Sheet |
|||||
|
Account Date |
31/08/2010 |
% |
31/08/2009 |
% |
31/08/2008 |
|
Assets |
|||||
|
- Tangible assets |
781,978 |
23.8% |
631,834 |
218.9% |
198,111 |
|
Intangible assets |
23,575 |
70.0% |
13,870 |
428.2% |
2,626 |
|
Financial assets |
242,630 |
0.6% |
241,296 |
-1.0% |
243,613 |
|
Total fixed assets |
1,048,183 |
18.2% |
887,000 |
99.6% |
444,349 |
|
Stocks |
2,073,580 |
-3.5% |
2,148,258 |
-7.9% |
2,333,394 |
|
Receivables |
2,835,258 |
18.7% |
2,388,069 |
12.4% |
2,125,254 |
|
- Trade Receivables |
2,466,362 |
23.7% |
1,994,560 |
2.5% |
1,946,376 |
|
- Misc. Receivables |
368,896 |
- |
393,509 |
- |
178,878 |
|
Cash |
4,441,594 |
-12.0% |
5,045,674 |
4.7% |
4,819,879 |
|
Misc. Current Assets |
15,000 |
- |
43,043 |
- |
11,800 |
|
Total Current Assets |
9,365,432 |
-2.7% |
9,625,044 |
3.6% |
9,290,327 |
|
Liabilities |
|||||
|
Trade Accounts Payable |
1,302,039 |
-20.8% |
1,644,400 |
52.2% |
1,080,234 |
|
Bank Loans and Liabilities |
436,608 |
-12.8% |
500,954 |
47,249.2% |
1,058 |
|
Sundry Loan and Liabilities |
450,000 |
- |
744,050 |
- |
|
|
Advanced Payments Received |
1,733,594 |
17.7% |
1,473,069 |
-53.5% |
3,170,724 |
|
Tax and Social Liabilities |
473,000 |
-9.9% |
525,243 |
-47.1% |
992,995 |
|
Miscellaneous Liabilities |
37,375 |
- |
17,072 |
- |
21,318 |
|
Provisions for Risks & Charges |
1,226,561 |
2.4% |
1,197,360 |
117.4% |
550,730 |
|
Other Capital Resources |
80,000 |
- |
0 |
- |
0 |
|
Share Capital |
874,000 |
0.0% |
874,000 |
24.9% |
700,000 |
|
Revaluation Reserve |
0 |
- |
0 |
- |
0 |
|
Other Reserves |
3,796,528 |
- |
3,547,632 |
- |
3,203,480 |
|
Total Shareholders Funds |
4,670,528 |
5.6% |
4,421,632 |
13.3% |
3,903,480 |
|
|
|||||
|
Total Assets |
10,413,615 |
-1.0% |
10,523,779 |
8.1% |
9,734,677 |
|
Net Worth |
4,646,953 |
- |
4,407,762 |
- |
3,900,854 |
|
Ratios |
|||||
|
Account Date |
31/08/2010 |
% |
31/08/2009 |
% |
31/08/2008 |
|
Structure |
|||||
|
Protection |
45.62% |
|
42.02% |
|
40.10% |
|
Net Gearing |
8.51% |
|
11.83% |
|
0.01% |
|
Repayment Power |
44.66% |
|
30.18% |
|
0 |
|
Capital Requirement |
210.00 day |
|
168.00 day |
|
123.00 day |
|
Working Capital Requirement |
50.00 day |
|
29.00 day |
|
-24.00 day |
|
Net Cash |
160.00 day |
|
139.00 day |
|
148.00 day |
|
|
|||||
|
Performance |
|||||
|
Return on Invested Capital |
280.00% |
|
418.00% |
|
748.00% |
|
Return on Equity |
41.43% |
|
51.72% |
|
58.38% |
|
Gross Profit |
43.19% Turnover |
|
43.63% Turnover |
|
42.31% Turnover |
|
Growth v's Year Ago Qtr |
-1,783,305€ |
|
33,560€ |
|
2,003,274€ |
|
Inventory Returns |
-13.00 day |
|
-18.00 day |
|
-17.00 day |
|
Receivables Days |
89.00 day |
|
61.00 day |
|
60.00 day |
|
Payable Days |
84.00 day |
|
92.00 day |
|
58.00 day |
|
|
|||||
|
SIG |
|||||
|
Profit |
0 |
|
0 |
|
0 |
|
Gross Profit |
43.19% Turnover |
|
43.63% Turnover |
|
42.31% Turnover |
|
Wage and Salary distribution / Gross Profit |
28.48% Turnover |
|
24.55% Turnover |
|
29.90% Turnover |
|
Gross Operating Surplus |
29.54% Turnover |
|
31.54% Turnover |
|
28.37% Turnover |
|
Pre-tax Income |
28.94% Turnover |
|
31.68% Turnover |
|
28.08% Turnover |
|
Net Profit/Loss |
19.41% |
|
19.46% |
|
19.45% |
Na
|
Establishment details |
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Postal Address |
7 ALL MATHIEU MURGUE, |
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Trading Address |
7 ALL MATHIEU MURGUE, |
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Telephone |
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Fax |
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Type |
Head office (one site company) |
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Status |
Economically active |
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Formation Date |
01/1955 |
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Reason for formation |
Other |
