MIRA INFORM REPORT

 

 

Report Date :

03.04.2012

 

IDENTIFICATION DETAILS

 

Name :

MAXTONE ELECTRONICS PRIVATE LIMITED

 

 

Registered Office :

Unit No. 414, Creative Industrial Estate, N. M. Joshi Marg, Parel, Mumbai – 400 011, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

23.06.1994

 

 

Com. Reg. No.:

11-079143

 

 

Capital Investment / Paid-up Capital :

Rs. 29.539 Millions

 

 

CIN No.:

[Company Identification No.]

U32109MH1994PTC079143

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMM20951A

 

 

PAN No.:

[Permanent Account No.]

AABCM5324K

 

 

Legal Form :

Private Limited Liability company.

 

 

Line of Business :

Manufacturing and Distributor of computer hardware, electronic items, telecommunication, electric equipments, computer, peripherals, plotters, mechanical instruments, visual display, etc.

 

 

No. of Employees :

40 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (43)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 170000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct and as per commitments.

 

The company can be considered normal for business dealings at usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Satya

Designation :

Office Executive

Contact No.:

91-22-40333000

Date :

03.04.2012

 

 

LOCATIONS

 

Registered Office/ Corporate Office :

Unit No. 414, Creative Industrial Estate, N. M. Joshi Marg, Parel, Mumbai – 400 011, Maharashtra, India

Tel. No.:

91-22-23011434/40333000/23050202

Fax No.:

91-22-23011818/23001370

E-Mail :

maxtone@vsnl.com  / meplsales@maxtone.com

Website:

http://www.maxtone.com

Area :

1975 Sq. ft.

Location :

Owned

 

 

Factory 1 :

Unit # 31-32, Electronic Sadan No. 1, Electronics Zone, Mahape, Thane – Vashi Road, Thane, Maharashtra, India

Tel. No.

91-22-27688053

 

 

Factory 2 :

Unit No. 104/A, Dadra Industrial Estate, Opposite Dadra Check Post, Vapi –   Silvassa Road, Dadra, Union Territory, India

 

 

Branch Office :

Located at :

 

B-23, Anasal Tower Basement, 38, Nehru Place, New Delhi-110019.
Tel:91-11-26452645

 

F/7,Satyam Statues, Near .Chandan Farm Party Plot, Opposite Visat Nagar, Ramdev, Nagar Road, Ahmedabad - 380015.

Tel:91-79-40065038,

 

Room No. 1/4,At. No. 41/265A, Pais Building, 1st Floor, Mahakavi, Bhartiyar Road, Eranakulam, Keral, Cochin

 

55/B, 1st Floor, Mirza Galif Street, Kolkata- 700016,
Tel: 91-33-22299945, 24462637.

 

S/28, New Cloth Market, Pantri Raipur, Chhatisgarh -492001

 

Door No. 24, 2nd Floor, E.V. Lane, S.P. Road Cross, Bangalore- 560002, Karnataka, India

 

F-305, Near S.B.B.J. Anand Chamber, Indra Bazar, Jaipur - 302001, Rajasthan
Tel: 91-141-5114305

 

 

DIRECTORS

 

AS ON 30.09.2011

 

Name :

Mr. Champakraj J. Gurjar

Designation :

Director

Address :

220, Shivaji Nagar, N. M. Joshi Marg, Mumbai – 400 013, Maharashtra, India

Date of Birth/Age :

23.04.1956

Qualification :

Graduate

Date of Appointment :

23.06.1994

DIN No.:

01712070

 

 

Name :

Mr. Kantilal J. Gurjar

Designation :

Director

Address :

121, Shivaji Nagar, N. M. Joshi Marg, Mumbai – 400 013, Maharashtra, India

Date of Birth/Age :

17.08.1952

Qualification :

Matriculate

Date of Appointment :

23.06.1994

DIN No.:

00097883

 

 

KEY EXECUTIVES

 

Name :

