MIRA INFORM REPORT

 

 

Report Date :

05.04.2012

 

 

 

Tel. No.:

60 3 22877978

Fax No.:

60 3 22829789

 

IDENTIFICATION DETAILS

 

Name :

DR HARVEST SDN. BHD.

 

 

Registered Office :

A-29-2, Level 29, Menara UOA Bangsar, No. 5, Jalan Bangsar Utama 1, Kuala Lumpur, Wilayah Persekutuan

59000

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

19.07.2010

 

 

Com. Reg. No.:

908509-A

 

 

Legal Form :

Private Company Limited By Shares

 

 

Line of Business :

Manufacturing and trading of various kinds of fertilizer.

 

 

No. of Employees :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 20,000

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              DR HARVEST SDN. BHD.

Business address :        A-29-2, Level 29, Menara UOA Bangsar

No. 5, Jalan Bangsar Utama 1

Town :                           Kuala Lumpur

Province :                      Wilayah Persekutuan

Zip/postal code :            59000

Country :                       Malaysia

Tel :                              +60 3 22879978

Fax :                             +60 3 22829789

Website :                      www.drharvest.com

Registered address :      C/o SMI CORPORATE SERVICES SDN. BHD.

63A, Jalan SS 25/2

Taman Bukit Emas

Town :                           Petaling Jaya

Province :                      Selangor Darul Ehsan

Zip/postal code :            47301

Country :                       Malaysia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        19/07/2010

Legal form :                               Private Company Limited By Shares

Chief executive :                        Kuo Ming-Yuan

Issued & paid up capital :           MYR 2,857,000

Sales turnover :              MYR 97,416 (Non-consolidated 6 months ended, 31/12/2010)

Net income :                              MYR -278,268 (Non-consolidated 6 months ended, 31/12/2010)

Total fixed assets :                     MYR 1,836,772 (Non-consolidated 6 months ended, 31/12/2010)

Line of business :                       Trading and manufacturing of fertilizer.

Staff employed :                         30 employees

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is in start-up phase

Management experience :           Management is modestly experienced

Financial performance :              Financial performance is gradually declining

Organization structure :              Organizational structure is acceptable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 20,000

Credit amount asked :                USD 125,000

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      19/07/2010

Legal form :                               Private Company Limited By Shares

Registration no                          908509-A

Registered authority :                 Companies Commission of Malaysia

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Kuo Ming-Yuan

Designation :                 Managing Director

Name :                          Yang Fong-Chang

Designation :                 Director

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Yang Fong-Chang

Designation :                 Director

Identification no :            210512897

Appointment date :         04/09/10

Address :                      No B-10-2, Menara Bangsar

299, Jalan Maarof

59000 Bangsar Kuala

Lumpur Wilayah

Persekutuan

Malaysia

Name :                          Kuo Ming-Yuan

Designation :                 Director

Identification no :            213193419

Appointment date :         19/07/10

Address :                      No B-10-2, Menara Bangsar

299, Jalan Maarof

59000 Bangsar Kuala

Lumpur Wilayah

Persekutuan

Malaysia

Name :                          Chong Sook Furn

Designation :                 Company Secretary

Identification no :            621225-08-5300

Appointment date :         19/07/10

Address :                      No. 65, Jalan SS 22/22

Damansara Jaya

47400 Petaling Jaya

Selangor Darul Ehsan

Malaysia

Staff employed :             30 employees

 

Key Advisors

Auditors :          ADRIANYEO

63B, Jalan SS 25/2

Taman Bukit Emas

47301 Petaling Jaya

Selangor Darul Ehsan

Malaysia

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :        MYR 5,000,000

No of shares :                5,000,000 Ordinary Shares

Share par value :            MYR 1

Issued capital :              MYR 2,857,000

Paid up capital :             MYR 2,857,000

Changed in capital :       The Subject increased its share capital from MYR 1,000,000 to MYR 5,000,000 on 14-12-2010.

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

Composition

Shareholder name :        YANG' S DEVELOPMENT CORPORATION

Address :                      Britannia House 22, 2nd Floor

Cator Road

Bandar Seri Begawan BS 8811

Brunei Darussalam

No. of shares :               1,999,998 Ordinary Shares

Shareholder name :        HOCK HENG TECHNOLOGY SDN. BHD.

Address :                      Malaysia

No. of shares :               171,400 Ordinary Shares

Shareholder name :        Kuo Ming-Yuan

Address :                      No B-10-2, Menara Bangsar

299, Jalan Maarof

59000 Bangsar Kuala

Lumpur Wilayah

Persekutuan

Malaysia

No. of shares :               685,602 Ordinary Shares

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          YANG'S DEVELOPMENT CORPORATION

Affiliation type :              Parent Company

Address :                      Britannia House 22, 2nd Floor

Cator Road

Bandar Seri Begawan BS 8811

Brunei Darussalam

Comments :                  Registered in Brunei Darussalam.

Name :                          HOCK HENG TECHNOLOGY SDN. BHD.

Affiliation type :              Shareholder

Address :                      Malaysia

Name :                          NAM LIONG ENTERPRISE CO., LTD.