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Closure Date |
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Reason for closure |
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Reactivation Date |
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Production Role |
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Activity Nature |
- |
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Activity Location |
Other |
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Location Service |
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Seasonality |
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Other establishments |
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Branches |
1 branch entities in this company |
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Regionality |
Legal unit with all establishments in same area |
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Mono-activity status |
Legal unit having all establishments with the same main activity |
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Workforces |
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Workforce at address |
20 to 49 employees |
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Company workforce |
20 to 49 employees |
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Status history |
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No status history for this company. |
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Recent Publications in Gazettes |
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Publication Date |
Gazette Name |
Description |
|
22/03/2011 |
C |
Comptes annuels et rapports |
|
42 - LOIRE |
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03/05/2010 |
C |
Comptes annuels et rapports |
|
42 - LOIRE |
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19/06/2009 |
B |
Modification et mutation diverse |
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42 - LOIRE |
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24/04/2009 |
C |
Comptes annuels et rapports |
|
42 - LOIRE |
||
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|
||
|
27/03/2009 |
B |
Modification et mutation diverse |
|
42 - LOIRE |
||
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|
14/05/2008 |
C |
Comptes annuels et rapports |
|
42 - LOIRE |
||
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|
05/05/2007 |
C |
Avis de dépôt des comptes |
|
6506 - RCS Saint-Etienne B 780 139 788. RC 55-B 211.
ATELIERS BERNARD ET BONNEFOND. Forme: SAS . Adresse du siège social: Plateau
des Forges Terrenoire,42100 Saint-Etienne. Comptes annuels et rapports de
l'exercice clos le: 31 août 2006. |
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07/04/2006 |
B |
Modifications et mutations diverses |
|
1012 - RCS Saint-Etienne B 780 139 788. RC 55-B 211.
ATELIERS BERNARD ET BONNEFOND. Forme : S.A.S. Capital : 700 000 euros.
Adresse du siège social : Plateau des Forges, Terrenoire,, 42100
Administration : président du conseil d'administration : BERNARD (Philippe,
Noël, Louis, Marie). Directeurs généraux : BERNARD (Pierre, Marie, Jean)
BERNARD (Marc, Frédéric, Louis, Marie). Administrateurs : BERNARD (Philippe,
Noël, Louis, Marie) BERNARD (Pierre, Marie, Jean) BERNARD (Marc, Frédéric,
Louis, Marie). Commissaire aux comptes titulaire : SAUNIER (Pierrick).
Commissaire aux comptes suppléant : MAVRIDORAKIS RABOISSON ET ASSOCIES.
Ancienne administration : ancien commissaire aux comptes titulaire : S.A.R.L.
CABINET SAUNIER. Ancien commissaire aux comptes suppléant : S.A.R.L. BERGER
BONNEFOND JONNARD ET ASSOCIES. Etablissement principal - Activité :
réparation et construction de matériel électrique. Adresse : Plateau des
Forges, Terrenoire, 42100 Date d'effet : 16 février 2006. |
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01/04/2006 |
C |
Avis de dépôt des comptes |
|
2836 - RCS Saint-Etienne B 780 139 788. RC 55-B 211.