Mr. Satya

Designation :

Office Executive

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2011

 

Names of Shareholders

No. of Shares

Chanpakraj J. Gurjar

280968

Kantilal J. Gurjar

2712

Pamiben J. Gurjar

2400

Manjula K. Gurjar

1140

Indra C. Gurjar

2160

Aruna S. Gurjar

2160

Subhash J. Gurjar

3852

pradeep Shetty

5960

Total

301352

 

AS ON 30.09.2011

 

Equity Shares Break Up

Percentage

Directors or relatives of Directors

98.02

Other top fifty shareholders

1.98

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturing and Distributor of computer hardware, electronic items, telecommunication, electric equipments, computer, peripherals, plotters, mechanical instruments, visual display, etc.

 

 

Agencies Held :

  • HP
  • Intel
  • Microsoft
  • Sony

 

GENERAL INFORMATION

 

No. of Employees :

40 (Approximately)

 

 

Bankers :

·         ABN Amro Bank N V, 74, Sakhar Bhavan, 7th Floor, Nariman Point, Mumbai – 400 021, Maharashtra, India

 

·         ING Vysya Bank Limited, Unit No. 2/3/4, Marathon Max Building, Mulund Goregaon Link Road, Mulund (West), Mumbai – 400080

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2010

Rs. In Millions

31.03.2009

Term Loan

(Secured against immovable property of director’s relative)

9.153

9.204

Term Loan

(Secured against respective immovable property financed vehicle loan)

37.361

0.000

Vehicle Loan

(Secured against assets financed)

0.018

0.069

Bank Overdraft

(Secured against Equitable mortgage on office premises and personal property of directors)

15.222

10.465

 

 

 

Total

61.754

19.738

 

 

 

Unsecured Loan

 

Rs. In Millions

31.03.2010

Rs. In Millions

31.03.2009

Term Loan from Banks

0.539

3.097

From Others

0.129

0.000

 

 

 

Total

0.668

3.097

 

 

 

Banking Relations :

--

 

 

Financial Institution :

Tata Capital Limited, One Forbes, Dr V B Gandhi Marg, Fort, Mumbai-400001, Maharashtra, India

 

 

Auditors :

 

Name :

P. Raj and Company

Chartered Accountants

Address :

3/1218, Navjivan Commercial Premises Co-Op. Society Limited, Lamington Road, Mumbai – 400 008, Maharashtra, India

Tel. No.:

91-22-23012074 / 23054459

Fax No.:

91-22-23012074

E-Mail :

mail@prajco.com

Website :

www.prajco.com

Pan No.:

ANCPS2268R

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2010

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.100/- each

Rs. 50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

295392

Equity Shares

Rs.100/- each

Rs. 29.539 Millions

 

 

 

 

 

Note:

 

Of the above 246160 shares have been issued by capitalization of Reserve by way of Bonus issue.

 

AS ON 30.09.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.100/- each

Rs. 50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

301352

Equity Shares

Rs.100/- each

Rs. 30.135 Millions

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

29.539

29.539

29.539

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

15.107

8.564

4.586

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

44.646

38.103

34.125

LOAN FUNDS

 

 

 

1] Secured Loans

61.754

19.738

15.057

2] Unsecured Loans

0.668

3.097

15.306

TOTAL BORROWING

62.422

22.835

30.363

DEFERRED TAX LIABILITIES

1.537

1.316

1.118

 

 

 

 

TOTAL

108.605

62.254

65.606

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

13.958

14.033

11.350

Capital work-in-progress

0.000

0.000

1.861

 

 

 
 

INVESTMENT

48.025

0.005

0.005

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

76.932

73.374

31.935

 

Sundry Debtors

136.096

106.273

99.246

 

Cash & Bank Balances

2.613

8.492

18.774

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

20.611

21.927

11.345

Total Current Assets

236.252

210.066

161.300

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

188.152

161.063

108.247

 

Other Current Liabilities

0.000

0.000

0.000

 

Provisions

1.478

0.787

0.663

Total Current Liabilities

189.630

161.850

108.910

Net Current Assets

46.622

48.216

52.390

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

108.605

62.254

65.606

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

 

 

 

 

 

TURNOVER

--

1027.200

1017.500

 

 

 

 

 

 

PROFIT AFTER TAX

7.234

4.670

4.497

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Electronics Goods

76.909

79.534

118.777

 

TOTAL IMPORTS

76.909

79.534

118.777

 

 

 

 

 

 

Earnings Per Share (Rs.)

