MIRA INFORM REPORT

 

 

Report Date :

04.04.2012

 

IDENTIFICATION DETAILS

 

Name :

CAFE CAPS DISTRIBUTION CC

 

 

Registered Office :

5 Perfecta Road , Paarden Eiland, CAPE TOWN, WESTERN CAPE 7405

 

 

Country :

South Africa

 

 

Date of Incorporation :

08.02.2010

 

 

Com. Reg. No.:

2010/015831/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Supply brand name coffee and grind it to exacting specifications and repackage it in the comparable cartridges

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company details

 

Subject Name

CAFE CAPS DISTRIBUTION CC

Country

SOUTH AFRICA

Requested Credit Limit

F&G

Enquiry Terms

 

Account Review

 

Subject Contact person

ANTHONY KAY - DIRECTOR

 

 

 

Assessment

 

 

 

 

On investigation we made contact with MR. ANTHONY KAY who confirmed the subject’s information.

This seems to be a well-established family business with an annual turnover of

R 60 000 000.

The subject has a credit exposure of R 300 000 however full trade references to establish a payment pattern were not obtained.

We await a bank code

Please see the available information on the subject below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Company Information

 

Registered Name

CAFE CAPS DISTRIBUTION CC

Trading as/ Division Name

CAFÉ CAPS

Previous Name

None

Date of Name Change

None

Registration Number

2010/015831/23

Registration Date

2010-02-08

Date Commenced Trading

2010-02-08

Age of Business

2 Years 1 Month

History of Business

The subject was established as a family business in 2010.

History of Principals

ANTHONY KAY and SANDRA KAY are married

RUSSEL COETZEE and TAMARA KAY are married

Shareholders and  % holding

25 % ANTHONY KAY

25 % SANDRA KAY

25 % RUSSEL COETZEE

25 % TAMARA KAY

Members Contribution

R100 Ordinary shares divided into 4 with a 25% holding

Status

In Business

Operations Assessment

Supply brand name coffee and grind it to exacting specifications and repackage it    in the comparable cartridges

Industry/ Customers

Private and Super Markets national and international

Export

Yes

Belgium

USA

UK

Germany

Australia

Major Industry Code / SICC

30491

Definition of Code

Manufacture of coffee, coffee substitutes and tea

Head Office Physical Address

 

 

5 Perfecta Road

Paarden Eiland

CAPE TOWN

WESTERN CAPE

7405

Head Office Postal Address

 

 

PO Box 471

PARDEN EILAND

CAPE TOWN

WESTERN CAPE

7420

Current Tel Number

021 5105484 – 021 4600428

Cell number

082 3191119

Current Fax Number

021 5108653

Current Email Address

info@cafe-caps.com

Web Site Address

www.cafe-caps.com

 

Auditors Information

 

The auditors could not confirm the subject as a client

Company Registered Name

PKF (JHB) INC

Trading Name

 

Registration Number

 

Physical Address

 

Postal Address

 

Contact Person

 

Contact Number

 

Email

 

Principals

 

Judgements Against Subject

 

Judgements Against Principals

 

Subject Verified as Client

 

SAICA number

 

VAT Number

 

Tax Number

 

BEE Status

 

Financial Year End

 

Years With Auditors

 

Website

 

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Unavailable

 

 

 

 

Tax Information

 

Vat Number

4680258243

Status

Active

Vat Liable Date

Unavailable

Tax Number

Unavailable

Tax Clearance Expire Date

Unavailable

Financial Year End

February

 

 

Black Economic Empowerment

 

Status

None

Score

 

Expire Date

 

BEE Certificate Available

 

 

 

ISO Status

 

Type of ISO Grade

22000

ISO Certificate

Unavailable

ISO Certificate Available

Unavailable

Certified by an Accredited Agent

Yes

 

 

Workman’s compensation

 

Registered

Yes

Compliance Certified

Yes

 


 

Company Structure

 

Subsidiaries

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

 

Number of Employees

20

1.       Salaried employees

6

2.       Waged employees

14

 



Company Fleet

No of vehicles:

Owned/ Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

1.       Light Delivery Vehicles

1

Owned

Unavailable

Unavailable

 

Offices

 


Head Office Owned/ Rented

Rented

Rental Company

DAVID DE SELDA (Private Rental)

Lease Agreement

5 Years

Lease Expire Date

June 2016

Type of Premises

Factory

 

Branches Names

Country

Province

None

 

