MIRA INFORM REPORT

 

 

Report Date :

06.04.2012

 

IDENTIFICATION DETAILS

 

Name :

GADIV PETROCHEMICAL INDUSTRIES LTD.

 

 

Registered Office :

P.O. Box 32, Hahistadrut Ave., Haifa Bay Industrial Zone, Haifa     3100001

 

 

Country :

Israel

 

 

Financials (as on) :

31.12.2010

 

 

Date of Incorporation :

18.04.1978.

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, exporters and marketers of a wide range of petrochemical products

 

 

No. of Employees :

95

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No complaints 

 

 

Litigation :

Exists

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2011

 

Country Name

Previous Rating

(30.06.2011)

Current Rating

(30.09.2011)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Company name and address

                                                                                                   

GADIV PETROCHEMICAL INDUSTRIES LTD.

Telephone    972 4 878 81 11; 878 81 45; 878 88 86

Fax             972 4 878 80 18

P.O. Box 32

Hahistadrut Ave.

Haifa Bay Industrial Zone

HAIFA         3100001    ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally established as a private limited company, registered as such as per file No. 51-078081-0 on the 18.04.1978.

Converted into a public limited company and registered as such as per file
No. 52-004095-7 on the 11.01.1994.

 

Early in 1994 subject took over all activities of the petrochemical division of its sister company, GADOT PETROCHEMICAL INDUSTRIES LTD. (established in 1974).

 

Originally registered under the name of GADIV LTD., which changed to GADOT AROMATIC DEVELOPMENT (GADIV) LTD. on the 25.05.1978, which changed to the present name on the 02.03.1994.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 45,000,000.00, divided into -

                 45,000,000 ordinary shares of NIS 1.00 each, fully issued.

 

 

SHAREHOLDERS

 

Company is fully owned by OIL REFINERIES LTD. (known in short as ORL, or BAZAN), a public limited company whose shares are traded on the Tel Aviv Stock Exchange, controlled by:

1.  ISRAEL CORPORATION LTD., 37.08%, a public company whose shares are traded on TASE, controlled (some 52%) by the OFER Group, owned by the Ofer family and controlled by Idan Ofer (mainly) and Udi Angel,

2.  ISRAEL PETROCHEMICAL ENTERPRISES LTD. (IPE), 30.72% (of which 12.96% via fully owned PETROLEUM CAPITAL HOLDINGS LTD. (PCH)), a public company whose shares are traded on TASE, controlled by MODGAL INDUSTRIES (99) LTD. (60.9%, controlled by the David Federman & family, Jacob Gotenstein and Alex Pasal), ORL (12.3%) and KETER PLASTIC LTD. (6.7%, owned by the Segol family).

 

On 30.12.2009, a transaction was finally completed where ORL acquired from IPE 50% in subject’s sister company CARMEL OLEFINS LTD., reaching 100%, in a share swap transaction: in return IPE was allocated 17.75% of ORL (new) shares valued of NIS 841 million. As part of the deal, ORL will sell its 12.3% stake in IPE, in consideration of US$ 40 million (see more below).

 

 

DIRECTORS

 

1.           Yossi Rosen, Chairman of ORL,

2.           Pinchas Buchris, General Manager of ORL,

3.           Arie Ovadya,

4.     Eran Schwartz,

5.     Charlie Shefer,

6.     Yachin Cohen,

7.     David Federman,

8.     Arie Silberberg.

 

 

GENERAL MANAGER

 

Ronen Zitrer.

 

 

BUSINESS

 

Developers, manufacturers, exporters and marketers of a wide range of petrochemical products, including aromatics, aliphatic solvents and intermediates for the chemical, pharmaceutical, plastic and food industries.

Subject produces 571,000 tons of products in 2011 (421,000 tons in 2010).

 

Subject’s main supplier is its parent company, ORL.

ORL also provides management administrative services to subject (for fixed fee).

 

Sales are to the plastics and chemical industries. Some 96.1 % of sales in 2011 were exports (94.9% in 2010), to 30 countries, mainly to Mediterranean countries and Western Europe, as well as USA and the Far East.

 

Operating from premises, on an owned area of 86,000 sq. meters, in Hahistadrut Avenue, Haifa Bay Industrial Zone, Haifa.

 

Having 95 employees (had 94 employees in end of 2010).

There are over 1,4,31 employees in the ORL Group.

 

 

MEANS

 

Subject’s accrued orders as of March 2011 are US$ 493 million.

