MIRA INFORM REPORT

 

 

Report Date :           

03.04.2012

 

IDENTIFICATION DETAILS

 

Name :

APOLLO ENTERPRISES

 

 

Registered Office :

Salwa Road, New Doha Area, P O Box 2032, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1978

 

 

Com. Reg. No.:

614, Doha

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject operates through several divisions :-

·         Real Estate Division

·         Furniture Division

·         Industrial Coatings Division

·         Scaffolding Division

·         Chemical Division

·         Telecommunications Division

 

 

No. of Employees :

700

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 1,000,000

 

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

Qatar

a2

a21

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                                     : APOLLO ENTERPRISES

Country of Origin                                    : Qatar

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 1978

Commercial Registration Number            : 614, Doha

Chamber Member Number                      : 392/1

Invested Capital                                     : QR 500,000

Total Workforce                                     : 700

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 1,000,000

Person Interviewed                                 : Piju Balakrishnan, Finance Manager

 

 

 

COMPANY NAME

 

APOLLO ENTERPRISES

 

 

company ADDRESS

 

Registered & Physical Address

Street               : Salwa Road

Area                 : New Doha Area

PO Box             : 2032

Town                 : Doha

Country             : Qatar

Telephone         : (974) 44426664 / 44689522 / 44693334 / 44583788

Facsimile          : (974) 44416274

Mobile               : (974) 55531937

Email                : apollo@qatar.net.qa

 

Please note that subject’s previous address was, Al Handasa Street, Doha.

 

Premises

Subject operates from a large suite of offices, a showroom and storage facilities that are owned and located in the Central Business Area of Doha.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Hassan Abdullah Al Diyab                                                                  Proprietor & General Manager

 

·       Michael Blenkinsop                                                                           Assistant General Manager

 

·       Piju Balakrishnan                                                                              Financial Manager

 

·       Babu Rajan                                                                                       Manager – Real Estate Division

 

·       Marouf Yousefji                                                                                 Manager – Furniture Division

 

·       Brian Frost                                                                                       Manager – Industrial Coatings

 

·       Barry Britton                                                                                     Manager – Scaffolding Division

 

·       Marcous Alberto                                                                                Manager – Chemical Division

 

·       Robert Woodward                                                                              Manager – Telecommunications


LEGAL FORM & OWNERS

 

Date of Establishment  : 1978

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 614, Doha

 

Chamber Member No. : 392/1

 

Invested Capital           : QR 500,000

 

Mr Hassan Abdullah Al Diyab is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

·       Apollo Furniture

PO Box: 53824

Dubai

United Arab Emirates

Tel: (971-4) 3391358

Fax: (971-4) 3391361

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

·       Real Estate Division

 

Apollo Enterprises has been operating its Real Estate division for over 25 years and during that time has become a market leader.

 

Its portfolio covers the whole spectrum of available properties, ranging from studio apartments to executive villas in the West Bay Lagoon, as well as commercial office space.

 

·       Furniture Division

 

This division is engaged in the import and retail of home furniture and furnishings, including custom-made sofas, beds, Indonesian/Indian furniture and Mexican furniture, as well as curtains, bed linen and lamps.

 

·       Industrial Coatings Division

 

Apollo Enterprises Industrial Coatings Division was formed in late 1991, with the intention of serving the ever expanding Oil and Gas Industry in Qatar. It operates two 'shop' facilities for abrasive blasting and painting, both are located within the Salwa Industrial Area. The first "shop" is located in street 38 (unit 54) and offers 3600 sqm of work area. The second facility is located in street 41, offering 15000 sqm of work / storage area and houses our new FBE coating plant.

 

·       Scaffolding Division

 

     Engaged in the sale and rental of scaffolding materials and accessories.

 

·       Chemical Division

 

The Industrial Chemical Division of Apollo Enterprises is comprised of an agency agreement with the world famous Belzona Polymetrics Inc. It distributes a wide range of industrial chemicals used for the repair, renovation and protection of machinery, equipment, buildings and structures.

 

·       Telecommunications Division

 

This division offers a one-stop location for provision of telecommunication design and installation services from basic telephone services to structured cabling networks to radio and security systems. Its services range from re-arranging telephones and cabling in an office to supply-install-commission of a network solution or the maintenance of such systems.

 

Import Countries: United States of America and the United Kingdom

 

International Suppliers:

 

·       Aimbry Lighting                     United Kingdom

·       Valence Technology Inc         United States of America

 

Brand Names: SILENTNIGHT

 

Operating Trend: Steady

 

Subject has a workforce of approximately 700 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Qatari Riyals (QR)

                                               

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total sales                                QR 67,200,000                          QR 68,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Piju Balakrishnan, Finance Manager

 

 

BANKERS

 

·       Al Ahli Bank of Qatar (QSC)

PO Box: 2309

Doha

Tel: (974) 44326611

Fax: (974) 44444652

 

·       Commercial Bank of Qatar Ltd (QSC)

Salwa Road

PO Box: 3232

Doha

Tel: (974) 44428686

Fax: (974) 44428734

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              January 2007

Credit amount                                        150,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.16

UK Pound

1

Rs.81.79

Euro

1

Rs.68.34

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.