Affiliation type :              Associate

Address :                      10 Lane 41, Chou-Wei Street

Yen-Chou Li, Yung-Kang City

Tainan Hsien

Taiwan

Related companies and corporate

affiliations comments

: Other companies of the Nam Liong Group, Taiwan should be considered affiliates of the Subject.

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :              Malayan Banking Berhad (Maybank)

Address :                      Malaysia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                  None reported.

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

 

FINANCIAL DATA

 

Description

Source of financial statement :    Commercial Registry Filings

Financial statement date :          31/12/10

Type of accounts :                     Full audited

Currency :                                 Malaysia, Ringgit (MYR)

Exchange rate :                         1 USD = MYR 3.06 as of 03-04-2012

Summarized Financial Information

Consolidation type :                   Non Consolidated

Currency :                                 Malaysia, Ringgit (MYR)

Denomination :                          (x1) One

Date of financial year end :          31/12/10

Length of accounts :                   6 months

Sale turnover / Income : 97,416

Gross profit :                             -106,386

Profit before tax :                       -278,268

Net income :                              -278,268

Non current assets :                   722,233

Current assets :                         1,114,539

Total assets :                            1,836,772

Current liabilities :                      563,723

Non current liabilities :                51,317

Total liabilities :                          615,040

Share equity :                            1,221,732

Retained earning :                      -278,268

Comments :                              Comparative financial information is not available due to the Subject's recent date of establishment.

 

 

OPERATION DETAILS

 

Main activities :                          The Subject is engaged in manufacturing and trading of various kinds of fertilizer.

Product & services :                   Protector

Microking

Terminator

Bio Organic Fertilizer

Earth’s Treasure

Blending Oil

Chitosan

Amino-P

Daya Hijau

Neem Oil

Brand :                                      Dr Harvest

Purchases

International :                             India, Taiwan

Sales

Local :                                      Yes

International :                             Taiwan, Cambodia

Property & Assets

Premises :                                The Subject operates from premises located at the verified heading address consisting of administrative office.

Branches :                                In addition, the Subject operates from production facilities located at:

Kaw Perindustrian Bandar Tenggara

Kulai 81000

Johor Darul Takzim

Malaysia

Tel: +60 7 8961646

Other property :                         Total NBV of property, plant and equipment as of 31-12-2010 was MYR 722,233.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Central Bank of Malaysia

Reserve of foreign exchange & gold :       US$ 134.8 billion as of 15 March 2012

Gross domestic product - GDP :             US$ 247.781 billion

GPP (Purchasing power parity) :             US$ 442.01 billion of International dollar

GDP per capita - current prices :             US$ 8,624

GDP - composition by sector :                agriculture: 10.2%

industry: 42.1%

services: 47.8%

Inflation :                                               2008: 5.4%

2009: 0.6%

2010: 1.7%

2011: 2.8%

Unemployment rate :                              2008: 3.3%

2009: 3.6%

2010: 3.3%

2011: 3.2%

Public debt

(General Government gross debt as

a % GDP)

: 2008: 42.8%

2009: 55.4%

2010: 54.2%

Government bond ratings :                      Standard & Poor's: A-/Stable/A-2

Moody's rating: A3

Moody's outlook: STA

Market value of publicly traded

shares

: US $420 billion

Largest companies in the country :          CIMB Group Holdings (Banking), Sime Darby (Conglomerates), Public Bank Berhad (Banking), Maybank (Banking), Tenaga Nasional Berhad(Utilities), Petronas Chemicals, Maxis Berhad

 

Trade & Competitiveness Overview

Total exports :                                       US$210.3 billion

Exports commodities :                           electronic equipment, petroleum and liquefied natural gas, wood and wood products, palm oil, rubber, textiles, chemicals

Total imports :                                       US$156.2 billion

Imports commodities :                            electronics, machinery, petroleum products, plastics, vehicles, iron and steel products, chemicals

Export - major partners :                         US 15.6%, Singapore 14.6%, Japan 9.1%, China 8.8%, Thailand 5%, Hong Kong 4.6%

Import - major partners :                         Japan 13%, China 12.9%, Singapore 11.5%, US 10.8%, Taiwan 5.7%, Thailand 5.3%, South Korea 4.9%, Germany 4.6%, Indonesia 4.2%

FDI Inflows :                                          2007: US$8,538 million

2008: US$7,318 million

2009: US$1,381 million

FDI Outflows :                                        2007: US$11,280 million

2008: US$14,988 million

2009: US$8,038 million

Best countries for doing business :          21 out of 183 countries

Global competitiveness ranking :             21 (ranking by country on a basis of 142, the first is the best)

Country and Population Overview

Total population :                                   28.23 million

Total area :                                            329,847 km2

Capital :                                                Kuala Lumpur

Currency :                                             Malaysia Ringgits (MYR)

Internet users as % of total

population

: 55.3%

 

 

PAYMENT HISTORY

 

Purchase Term

International :                 Credit 60 days, Document against payment

Sales Term

Local :                          Cash, Credit up to 60 days

International :                 Prepayment

Trade Reference/ Payment

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

Investigation Note

Sources : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.04

UK Pound

1

Rs.81.08

Euro

1

Rs.67.39

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.