 

 


Branches Owned/ Rented

Unavailable

Rental Company

 

Owned

 

Value

 

Bank

 

Bond

 

Lease Agreement

 

Lease Expire Date

 

Type of Premises

 

                       

Management Overview

 

                                                   Organisation chart

Level

Position

Name

1

Member

ANTHONY KAY

2

Member

SANDRA KAY

3

Member

RUSSEL COETZEE

4

Member

TAMARA KAY

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

25 % ANTHONY KAY

25 % SANDRA KAY

25 % RUSSEL COETZEE

25 % TAMARA KAY

CAFE CAPS DISTRIBUTION CC

None

 

 

Trade References

 

Key deals signed within the past 12 months.

 

Company

Value

Contact

Declined

 

 

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

1

SECRET RIVER TRADING

DANIEL

021 4600428

 

 

 

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

18 Months

R 300 000

R 45 000

30 Days

R 25 000 – R 30 000

30 Days

Good Payers – Excellent Cash Flow

 

Adverse Information on Subject

Judgements

Judgements

None

Possible Judgements

None

Civil Court Records

None

RDs

None

 

Judgements

Case Number

No information on record

Amount

 

Reason

 

Court Name

 

Judgement Type

 

Judgement Date

 

Plaintiff (Multiple)

 

 

 

Business Rescue

Date registered

Business rescue practitioner

Contact Information

Details

None

 

 

 

 

Default Listings

Date

Details

None

 

 

Notarial Bonds

Date

Details

None

 

 

 

Bank Information

 

Bank

NEDBANK

Branch

NELSON MANDELA SQUARE

Bank Account Number

1224108817

Type of Account

CHEQUE

Account Name

CAFÉ CAPS DISTRIBUTORS (PTY) LTD

Overdraft Facilities

None

Date Opened

Unavailable

Bank Code

Awaiting Bank Code

Bank Comment

 

 

 

Bank Codes History

Date requested

Bank Code

Enquiry Amount

Number of RD’s

RD amount

RD Date

Bank Comments

Years with bank

Unavailable

 

 

 

 

 

 

 

 

Previous Bank Accounts

Banker

Branch Code

Account Holder

Account number

Date opened

Years with bank

Unavailable

 

 

 

 

 

 

 

Deeds Information

 

Property Interestsfor Company

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Financial Information

 

Financial Estimates

CURRENT ASSETS

R 10 000 000

Stock

 

Debtors

R 1 500 000

FIXED ASSETS

 

Plant, Equipment, Vehicles

Inclusive in the R 10 000 000

Property

Unavailable

CURRENT LIABILITIES

 

Creditors

R 200 000

Loans/ From?

None

LONG TERM LIABILITIES

 

Morgage Bonds

None

Previous Year Turnover

Unavailable

Estimated Current Year Turnover

R 60 000 000

Current Turnover per month

R 5 000 000

Current Turnover per annum

R 60 000 000

 

Please note the following:

 

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

Number of Principals

4

Average Age of Active Principals

50

 

Active Principals

Principal 1 of 4: ANTHONY KAY

Surname

KAY

First Name

ANTHONY

Other Names

None

Marital Status

Married

ID Number

6204145177186

Verified ID Number

Yes

Current Age

50

Designation

Director

Status

Active

Appointment Date

2010-02-08

Physical Address (at time of Appointment)

31 Oliver Court

Oliver Road

Seapoint

CAPE TOWN

8001

Postal Address

31 Oliver Court

Oliver Road

Seapoint

CAPE TOWN

8001

Current Tel Number

021 4382960

Cell number

082 3191119

Current Fax Number

021 5108653

Current Email Address

anthony@cafe-caps.com

Shareholding

25.0000

 

Adverse Information for: ANTHONY KAY

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: ANTHONY KAY

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

SOLLY KAY FAMILY HOLDINGS (PTY) LTD

1980/004113/07

Conversion CO/CC or CC/CO

31 Years 10 Months

0

No

MO FO PROPERTY INVESTMENTS CC

2007/030827/23

In Business

5 Years 1 Month

0

No

NOTEWORTHY TRADE 18 (PTY) LTD

2010/005771/07

In Business

2 Years

0

No

CAPE CAPS DISTRIBUTION CC

2010/015831/23

In Business

2 Years 1 Month

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

Deeds Information

 

