MIRA INFORM REPORT

 

 

Report Date :

04.04.2012

 

IDENTIFICATION DETAILS

 

Name :

AWAL DAIRY COMPANY WLL

 

 

Registered Office :

Building No. 791, Road No. 55, Block 463, Al Budaiya Highway, Jidhaf 601 Manama

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1995

 

 

Com. Reg. No.:

992-1, Manama

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Manufacturers of dairy products.

 

 

No. of Employees :

250

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 700,000

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Bahrain

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


SUMMARY

 

Company Name                                     : AWAL DAIRY COMPANY WLL

Country of Origin                                    : Bahrain

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 1995

Commercial Registration Number            : 992-1, Manama

Membership Number                              : 224

Issued Capital                                        : BD 1,644,500

Paid up Capital                                      : BD 1,644,500

Total Workforce                                     : 250

Activities                                               : Manufacturers of dairy products.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Recommended Credit Limit                     : US$ 700,000

Person Interviewed                                 : K V Ganesh, Finance Manager

 

COMPANY NAME

 

AWAL DAIRY COMPANY WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Building No. 791, Road No. 55, Block 463

Street               : Al Budaiya Highway

Area                 : Jidhaf

 

PO Box            : 601

 

Town                : Manama

Country             : Bahrain

 

Telephone         : (973-17) 598598 / 591591

Facsimile          : (973-17) 591150

Email                : purchase@awaldairy.com / anand@awaldairy.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ebrahim Mohamed Ali Zainal                                                              Managing Director

 

·       Khalid Yousef Abdulrahman Abdulrahim                                              Director

 

·       Yousef Salah Abdulla Alsaleh                                                             Director

 

·       Abdul Samad Al Khaja                                                                       General Manager

 

·       Jaffar Ayad                                                                                       Production Manager

 

·       K V Ganesh                                                                                      Finance Manager

 

·       Shareef Muzafar                                                                                Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1995

 

History                         : Subject began in 1995 under the name “Bahrain Danish Dairy Co WLL”. However on 11th

  March 2006 it re-registered under the new name of  “Awal Dairy Company WLL”.

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 992-1, Manama

 

Membership No.          : 224

 

Issued Capital              : BD 1,644,500

 

Paid up Capital            : BD 1,644,500

 

Name of Shareholder (s)                                                        Percentage

 

·       General Trading & Food Processing Co (TRAFCO)                               51%

 

·       Yousef Abdulrahman Engineer Holding Co WLL                                   49%

 

 

AFFILIATED COMPANIES

 

·       Kuwait Bahrain Dairy Co WLL

PO Box: 29342

Safat 13154

Kuwait

Tel: (965) 24675027

Fax: (965) 24673974

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of dairy products, including milk, cheese and ice cream.

 

Production Capacity: 180,000 tonnes per year

 

Import Countries: Europe and the Far East.

 

Brand Names: AWAL & FABION

 

Operating Trend: Steady

 

Subject has a workforce of approximately 250 employees.

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/10:                Year Ending 31/12/11:

 

Total Sales                                BD 11,650,000                           BD 12,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr K V Ganesh, Finance Manager

 

 

BANKERS

 

·       Ahli United Bank BSC

Building 2495

Road 2832

Al Seef District

     Manama

     Tel: (973-17) 585858

     Fax: (973-17) 580569

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              August 2006

Credit amount                                        150,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.50.56

UK Pound

1

Rs.81.04

Euro

1

Rs.67.48

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.