MIRA INFORM REPORT
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Report Date : |
31.10.2011 |
IDENTIFICATION DETAILS
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Name : |
LUCI TEXTIL S.A.C. |
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Registered Office : |
Antonio Bazo 699, La Victoria, Lima,13 |
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Country : |
Peru |
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Date of Incorporation : |
15.05.2009 |
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Com. Reg. No.: |
Record 12325542 of P.R.C. |
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Legal Form : |
Closely-held Corporation |
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Line of Business : |
Sells Fabrics |
RATING & COMMENTS
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MIRA’s Rating : |
B |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
|
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Status : |
Moderate |
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Payment
Behaviour : |
Usually Correct |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30th, 2011
|
Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
|
Peru |
a2 |
a2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
IDENTIFICATION
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CORRECT
COMPANY NAME |
:
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LUCI TEXTIL S.A.C. |
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TRADE
NAME |
:
|
N/A" |
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TAXPAYER
REGISTRATION |
:
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RUC 20522662110 |
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MAIN
ADDRESS |
:
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Antonio Bazo 699, La
Victoria, |
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POSTAL
CODE |
:
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Lima,13 |
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CITY |
:
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Lima |
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DEPARTMENT/STATE |
:
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Lima |
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COUNTRY |
:
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PERU |
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TELEPHONE |
:
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3244420 |
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FAX |
:
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N/A |
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WEB
SITE |
:
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N/A |
SUMMARY
FOUNDATION :
2009
LAST CAPITAL :
S/.10,000.= Nuevos Soles
SALES :
0.00
EMPLOYEES :
11
PAYMENTS :
Without rating (No payment experience traced)
CHIEF EXECUTIVE :
GALLARDO BARAHONA, JOSE MERCEDES
DISPOSITION :
PARTIAL (Full information but no figures).
LEGAL
BACKGROUNDS
|
LEGAL
ESTATUS |
:
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Closely-held Corporation |
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DATE
OF INCORPORATION |
:
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15MAY2009 |
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START
OF OPERATIONS |
:
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21/07/2009 |
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REGISTERED
IN |
:
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Lima. |
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NOTARY
OFFICE |
:
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José Alcides Urteaga
Calderón |
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DURATION |
:
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Undetermined. |
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REGISTRATION |
:
|
Record 12325542 of P.R.C. |
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INITIAL
CAPITAL |
:
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S/.10,000.= Nuevos Soles |
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CURRENT
PAID-IN CAPITAL |
:
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S/.10,000.= Nuevos Soles |
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LAST
CAPITAL INCREASE |
:
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No increases recorded. |
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SHAREHOLDERS'
EQUITY |
:
|
N/A |
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TYPE
OF SHARES |
:
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N/A |
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LISTED
AT STOCK EXCHANGE |
:
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N/A |
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SHARE
VALUE |
:
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S/.1.= Nuevo Sol |
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CURRENT
EXCHANGE RATE |
:
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S/.2.71 per 1.00 USADollar |
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MEMBERSHIP |
:
|
N/A |
DIRECTORS
/ EXECUTIVES / SHAREHOLDERS
|
FULL
NAMES / COMPANY NAME |
TITLE |
OWNERSHIP
% |
|
GALLARDO BARAHONA, JOSE
MERCEDES |
General Manager |
90% |
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GALLARDO BARAHONA, MARIA
LUCINDA |
Shareholder |
10% |
WHO
IS WHO?
GALLARDO
BARAHONA, JOSE MERCEDES
NATIONALITY : Peruvian
BORN : 24SEP1979
DOC OF IDENT. : DNI 40409363
PROFESSION : Businessman
CIVIL STATUS : Single
Associated
as per our database to :
|
Company |
Position |
Tax.
Reg. |
Country |
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BELLAS TELAS SAC |
|
20390228423 |
PERU |
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BELLAS TELAS IMPORT S.A.C. |
Shareholder |
20509119776 |
PERU |
GALLARDO
BARAHONA, MARIA LUCINDA
NATIONALITY : Peruvian
BORN : 14NOV1979
DOC OF IDENT. : DNI 15733950
PROFESSION : Businesswoman
Associated
as per our database to :
|
Company |
Position |
Tax.
Reg. |
Country |
|
LUCYTEX S.R.L. |
General Manager |
20375212561 |
PERU |
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BELLAS TELAS IMPORT S.A.C. |
Shareholder |
20509119776 |
PERU |
BUSINESS
HISTORY
LUCI TEXTIL S.A.C. . was established by Deed dated
15/05/2009 and amendment deed dated 28/05/2009, granted before Notary José
Alcides Urteaga Calderon in the city of Lima.
The founding shareholders are the same current ones.
RELATED
COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER
|
COMPANY NAME |
COUNTRY |
AX. REG. |
RELATION |
|
LUCITEX S.R.L. |
PERU |
20375212561 |
Related |
BUSINESS
MAIN
ACTIVITY .-
Subject sells fabrics.
IMPORT : Yes
China,
India, Indonesia, Korea and Taiwan.
