MIRA INFORM REPORT

 

 

Report Date :           

05.04.2012

 

IDENTIFICATION DETAILS

 

Name :

ZINDIA LIMITED

 

 

Registered Office :

P.O. Box 137, Picton, Marlborough, Zip/postal code 7250

 

 

Country :

New Zealand

 

 

Date of Incorporation :

14.06.2004

 

 

Com. Reg. No.:

1521564

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Logs and lumber exporters

 

 

No. of Employees :

05

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 340,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2011

 

Country Name

Previous Rating

                   (30.06.2011)                  

Current Rating

(30.09.2011)

New Zealand

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :              ZINDIA LIMITED

 

Business address :       8B Mariners Mall, 100 High Street

Town :                           Picton

Province :                      Marlborough

Zip/postal code :            7220

Country :                       New Zealand

Tel :                              +64 3 5737477

Fax :                             +64 3 5737460

Website :                      www.zindia.co.nz

 

Registered address :    P.O. Box 137

Town :                           Picton

Province :                      Marlborough

Zip/postal code :            7250

Country :                       New Zealand

 

 

summary details

 

Executive Summary

Date founded or registered :        14/06/2004

Legal form :                               Private Limited Company

Chief executive :                        Jacob Mani Mannothra

Issued & paid up capital :           NZD 3,000,000

Line of business :                       Logs and lumber exporters.

Staff employed :                         5 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is reasonably experienced

Financial performance :              Financial performance is good

Organization structure :              Organizational structure is stable

Detrimental :                  No detrimental records found

Payment history :                      No payment delays noted

Credit amount suggestion :         USD 340,000

Credit amount asked :                Not described.


 

Comments : It is advisable to conduct business dealing on prepayment or L/C for larger credit transaction than suggested. Although the Subject seems well positioned in the market and financially stable as the Subject is a joint venture of a well organized groups however without official financial information it would be difficult to grant a large credit amount. Our suggestion of credit is based on years of establishment, nature of business, capital investment and ownership background.

 

Statutory details

 

Registry Data

Registration date :          14/06/2004

Legal form :                   Private Limited Company

Registration no              1521564

Registered authority :     New Zealand Companies Office

Registry status :            Live/Active

Previous name :             None reported.

Change of legal form :     None reported.

 

 

Management / directors

 

Key Management

Name :              Jacob Mani Mannothra

Designation :     Managing Director

BOARD OF D

IRECTORS/ OTHER APPOINTMENTS

Board of directors / other appointments

 

Appointments

Name :                          Gerald Hunt

Designation :                 Director and Company Secretary

Appointment date :         14/06/04

Address :                      148A East Coast Road

Milford, Auckland 0620

New Zealand

Biography : -                  Director of Zindia Ltd, Fortimber Exports Ltd

-Winner of Leadership Award in Forestry

-Ex Chairman of Wood New Zealand ( New Zealand’s Pan Industry

Forestry Promotion Programme )

-Ex CEO of Pine Manufacturers Association

 

Name :                          Jacob Mani Mannothra

Designation :                 Director

Appointment date :         14/06/04

Address :                      19 Rimu Terrace

Waikawa, Picton 7220

New Zealand

Biography :                    -Director of Zindia Ltd, Fortimber Exports Ltd, Simangie Movies Ltd

-Member Executive Committtee of India - New Zealand Business

Council

-Awarded for his role in Promotion of Rubberwood

-Ex member of Global Ruberwood Project ( ITC/UNCTAD/WTO)

-Ex Manager of New Zealand’s India Pine Export Network

 

Staff employed : 5 employees

 

Key Advisors

Auditors :                      SHAW TAX CHARTERED ACCOUNTANTS

16 Portland Crescent

Thorndon, Wellington, 6011

 

 

Share capital

 

Composition

Authorized Capital :        NZD 3,000,000

No of shares :                3,000,000 Shares

Share par value :            NZD 1

Issued capital :              NZD 3,000,000

Paid up capital :             NZD 3,000,000

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :        FLIGHT FORESTRY LIMITED

Address :                      75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington

New Zealand

No. of shares :               1,500,000 Shares

% of shares : 50%

 

Shareholder name :        SOUNDS OF FOREST LIMITED

Address :                      C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

No. of shares :               1,500,000 Shares

% of shares :                 50%


Comments : The Subject is a joint venture between the Flight Group which is majority owned by Mr. Derek Ralph Lander with Mr. Richard James Osborne and the company Sound of Forest Group which is majority owned by Mr. Gerald Hunt with Mr. Jacob Mani Mannothra.

