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Report Date : |
03.04.2012 |
IDENTIFICATION DETAILS
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Name : |
RAM JEWELLERS LIMITED |
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Registered Office : |
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Country : |
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Date of Incorporation : |
13.01.1992 |
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Com. Reg. No.: |
02677083 |
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Legal Form : |
Private limited with Share Capital |
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Line of Business : |
·
Wholesale of Household Goods (Other Than Musical
Instruments) · Wholesale and Retail Distribution of Jewellery. |
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No. of Employees : |
Not Available |
RATING & COMMENTS
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MIRA’s Rating : |
C |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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Status : |
Undetermined |
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Payment Behaviour : |
-- |
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Litigation : |
-- |
NOTES :
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2011
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Country Name |
Previous Rating (30.06.2011) |
Current Rating (30.09.2011) |
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A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
REGISTERED NAME
& COMPANY SUMMARY
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Company Name |
RAM JEWELLERS LIMITED |
Company Number |
02677083 |
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Safe Number |
UK02338068 |
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Registered
Address |
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Trading Address |
116 Belgrave Road |
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LE4 5AT |
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Website Address |
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Telephone Number
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01162664278 |
Fax Number |
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TPS |
No |
FPS |
No |
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Incorporation
Date |
13/01/1992 |
Company Status |
Financial Statements too old |
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Previous Name |
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Type |
Private limited with Share Capital |
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Date of Change |
- |
Filing Date of
Accounts |
31/01/2011 |
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Share Capital |
£100 |
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SIC03 |
5147 |
Currency |
GBP |
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SIC03
Description |
WHOLESALE OF OTHER HOUSEHOLD GOODS |
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SIC07 |
46499 |
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SIC07
Description |
WHOLESALE OF HOUSEHOLD GOODS (OTHER THAN MUSICAL INSTRUMENTS) N.E.C. |
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Principal
Activity |
Wholesale and retail distribution of jewellery. |
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DIRECTORS/MANAGEMENT
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Total Current Directors |
2 |
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Total Current Secretaries |
1 |
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Total Previous Directors / Company Secretaries |
3 |
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Name |
Date of Birth |
15/11/1947 |
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Officers Title |
Mr |
Nationality |
British |
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Present Appointments |
3 |
Function |
Director |
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Appointment Date |
01/02/2001 |
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Address |
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Name |
Date of Birth |
24/09/1973 |
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Officers Title |
Mr |
Nationality |
British |
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Present
Appointments |
5 |
Function |
Director |
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Appointment Date |
09/01/1992 |
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Address |
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NEGATIVE INFORMATION
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Total Number of
Exact CCJs - |
Total Value of
Exact CCJs - |
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Total Number of
Possible CCJs - |
Total Value of
Possible CCJs - |
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Total Number of
Satisfied CCJs - |
Total Value of
Satisfied CCJs - |
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Total Number of
Writs - |
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There are no exact CCJ details
There are no possible CCJ details
There are no writ details
SHARE & SHARE
CAPITAL INFORMATION
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Name |
Individual Share
Value |
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MAHUL RAMANLAL VISRAM |
49 ORDINARY GBP 1.00 |
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PRAFUL NARSHIDAS VISRAM |
49 ORDINARY GBP 1.00 |
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RAMANLAL NARSHIDAS VISRAM |
2 ORDINARY GBP 1.00 |
PAYMENT INFORMATION
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Total number of Invoices available |
18 |
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Total number of Invoices paid
within or up to 30 days after the due date |
9 |
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Total number of Invoices paid more than 30 days after the due date |
5 |
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Total number of Invoices currently outstanding where the due date has
not yet been reached |
3 |
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Total number of Invoices currently outstanding beyond the due date |
1 |
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Outstanding |
1 |
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Satisfied |
6 |
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Mortgage Type: |
DEBENTURE |
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Date Charge
Created: |
31/08/10 |
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Date Charge
Registered: |
03/09/10 |
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Date Charge
Satisfied: |
- |
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Status: |
OUTSTANDING |
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Person(s)
Entitled: |
HABIB BANK AG |