Annual Imports in US$ (CIF) :
Year
Monto
2011 1,628,671.00
2010 1,533,916.00
2009 242,345.00
EXPORT : No
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%
CASH SALES/METHOD |
:
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80% |
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%
CREDIT SALES/TERMS |
:
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20% Terms: 30 days |
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%
FOREIGN SALES (COUNTRIES) |
:
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N/A |
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%
DOMESTIC PURCHASES |
:
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85% |
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%
FOREIGN PURCHASES |
:
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15% |
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SELLING
TERRITORY |
:
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100% National, local |
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EMPLOYEES |
:
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Employs 11 |
LOCATION
.-
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Premises |
:
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Rented |
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Monthly
Amount |
:
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N/A |
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Time
Occupied |
:
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N/A |
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Area |
:
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N/A |
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Floors |
:
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N/A |
Remarks and other Premises .-
The subject has fixed its tax domicile in the
address shown in report.
They also have access to their facilities by other
gates 685-693, across the Parque Canepa.
Other Location: Jr. Luis Giribaldi 488, Int.204
(2do Piso, cruce de Giribaldi y Humboldt)
La Victoria - Lima.
The company sets tax residence in Lima, and may
establish branch offices anywhere in the country or abroad.
COMMENTS .-
Subject's
registered purpose is to engage in manufacturing and sale of textile
products in general: Design and manufacture of garments in general:
Haberdashery, import and export of textiles and all related activity and / or
related to the activities set and
allowed by the laws of the republic and compatible with this type of company.
Its customers are the general public.
FINANCIAL
INFORMATION
|
Interviewee(s) |
:
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Ms. Marlene Luque León. |
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Position(s) |
:
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Assistant Manager
(authorized) |
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Cooperation |
:
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PARTIAL (Full information
but no figures). |
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Information
Provided |
:
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The interviewed person has provided
general information about the company except for financial statements as that
information is considered confidential.
For our part, we have resorted to indirect sources to supplement other
information, but there was no financial statements available and/or
referential financial figures on which to base an asssesment. |
FINANCIAL
SITUATION : UNDETERMINED
The Financial Situation of the company is
considered to be Undetermined because of not having financial elements that
allow an analysis of their results or trade references indicating their
creditworthiness; however, we must indicate that Luci Textil S.A.C. is a
relatively young, family-owned company, engaged to selling fabric, which has
not experienced operational problems from beginning.
On the other hand, the Superintendency of Banking
and Insurance in its latest report as of August 2011 gives it 100% Normal
rating, which it has maintained since 31/12/2009.
INSURANCE
.-
We did not gain access into that kind of
information.
PAYMENTS
RECORD
TRADE REFERENCES .-
|
Supplier |
Country |
Tel. |
Line of Credit |
Monthly Average |
Terms(days) |
Perfomance? |
Time |
Products/Services |
|
ANTALIS LOGISTICS S.A. |
PERU |
6120900 |
No specified |
N/A |
Cash |
No experience |
3 months |
Logistic services |
NOTE: Other Suppliers did not
provide information or could not be consulted.
|
Supplier |
Country |
Tel. |
|
GLOBAL EXPRESS TRANSPORT
S.A.C. |
PERU |
2267454 |
CREDIT HISTORY .-
As of report date, no were found related to
protested documents, returned checks, closed accounts or lawsuits against
company. Neither found published debt collection
or neglect in the payment of their contributions to the state.
BANKING
INFORMATION
BANKERS
.-
|
Bank |
Contact |
Telephone |
Account # |
DC (S/.) |
FC (US$) |
|
CREDITO DEL PERU |
N/A |
N/A |
N/A |
N/A |
N/A |
|
BBVA CONTINENTAL |
N/A |
N/A |
N/A |
N/A |
N/A |
Debt structure for Bank
(Domestic Currency)
|
Bank |
% Debt Rating |
Current Debt DC |
Current Debt FC |
|
CREDITO |
|
457768 |
50000 |
|
CONTINENTAL |
|
175549 |
542488 |
RATING
DESCRIPTION ACCORDING TO THE SBS
Normal .- Good Financial Situation,
Prompt payments, consistent Information, Increasing Trend, Creditworthy.
Potential Problem .- Satisfactory Financial Situation
but cash flow can be weak. Irregular payments. Irregular Trend.
Deficient .-Financial Situation, cash problems, profits shortage, delayed and overdue
payments.
Doubtful .- Heavy Financial Situation,
liquidity shortage, notorious delayed payments, Judicial Collection, Bad
Management.
Loss .- Bad Financial Situation,
Insufficient funds, declared
bankruptcy,debt default.
CREDIT
OPINION
Requested
Credit : MAXIMUM
A credit opinion can not be given due to the lack
of financials and payment experience.
NOTE: The Opinion given is confidential referential
and with out liability
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.48.82 |
|
UK Pound |
1 |
Rs.78.57 |
|
Euro |
1 |
Rs.69.29 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
|
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history (10%) Market
trend (10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.