ATELIERS BERNARD ET BONNEFOND. Forme: SAS . Adresse du siège social: Plateau
des Forges Terrenoire,42100 Saint-Etienne. Comptes annuels et rapports de
l'exercice clos le: 31 août 2005. |
||
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02/04/2005 |
C |
Avis de dépôt des comptes |
|
2048 - RCS Saint-Etienne B 780 139 788. RC 55-B 211.
ATELIERS BERNARD ET BONNEFOND. Forme: SAS . Adresse du siège social: Plateau
des Forges Terrenoire,42100 Saint-Etienne. Comptes annuels et rapports de
l'exercice clos le: 31 août 2004. |
||
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06/05/2003 |
B |
Modifications et mutations diverses |
|
Ancienne situation du siège social. RCS Saint-Etienne B
780139788 RC 55-B 211 ATELIERS BERNARD ET BONNEFOND. Forme : S. A. Capital :
700 000 euros. Adresse : Plateau des Forges, Terrenoire, 42100 Saint-Etienne.
Administration : président du conseil d'administration : BERNARD ( Philippe,
Noel, Louis, Marie). Directeurs généraux : BERNARD (Pierre, Marie, Jean)
BERNARD (Marc, Frédéric, Louis, Marie). Administrateurs : BERNARD (Philippe,
Noel, Louis, Marie) BERNARD (Pierre, Marie, Jean) BERNARD (Marc, Frédéric,
Louis, Marie). Commissaire aux comptes titulaire : CABINET SAUNIER. Commissaire
aux comptes suppléant : BERGER BONNEFOND JONNARD ET ASSOCIES-B.B.J. Ancien
commissaire aux comptes titulaire : FIDUCIAIRE REPUBLIQUE. Ancien commissaire
aux comptes suppléant : JONNARD (Thierry) Nouvelle situation du siège social.
Forme : S.A.S Etablissement principal: Activité : réparation et construction
de matériel électrique. Adresse : Plateau des Forges, Terrenoire, 42100
Saint-Etienne. Date d'effet : 21 février 2003. |
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07/11/2001 |
B |
Modifications et mutations diverses |
|
RCS Saint-Etienne B 780139788 RC 55-B 211 ATELIERS
BERNARD ET BONNEFOND. Forme : S.A. à conseil d'administration. Capital : 700
000 euros. Adresse du siège social : Plateau des Forges, Terrenoire, 42100
Saint-Etienne. Administration : président du conseil d'administration :
BERNARD ( Philippe, Noel, Louis, Marie). Directeurs généraux : BERNARD
(Philippe, Noel, Louis, Marie) BERNARD (Pierre, Marie, Jean). Nouveau
directeur général BERNARD (Marc, Frédéric, Louis, Marie). Administrateurs :
BERNARD (Philippe, Noel, Louis, Marie) BERNARD (Pierre, Marie, Jean) BERNARD
(Marc, Frédéric, Louis, Marie). Commissaire aux comptes titulaire :
FIDUCIAIRE REPUBLIQUE. Commissaire aux comptes suppléant : JONNARD (Thierry)
Etablissement principal: Activité : réparation et construction de matériel
électrique. Adresse : Plateau des Forges, Terrenoire, 42100 Saint-Etienne.