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Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER UNDER THETERMS OF THE AFOREMENTIONED INSTRUMENT CREATING
OR EVIDENCING THE CHARGE |
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Details: |
FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND
ASSETS PRESENT AND FUTURE, INCLUDING GOODWILL, BOOKDEBTS, UNCALLED CAPITAL,
BUILDINGS, FIXTURES, FIXED PLANT & MACHINERY SEE IMAGEFOR FULL DETAILS |
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Mortgage Type: |
DEBENTURE |
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Date Charge
Created: |
02/02/04 |
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Date Charge
Registered: |
05/02/04 |
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Date Charge
Satisfied: |
30/07/10 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
THE GOVERNOR AND COMPANY OF THE BANK OF |
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Amount Secured: |
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Details: |
FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND
ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL
BUILDINGS FIXTURESFIXED PLANT AND MACHINERY |
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Mortgage Type: |
DEBENTURE |
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Date Charge
Created: |
18/05/01 |
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Date Charge
Registered: |
05/06/01 |
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Date Charge
Satisfied: |
12/06/10 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
NATIONWIDE BUILDING SOCIETY |
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Amount Secured: |
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Details: |
THE COMPANY WITH FULL TITLE GUARANTEE CHARGES BY WAY OF A FIRST
FLOATING CHARGEALL PROPERTY AND ASSETS,BOTH PRESENT AND FUTURE AND FROM TIME
TO TIME OWNED BY THE COMPANY OR IN WHICH THE COMPANY MAY HAVE AN INTEREST. |
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Mortgage Type: |
LEGAL CHARGE |
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Date Charge
Created: |
18/05/01 |
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Date Charge
Registered: |
05/06/01 |
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Date Charge
Satisfied: |
12/06/10 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
NATIONWIDE BUILDING SOCIETY |
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Amount Secured: |
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Details: |
THE F/H LAND BEING LAND AND BUILDINGS LYING TO THE SOUTH OF WARSTONE
LANE,BIRMINGHAM,WEST MIDLANDS T/N WK132596TOGETHER WITH ALL BUILDINGS
FIXTURES (INCLUDING TRADE FIXTURES) FIXED PLANT ANDMACHINERYTHEREON THE
GOODWILL OF ANY BUSINESS CARRIED ON AT THE PROPERTY THE BENEFIT OF ANY
LICENCES AND REGISTRATIONSREQUIRED IN THE RUNNING OF SUCH BUSINESS |
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Mortgage Type: |
DEBENTURE |
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Date Charge
Created: |
20/07/00 |
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Date Charge
Registered: |
31/07/00 |
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Date Charge Satisfied: |
12/06/10 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
BARCLAYS BANK PLC |
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Amount Secured: |
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Details: |
FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS
PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS
FIXTURESFIXED PLANT AND MACHINERYSEE THE MORTGAGECHARGE DOCUMENT FOR FULL
DETAILS |
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Mortgage Type: |
DEBENTURE |
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Date Charge
Created: |
11/08/97 |
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Date Charge
Registered: |
14/08/97 |
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Date Charge
Satisfied: |
05/12/98 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
THE ROYAL BANK OF SCOTLAND PLC |
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Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
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Details: |
FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND
ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS
FIXTURESFIXED PLANT AND MACHINERY |
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Mortgage Type: |
FIXED AND FLOATING CHARGE |
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Date Charge
Created: |
10/08/93 |
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Date Charge
Registered: |
13/08/93 |
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Date Charge
Satisfied: |
07/05/97 |
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Status: |
SATISFIED |
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Person(s)
Entitled: |
MIDLAND BANK PLC |
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Amount Secured: |
ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY
ACCOUNT WHATSOEVER |
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Details: |
FIXED AND FLOATING CHARGES OVER
THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING
UNCALLED CAPITAL GOODWILL BOOKDEBTS AND PATENTS |
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GROUP STRUCTURE
& AFFILIATED COMPANIES
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Summary
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No group structure
FINANCIAL
INFORMATION
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Year to Date |
Turnover |
Pre Tax Profit |
Shareholder
Funds |
Employees |
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30/04/2010 |
- |
- |
£320,601 |
- |
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30/04/2009 |
- |
- |
£313,778 |
- |
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30/04/2008 |
- |
- |
£293,709 |
- |
Na
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Name |
Date of Birth |
24/09/1973 |
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Officers Title |
Mr |
Nationality |
British |
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Present
Appointments |
5 |
Function |
Company Secretary |
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Appointment Date |
09/01/1992 |
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Address |
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Name |
Current
Directorships |
Previous
Directorships |
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0 |
1 |
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0 |
2 |
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209 |
30649 |
Na
FOREIGN EXCHANGE RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.51.15 |
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|
1 |
Rs.81.79 |
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Euro |
1 |
Rs.68.34 |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.