 

Assets attributed to the Aromatics segment (subject) in ORL financial statements for 31.12.2011 are US$ 301 million (US$ 268 million as of 31.12.2010).

 

Financial data is included in the consolidated statements of parent company OIL REFINERIES LTD., which shows:

 

                                                                                             US$ (thousands)

                                                                                    31.12.2010              31.12.2011

ASSETS

Current assets

     Cash and cash equivalents                                                    6,704                    20,465

     Deposits & financial assets in fair value                               261,463                  141,459

     Customers                                                                        366,227                  561,403

     Other debtors                                                                     98,241                  147,328

     Inventories                                                                     1,200,922               1,080,129

     Current tax assets                                                                1,819                      3,528

                                                                                         1,935,376               1,954,312

Non-current assets

     Fixed assets, net                                                           2,030,414               2,245,194

     Other non-current assets                                                   407,756                  305,924

                                                                                         2,438,170               2,551,118

                                                                                         4,373,546               4,505,430

                                                                                        ========              ========

 

LIABILITIES

Current liabilities                                                                 1,613,880               1,772,071

Non-current liabilities

     Debentures                                                                       872,421                  665,147

     Long-term liabilities for banks                                             624,468                  915,359

     Other non-current liabilities                                                 139,031                  135,296

                                                                                         1,635,920               1,715,802

Equity                                                                                1,123,746               1,017,557

                                                                                         4,373,546               4,505,430

                                                                                        ========              ========

 

 

ORL current market value US$ 1,461.6 million.

 

Subject is an “Approved Enterprise” and as such entitled to tax benefits and State incentives.

 

There are no charges registered on the subject’s assets.

                                                                                                                            

 

REVENUES

 

(attributed for subject*)                                                Statement of Income

                                                                                     US$ (thousands)

                                                                                     Year ended 31.12

                                                                           2009                2010                2011

Revenues                                                           402,000            484,000            787,000

 

Gross profit                                                          55,000              50,000              68,000

 

Operating profit                                                    27,000              23,000              39,000

 

Net income                                                          27,248              24,598              30,051

                                                                    ========       ========          =======

 

* The data is taken from parent ORL financial statements, the Petrochemical/ Aromatics segment

 

                                                                            OIL REFINERIES LTD.

                                                                    Consolidated Statement of Income

                                                                                  US$ (thousands)

                                                                             For Year ended on 31.12

                                                                      2009                     2010                   2011

Income                                                           5,141,480            6,791,809           9,561,601

 

Gross profit (loss)                                               262,549              203,031              158,154

 

Operating profit (loss)                                          357,297                45,794                    127

 

Profit (loss) before income tax                             336,546                (4,839)            (110,923)

 

Net profit (loss)                                                   349,244                76,780              (87,076)

                                                                  =========        =========        =========

 

 

OTHER COMPANIES

 

OIL REFINERIES LTD., dealing in refining, production, trade, export and marketing of crude oil and its products according to a franchise received to build, operate and maintain installations and auxiliary plants for refining oils and minerals. Operates in 3 divisions/ sector: Refinery (ORL), Trade and Petrochemical. Petrochemical products are handled via subsidiary CARMEL OLEFINS (polymers), Subject (aromatics) and HAIFA BASIC OILS (oils and waxes). Subsidiaries:

                                                                                                                            

CARMEL OLEFINS LTD., 100% (and its subsidiaries) manufacturers and marketers of raw materials for the plastic and petrochemical industries.

GADOT BIOCHEMICAL INDUSTRIES LTD., 23.6%, biochemical acids and salts manufacturing, publicly traded on TASE, current market value US$ 36.2 million.

HAIFA BASIC OILS LTD. (HBO), 100%, manufacturers, exporters and marketers of basic oils, process oils, paraffin waxes and wax additives (for the candles industry). Fully owns HABOL TRADE & INSURANCE LTD. (Bermuda).

UNITED OIL EXPORT CO. LTD., 25%, ships refueling.

TANKER SERVICES LTD., 25%, operating leased tankers.

PAMA (PITUACH MASHABEI ENERGIE) LTD. 25%, non-active.

MERCURY AVIATION LTD., 31.25%.

O.R.L SHIPPING LTD., 100%.

MERCURY AVIATION (ISRAEL) LTD., 31.25%

GADOT BIOCHEMICAL INDUSTRIES LTD., 23.6%, biochemical acids and salts manufacturing.