Date d'effet : 21 septembre 2001. |
||
|
|
||
|
12/04/2000 |
B |
Modifications et mutations diverses |
|
Ancienne situation du siège social. RCS Saint-Etienne B
780139788 RC 55-B 211 ATELIERS BERNARD ET BONNEFOND. Forme : S. A. à conseil
d'administration. Capital : 2 800 000 F. Adresse : Plateau des Forges,
Terrenoire, 42100 Saint-Etienne Nouvelle situation du siège social. Capital :
700 000 euros Etablissement principal: Activité : réparation et construction
de matériel électrique. Adresse : Plateau des Forges, Terrenoire, 42100
Saint-Etienne. Date d'effet : 28 février 2000. |
||
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|
||
|
29/03/1998 |
B |
Modifications et mutations diverses |
|
RCS Saint-Etienne B 780 139 788 RC 55-B 211 ATELIERS
BERNARD ET BONNEFOND. Forme : S.A. à conseil d'administration. Capital : 2
800 000 F. Adresse du siège social : Plateau des Forges, Terrenoire 42100
Saint-Etienne. Administration : P.-D.G. : BERNARD (Philippe, Noel, Louis,
Marie). Nouveau directeur général et administrateur : BERNARD (Pierre, Marie,
Jean). Administrateur : BERNARD (Marc, Frédéric, Louis, Marie). Commissaire
aux comptes titulaire : FIDUCIAIRE REPUBLIQUE. Commissaire aux comptes
suppléant : JONNARD (Thierry) Etablissement principal: Activité : réparation
et construction de matériel électrique. Adresse : Plateau des Forges,
Terrenoire 42100 Saint-Etienne. Date d'effet : 26 janvier 1998. |
||
|
|
||
|
02/07/1995 |
B |
Modifications et mutations diverses |
|
RCS Saint-Etienne B 780 139 788 RC 55-B 211 ATELIERS
BERNARD ET BONNEFOND. Forme : S.A. Capital : 2 800 000 F. Adresse du siège
social : Plateau des Forges, Terrenoire 42100 Saint-Etienne. Administration :
P.-D.G. : BERNARD ( Philippe, Noel, Louis, Marie). Administrateurs : BERNARD
(Pierre, Marie, Jean) BERNARD (Marc, Frédéric, Louis, Marie). Commissaire aux
comptes titulaire : FIDUCIAIRE REPUBLIQUE. Commissaire aux comptes suppléant
: JONNARD (Thierry). Ancien P.-D.G. : BERNARD (Pierre). Ancien directeur
général et administrateur : BERNARD ( Philippe) Etablissement principal:
Activité : réparation et construction de matériel électrique. Adresse :
Plateau des Forges, Terrenoire 42100 Saint- Etienne. Date d'effet : 1er mai
1995. |
||
|
Company
events history |
||
|
Date |
Description |
|
|
22/03/2011 |
Bodacc C : Deposit accounts notice |
|
|
31/08/2010 |
New accounts available |
|
|
03/05/2010 |
Bodacc C : Deposit accounts notice |
|
|
31/08/2009 |
New accounts available |
|
|
19/06/2009 |
Bodacc B: Various editing or changing |
|
|
09/06/2009 |
Capital increase |
|
|
09/06/2009 |
Private document |
|
|
09/06/2009 |
Minutes of general meeting of shareholders |
|
|
09/06/2009 |
Updated articles of association |
|
|
15/05/2009 |
Other modification of Establishment |
|
|
24/04/2009 |
Bodacc C : Deposit accounts notice |
|
|
27/03/2009 |
Bodacc B: Various editing or changing |
|
|
17/03/2009 |
Minutes of general meeting of shareholders |
|
|
17/03/2009 |
New auditor |
|
|
17/03/2009 |
Private document |
|
|
17/03/2009 |
Appointment/resignation of company officers |
|
|
31/08/2008 |
New accounts available |
|
|
14/05/2008 |
Bodacc C : Deposit accounts notice |
|
|
23/04/2008 |
Collection of preferential rights activated for this company |
|
|
31/08/2007 |
New accounts available |
|
|
Establishment
events history |
|
|
Date |
Description |
|
28/06/2011 |
Update of phone numbers |
|
18/02/2011 |
Update Limit |
|
31/03/2010 |
Update Rating |
|
31/03/2010 |
Update Limit |
|
21/01/2010 |
Update of phone numbers |
|
30/12/2009 |
Update Rating |
|
20/09/2009 |
Update of phone numbers |
|
19/08/2009 |
Update of phone numbers |
|
03/04/2009 |
Update Rating |
|
03/04/2009 |
Update Limit |
|
07/04/2008 |
Update Limit |
|
13/01/2008 |
Update Limit |
|
16/12/2007 |
Update Limit |
|
11/12/2007 |
Update Limit |
|
09/12/2007 |
Update Limit |
Na
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.49.14 |
|
UK Pound |
1 |
Rs.75.97 |
|
Euro |
1 |
Rs.65.99 |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.