MIRA INFORM REPORT

 

 

Report Date :           

03.04.2012

 

IDENTIFICATION DETAILS

 

Name :

AL ROUDAN STAR GENERAL TRADING CO WLL

 

 

Registered Office :

Al Zammami Complex, Office No. 7, Al Othman Street, Hawalli

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

11.03.2007

 

 

Com. Reg. No.:

119294

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Wholesale and retail of readymade garments

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 150,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Kuwait

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                                     : AL ROUDAN STAR GENERAL TRADING CO WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 11th March 2007

Commercial Registration Number            : 119294

Trade Licence Number                            : 900/2007

Chamber Membership Number                : 107175

Issued Capital                                        : KD 250,000

Paid up Capital                                      : KD 250,000

Total Workforce                                     : 15

Activities                                               : Wholesale and retail of readymade garments.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                     : US$ 150,000

Person Interviewed                                 : Basheer Majali Mubarak, Managing Director

 

COMPANY NAMe

 

AL ROUDAN STAR GENERAL TRADING CO WLL

 

 

company ADDRESS

 

Registered & Physical Address

Building             : Al Zammami Complex, Office No. 7

Street               : Al Othman Street

Town                 : Hawalli

Country             : Kuwait

Telephone         : (965) 25651052 / 22646390

Facsimile          : (965) 25651052

Mobile               : (965) 99781210

Email                : alroudanstar@hotmail.com

 

Premises

Subject operates from a small suite of offices and a showroom that are rented and located in the Central Business Area of Hawalli.

 

Branch Offices

 

     Location                                                                                           Description

 

·       Shop No 1, Al Fahd Commercial Complex                                           Showroom premises

Al Mubarakiya

Tel: (965) 22456190

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

·       Basheer Majali Mubarak                                  Syrian                         Managing Director

·       Tariq Naser Al Roudan                                     Kuwaiti                        Director

·       Abdullah Abu Zaalan                                              -                           Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 11th March 2007

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 119294

 

Trade Licence No.       : 900/2007

 

Chamber Member No. : 107175

 

Issued Capital              : KD 250,000

 

Paid up Capital            : KD 250,000

 

Name of Shareholder (s)

·       Basheer Majali Mubarak

·       Tariq Naser Al Roudan

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of readymade garments, specialising in ladies and children’s

     nightwear and pyjamas.

 

     Subject are sole agents for Chola Impex, who are manufacturers of garments and are based in Tripur,

     India.

 

Import Countries: India

 

Brand Names: BM & MUSH MUSH

 

Subject has a workforce of 15 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                KD 1,200,000                            KD 1,450,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Basheer Majali Mubarak, Managing Director

 

 

BANKERS

 

·       National Bank of Kuwait SAK

Hawalli

Tel: (965) 22653303 / 22645964

     Fax: (965) 22611366

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Al Roudan Star General Trading Co WLL is a relatively new business with operations commencing in March 2007. It is engaged in the wholesale and retail of readymade garments.

 

According to local sources subject is making steady progress in the local business market and nothing detrimental has been reported regarding the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk and the above credit figure is deemed admissible.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.16

UK Pound

1

Rs.81.79

Euro

1

Rs.68.34

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.