 

ISRAEL PETROCHEMICAL ENTERPRISES LTD. (IPE), 12.3%, a holdings publicly traded company (TASE, current market value US$ 66.6 million). Main other holdings –besides ORL- are 23.7% in AVGOL LTD. (publicly traded on TASE, manufacturers, exporters and marketers of non-woven fabrics, current market value US$ 246.2 million) and in real estate.

 

PETROLEUM CAPITAL HOLDINGS LTD. (PCH), a holding company.

 

ISRAEL CORPORATION LTD., controlled by Ofer family. Current market value US$ 5,197.5 million. A public holding company.

 

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Main Branch (No. 876), Haifa.

Israel Discount Bank Ltd., Main Branch (No. 070), Haifa.

Bank Hapoalim Ltd., Main Branch (No. 700), Haifa.

The First International Bank of Israel Ltd., Main Branch (No. 006), Haifa.

 

 

CHARACTER AND REPUTATION

 

There are several lawsuits against subject and the ORL Group, mainly environmental related ones, though none of them seem to be significant. During 2009 subject received warnings from the Ministry of Environment regarding its environment violations. Subject cooperates with the Ministry and acts accordingly.

 

Apart from that, nothing unfavorable learned.

 

Subject is part of the ORL Group, which is considered to be the largest and leading in oil refinery and by-products in Israel.

Subject is the sole local aromatics products manufacturer and as such has been declared a monopoly.

In the Mediterranean Basin region subject estimates its market share at 10%.

 

Subject meets the ISO 9000 standard of quality.

 

THE ISRAEL CORP. is Israel's largest holding company.

Both the OFER BROS. and the FEDERMAN Groups are well known holdings, investment and industrial groups operating in Israel and in international markets.

 

The Federman family, which controls IPE, is a well-known wealthy family, and David Federman is respected businessman with holdings in Israel and overseas, though the holding company I.D. FEDERMAN HOLDINGS LTD. is headed by his son Adi Federman.

 

In February 2007 the State sold its shares (100%) in OIL REFINERIES (ORL), in consideration of US$1.57 billion. The shares were offered to the public through the Tel Aviv Stock Exchange. A group of investors, headed by ISRAEL CORP. acquired the control in the company, jointly with IPE.

On 30.12.2009, after all administrative obstacles removed, transaction was finally completed where ORL acquired from IPE 50% in its 50% subsidiary CARMEL OLEFINS LTD., reaching 100%, in a share swap transaction: in return IPE was allocated 17.75% of ORL’s (new) shares valued NIS 841 million. As part of the deal, ORL will sell its 12.3% stake in IPE, in consideration of US$ 40 million.

 

In September 2007, subject signed a memorandum of intent (MoI) for the acquisition of 50% of a Chinese company, manufacturers of solvents (Trimellitic Anhydride –TMA), for US$ 33.5 million. The terms of the MoI terminated in end of November 2007 and thus far the final agreement on the TMA project has not been signed.

 

In June 2009 ORL Board approved, based on a broad strategic plan, the investment of US$ 500 million in the erection of a new facility for refined oil products with total, designed to operate by 2011 (US$ 37 million have already been invested). As a result, ORL has been seeking credit facilities (Export Credit Agencies) for financing the project (on top of the capital raised in December 2007) from the public.

 

In November 2009 it was reported that subject is suing several insurance companies for NIS 130 million for compensation for a power cut to subject's plant.

 

In June 2009 ORL’s Board approved, based on a broad strategic plan, the investment of US$ 500 million in the erection of a new facility for refined oil products with total, designed to operate by 2011 (US$ 37 million have already been invested). As a result, ORL has been also seeking credit facilities, on top of the capital raised in December 2007 from the public. In February 2010 ORL announced on signing a binding principles letter with a funding consortia headed by BANK HAPOALIM LTD. for credit line of US$ 600 million (no guarantees). In addition, another US$ 300 million credit (for equipment purchase) is underway from American EXIM jointly with other Export Credit Agencies in Europe.

 

ORL suffered in 2011 from the volatility in the global oil markets and decrease in refining margins, resulting in losses (as above).

 

 

SUMMARY

 

Good for trade engagements.

Maximum unsecured credit recommended up to several US$ million.

 

Note: Since the beginning of 2012 Israel Post started using a new area code method of 7 digits (the old method of 5 digits will still be valid till end of 2012).

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.51.04

UK Pound

1

Rs.81.08

Euro

1

Rs.67.39

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.