Property Interests for: ANTHONY KAY

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 2 of 4: RUSSELL COETZEE

Surname

COETZEE

First Name

RUSSEL

Other Names

None

Marital Status

Married

ID Number

6002015106081

Verified ID Number

Yes

Current Age

52

Designation

Director

Status

Active

Appointment Date

2010-02-08

Physical Address (at time of Appointment)

No9 Chez Kay-Mara

Kitui Road

SUNNINGHILL GARDENS

2157

Postal Address

PO Box 2257

SUNNINGHILL

2157

Current Tel Number

011 8033947

Cell number

083 2791413

Current Fax Number

021 5108653

Current Email Address

russel@cafe-caps.com

Shareholding

25.0000

 

Adverse Information for: RUSSELL COETZEE

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: RUSSELL COETZEE

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

ELECTRO-OHM CC

1988/017897/23

In Business

23 Years 8 Months

0

No

CAPE CAPS DISTRIBUTION CC

2010/015831/23

In Business

2 Years 1 Month

0

No

RUSCOE INSOLVENT ESTATE C

6002015106008

 

Unknown

0

No

4 CREATIVE SPACE DESIGN AND REVAMP CC

B2006/103729/23

In Business

5 Years 9 Months

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

4 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

MO FO PROPERTY INVESTMENTS CC

2007/030827/23

In Business

5 Years 1 Month

0

No

AWS ALUMINIUM WINDOW SPECIALIST CC

2009/063621/23

In Business

3 Years

0

No

 

Deeds Information

 

Property Interests for: RUSSELL COETZEE

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 

Principal 3 of 4: TAMARA KAY

Surname

KAY

First Name

TAMARA

Other Names

None

Marital Status

Married

ID Number

5810090032084

Verified ID Number

No

Current Age

54

Designation

Director

Status

Active

Appointment Date

2010-02-08

Physical Address (at time of Appointment)

No9 Chez Kay-Mara

Kitui Road

SUNNINGHILL GARDENS

2157

Postal Address

PO Box 2257

SUNNINGHILL

2157

Current Tel Number

021 5105484

Cell number

083 2715376

Current Fax Number

021 5108653

Current Email Address

tamara@cafe-caps.com

Shareholding

25.0000

 

Adverse Information for: TAMARA KAY

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: TAMARA KAY

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

MO FO PROPERTY INVESTMENTS CC

2007/030827/23

In Business

5 Years 1 Month

0

No

CAPE CAPS DISTRIBUTION CC

2010/015831/23

In Business

2 Years 1 Month

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

10 Years 8 Months

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

AFTER DARK FUNCTIONS CC

2001/052605/23

Deregistration Final

10 Years 8 Months

0

No

 

Deeds Information

 

Property Interests for: TAMARA KAY

 

Title Deed No.

T117571/2002

Erf/Site No.

 

Deeds Office

PRETORIA

Physical Address

8 KITUI SUNNINGHILL

SANDTON

Property Type

Freehold / Ervin

Extent / Size

2109.0SQM

Purchase Date

2002-08-26

Purchase price

R 240 000,00

% Ownership

0.0000

Bond Holder

 

Bond Number

 

Bond Amount

R 0,00

 

Principal 4 of 4: SANDRA KAY

Surname

KAY

First Name

SANDRA

Other Names

None

Marital Status

Married

ID Number

6503220073008

Verified ID Number

Yes

Current Age

47

Designation

Director

Status

Active

Appointment Date

2010-02-08

Physical Address (at time of Appointment)

No2 Glenwaters

44 Geneva Drive

Camps Bay

CAPE TOWN

8005

Postal Address

No2 Glenwaters

44 Geneva Drive

Camps Bay

CAPE TOWN

8005

Current Tel Number

021 5105484

Cell number

082 3191119

Current Fax Number

021 5108653

Current Email Address

sandra@cafe-caps.com

Shareholding

25.0000

 

Adverse Information for: SANDRA KAY

Judgement

Number of Judgements

None

 

Debt Review

Debt review

None

 

Other

Default data

None

 

Business Information for: SANDRA KAY

 

Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

CAFE CAPS DISTRIBUTION CC

2010/015831/23

In Business

2 Years 1 Month

0

No

 

Previous Business Interests

Average Age of Previous Business Interests

None

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

None

 

 

 

 

 

 

Deeds Information

 

Property Interests for: SANDRA KAY

 

Title Deed No.

None

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.56

UK Pound

1

Rs.81.04

Euro

1

Rs.67.48

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.