 

 

Related companies & corporate Affiliations

 

Structure

Name :                          SOUNDS OF FOREST LIMITED

Affiliation type :              Shareholder

Address :                      C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

 

Name :                          FLIGHT FORESTRY LIMITED

Affiliation type :              Shareholder

Address :                      75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington

New Zealand

 

Name :                          FORTIMBER EXPORTS LIMITED

Affiliation type :              Associate

Address :                      C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

 

Name :                          OYSTER BAY RESORTS LIMITED

Affiliation type :              Associate

Address :                      C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

 

Name :                          FLIGHT PROPERTIES (BLENHEIM) LIMITED

Affiliation type :              Associate

Address :                      75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington

New Zealand




Name :              FLIGHT PLASTICS LIMITED

Affiliation type : Associate

Address :          75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington

New Zealand

 

Name :              FORTIMBER EXPORTS LIMITED

Affiliation type : Associate

Address :          C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

 

Name :              OYSTER BAY RESORTS LIMITED

Affiliation type : Associate

Address :          C/o Nair & Chen Chartered Accountants Ltd

280 Great South Road

Greenlane, Auckland 1051

New Zealand

 

Name :              FLIGHT TIMBERS LIMITED

Affiliation type : Associate

Address :          75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington

New Zealand

 

Name :              FLIGHT LIMITED

Affiliation type : Associate

Address :          75 Wainui Road

Lower Hutt

PO Box 38 252

Wellington Mail Centre

5010 Wellington, New Zealand

 

Related companies and corporate affiliations comments:

Other companies of the Flight Group and Sound of Forest Group should be considered affiliates of the Subject.
Bank & mortgages

 

Bank Details

Name of bank :              Bank of New Zealand

Address :                      New Zealand

Account details :            Current Account

 

Comments : It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages : None reported.

 

Legal Fillings

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

financial data

 

Description

Comments : Industry source states the Subject estimated annual turnover is between NZD 70 million to NZD 100 million.

 

Private Companies in New Zealand are not required to file accounts unless classified as "Large", which at the moment means that two out of the following:

 

- The company has a sales turnover of over NZD 20,000,000;

- The company has total assets of over NZD 10,000,000;

- The company employs 50 people or more.

The Subject does not meet the criteria of being a large Private Company

 

 

Operation details

 

Main activities : The Subject's main activities are logs and lumber exporters.

 

Purchases

Local :              Yes

International :     None reported.

 

Sales

Local :              None reported.

International :     Mainly to India

 

Property & Assets

Premises :        The Subject operates from premises located at the verified heading address consisting of

administrative office.

Branches :        None reported.

 

 

Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

Central bank                                          Reserve Bank of New Zealand

Reserve of foreign exchange & gold         US$ 20.562 billion

Gross domestic product - GDP               US$ 153.252 billion

GPP (Purchasing power parity)               120.2 billion of International dollars

GDP per capita - current prices               US$ $ 34,701

GDP - composition by sector                  agriculture: 4.7% industry: 24% services: 71.3%

 

Inflation                                                 2009: 2.1%

2010: 2.3%

2011: 4.1.%

 

Unemployment rate                                2009: 6.2%

2010:  6.5%

2011: 6.7%

 

Public debt

(General Government gross

debt as a % GDP)                                  2009:  26.1 %

2010:   31.6%

2011:    35.8%

 

Government bond ratings                        Standard & Poor's: AA+/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares      US$ 67.061 Billion

 

Largest companies in the country            :   Telecom of New Zealand, Trans power, Fletcher Building, Infratil

 

Trade & Competitiveness Overview

 

Total exports                             US$33.24billion

 

Exports commodities                 dairy products, meat, wood and wood products, fish, machinery

 

Total imports                             US$31.11 billion

 

Imports commodities                  machinery and equipment, vehicles and aircraft, petroleum,

electronics, textiles, plastics

 

Export - major partners               Australia 22%, US 11.5%, Japan 9.2%, China 5.3%, UK 4.6%

 

Import - major partners               Australia 20.7%, China 13.4%, US 9.7%, Japan 9.5%, Singapore 4.9%,

Germany 4.7%

 

FDI Inflows                                2008: US$ 4,598 million

2009: US$ -1,293 million

2010: US$ 561 million

 

FDI Outflows                              2008: US$ 462 million

2009: US$-308 million

2010: US$-589 million

 

Best countries for doing

business                                   3 out of 183 countries

 

Global competitiveness ranking   23 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                    : 4.37 million

Total area                                             : 270,467 km2

Capital                                                 :  Wellington

Currency                                                                                                      :  New Zealand Dollar (NZD)

Internet users as % of total population     :  83 %

 

 

Payment history

 

Purchase Term

Local :              Cash against document, Prepayment, Credit 30-60 days

 

Sales Term

International :     L/C, Prepayment, Credit 30-60 days

 

Trade Reference/ Payment Behaviour

Comments :      As local and international trade references were not supplied, the Subject's payment track record

history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.05

UK Pound

1

Rs.81.09

Euro

1

Rs.67.39

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.