24.49

15.81

15.22

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

Debt Equity Ratio

(Total Liability/Networth)

 

5.68

4.32

3.19

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.25

1.29

1.48

 

 

LOCAL AGENCY FURTHER INFORMATION

 

SUNDRY CREDITORS DETAILS

(Rs. In Millions)

Particulars

 

31.03.2010

31.03.2009

31.03.2008

Sundry Creditors 

 

 

 

Sundry Creditors  and Other Liabilities Due to Small Scale Industries / MSME’s

0.000

0.000

0.000

Other Creditors and   Liabilities

188.152

161.063

108.247

Total

188.152

161.063

108.247

 

 

CONTINGENT LIABILITIES NOT PROVIDED FOR IN RESPECT OF

(Rs. In Millions)

Particulars

For The Year Ended On

 

31.03.2010

31.03.2009

Bank Guarantee

0.300

25.351

Income Tax

0.141

1.763

 

 

 

 

FORM 8

 

Corporate identity number of the company

U32109MH1994PTC079143

Name of the company

MAXTONE ELECTRONICS PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Unit No. 414, Creative Industrial Estate, N. M. Joshi Marg, Parel, Mumbai – 400 011, Maharashtra, India

This form is for

Modification of charge

Type of charge

Movable property (not being pledge)

Others

Particular of charge holder

Tata Capital Limited, One Forbes, Dr V B Gandhi Marg, Fort, Mumbai-400001, Maharashtra, India

Nature of instrument creating charge

Deed of modification dated 19.12.2011

Date of instrument Creating the charge

19.12.2011

Amount secured by the charge

Rs. 20.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of interest

Short Term Lending Rate (STLR) @ 16.00% per annum

Rate of Interest @ STLR minus 2.50% i.e.13.50% per annum

 

Terms of repayment

Principal and Interest amount to be repaid in 60 months

 

Margin

N.A.

 

Extent and operation of the charge

The Charge extends to the due repayment of loan of Rs. 20.000 Millions  including interest, additional interest, costs charges, expenses and all other monies payable under the Channel Finance Agreement dated 02.08.2011 In the event of default in payment of interest or repayment of principal amount of the Loan the Borrower shall pay to the Lender, additional interest @ 6% p.a. for the period during which such default continues.

Short particulars of the property charged (Including location of the property)

All the present and future stock in trade and fixed assets or any other movable assets purchased from Sony India Private Limited and financed by TCL belonging to the Borrower or at the disposal of the Borrower and now or at any time hereafter stored or to be stored or brought into or upon or in course of transit to the Borrower's premises or at any other place whatsoever and where so ever in the possession and occupation or at any other premises or place.

Charge identification number of the charge to be modified

10305170

Particulars of the present modification

The existing Schedule 1 of the Deed of Hypothecation dated 02.08.2011 shall stands replaced by Schedule 2 of Deed of Modification dated 19.12.2011 and the existing Schedule 2 of the Deed of Hypothecation dated 02.08.2011 shall stands replaced by Schedule 3 of Deed of Modification dated 19.12.2011

 

FIXED ASSETS

 

  • Furniture and fixture
  • Office Equipment
  • Vehicles
  • Computer
  • Building

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 51.15

UK Pound

1

Rs. 81.80

Euro

1

Rs. 68.34

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

4

--CREDIT LINES

1~10

4

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

43

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.