MIRA INFORM REPORT

 

 

Report Date :           

04.04.2012

 

IDENTIFICATION DETAILS

 

Name :

FLEX MIDDLE EAST FZE

 

 

Registered Office :

Plot No. MO-728, Sheikh Zayed Road, Jebel Ali Free Zone, P O Box 17930, Dubai

 

 

Country :

United Arab Emirates 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

01.07.2003

 

 

Legal Form :

Free Zone Establishment

 

 

Line of Business :

Manufacture of polyester, PET, polyethylene and plastic films

 

 

No. of Employees :

190

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 2,000,000

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 


 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

United Arab Emirates 

a2

a2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SUMMARY

 

Company Name                                     : FLEX MIDDLE EAST FZE

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Free Zone Establishment - FZE

Registration Date                                   : 1st July 2003

Trade Licence Number                            : 4062

Chamber Membership Number                : 95578

Issued Capital                                        : UAE Dh 107,000,000

Paid up Capital                                      : UAE Dh 107,000,000

Total Workforce                                     : 190

Activities                                               : Manufacture of polyester, PET, polyethylene and plastic films.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 2,000,000

Person Interviewed                                 : Vishal Vistogi, Finance Manager

 

COMPANY NAME

 

FLEX MIDDLE EAST FZE

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Plot No. MO-728

Street               : Sheikh Zayed Road

Area                 : Jebel Ali Free Zone

PO Box             : 17930

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 8834622 / 8832664 / 8102300

Facsimile          : (971-4) 8839683 / 8837393

Mobile               : (971-50) 2156002 / 2156006

Email                : flexfilm@flexfilm.com  / enquiry@flexfilm.ae

 

Premises

Subject operates from a large suite of offices and a factory that are rented and located in the Jebel Ali Free Zone.

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

 

·       Pradeep Tyle                                                   Indian                         Managing Director

 

·       Pramod Laxmi Kant Rao Sirsmakr                         -                            Director

 

·       Sanjay Tiku                                                         -                            Operations Manager

 

·       Vishal Vistogi                                                      -                            Finance Manager

 

·       Puyush Gupta                                                      -                            Export Manager

 

·       Vipin Balooni                                                       -                            Commercial Manager

 

·       Venod Kumar                                                       -                            Administration Manager

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 1st July 2003

 

Legal Form                  : Free Zone Establishment - FZE

 

Trade Licence No.       : 4062 (Expires 30/06/2012)

 

Chamber Member No. : 95578

 

Issued Capital              : UAE Dh 107,000,000

 

Paid up Capital            : UAE Dh 107,000,000

 

Name of Shareholder (s)                                            Percentage

 

·       U Flex Ltd                                                                 100%

118-119 Damji Shamji Udyog Bhawan

1st Floor, Veera Desai Road Andheri

Mumbai 400053

     India

     Tel: (91-22) 26734806 / 26734800

     Fax: (91-22) 26734805

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of plain and metallised Biaxially Oriented Polyester (BOPET) Films, Biaxially  Oriented Polypropylene (BOPP) Films and Cast Polypropylene (CPP) Films.

 

Production Capacity: 54,000 tonnes per annum

 

Import Countries: Europe and the Far East

 

Operating Trend: Steady

 

Subject has a workforce of 190 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                UAE Dh198,600,000                   UAE Dh 202,110,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures were provided by Mr Vishal Vistogi, Finance Manager.

 

 

BANKERS

 

·       Emirates Bank International Ltd

Baniyas Road

Deira

PO Box: 2923

Dubai

Tel: (971-4) 2256256 / 2256900

Fax: (971-4) 2268005 / 2267718

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              July 2006                                  November 2008

Credit amount                                        150,000                         150,000

Amount overdue                         0                                              0

Payment terms                                      60 days                                     60 days

Payment Method                                   Letters of Credit                         Letters of Credit

Paying record                                        No Complaints                           No Complaints

Currency                                               US Dollars                                 US Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.56

UK Pound

1

Rs.81.05

Euro

1

Rs.67.49

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.